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COPYRIGHT DEPOSIT. 






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THE 



Universal Dictation Course 



Taylor's Graham Phonography 



MADE UP OF BUSINESS LETTERS FROM TWENTY-SIX DIFFERENT 

BUSINESSES, TOGETHER WITH LEGAL PAPERS, DEPOSITIONS, 

AND TESTIMONY FROM CIVIL AND CRIMINAL CASES. 



...ARRANGED... 

With Complete Vocabulary of Words and Phrases (with Proper Short- 
hand Outlines) Preceding each Collection or Business to be 
Practised Before Taking Dictation in that Business 

^ by 

WfL. MUSICK 

AND ADAPTED TO ANY OF THE PITMANIC SYSTEMS 
(BOOK FOR EACH system) 



NINETIETH THOUSAND. 



1 v . 1 






A METHOD OF INSTRUCTION 

Especially Prepared for Shorthand Schools, Academies, Colleges 

and Private Study. The Method and Arrangement have 

been Used in School Ten Years by the 

Author before Publication 



.£ 



W. L. Musick Publishing Co., 
St. Louis, Mo. 



V* 



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THE LIBRARY OF 
CONGRESS. 

Two Copies Receive* 

SEP 12 190? 

Copyright Entry 

CLASS fit, XXc. No 

7 J - / ^ O- 
COPY B. 



Bntered. according to act Congress, in the year 1903, by 

W. I,. MUSICK, 

In the office of the Librarian of Congress, at Washington, D. C. 



PRESS OF 

WOODWARD A TIERNAN PRINTING SOMPANf 

SAINT LOUIS- 



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PREFACE. 



THE text-book of this system is a complete instructor as far as the principles 
of the system are concerned. It is not intended that this book shall take 
the place of the text-book, but that it shall be used as an auxiliary to the 
text-book. It is designed to follow the text-book, as a graded, classified, Dic- 
tation Course, for which there has always been a demand. 

Throughout the Dictation Course the student is recommended to make free 
use of the text-book, by frequent reference to it, in all cases in which an outline is 
not understood, or a principle is forgotten. 

It is intended for all grades of writers, but especially, to take the student at 
the very beginning of dictation and lead him, in a most systematic manner, through 
a carefully graded course, from the easiest, ordinary business letters, to the most 
difficult matter. The course should be practised and written through repeatedly, 
occasionally reviewing work passed over, and speed and accuracy will result. 

It will be of great advantage to the instructors, students and writers of the 
system, for systematic study and practise, in systematically planning the work in 
the 'schoolroom and classifying the school, for special preparation in any particular 
line of business, for gaining speed and at the same time keeping the notes in good 

form, and as a book of reference. 

THE AUTHOR. 



CONTENTS. 



PAGE 

Wood and Coal Business — Vocabulary i 

Wood and Coal Business — Letters 5 

Furniture Business — Vocabulary 9 

Furniture Business — Letters 12 

About typewriting 14 

Care of machine 14 

Loans and Collection Business — Vocabulary 15 

Loans and Collection Business — Letters 18 

Special Instructions — 

Form of letters 21 

How to take letter-press copy in letter-press book 23 

The vowel method 23 

Numbering letters for quick reference 24 

How to manifold j. . 24 

How to make mimeograph copies 25 

Paper and Printing Business — Vocabulary 26 

Paper and Printing Business — Letters 28 

Hay and Grain Business — Vocabulary 30 

Hay and Grain Business — Letters 32 

Lumber Business — Vocabulary 34 

Flour, Feed and Fuel Business — Vocabulary 36 

Lumber Business — Letters 37 

Flour, Feed and Fuel Business — Letters 39 

Hesitation 39 

General Advice — Vocabulary — 40 

General Advice — 

Suggestions 43 

Materials 43 

Neatness 44 

Keep your pencil sharp 44 

Students studying position 44 

How to become expert 45 

The stenographer 46 

Speed on the typewriter 46 

Discouragement 47 

Building and Loan Business — Vocabulary 48 

Building and Loan Business — Letters 51 

Hardware Business — Vocabulary 56 

Hardware Business — Letters 58 

Stove and Queensware Business — Vocabulary 61 

Stove and Queensware Business — Letters 64 

Dry Goods Business — Vocabulary 69 

Dry Goods Business — Letters . . 7 2 

Railroad Business — Vocabulary 76 

Railroad Business — Letters 79 

Implement Business — Vocabulary 83 

Implement Business — Letters 86 

Grain and Commission Business — Vocabulary 89 

Grain and Commission Business — Letters 9 1 

Real Estate and Insurance Business — Vocabulary 93 

iv 



CONTENTS (continued). 



Real Estate and Insurance Business — Letters 96 

Grocery Business (wholesale) — Vocabulary 99 

Grocery Business (wholesale) — Letters 102 

Manufacturing Business — Vocabulary 107 

Manufacturing Business — Letters no 

Merchandise Brokerage Business — Vocabulary 113 

Merchandise Brokerage Business — Letters 116 

Mill Machinery — Vocabulary 115 

Mill Machinery — Letters 120 

Option Business — Vocabulary 122 

Option Business — Letters 1 24 

Law Correspondence — Vocabulary 127 

Law Correspondence — Letters 132 

Forms of Legal Papers — Vocabulary 1.38 

Forms of Legal Papers — 

Action on note 139 

Action on account 139 

Action on account 140 

Motion for cost 140 

Trustees sale 14 r 

Motion to set aside judgment 141 

Motion for a new trial 142 

Petition for partition 143 

Petition for mandamus 144 

Motion to set aside sheriffs' sale 145 

Forms in bankruptcy . . '. 146 

Court Reporting — 

Suggestions , 149 

Stenographer's habits 149 

Finding testimony — Indexing notes 149 

Another method of indexing notes, 150 

Indexing transcript 150 

Inserting opinion 151 

Stopping proceedings 151 

Rapid witness 152 

Depositions 152 

Exhibits 152 

Offer of proof 152 

What not to take 153 

Questions by the Court or jurors 153 

Filing of notes 153 

Notes — How preserved— When written out 153 

Objections, rulings, and exceptions 153 

The ruling - : . . . 154 

Manuscript 154 

Title page of transcript 155 

Court Testimony — 

Forrest Case — Vocabulary 156 

Forrest Case — Testimony • ' 159 

Gideon Case — Vocabulary . 165 

Gideon Case — Testimony 166 

Railroad Case — Vocabulary 175 

Railroad Case — Testimony 176 

Abbott Case — Vocabulary 184 

Abbott Case — Testimony ]86 

The Birthright, the Barter and the Bitter Cry — Vocabulary 192 

The Birthright, the Barter and the Bitter Cry 197 

Group Dictation 195 

Graded Dictation 196 



Universal Dictation Course 



ADAPTED TO 



Taylor's Graham Phonography. 



INTRODUCTORY. 



THIS course is made up of a large number of business letters, classified under 
twenty-six different heads of business, as hereinafter explained, together with 
other matter, such as legal documents, testimony in civil and criminal cases, 
general information for students, etc. 

The words and phrases are selected from all this matter and arranged in the 
form of a vocabulary. The vocabulary of words and phrases for each business 
(with the proper shorthand outline), being placed before the matter, or letters per- 
taining to that business, so that the student may practise the words and phrases 
preparatory to taking dictation. It is of great convenience to the instructor and the 
student in the assignment of work to be done from day to day, and is a graded 
dictation course from the time the student begins dictation until he graduates. 

It is the result of several years' work and experience of the author and was 
developed in the schoolroom. It has been tested by years of satisfactory use in 
school. The shorthand outlines are strictly in accordance with the system. No 
arbitrary changes have been made. 

It is a step in advance of the old methods of teaching and studying shorthand, 
and abreast of the present advanced metnods of instructing and training students 
in the Commercial Course. 

The student is supposed to have carefully studied the text-book of the system 
before taking up this Dictation Course, and even then to continue carefully to review 
the principles in the text-book from time to time, as a foundation for the work 
herein. 

ARRANGEMENT. 

The course is made up of business letters that have been taken in actual 
work and classified under the following different heads of business : Wood and 
Coal, Furniture, Paper and Printing, Loans and Collections, Lumber, Flour and 
Feed, Hay and -Grain, Wholesale and Retail Hardware, Railroading, Wholesale 
Dry Goods, Wholesale and Retail Implements, Real Estate and Insurance, Manu- 
facturing, Building and Loan, Wholesale Grocery Business, Grain and Commission, 



INTRODUCTORY. vii 



Merchandise Brokerage, Mill Machinery, Option Business, Law Correspondence, 
Legal Documents, together with Civil and Criminal Cases that have been taken in 
Actual Court Work. 

The shortest and easiest Business Letters are put first and those which follow 
are gradually longer and more difficult, furnishing all kinds of practise, from the 
simplest to the most difficult, followed by the Court Work and other matter. 

THE PLAN. 

« 

A vocabulary of words and phrases is selected from the letters of the Wood 
and Coal Business and placed in the book preceding the letters of that business ; 
then the vocabulary of the Furniture Business, followed by the letters selected 
from the Furniture Business, and so on, the vocabulary of each business or line of 
work being followed immediately by the letters, or the testimony, or other matter, 
so that the student may thoroughly practise all the words and phrases before taking 
the matter in dictation. 

THE METHOD OF INSTRUCTION. 

Classes should be graded as nearly as possible according to their speed and 
accuracy (the instructor is his own best judge in this matter), and arranged in the 
room in regular order, or so as to be convenient for instructors. The typewriter 
program should be arranged as nearly as possible by classes, in the order in which 
the dictation is done. 

Students are supposed to have practised their words and phrases in advance, 
so that, as soon as school is called, the instructor may at once dictate to the 
advanced class wherever it may be in the course. The class may then be allowed 
to go to the typewriters, when the instructor will proceed to dictate to the next 
class, after which the students of this class should read their notes and practise 
their words and phrases preparatory to taking the next dictation, going to the type- 
writer at their time on the program, the instructor now proceeds as before, until 
all the classes have had dictation, when he should go back to the first class, and 
have them read part or all of the first dictation, and give them another dictation, 
and so on, going around the same as before, using his own judgment as to how 
much the class should read back to him. The students in each class should read 
their notes and practise their vocabulary for the next dictation, while the instruc- 
tors are dictating to the other classes. 

The typewriter program should be written and posted up in a conspicuous 
place, and each student is supposed to know his typewriting period, and to go to 
the machine and come away promptly, so that every one can work systematically. 
Changing the classes and promoting students will necessitate a frequent change 
of the typewriter program, which change should be made known to the students at 
the time. 

In this way one instructor can handle five or six classes, and two instructors 
can handle sixty to seventy-five students, and even more, depending, of course, 
upon the classification of the school and the number of beginners. Each student 
will get from fifteen to eighty letters a day, depending on the speed at which he is 
able to take the dictation. Those who need more dictation may take the dictation 
of the class in advance of them, and of the classes behind them. 

The student has the correct outline to practise, and can prepare on ten times 
as much matter as in the old way of study, and do it better. 

The teacher is relieved of a great deal of tedious and annoying work, as the 
student can readily refer to the vocabulary for any word or phrase he may want. 
Every student has the letters and other matter that he will have to take in dictation 
together with the vocabulary of the words and phrases to practise in preparing for 



vm 



INTRODUCTORY. 



the dictation so that he always knows just what comes next, and what he should do 
to be ready. One teacher can do more and do it better, by this method, than two 
can do in the old way. It is much more satisfactory to the student, hence, he is 
not nearly so likely to become discouraged. 

When the instructor has finished dictating to a class he has only to say where 
he left off, and in what business the next dictation will be, and state the number of 
the next letter, and the class will know exactly what to do to be prepared when 
the instructor is ready to dictate again. 

THE SECRET OF SUCCESS IS PRACTISE. 

Let no one depend on dictation alone. Speed is acquired by reading as well 
as by writing, and this method of practising each word and phrase in ,the vocabu- 
lary over and over many times, gets the exact form of the correct outline thor- 
oughly fixed in the mind and, at the same time, gives the student experience in 
forming the characters. 




SHORTHAND NUMERALS. 



IX 



Shorthand Numerals. 



For small numbers the Arabic numerals are preferable, however, several of 
them, such as i, 2, 3, 6, and 10 may be written in shorthand to good advantage, 
and for large numbers and denominations the following will be found very expedi- 
ent and always perfectly legible. They are, of course, optional and the learner 
may use them as they are here, or any of them that he may choose. 



One 

Two 

Three 

Pour 

Five 

Six 

Seven 
Eight 
Nine 

Ten 

Twenty 

Thirty 

Forty 
Fit'tv 
Sixty 

Seventy 

Eighty 

Ninety 

100 
200 
300 

400 

1,500 

2,000 

4,000 

18,000 

30,000 

50,000 
80,000 
400,000 

700,000 
4,000,000 

25,000,000 
40,000,000 

500,000,000 
16 per cent 

30 davs 
90 days 

3 months 
7 months 

Five-sixths 

514 



Note. — 
the 2d position 



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12 months 
15 months 

$300 
S700 

$1,000 
$3,000 

$40,000 
$80,000 

$2,500,000 
50 cents 

25 cents 
4 bushels 

25 bushels 
30 bushels 

700 bushels 
900 bushels 

10,000 bushels 
40,000 bushels 

25,000 bushels 
15 pounds 

40 pounds 
400 pounds 

1,500 pounds 
3,000 pounds 

70,000 pounds 
500,000 pounds 

2 dozen 
500 dozen 



2,000 tons 
1-2 ton 



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When numbers like $25.75 are to be written, write the dollars on 
and the cents on the 1st position without any other marks. 



THE OIDS AND ENLARGED BRIEF WAV AND YAY 



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We, with 

What, would 

Were, ye 

Beyond, year 

Years, you 

Yet, we were 

We would, with what 

Were we, were what 

What we, what were 

What would, would we 

Would what, we yet 

With you, were you 

Were ye, were yet -' ry 

What vou, what ye c c - u ■**■-■* 

What yet, would you 

Would ye, would yet w 

Ye were, ye would * »•-« c *■*' MC 

Yet we, yet were a 

You were, you would r\ C\ \^_ 

Beyond what, we were of .(.J..V A. .. - ■>-. • 

We were having 

We were not, we would have (3 C» ^ v \^ 
What were having ■ v — N — *" 

What were of, what'd have > 

Would we have, what you've -^ \^_OfA (S*C 
Would you've, were you'ving ^ r "^\y ^ 

Were you to have, were we of ^ v - 

Were we to have r - 

Ye would've, yeweretohave , *-\» ^ Si S c 

Ye were having, ye were of i ■*_ 

Youwereof,youweretohave f\ C> O O 
You were having, you'd have *■■*• v <i -*-^»-^-- 
Beyond what is, beyond you 

With us, with his 

With as, what, has ■ 

What is, would his ^ n 

Would as, were his 

Were as, beyond his a - 6 b ** 

Beyond us, yet his _ 

We were as, we were his ^° ^° O 

We would as, with what is ■*•*- 

With what has, were we as _ 

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What were his, what were as ^ f ? (3 

What'd his, were you his — "-•" 

Were you as, you were as _ v v - 

Of, of a or an ' 

Of all, of his : 

Of us, of our 

Of the, of what > ^ > I ^ ^ 

Of whom, of whose -*- - 

Of you, of our own 

Of all his, of what has ^ ^ ^^ 

Of it, of its N.x. 

To, to a or an 

To the, how 

To all, to his s s >« No n. 

To us, to have 

To our, to ours 

To what, to what is or has "sV ^ i &■■ 

Is to, as to 

As to the, as to our own <V n» 

To ourselves, to having ^V~x ">o>* *•- 

Of ours, of having 

Of what the, to what the > \ <n \> v> 

All, all our > 

All of, all have 

All are, all our own <\ ^ b S \> ^ 
All would, all will . .„.„. 

All his or is, all of us 

All are the, all of the 

Too, two 

Two years, too high 

Two others, two of us 
Or, or a or an 
Or all, or will 



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Or our, or are 
Or his, or is 
Or as, or us 

Or if, or have 

Or of, or not 

Or our own, or the 

Or we, or with 
Or what, or would 
Or you, or if I 

Or if he, or if you 
Or are you, or having 
Or with us, or are we 

But, but a or an 
But all, but will 
But all of, but all have 

But will have 

But are not 

But our own, but he 

But the, but as 
But his, but is 
But if, but for 



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But have, but of 
But not, but he is 
But were, but would 

But you, but are having 
Awe, already 
Awful, awe of 
Awed, owe 
Owed, owes 
Owing, O or oh 
On, on a or an 
On all, on all his 
On all of, on all of us 

On all of his, on thr 
On all thr, on all of it 
On all the, on the 
On you, on all of vou 
On all of our, on having 
On having the. on having a 
On high, on either hand 
On the other hand, on the one 
On to, on to the [hand 

Onward, on what 
On whom, on and on 
On our, on our own 

On us, on his 

On whose, on us all 

Should, should a or an 

Should have, should he 
Should I, should thr 
Should therefore, should we 

Should you, should the 
Should have thr, should our 
Should all, should-'his 
How, how is 
How will, how are 
How have, how would 

How are you, how is the 
How has he, how he 
How have you, how I 

How will I, how will he 
How will you, how we 
How would you, how would 

Ought, ought all 
Ought he, ought the 
Ought I, ought not 

Ought our, ought thr 
Ought thr own, ought thr not 
Ought therefore ought the 
Ought he have, ought his 
Ought to, ought to nave 
Ought we, ought you 

Who or whom, whose 
Who are, who are of 
Who are having, whoever 

Who should, who were 
Who will, who will have 
Who would, who is 

Who has, whosoever 
And an, and but 
And all, and will 

And are, and our 
And as, and us 
And I, and if 

And 
And 
And 
And 
And 
And 

And 
And 
And 

And 
And 
And 



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of, and have 
should, and the 
he, and to 
to the, and how 
to a, and to you 
we, and were 

what, and would 

who, and to whom 

our own, and are having 

is, and his 

will have, and of the 

have the, and if the 



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I, I have 

I and, I should 

I would, I were 

He, he is or has 
He have, he having 
He is a, he is the 
He should, should he 
He would, he were 
He who, he who will 

Were he, what he 
Would he, yet he 
He is-his, he has-is 

He is thr, he has thr 
He is not, he has not 
He would not, he should not 

What is the, who is the 
He is therefore, would the 
Would therefore, since thr 

Since thr is, around thr 
Around thrs, doing thr 
Doing therefore, doing thr 

, ' own 



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P 

TAV 2 PACK I I 



VOCABULARY OF THE 

Wood and Coal Business 



in which the words and phrases are selected from the Business Letters which 
follow, beginning on page 5. This vocabulary is arranged for convenience in 
study and practice. The numbers in the vocabulary refer to the number of the 
letter from which the words and phrases are taken, making a ready reference 
as well as being convenient for preparation by the student and assignment of 
work by the instructor. 

The student should practice each word over and over, eight or ten times, 
being careful to form the outline well, and taking care to write it in the correct 
position. Don't try to remember "how it looks" and imitate it, but know what 
"it is" and make it. The text-book should be kept near at hand, and any princi- 
ple not thoroughly understood, promptly looked up. 

The beginner should not endeavor to prepare on more than five letters for 
each dictation for a while; however, the instructor will be the best judge of that 
matter, and should be left free to have each student proceed as seems best in 
each individual case. As the student becomes more familiar with the shorthand 
outlines; he may prepare for and take a greater number of letters at a dictation. 

It will be well to review the Wood and Coal, letters two or three times 
before taking up the Furniture Business. 



Xll 



VOCABULARY OF WOOD AND COAL BUSINESS. 



Gentlemeii 
Yours of the 2d 
At hand 

We will 

Name you 

The 

Nut 

Coal 

At 

And the 

Lump 

Hoping 

To 

Receive 

Your 

Order 
We are 
Yours truly. 



Dear Sir 

Yours of the 15th 

We sent you 

2 cars 

Of 

July 10th 

The first 

Car 

Was 

Probably 

Detained 

By 

Washouts 

On 

Road 

And you 

Have 

It 

This 
Time 
On the 



Your favor of the 25th 

And noted 

We 

Quote 

You 

Green • 

Wood 
3 dollars 
Per cord 

And will be 
Pleased 
To have 

Your order 

Trusting 

Hear 

Prom you 
In the'near 
Future 



Your favor of the 9th 

And 

In reply 

Dry 

Cord 
Delivered 

Soon 
With 
An 



Your letter of the 16th 

Inst. 

Will say 

Express 
To-day 
1300 dollars 
As the 
3tore 
Account 

Has not 

Yet 

Arrived 

We can 
We can not 
Send you 

Exact 
Amount 
Due you 



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As soon as 

It 

Comes 

We will sen£ you. 

Statement 

If you 

Receive 

Money 

You may draw 

On us 
For the 
Balance 



Yours of the 28th 

Bills 

Have been 

Sent 

From 

Our 

Springfield 
Do not 
Agree 

Please 

Send 

Office 

A 

Correct 

Itemized 

And we will 

Remit 

For 

Ourselves 

Pay 

Any 



That 

Understand 
Will not 

Allow 
To be 
Loaded 

Anv more 

Want 

About 

Month 

Or 

At any rate 

Per dav 

Them 

Turned 

Over 
To us 
At once 



Just 

At present 

We do not 

Care 

Invest 

In the property 

You mention 

It will 

No doubt 

Good propertv 

When 

Gets 

Good 

Railroad 

Facilities 

We may 

Sometime 

Be able to 

To do something 

With this 

Together 

Together with 
Purchase 
Very truly 



[14th 
We have your favor of the 
And will say 
We have not 

Heard 
Anything 
If you have 

Not 

Please 

Deduct 



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TAV 2 - PACE 



VOCABULARY OF WOOD AND COAL BUSINESS. 



Amount 
From the 
July 

Us 

Prom you 
Soon 



) 






10 



We have your favor the 19th 

Inst. 

And note contents 

We are 

About 

To 

Commence 

Suit 

Against 

J. M. C. 

We would 
To go 

On our bond 
For cost 
Which 

Will not be 
More than 
We have 

To pay 

Cost 

You will not be 

Troubled 

As 

Do so 



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We have your order 

Booked 

One 

Lump 

Orders 

Additional 

But 

Does 

Does not 

What' 

Size 

Let us know 

And we will 

Ship 

As you direct 



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12 



Enclosed 

Find 

Difference 

In 

Weights 

Taken 

Ft. Scott 
That 
Give you 

Are the 

Our 

Agent 

Who 

Weighed 
Each 

Of these 
Notice 
That the 

Vouchered 

600 Pounds 

Less 

Than the 
Originally 

Called 

Af 

10 per cent 

Must have been 

Deducted 

Make 



13 



Presume 
Would not 
Want 

Price 
Ask 
For coal 

As 

Steady 

Demand 



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Duiing 
You wish 
There 
Could 
Object 
Cutting 
We could 
However 
Make you 
Cents 
At the 
Mines 



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1 



14 



We will make 

Mining 

Advanced 

On the first 
Which 
Of course 

When you get 

Ready 

For the 

Hard 

Shipping 

Considerable 

Now 
How 
Owe 



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15 



And we will make yoa 

Anthracite 

Same as 

Last time 

Although 

It is 

Higher 

But 

I 

But I 

But I told you 

Would 

I would 

Try 

And make it 

Same 
Sept. 
You can 

Mix 
As you 
Get it 

As you get it 

Can 

You can not 




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16 



Write the 

Hurry 

Forward 

Your coal 

Strike 

Last 

Week 

Threw 

Behind 

Somewhat 
There was au 
Accident 

Causing 
Death 
Of a 

Miner 
And they 
Stopped 

Work 

One day 

On that account 

Had 

Better 

Often 

They will 
Forget 
Forget you 



7 




17 



Seen 
G. F. A. 
And you may 

Give him 
Draft 
On us 



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VOCABULARY OF WOOD AND COAL BUSINESS. 



Freight 
Send us 
Freight bills 
Instructed 
He will be 
A ccept 

Credit 
Cashier 
Mr. Aldrich 
Before 
So much 
Cash 




IS 



December 

Actual 

Any 

Size 
Namely 
Per ton 

On track here 
If you 
Do not 

Think 
Think this 
Bed-rock 

Ask 

Other dealers 

Quotations 

And you will see 

Away 

Down 

Hoping 

This will 

Prove satisfactory 



19 



Continue 

Shipment 

Cinders 

At the 
Rate of 
Per day 

Until 

Countermand 
Please send 

Carry 

Most 

Iron 

If the 
Keep 
Up 

Grade 

Diminish 

Pile 

This summer 

We would like 

To have them 

Regularly 
Possible 
So as 

Crowd 
Yards 
Too much 



20 



We have sent 
On your order 
We know 
Other 
Parties 
Are selling 

Lower 

Quality 

But the quality 

Of the 
Is not 
As good as 

Ours 

We have sold 

Various 

Places 
Remainder 
Of your 

Stove 

Soft 

This is satisfactory 



21 



Herewith 
Together 
Together with 





7 



) a. A. 

OCl ^3 




!} 



Agents 
Tracer 
Showing 

Delivered 

These 

Were 

In which the 

Numbers 

Mixed 

Receiving 

Billed 

Stipp 

Getting 

Expense-bill 

Credit 



22 



Missed 

Your 

Frequent 

Orders 
Lately 
And are 

Anxious 
Business 
With you 

Time to time 

Black-jack 

Hickory 

F. O. B. 

Track 
Half 

Seasoned 

Kind 

Furnished 

Above 

Sawed 

• Twice 

Split 

Use 

Cook 



23 



Foreman 

Weir City 

Instructions 

Regularly 

Will you 

Write 

Present 

Indications 

Supply 

Winter 

Just 

Miners 

Will say 
It will not 
Any way 



24 



Understood 

Another 

Shipped 

If you are not 

To you 

Prepared 

All 
Best 
On you 

Trust 

Long 

Going 

It is good 

Property 

Charged 



25 



Came 
Duly 
Hand 

Following 

Year 

July 

During 

Months 

Aug. 

April 

May 

June 

Jan. 
Feb. 
Either 



TAV • -PA^t 3 



M2 



VOCABULARY OF WOOD AND COAL BUSINESS. 



March 

Sept. 

Oct. 

Nov. 
Dec. 

Port Scott 

Slack 

All the above 

Kansas City 

Railroad 

K. C. P. S. & Q. 

As a 

Basis 

Settlement 

Acceptance 

Offer 

Considered 

Will be considered a 

Contract 
Monday- 
Tuesday 

Wednesday 

Thursday 

Friday 

Saturday 

Sunday 

Yesterday 



26 



In regard 
Slack 
No. 20 

C. & A. 

Mistake 
Dispatch 

We would send you 
We would 
Send you 

Difference 

Cash 

In the meantime 

Down 

Account 

Its 



27 



Statement 
Requested 
Showing 

Make 

Arrangements 

All 

Something 

Drift 

Mind 

R. R. Co. 

Asked us 
Matter 



28 



Still 

On our books 

Against 

$26.75 

For which 

We have sent you 

Several 
But can get 
Reply 

To them 

Let us hear 

On receipt of this 



29 



We are in receipt of 
Your letter of the 9th 
In reply 

Will say 
Mr. B. 
Away 

Town 
Will be 
Back 

blonday 
When he will 
"Vrite you 

^bout the 

3rick 

You may send 

To our place 
There will be 
Delay 







n-^A r^ 

J ^ ^ 

3..^, zL 

,-. \m«t crm* 

TAY I -PAG6 4 



30 



Your letter of the 15th . ({/!>' / "7... _/Q . 

Received v 

And will say 'hat <*->—> 

Manager C^..._X J?.. 

Mr. Smith = 

And will not 

Return ~^/° I /^ 

Days ■- vl -~ b l 

Left 

Word , ^ 

He came "* ii *~ s > 

Home \ 

He would see you ^ 

And that 6 "7 

Could then \>/i 

Be made V^ ' 

As have ■•■*** f 

Already v ^- 

Been \ ( 

Mentioned ■■» yr ^ fc 

This will be satisfactory 



31 



Will you please 

Inform 

If you have 

Yet 

Found 

Anything 

Showing 
Against you 
Had not 

Taken 

Which you report 

Report 

Please 

Correct 

Books 



32 



Named 

Are more than 

We can 

Stand 

Re-ship 

125 miles 

South . 

Send us 

Prices 

F. O. B. 
We can do 
Weights 

For the coal 
Continue 
To give you 

Price 
Until 
It is being 

Used 
In place 
Great deal 



33 



Operators 

Kansas City 

Points 

Talking 

North 

View 

Of taking 

United 

Action 

Recently 

Legislature 

Obeyed 

Change 
General 
Co-operation 
South 
Have been 
With the 

Of the river 

On the mining 

Passed 

If the law 

Is to be 

There will have 

In the prices 
Should be general 
And at the same time 

Of other 

Attend a meeting 

Sometime 



3 ^ 



TAV 2 -PAOt * 



LETTERS SELECTED FROM THE 

Wood and Coal Business. 



NOTE. — Students should prepare for dictation by writing each word from six to ten times 
before taking the letters in dictation. Make the outline carefully and be sure you understand each as 
you practise it. Learn the words and phrases in the vocabulary on five or six letters at a time, and 
as you become mora familiar by review, more may be taken at a dictation. The number that should 
be dictated at each dictation depends upon how well the student knows the words \nd phrases. 



Gentlemen : — Yours of the 2d at hand. 
We will name you the nut coal at $3.25 
and the lump at $3.50. 

Hoping to receive your order, we are, 
Yours truly, (36 words) 

2. 
Dear Sir : — Yours of the 15th received. 
We sent you 2 cars of coal July 10. The 
first car was detained by washouts on the 
road, and you probably have it by this 
time. 

Yours truly, (37 words) 

3- 
Dear Sir : — Your favor of the 75th at 
hand and noted. We quote you green 
wood at $3.00 per cord, and will be 
pleased to have your order. 

Trusting to hear from you in the near 
future, we are, 

Yours truly, (43 words) 



Gentlemen : — Your favor of the 9th 
received, and in reply we quote you dry 
wood at $3.25 per cord, and green at 
$3.00 per cord, delivered. 

Trusting to hear from you soon with an 
order, we are, 

Yours truly, (43 words) 

5- 
Dear Sir : — Your letter of the 16th inst. 
received and in reply will say we sent 
you by express to-day $1300. As the 
store account has not yet arrived, we 
cannot send you the exact amount due 
you. As soon as it comes, we will send 
you statement, and, if you need the 
money, you may draw on us tor the bal- 
ance. 

Yours truly, (64 words) 



6. • 
Gentlemen : — Yours of the 28th at 
hand and noted. The amount of bills 
has been sent from our store at Spring- 
field and does not agree. Please send *o 
this office a correct itemized statement, 
and we will remit for ourselves. Do not 
pay any bills. 

Yours truly, (48 words) 



Dear Sir : — In reply to yours of the 
28th will say that we understand the road 
will not allow the cars to be loaded with 
coal any more, and we shall want about 
75 cars this month, or, at any rate, about 2 
cars per day. 

Please have them turned over to us at 
once, and oblige, 

Yours truly, (61 words) 



Dear Sir : — In reply to yours of the 14th 
inst. will say that just at present we do 
not care to invest in the property you 
mention. It will, no doubt, be good 
property when it gets good railroad facil- 
ities. We may, sometime in the future, 
be able to do something with this together 
with you, or by purchase. 

Very truly, (60 words) 



Dear Sir : — We have your favor of the 
14th inst. and will say we have not heard 
anything yet from car 295 sent you July 
15th. If you have not received it, please 
deduct the amount from July bill and re- 
mit us the balance. 

Trusting to hear from you soon, we 
are, 

Yours truly, (57 words) 



WOOD AND COAL BUSINESS. 



10. 
Dear Sir : — We have your favor of the 
19th inst. and note contents. We are 
about to commence suit against J. M. C. 
and would like for you to go on our 
bond for costs, which will not be more 
than $10.00 or $15.00. If we have to pay 
the costs, you will not be troubled, as we 
will do so. 

Yours truly, (65 words) 

11. 
Dear Sir : — We have your order booked 
for one car lump and one car stove. 
Yours of the 28th orders one car addi- 
tional, but does not say what size. 

Please let us know, and we will ship as 
you direct. 

Yours truly, (42 words) 

12. 

Gentlemen : — Enclosed find bill for dif- 
ference in weight on 2 cars of coal, taken 
at Ft. Scott. The weights we give you 
are the weights of our agent, who weighed 
each of these cars. 

We notice that the weights as vouch- 
ered are 600 lbs. less than the bill origi- 
nally called for, so 20 per cent must have 
been deducted. 

Please make voucher for difference. 

Yours truly, (66 words) 

13- 

Dear Sir : — Yours of the 2d at hand 
and noted. We presume you would not 
want to pay the price we ask for coal, and, 
as we have a steady demand during the 
time you wish it, there could be no ob- 
ject in cutting the price. We could, how- 
ever, make you a price of 7^ cts. at the 
mines. 

Yours truly, (61 words) 

14. 

Gentlemen : — Yours of the 2d received 
and noted. We will make the nut coal 
at $3.50, and the lump at $4.50. 

You know the price of mining advanced 
on the 1 st inst., which of course advanced 
the cost. Let us know when you get 
ready for the hard coal. We are ship- 
ping considerable now. 

Yours truly, (61 words) 

15. 

Gentlemen: — Yours of the 15th re- 
ceived, and we will make you the anthra- 
cite coal same as last time, although it is 
higher, but I told you I would try and 
make it the same for September. You 
can mix the coal as you get it, can you 
not? 

Yours truly, (56 words) 

16. 

Gentlemen : — We will write the mines 
to hurry forward your coal. The strike 



last week threw them behind somewhat; 
this week there was an accident causing 
the death of a miner, and they stopped 
work one day on that account. 

You had better write the mines often so 
they will not forget you. 

Yours truly, (63 words) 

17. 
Gentlemen : — Yours of the 29th at hand 
and noted. We have seen the G. F. A. 
You may give him a draft on us for full 
amount of freight on three cars, and send 
us the freight bills. He will be instructed 
to accept the draft, and he can credit it to 
the cashier, Mr. Aldrich, the same as be- 
fore, as so much cash. 

Yours truly, (74 words) 



Gentlemen: — Yours of December 1st 
at hand. We quote you the actual cost 
on car of hard coal, any size you want ; 
namely, $7.40 per ton on track here. If 
you do not think this bed-rock price, ask 
other dealers for quotations, and you will 
see that we are away down. 

Hoping this will prove satisfactory, I 
am; 

Yours truly, (65 words) 

19. 
Gentlemen : — Please continue ship- 
ment of cinders at the rate of 2 cars per 
day until we countermand the order. 
Please send the cinders that carry the 
most iron. If the cinders keep up to 
grade, we will try to diminish your pile 
for you this summer. We would like to 
have them sent forward as regularly as 
possible so as not to crowd the yards too 
much. 

Yours truly, ( 69 words ) 

20. 

Gentlemen : — Yours of the 25th re- 
ceived and noted. We will send you two 
cars of coal on your order. We know 
other parties are selling at lower prices 
but if the quality of their coal were as 
good as ours their prices would be as 
high. We have sold against them at 
various places. We will make the re- 
mainder of your coal at $3.50 on stove 
and nut, and $3.25 on soft. If this is 
satisfactory, let us know. 

Yours truly, (87 words) 

21. 
Gentlemen : — Herewith enclosed find 
statement of 2 cars of coal, together with 
agent's tracer showing car delivered to 
you. These were the cars in which the 
numbers were mixed, you receiving the 
car billed to Stipp, and he getting one 
of -your cars. Please remit for same to- 
gether with expense-bills, as we need 
them to credit you with the freight. 

Yours truly, (63 words) 



WOOD AND COAL BUSINESS. 



22. 

Dear Sir : — We have missed your fre- 
quent orders lately, and are anxious to do 
some business with you from time to 
time. 

We quote you dry cord wood, black- 
jack and hickory, at $3.50 per cord f. o. b. 
your track, and green and half-seasoned 
wood, same kind, at $3.00 per cord your 
track. We can furnish you wood same 
as above, sawed twice in two, at $3.75 
per cord on track here ; sawed twice 
in two and split ready for use in cook 
stove at $4.50 per cord f. o. b. your 
track. 

Trusting to receive an order in the near 
future, we are, 

Yours truly, (116 words ) 

23. 

Gentlemen: — Yours of the nth at 
hand. Our foreman at Weir City has in- 
structions to ship you coal regularly. 
Will you write and have him send the 
balance of your order at once? From 
present indications, we can supply, you 
with what coal you may want this winter. 

We cannot quote you prices just now 
as miners may want more pay for mining 
the coal, but will say it will not be more 
than 13 cents anyway. 

Yours truly, (80 words) 

24. 
Gentlemen: — Yours of the 13th at 
hand. We understood your order to be 
for another car of hard coal, and so 
shipped it to you. If you are not pre- 
pared to-day for all of it, do the best you 
can, and we will wait on you for the bal- 
ance which we trust will not be long, as 
coal is going up. It is good property at 
the price we have charged you. 

Yours truly, (78 words) 

25- 

Dear Sir : — Yours of the 9th inst. came 
duly to hand. We quote you the fol- 
lowing prices for one year, from July 
1st, '95, to July 1st, '96 : during the 
months of July and August, '95, and April, 
May and June, '96, lump coal, either 
Weir City or Fort Scott at 10 cts. ; and 
for months from September 1st, '95, to 
March 1st, '96, n cts. Slack for the year, 
5^ cts. 

All the above f. o. b. Kansas City, and 
railroad weights of the Kansas City, Fort 
Scott & Gulf Railroad as a basis of settle- 
ment. An acceptance of this offer will be 
considered a contract. 

Yours truly, (118 words) 

26. 
Dear Sir : — Yours of the 24th at hand. 
In regard to slack coal No. 20, C. & A., 
shipped you by mistake, we sent you dis- 
patch yesterday directing you to take 



$1.00 a ton on it, and we would send you 
the difference in cash. In the meantime, 
we will try and get the K. C. F. S. & G. 
R. R. to cut the freight down, on account 
of its being slack. 

Yours truly, (75 words) 

27. 

Gentlemen : — We sent you statement 
of account as requested showing amount 
due us $25.66. Can you not make ar- 
rangements to pay us, if not all, some- 
thing on account? If you commence 
mining the drift, we should not mind 
taking coal from you for the balance. 
We understood from the R. R. Co., who 
asked us about setting in cars for you, 
that you wanted two cars to load. Let 
us hear from you in regard to the matter. 
Yours truly, ( 82 words ) 

28. 

Dear Sir : — We have still on our books 
a balance against you of $26. 75 for which 
we have sent you several statements but 
can get no reply to them. 

Please let us hear from you on receipt 
of this, and oblige, 

Yours truly, (46 words) 

29. 

Gentlemen : — We are in receipt of your 
letter of the 9th, and in reply will say Mr. 
B. is away from town. He will be back 
Monday, when he will write you about the 
brick. In the meantime you may send 
three cars of brick to our place in Weir 
City, Kan. , so there will be no delay. 

Yours truly, ( 60 words ) 

Dear Sir : — Your letter of the 15th re- 
ceived and will say that our manager, 
Mr. Smith, is away and will not return 
for several days, but left word that as 
soon as he came home he would see you 
and that arrangements could then be 
made as have already been mentioned. 

Hoping this will be satisfactory, we 
are, 

Yours truly, (60 words) 

3i- 

Gentlemen : — Will you please inform 
me if you have not yet found out any- 
thing about car 2632, Jan. nth, and 3793, 
Feb. 13th. We sent you statement of ac- 
count showing $141.20 against you, but 
had not taken into account the ft eight on 
car 3121, which you report as $50.75. 

Please see whether we are correct as 
our books show. 

Yours truly, (76 words) 

32. 
Gentlemen : — Yours of the 3d received 
and noted. The prices named by you 
are more than we can stand, as we have . 



WOOD AND COAL BUSINESS. 



to re-ship this coal 1 25 miles south of here. 
You might send us prices f. o. b. , and we 
will see what we can do on weights south 
of here. We will continue to give you 
the price we have been paying for the 
coal, until October 1st. We understand it 
is being used a great deal in place of lump. 
Yours truly, ( 85 words ) 

33- 
Dear Sir : — The coal operators of Kan- 
sas City and points south of here have 
been talking of having a meeting here in 
Kansas City with the operators" north of 



the river, with a view of taking some 
united action on the mining bill recently 
passed by the legislature. If the law is to 
be obeyed, there will have to be some 
change in the price of mining, and the 
change should be general and at the 
same time. 

We should like your co-operation and 
views in the matter, and also the views of 
other operators. Will you talk the mat- 
ter over with some of the operators, and 
attend a meeting in Kansas City some 
time in June ? 

Yours truly, (118 words) 



^N 



% 

^ 



^ 



,M? 



VOCABULARY OF THE 

Furniture Business, 



In which the words and phrases are selected for study, the same as in the previous 
business. The student should prepare well on the words and phrases before taking 
the letters in dictation, by practising each word and phrase over eight or ten times, 
being careful to make the outline correct, and to understand how it spells the 
word, unless it be a word-sign. 

The number of letters to be given in each dictation must depend on how 
well the student or class is prepared. The letters in the Furniture Business may be 
given in two, three, four, or more dictations. The number of dictations should be 
left entirely to the judgment of the instructor. 

Keep your pencil sharp, but do not wait until the dictator begins to read 
before you decide to sharpen it. 



IO 



VOCABULARY OF FURNITURE BUSINESS! 



Invoice 

Bill-lading 

Shipping-bill 

Attached 

Furnished 

Trace 

Charges 

Failed 

Destination 



Do you wish 

Kensington 

Ingrain 

Turkish 

Rugs 

There are no 

Sizes 

Nearest 

Is 

We can make you 

Carpet 

To you 



) !5 1. 

/ «- ^ 




3 



Furniture Co« 

That you are 

Willing 

Are willing 

Chamber 

At the 

Paid 

Less 

Let us know 



Sometime ago 

Illustrated 

List 

Then 
Informed 
That your 

Was not 

At the above 

Address 

Parlor 

Bed-room 

Early 



Failure 

Member 

Castors 

Nearly 

Of them 

We have had 

We have shipped 

Trouble 

Getting 

Lately 

Porcelain 

Wheels 

Lot 

And the factory 

Promises 

Supplied 

With them 

Arrive 



Se ^..r 



r... 




s. \ _* 

x £ \_ 

■U \ ~ 

JlJOC -C 



c 



I ..z. 



6 



We have no 

Cuts 

Catalogue 

Of the 

Rattan 

Rockers 

Sorry 

Unable 

Supply you 

Favor 

We may be able 

Them satisfactory 



Please send me 

Samples 

Tapestry 

Brussels 
Linoleum 
All right 




^ 



<"\ t 



f- 



W~\ 

TAY I -PACE M 



36 inch 
Opaque 
Per yard 

Spring 
Rollers 
Tin 

Inside 
Worth 
Each 

Drab 

Opaque 

Brown 

Blue 
Olive 
Green 



We do not 

Carry 

Sofa 

Beds 

White 

Factory 

Upholstered 

Desired 

Covering 

Give you 

Work 

Regular 



10 



We regret 
Very much 
Furniture 

Was not satisfactory 

And are 

Still 

Take 
Back 
Exchange 

Do not 

Fit 
Beds 

Another 
Write us 
We will send them 

And you can 
Return 
You have 

Hand 
Answer 
And oblige 



11 



Found 
Goods 
To the 

That there was 

Enough 

Of the 

Gotten 

Next 

Gone 

Forward 

As soon as 

Other 

Parties 

Load 

Should 

Space 
You have 
If you 

Object 
Cheap 
Start 



b 



) 



Ss^jl*. 5 

..% /> /■... 

■^ \z 



12 



To-day 

Prices 

Dressers 

One-half 

Follows 

Body 




13 



Looked 

Over 

City 

Chenille 

Fringe 

Silk 



,-Tl.^ t 



TAY 2-PAGE 10 



VOCABULARY OF FURNITURE BUSINESS. 



ii 



Solid 
Color 
Piece 

Which is the 
Nearest 
We can get 

If not 

Suitable 
Little 



18 



u 



r 



14 



CLair 

In a few days 

Commenced 

Discounting 

Bought 

Owing 

Moving 

Into 

Quarters 

Shortly 
Benefit 
Providing 

You will 

Postal 

Bank 

Check 
Extra 
C. O. D. 



15 



Yours 

Opera chairs 

Says 

Later 

Agent 

It will be 

If you can not 

Houses 

Action 



16 



We will sell 
Folding 
We have not 
Stock 
Have a 
Will be 
End 
In case 
State 

Color 
Desired 
As your 

Last 

Letter 

Ordering 

Walnut 

Came 

After 

And you not 

Stating 

Mahogany 



17 



Giving satisfaction 

Mr. Seely 

Sold 

Very 

Ordered 

Confident 

Error 
Shall be 
Glad 

Correct 
To the 
Manner 

Shipment 
It was the 
Understanding 

Cash 

Ordinarily 

Cases 

We make 

Draft 

Always 

Been satisfactory 
Any time 
Asked for 

Reference 
Have been 
Explanation 



We are in receipt of 
Your favor of the 6th 
Would say 

Regarding 

Book-cases 

Perfectly 

I am very 

Sorry 

Indeed 

Misunderstanding 

Taken 

Place 

Nothing 

Was said 

At the time 

Purchased 

Badly 

Hope 

Consider 
I would 
Act 

Kindness 
If you will 
Advise 

When you can 
Send them 
Very much 

Discommoded 
Because 
They are not 



Moquette 

Border 

Intended 

As a matter 
Of course 
Allow 

Rolls 

If you will 

Gladly 

Credit 

Regretting 

Oversight 





20 



Valued 

Entered 

Pelt 

Next 

Stated 

This will be satisfactory 



I. i 



21 



23 



Started 
Holding 
Open 

Until 

To-morrow 

Standard 

Deliver 

Afraid 

Include 

All the 

Springs 

Tables 

Wardrobes 

In the car 

Maybe 

Obliged 

Local 

Kindly 

Inform 
Shall 
And oblige 



Placed 
Mr. Perry 
Accept our thaDks 

Invoice 
Has been 
Herewith 
Only 
White 
Soliciting 
1 

Knock down 
Position 
Prosecution 
Appreciate 
Opportunity 
Sideboard 



k 



1 



LETTERS SELECTED FROM THE 



Furniture Business 



Dear Sir : — Enclosed find invoice, no 
bill-lading or shipping-bill attached. 
Please furnish me with invoice, that I 
may trace those charges, which have 
failed to reach destination. 

Yours truly, (31 words) 

2. 

Dear Sir : — Do you wish Kensington 
Ingrain or Turkish rugs ? There are no 
sizes 10 by 10. The nearest we have to 
size is in Turkish 6 by 10 ft, price $45. 

We can make you any kind of carpet 
you wish. 

Yours truly, (46 words) 

3- 
Gentlemen : — Your letter of Oct. 23d 
received, and in reply would say that we 
understand from the Kansas City Furni- 
ture Co., that you are willing to take the 
Chamber Suite, at the price we paid for 
it. The price is $25, less 10 per cent. 
Let us know, if this is satisfactory. 

Yours truly, (56 words) 



Dear Sir : — Some time ago I received 
an Illustrated Price List of your furniture, 
and then you informed me that your full 
list was not yet out. If the same is out 
now, please send to me at the above 
address. 

I want to get a Parlor and a Bed-room 

set, and some Carpets, early in January. 

Yours truly, (60 words) 



Dear Sir : — Your favor of the 10th inst. 
at hand and noted. Our failure to ship 
No. 4 Castors with balance of order, was 
due to the fact that we are nearly out of 
them. We have had considerable trouble 
lately in getting No. 4 Porcelain Wheels. 
We have a lot on the road now, and the 
factory promises to keep us well supplied 
with them. 

We will fill your order from the first 
that arrive. 

Yours truly, (78 words) 



Gentlemen : — We have no cuts or cat- 
alogue of the rattan rocker you wish. 
Sorry we are unable to supply you. 

Hoping to receive your favors in the 
future, and that we may be able to fill 
them satisfactorily, we are, 

Yours truly, (42 words) 

7- 
Dear Sir : — Please send me your illus- 
trated catalogue of furniture and some 
samples of Tapestry Brussels, and Lino- 
leum Carpets with prices. 

Yours truly, (23 words) 

8. 
Gentlemen : — We quote you 56-inch 
opaque at 50 cts. per yard. The spring 
rollers are made of tin, with spring inside, 
and are worth $1.00 each. The opaque 
we have in drab, brown, blue, and olive 
green. 

Yours truly, (43 words) 



Gentlemen : — We do not carry the sofa 
beds in white. As we buy all of them 
from the factory upholstered, we can fur- 
nish you any desired covering as per 
price list, and give you, for this work, 20 
per cent off regular price. 

Yours truly, (45 words) 

10. 

Gentlemen : — Your favor of Oct. 23d 
at hand. We regret very much #iat the 
furniture was not satisfactory, and are 
still willing to take it back or exchange 
it. If the springs do not fit the beds, and 
you wish us to send others, write us, and 
we will send them. You may then return 
those you have on hand. 

Please answer, and oblige, 

Yours truly, (67 words) 



Dear Sir: — We found, on getting all 
your goods to the depot, that there was 
considerably too much for one car and 
not enough for two, and some of the 



FURNITURE BUSINESS. 



'3 



goods could not be gotten ready until" 
next week. One car has gone forward, 
and as soon as we can get all the goods 
from other parties, we will load another 
car. Should there be any space left we 
will, if you do not object, fill up with 
some of our cheap goods. The car will 
start about Wednesday or Thursday. 

Yours truly, (93 words) 

12. 

Dear Sir : — We send you to-day cata- 
logue, and quote you prices on dressers 
one-half price of full suite. We quote 
you prices on good Brussels carpet as fol- 
lows : 

Tapestry Brussels, 85 cts. to 95 cts. 
per yard; Body Brussels, $1.00 to $1.25 
per yard. 

Hoping to receive your order, we are, 
Yours truly, (59 words) 

13- 
Gentlemen : — We looked all over the 
city but could not get chenille fringe, or 
fringe of any kind in silk, solid color. 
We express you a piece which is the 
nearest we can get. If not suitable, 
you may return^it. 

Yours truly, (43 words) 

14. 
Gentlemen : — Your order for No. 50 
chair at hand. As we have to upholster 
it first, will ship same in a few days. We 
commenced last Thursday discounting all 
bills of furniture bought of us 20 per cent, 
owing to moving into new quarters 
shortly. We give you the benefit of this 
discount, provided you will send postal 
order or bank check for the amount ; by 
so doing you will save $1.00, which the 
railroad company charges extra for all 
goods sent C. O. D. 

Yours truly, (88 words) 

15. 

Gentlemen : — Yours in regard to opera 
chairs at hand with catalogue. The 
party that we wish to get prices for says 
he wishes to buy 200 chairs now, and 300 
later. If you can send your agent to see 
him, it will do as well. We are willing 
to sell the chairs in that way ; but if 
you cannot send your agent to see him, 
let us know, and we will send him cuts 
and prices at once, and sell to him. He 
says he has cuts and prices from other 
houses, and will expect us to quote him 
low prices. 

Yours truly, ( 105 words) 

16. 
Gentlemen : — We will sell you one of 
those folding beds No. 28 ; we have not 
another in stock, but have a car load on 
the way, which will be here about the end 
of the week. In case you want us to send 
another, state color of wood desired. 
Your last letter ordering walnut came the 



day after we shipped the bed, and as you 
did not state color of wood, we sent 
mahogany. 

Yours truly, (77 words) 

17- 

Gentlemen : — Your favor of the 1st at 
hand. We regret very much that the 
goods sent are not giving satisfaction. 
Our Mr. Seely, who sold you the goods, 
is very confident that he had the goods 
shipped that were ordered ; but if there 
has been an error, we shall be glad to 
correct it. 

In regard to the manner of shipment, 
it was the understanding that the bill was 
to be cash, and ordinarily in such cases we 
make draft with bill-lading, which has al- 
ways been satisfactory. If any time had 
been asked for and references given, we 
should have been very glad to have ship- 
ped the goods in any manner desired. 

Hoping this explanation will be satis- 
factory, and that we may be favored 
with your future orders, we are, 

Yours truly, (133 words) 
18. 

Gentlemen : — We are in receipt of 
your favor of the 6th, and would say that 
your explanation regarding book-cases is 
perfectly satisfactory to us. 

We are very sorry that a misunderstand- 
ing should have taken place. Nothing 
was said at the time we purchased the 
goods, about your not having them in 
stock. We need the goods very badly, 
and hope you have received them by this 
time. I shall consider it an act of kind- 
ness, if you will advise me by return 
mail when you can send them, as we are 
very much discommoded because they 
are not here now. 

Yours truly, ( 104 words ) 

19- 
Gentlemen : — Regarding the 5059 B 
Moquette carpet and border which you 
returned us, we intended, as a matter of 
course, to allow you the freight on those 
two rolls, and if you will let us know 
what it is, we will gladly credit your ac- 
count. 

Regretting the oversight on our part, 
we beg to remain, 

Very respectfully, (59 words) 
. 20. 

Gentlemen : — We are in receipt of your 
valued favor of the 18th, and in reply will 
say that we now have your order entered 
for 25 rolls of " C " carpet felt, which we 
expect to ship the first part of next week, 
as stated in our letter. 

We trust this will be satisfactory. 

Yours truly, (56 words) 

21. 
Gentlemen : — We started to load your 
car this morning, but are holding it open 



M 



FURNITURE BUSINESS. 



until to-morrow, by which time the Stand- 
ard Furniture Co. will deliver their goods. 
We are afraid that all you include in your 
order cannot be put in this car, and we 
may be obliged to leave some out. Shall 
we ship same local ? 

Kindly inform us, and oblige, 

Yours truly, (64 words) 

22. 

Gentlemen : — V/e are in receipt of your 
order kindly placed with our Mr. Perry, 
for which please accept our thanks. 
Same has been shipped to-day, and we 
enclose the invoice herewith. No. 1238 
is in dark only, and Nos. 1415, 1516, and 
2003 are in white only. 

Soliciting your further orders, we are, 
Yours truly, (65 words) 



23. 

Dear Sir : — We began loading your car 
yesterday and intended to ship it to-day, 
but found there would not be room in the 
car for all your goods. Although the 
tables are knock-down, there were some 
tables and a sideboard left out. Please 
let us know at once, whether we shall 
ship same local. * 

1 We note what you say about the prose- 
cution of the case in hand, and feel that 
you are now in a position to make collec- 
tion. Take advantage of every oppor- 
tunity to secure it. We appreciate the 
favor very much. 

Trusting to hear from you soon, we are, 
Yours truly, (103 words) 



ABOUT TYPEWRITING. 

Be constantly studying the spelling and meaning of words and the correct use 
of sentences. When in doubt about a word, look it up in the dictionary. Learn to 
put your paper in straight. Handle your machine quickly but gently ; do not slam 
it as if it were a stove door. Keep it covered when not in use. Learn to write 
without continually lifting the carriage to see your work ; it loses you much time and 
is a bad habit. Strike the punctuation marks more lightly than the other keys. 
You are not supposed to be a machinist and to know how to repair machines, and 
should not try your hand at taking off parts and putting them back. Space once 
after the comma, the semi-colon, and the period when used after an abbreviation. 
Space twice after a period, question mark, or exclamation point at the end of a 
sentence. For a dash use two hyphens without space between them, but spacing 
before the first and after the second. Indent your paragraphs, beginning at 5 on 
carriage scale. Don't hand in copy with errors and then make excuses. Your 
excuses will do no good, even if they are good ones, and your employer has no time 
to listen. If you do not feel sure your work is correct, read it over. You should look 
it over anyhow, but don't waste time. " Make haste slowly," but hurry all the time. 

Don't be careless because your work is "only practise." Be as careful as 
though you were getting a good price for every page. You cannot be careless while 
learning, and then when you get to work in an office, suddenly begin to be careful. 
Your habits will remain with you. You cannot change them at your pleasure, 
so keep them correct and you will not need to change them. 



CARE OF MACHINE. 

Carefully study your machine, learning how to clean it, how to oil it, and how to 
keep the type clean. Don't say you are not familiar enough with the machine to know 
how to clean it. Any one can get the dust and dirt off whether they ever saw a 
typewriter before or not. Of course, you can do it better after you are accustomed 
to it. Remove the dust as thoroughly as if your typewriter were a piano. 
Oil the working parts, that is, wherever there is any friction. Don't use too much oil, 
a very little at a time, wiping off surplus. Keep carriage rod well oiled. If the 
machine gets sticky or gummed from dust settling on it, put on coal oil or benzine 
and wipe off thoroughly, and then put on a little typewriter oil. 

Don't turn screws about the machine unless you are sure it ought to be done. 
Keep your type clean. Often a machine is pronounced out of order when it only 
needs cleaning. Don't keep on writing when the writing looks blurred and dirty. 
Take a brush and pin and clean the type so that the writing will be clear and neat. 



.VOCABULARY OF THE 

LOANS AND COLLECTION BUSINESS. 



Having written and re-written the letters in the "Wood and Coal" and 
"Furniture" businesses, until they can be written readily and accurately, you should 
be able to prepare on a larger number of letters, but should not let the desire to get 
along rapidly lead to taking dictation without preparing for it. The secret of your 
success is, practise on the words and phrases before taking the dictation. 
Practise whether you like to practise or not, and you will soon see results. There 
is, however, a practise that will hinder rather than improve ; it is the habit of practis- 
ing or writing carelessly in order to gain speed. Try to be both quick and accurate 
as you practise. Mere copying is not worth much. You must know for yourself 
what you are making. Faithfully follow the plan of practising each word and phrase 
over and over before taking dictation. 



i6 



VOCABULARY OF LOANS AND COLLECTION BUSINESS. 



Downing & Co. 
Weir City, Kans. 
Abstract 

Pleased 

Completion 

Mortgage 

County treasurer 

Certify 

As to the 

Taxes 

Explanation 

Customers 



Henry Wilson 
Cleveland, O. 
Payment 

Offered 
Unless 
Intend 

Foreclose 

Inform 

Whereabouts 



Brown & Co. 
Topeka, Kans. 
Mr. B. 

Appears 
To be 
Steady 

Reliable 
Young man 
Worker 

Farm 
Loans 
Person 

Reason 
Youth 
He is 

Apt 

Opinionative 

Means 



B. T. Baley&Co. 
Sturgeon, Mo. 
Warrants 

Provided 

Legally 

Issued 

Attorney 

Requirements 

Information 

Readily 

Even 

Amounts 

As possible 

Through 

Attached 



J. S. Harding & Co. 
St. Louis, Mo. 
Mistake 

As you mention 

Larkins 

Papers 

Notice 

Particularly 

If the 

Insurance 

Office 

Properly 



Williams & Strong 
Detroit, Mich. 
B. S. Carver 

Judgment 

Against 

Prevents 

Inquire 

Deed 

Lands 

Third party 
Should make 
Whether 

Collected 

Without 

Particularly 




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..CLs.._ 





^ 



V 



9 y 



n K St.. 

^? -s- %.... 



a. 



/ 



JL 



TAV i -*AGE 16 



Andrew Galand 
Little Rock, Ark. 
Bond 

Execution 
Which please 
Executed 

Complete 

Application 

Description 

Property 

C's 

Wrong 



C. D. Miller 

Springfield, Mo. 

Interest 

Coupons 

To us 

By you 

On the 

Payable 

Office 



J. H. Hardin 
Ozark, Mo. 
Asking 

Us 

Withhold 
For this 

Constitutes 

Company 

Also 

Assured 

Payment 

Defer 

Collection 
Carrying 
Your letter 

Intimation 
Changed 
Stock company 

Personally 

Extended 

Largely 

Necessary 
And oblige 
Longer 




.1 



\ : 



S-L 




10 



J. V. Dalton 
Lebanon, Mo. 
Urge 

Settlement 
Get their 
Acceptance 



11 



J. A. McDonald 
Ash Grove, Mo. 
Record 

After 

They have 

Acknowledged 

Acknowledgment 
At least 
Letter 

E as ton 
Notify 
Henderson 

Latter 

Release 

Retain 

12 

George D. Hope 
Lincoln, Neb. 
Johnson 

Absent 

Business 

Indian 

Ward 

Government 

Citizen 

Credits 
Own risk 
Rely 

Honor 
Country 
To instruct 





TAV 2 -PACE 16 



VOCABULARY OF LOANS AND COLLECTION BUSINESS. 17 



Clients 
Effect 
Real estate 

Represent 

Outside 

World 

Suggest 

States 

Only 



/ 'I CU. 



13 



J. H. Cunningham 
Kansas City, Mo. 
Scott 

Agent 

Do not think 

There is 

Reports 
Grounds 
Hands 

Appear 

Commercial 

Agency 

Wholesale 
Merchants 
Importance 

Preserving 

Presentation 

Maintain 




14 



Glass Bros. 
Freeman, Mo. 
Dunn's 

Notification 
Defendants 
Chattel mortgage 

Since 

Remitted 

Protect 

Secure 

Immediate 

Patrons 

Proficient 

Services 

Recently 

Success 

Depends 

Quickly 



15 



D. W. Bliss 
Baltimore, Md. 
Security 

House 
Payable 

Next 

After that date 
Under the 
Circumstances 

Power 
Begin 
Foreclosure 

Sum necessary 

Discharge 

Greatly 

Obliged 

Information 

Intention 

Subject 

As you know 

Always 

Regularly 

Income 

Small 



no l.....p 

_W "V. 

1 nZ°. 

■*-° t* — • 

Z \ - 

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.V 



v^> 



16 



Scott, King & Co. 
St. Louis, Mo. 
Desire 

Request 

Prepared 

Meet 

Obligation 

Regretting 

Prevent 

Prompt 

Usual 

I am 




^ J 



TAY l-PAGt IT 



17 



T. M. Barber 

Bellville, 111. 

Atlantic 

Bank 

Protested 

Non-payment 

Oversight 

Rectified 

Taken 




18 



Kimball & Co 

Denver, Col. 

Absence 

Hasten 

Withdraw 

Oversight 

Occurrence 

Happen 

Again 

Regretting 

Trouble 

Caused 



19 



J. W. Farmer & Co. 
Boston, Mass. 
Inquire 

Standing 

Refuse 

Reasonable 

Extent 

Of their 

Responsibility 




.—?.. 



L^\ 



20 



H. M. Zaner & Co. 
Lansing, Kans. 
Relying 

Discretion 

Parties 

Command 

Confidence 

They have 

Overstock 

Without 

Ability 

Dispose 

And they are 

Moreover 

Unpunctual 

In their payments 

Ourselves 

Capacity 

Already 

Indebtedness 

Certainly 

Enter 

Relations 

Ample 



(W.^1 — (~turruc/. 



u 



.. < V» \W. 



21 



Stability 

Investigation 

Unmistakable 

Evidence 

Serious 

Condition 

Finances 

Looseness 

Method 

Transacting 
Unanimity 
On the part 

Composing 

Harmony 

Exist 

Between 

Unattainable 

Result 

Dissolution 

Question 

It is a question 

Whether 
Would be able 
Learn 

Resources 

Ebb 

Advisable 

Defeat 

Employed 

Exemptions 



LETTERS SELECTED FROM THE 

LOANS AND COLLECTION BUSINESS. 



i. 
Downing & Co., 

Weir City, Kans. 
Gentlemen : — 

We have received abstract and are 
pleased with the work. We enclose it for 
completion. We do not want our second 
mortgages to show, and we prefer to have 
the County Treasurer certify as to the 
taxes,, as it saves us an explanation to our 
customers. 

Yours truly, (54 words) 

2. 

Henry Wilson, 

Cleveland, O. 
Dear Sir : — 

Yours received. Enclosed find 
draft for $28.09 m payment of A's interest 
which was due Jan. 1st. J. W. has not 
yet paid his interest, nor has he offered 
any explanation. Unless he pays soon, 
we intend to foreclose on him. We could 
not find S. at the address you gave us, 
our letter being returned. 

Can you inform us as to his where- 
abouts ? 

Yours trulv (76 words) 

3- 
Brown & Co., 

Topeka, Kans. 
Gentlemen : — 

Mr. B. appears to be a steady and 
reliable young man, not more than 24 
years of age, and a good worker. He 
does quite a good business for us in farm 
loans, and we have so far found him to 
be a prompt and reliable person. 

By reason of his youth he is apt to be 
opinionative, but he means well. 

Yours truly, (71 words) 

4- 
B. T. Bailey & Co., 

Sturgeon, Mo. 
Gentlemen : — 

We will take your $1500 in county 
warrants, and more, if you can get them 
at 90 cents, provided they are legally 
issued as per our attorney's list of require- 
ments enclosed to you. This information 
you can readily give us. We should like 

18 



to have them in as many even amounts as 
possible, that is, 100, 200, 300, and 500. 
You may draw on us through your bank 
with warrants attached. 

Yours truly, (87 words) 

5. 
J. S. Harding & Co., 

St. Louis, Mo. < 

Gentlemen : — 

Yours of the 27th at hand. When 
you find a mistake, as you mention, 
please correct it. See if we did not, by 
mistake, enclose a draft for $117.60 in 
Larkins' papers. If so, please return. 

Also notice Larkins' mortgage very 
particularly, and see whether the insur- 
ance clause is properly filled out ; if not, 
return at once. 

Will send you a number of papers this 
week. 

Yours truly, (82 words) 

6. 

Williams & Strong, 
Detroit, Mich. 
Gentlemen : — 

The abstract of B. S. Carver shows 
judgment against him, which prevents 
the making of the loan. Please inquire 
and let us know whether, if Carver were 
to deed these lands to a third party, 
and that party should make a loan, the 
loan could be collected without a suit. 
We want to know this particularly, as we 
have loaned C. some money, and would 
like to make a loan through him to the 
party to whom he would deed the land. 
Yours truly, (90 words) 



Andrew Galand, 

Little Rock, Ark. 
Dear Sir: — 

Enclosed find bond and mortgage 
deed for execution by Mr. and Mrs. B., 
which please have executed and return 
to us as soon as possible, with com- 
plete abstract of C.'s loan enclosed. 

In making out application for loan, be 
careful to get the description of property 
right. That of C.'s was wrong. 

Yours truly, (61 words) 



LOANS AND COLLECTION BUSINESS. 



19 



8. 

C. D. Miller, 

Springfield, Mo. 
Dear Sir : — 

Your interest coupon for $97.00 
attached to mortgage 2700 made to us by 
you on April 30th, is due and payable at 
our office. 

Please remit the amount at the due 
date, by bank draft or postal money 
order. 

Yours truly, (52 words) 



J. H. Hardin & Co., 

Ozark, Mo. 
Gentlemen : — 

Yours of the 3d, asking us to with- 
hold our draft on you for this month re- 
ceived, and in reply will say that we 
should like to know who constitutes your 
Company; also if payment will be assured 
us, in case we defer collection 30 days 
longer. We have been carrying this ac- 
count in the name of M. and H., and 
your present letter is the first intimation 
that it has been changed to a stock com- 
pany. We know Mr. H. personally, and 
have extended our present credit largely 
on his account. 

Please give us the necessary informa- 
tion, and oblige, 

Yours truly, (in words) 

10. 
J. V. Dalton, 

Lebanon, Mo. 
Dear Sir : — 

We enclose for collection, draft on 
M. & K., amount $36.25. Please urge 
settlement, and if not paid, get their ac- 
ceptance and return to us. 

Yours truly, (39 words) 

11. 
J. A. McDonald, 

Ash Grove, Mo. 
Dear Sir : — 

We enclose you first and second 
mortgages of T. H. B. for record. After 
they have been acknowledged, fill in the 
date of acknowledgment so it will be at 
least one day later, and record these 
mortgages. We trust our letter reached 
you in time to hold the Easton mortgage 
from record, but should that have already 
been recorded, notify us at once; also D. 
S. Henderson, asking the latter for the 
release. If the third mortgage is in your 
hands, record it; if not, we will send it to 
you to be recorded with these. 

Yours truly, ( 107 words ) 

12. 
George D. Hope, 
Lincoln, Neb. 
Dear Sir : — 

I have your draft on J. T. Johnson 
for $75.00. Mr. J. is absent on business. 



On his return we will make collection, if 
possible. Mr. J. is an Indian. An In- 
dian is a ward of the government. When 
a citizen credits him, he does so at his 
own risk, and must rely on the honor of 
the Indian so credited. We cannot make 
collection by law in this country, and I 
would advise you to instruct your clients 
to that effect. Mr. J. is a man of some 
means, but real estate here does not rep- 
resent money to the outside world. 

I would suggest to all parties in the 
states that they sell goods to Indians for 
cash only. 

Yours truly, (132 words) 

13. 

J. H. Cunningham, 
Topeka, Kans. 
Dear Sir : — 

We received to-day, for collection, a 
bill against you in favor of R. G. Scott & 
Co., for $954.00. Our agent reports you as 
paying promptly and we do not think there 
are any grounds for different report or, 
for placing claim in attorneys' hands, in 
which case your name would appear on 
the credit sheet of the commercial agen- 
cies, which goes to all the wholesale mer- 
chants, and on which they base their 
credit. We trust you will see the impor- 
tance of preserving your rating ; so we 
draw on you to-day for this bill through 
the bank. 

Trusting you will honor the bank on 
presentation and maintain your rating, 
we are, 

Yours truly, (122 words x 

14. 
Glass Bros., 

Freeman, Mo. 
Gentlemen : — 

In reply to yours of the 24th we 
notice, in Dunn's notification sheet of the 
25th, defendants have given a chattel 
mortgage for $50.00 on their stock of 
goods. You have had this claim in your 
hands since March 24th, and so far have 
remitted only $5.00. We think you 
should be able to protect your clients as 
well as others secure theirs, and trust 
you will give this immediate attention, as 
our people look to us for prompt and 
proficient services in all cases. We have 
sent you two claims recently from which 
we have had no reply. 

Our success in this business depends 
on how quickly we move. 

Yours truly, (122 words) 

15. 
D. W. Bliss, 

Baltimore, Md. 
Dear Sir : — 

My note for $2500 for the security 
of which you hold a mortgage deed on 
my house and lot, is payable on the first 
of next month. After that date I under- 



M3 



20 



LOANS AND COLLECTION BUSINESS. 



stand, under the circumstances, you can, 
if you desire, at once begin suit for fore- 
closure. It is not in my power to raise 
the sum necessary to discharge the debt, 
and I should be obliged for information 
as to your intentions on the subject. As 
you know, I have always paid interest 
regularly, and I enclose you herewith a 
check for the last quarter, $37.50, payable 
to your order. You are probably aware 
that I have a small but regular income, 
and am sure to pay interest. Under the 
circumstances, I have great hopes that 
you will allow the matter to stand as it is, 
for the present. 

Yours truly, (156 words) 

16. 

Scott, King & Co., 
St. Louis, Mo. 
Gentlemen : — 

I respectfully request you to defer 
the collection of this account until the 
first of the month, when I shall be pre- 
pared to meet my obligation. 

Regretting that circumstances prevent 
my being as prompt as usual, I am, 

Yours truly, (48 words) 

17. 

T. M. Barber, 

City. 
Dear Sir : — 

Your note for $750.25 due yester- 
day, payable at the Atlantic Bank, is pro- 
tested for non-payment. 

We beg to call your attention to the 
matter in the hope that the probable 
oversight may be rectified, and the note 
taken up. 

Yours truly, (53 words) 



Kimball & Co., 

City. 
Gentlemen : — 

I have just returned to the city, 
after an absence of several days, and 
learn with much regret, from yours of the 
nth inst, that my note has been protested 
for non-payment. • 

I hasten to withdraw it from the bank, 
and beg to say that such an occurrence 
will not happen again. 



Regretting the trouble it has caused 
you, I am, 

Yours truly, (68 words) 

19. 

J. W. Farmer & Co., 

Boston, Mass. 
Gentlemen : — 

Your favor of the 10th inst. is at 
hand. In reply would say that the house 
about which you inquired is in good 
standing. 

I should not refuse them a reasonable 
credit ; but I do not know the extent of 
their responsibility. 

Respectfully yours, (52 words) 

20. 

H. M. Zaner & Co., 
Lansing, Kans. 
Gentlemen : — 

Relying on your discretion, we 
hasten to inform you that the parties of 
whom you write do not command the 
confidence of business men. 

Yhey have a large amount of over- 
stock without the ability to dispose of it, 
except at a loss, and they are, moreover, 
quite unpunctual in their payments. We, 
ourselves, have no faith in their capacity 
to pay their already large indebtedness, 
and would certainly not enter into busi- 
ness relations with them, without ample 
security. 

Respectfully, (88 words) 

21. 

Gentlemen : — 

Regarding the stability of the par- 
ties of whom you write, we reply that 
upon investigation, we found unmistak- 
able evidence of a serious condition of 
their finances, and a looseness in their 
method of transacting business, together 
with a want of unanimity on the part of 
the gentlemen composing the firm. 

The harmony that should exist between 
them is, it seems, unattainable ; and this, 
in our opinion, can only result in a disso- 
lution of the firm. Should this happen, 
it is a question whether they would be able 
to meet their obligations, as from all we 
can learn their resources are at a low ebb. 
Yours confidentially, (107 words) 



Special Instructions. 



FORM OF LETTERS. 

In letter- writing, the matter of form should have careful attention. Don't 
lose sight of the fact that each of the little things is one of the important things, 
however simple it may seem to you. 

There are different forms for letters, each of which is correct. As long as 
there are people in the world, there will be different ideas on every subject, and this 
very fact gives to each person an opportunity to think for himself, thus bringing out 
his originality. 

One business man will prefer one form of letter, while another may insist on 
a different form. We suggest that each person decide definitely upon some cor- 
rect form that suits his idea, and always take pains to arrange and punctuate the 
letter in that way, but be quick to adapt himself to his instructor's or his employer's 
views on the subject. 



In the following forms, the figures "o, 5, 10, etc.," refer to the figures on the 
scale of the typewriter : — 

(o) J. L. King & Co., 

(5) New Haven, Conn. 
(o) Gentlemen : — 

(10) We are in receipt of your favor of the 15th inst. and 

(o) W. J. Griffin, Esq., 

(5) Memphis, Tenn. 
(o) Dear Sir: — 

(10) We have your favor of the 25th inst. and in reply have 
to say, etc. 

(o) Elmer E. Lacey & Co., 
(5) No. 318 N. 8th St., 

(10) St. Louis, Mo. 
(o) Gentlemen : — 

We are in receipt of your favor of the 15th inst. and note 
what you say in regard to, etc. 
(o) B. P. Richardson, 

(5) Denver, Colo, 
(o) Dear Sir : — 

(10) We are in receipt of your esteemed favor of the 25th 
and in regard to the manner of shipment will say, etc. 



22 SPECIAL INSTRUCTIONS. 



Paragraph. — When a change is made in the subject, a new paragraph is 
commenced. Make the paragraphs as the sense may demand, but keep the 
appearance of the page in view, and do not make too many paragraphs in a letter. 
Indent the paragraph beginning at 5 on the carriage scale. Some prefer to indent 
the paragraph at 10. Whichever is observed, the indentation should be the same 
in each paragraph. 

The Hyphen. — When lack of space prevents the completion of a word 
at the end of a line, place the hyphen at the end of the line and follow with the 
remainder of the word on the next line. Words may be divided in this way, but 
never divide syllables. 

Order of Arrangement. — In writing an article, a letter of some length, 
or a paper on some subject, it will be found a good plan to arrange the points 
desired to be brought out, in the order in which they should appear, and, having 
the subjects clearly fixed in the mind, begin with the least important and follow to 
the close, ending with the most important. This is not merely a principle of 
letter-writing, but a principle of composition which should be observed in writing 
letters as well. 

Folding Letters. — If the sheet is the regular letter size, 8^xit, fold 
the sheet lengthwise in half, then turn it half way round to the right and fold the 
lower third up over the middle third and the upper third down over that, keeping 
the edges even. If the letter is note size, just fold the lower third up over the 
middle third, and the upper third down over that. 

Addressing Envelopes. — No set rule can be given for addressing envelopes 
and when emergencies arise, as in the case of very large or very small 
envelopes, and a very short or a very long address, the student must use his own 
good judgment, as to the best appearance. The following directions will apply, in 
most cases, for the ordinary sized envelope. 

Insert the envelope at the right-hand side of the machine, so that the end of it 
will be held by the rubber band or paper holder at the right-hand side, the other end 
being held by the envelope holder in the center (on the Remington, press the center 
holder against the roller or platen). Turn the roller with the left hand, until the 
lower edge of the envelope is just visible over the roller, as you sit at the machine. 
Always open the flap before putting it in the machine, and put the flap in first. 

Begin at 30 on the carriage scale and write the name. Now press envelope 
against the roller with one hand and double-space with the other, and, beginning at 
40, write the name of the place, then press envelope and space as before, and begin 
name of state at 50. / 

Place a comma at the end of each line except the last which is followed by a 
period. Any special directions necessary may be written in the left-hand lower 
corner. If the address looks blurred, clean the type, and see that the envelope is 
pressed against the roller. These directions will apply to any of the standard 
machines, with very slight modifications. On the Smith Premier or any machine 
with the wide rarriage scale, begin at 35 instead of 30 on the scale. The following 
will serve to give an idea of the form of the address: — 

(30) Mr. James R. Perkins, 

(40) No. 25 Laclede Building, 
(50) St. Louis, Mo. 

(30) J. Alfred White, 

(45) Burlington, 

(55) Iowa. 

(30) George W. Wheeler & Co., 

(40) No. 1 Si 2 Market St., 

(50) Louisville, Ky. 



SPECIAL INSTRUCTIONS. 23 

In some instances it adds to the appearance to spell out the name of the state, 
and in very short names, to space between each letter and double space between 
words. No rule will apply to all cases, and you will have to use your judgment in 
regard to the appearance. 



HOW TO TAKE LETTER-PRESS COPY IN 
LETTER-PRESS BOOK. 

Take as many pieces of cheese cloth as are necessary to make the required 
number of copies, each the size of the letter-book page. When ready to take the 
copies, wet the cloths thoroughly so that there will be no dry spots in them. Wring 
them out and place the oil board in the book and the damp cloth thereon and turn 
the leaf of the book down over the cloth and your copy, face down, upon the tissue 
leaf ; then for other copies lay another oil board, a wet cloth, a leaf and another 
copy, and so on for as many copies as desired. Often two or three and sometimes 
many more copies are put on the same page. 

In this way clear copies may be produced as long as there is sufficient ink in 
the ribbon. There are other processes, as hair and felt brushes, and blotter, but 
the above is certainly the most satisfactory, and any one who understands this pro- 
cess can easily learn the other, if necessary. 

Indexing Letter-Book. — You will - notice that each letter-press book 
has an index, and for convenience in referring to any letter, all letters should 
be indexed promptly. The index of the letter-book is used the same as the index 
of a ledger, and has several extra pages in the front part arranged with the alphabet. 

In placing the names in the index, write the surname first, followed by the 
initials, and write the page on which the first letter is written to that party immedi- 
ately after the name; and, when another letter is written to that party and copied, turn 
at once to the index and write the number of that page immediately after the one 
before, placing a dash ( — ) between the numbers to avoid confusion, and so on for 
each name and letter, until the book is filled. 

Of course, you will understand always to place the name under the letter in 
the index, with which the surname begins, thus : J. B. Dalton belongs under "D" 
in the index, and E. G. Rathbone under " R." The following will, perhaps, give a 
more accurate idea : — 

Under "D." 

Dalton, J. B. 15-18-24-30-45-64-77-81-85. 
Under "R." 

Rathbone, E. G. 5-8-12-15-20-25-81-136-142. 

Under "J." 

Jeffries, J. W. 6-9-14-26-32-45-48-76. 
Jones & Miller Mctl. Co. 12-18-26-43-45-69. 



THE VOWEL METHOD. 

Each leaf of the index of the letter-press copying book has three columns on a 
page, in which to write the names when indexing the letters. Head these columns 
with the letters " a, e, i, o, u, y," in the order they come, and write the names in the 
columns under the letter representing the first vowel following the first letter in the 
surname. 

Write the name and the number of the page the same as in the ordinary way 
of indexing. This will be found the most convenient method of indexing letters, 
as the list of names in any column will not be so long. 



24 SPECIAL INSTRUCTIONS. 



NUMBERING LETTERS FOR QUICK REFERENCE. 

All the correspondence to any one person or firm may be easily and quickly 
traced through the entire letter-book, if you will write the page of the last preceding 
letter above the last letter copied, just when you index it. 

In this way you will trace the correspondence of that party or firm, beginning 
with the last letter written them, and tracing the numbers toward the front of the 
book, without referring to the index each time. 

What To Do With Telegrams. — Telegrams should be copied in the 
letter-press book and confirmed by letter which should be sent by first mail 
following the telegram. Copy letter and telegram on same page in letter-book, the 
telegram above the letter. 

Confirm telegram at the beginning of the letter, in something like the follow- 

WOrds : We to-day wired you as follows : (Here write message sent.) 

in response to your message of even date ( stating, quoting, or as follows ) 

(Here write the substance of message received, or write exact wording of message as may seem best.) 

Enclosures. — There are different ways of handling enclosures. In some 
offices the enclosures are handed to the stenographer when the letter is dictated and 
should be pinned to the letter as soon as it is written. 

Another way is for the person who dictates the letters to keep the enclosures, 
and the stenographer to write on the left-hand lower corner of the letter, " enclos- 
ures i, 2, or 3," depending, of course, on the number of enclosures which the letter 
calls for. After the letters have been copied and envelopes addressed, the party 
who dictated them puts in the enclosures. Of course, the envelope should be 
addressed by the stenographer in either case. 

Looking up Names in a New Position. — A stenographer changing to a new 
position, or taking up the work in his first position (or at all times, for that matter), 
should be very particular to get the correct initials and the name spelled correctly. 
In any case in which he is not absolutely certain, he should refer to the index of the 
letter-press books, and to the index to bookkeeper's ledger, and be sure to get the 
correct name and address, and that they are spelled correctly. It will be well to take 
the first opportunity to carefully look over all names and addresses in the index 
of above mentioned books. 

Peculiar Terms. — The stenographer will find it very necessary to become 
familiar with the terms of the business. Each business has its specialties and pecu- 
liar names and terms. Carefully study all the advertising matter pertaining to the 
business, make a list of all the new and hard words, practise them in shorthand and 
learn to spell them correctly. When new terms come up from time to time, take 
care of them in the same way, at the first opportunity. 



HOW TO MANIFOLD. 

From three to fifteen copies may be made at a time, depending of course 
upon the thickness of the paper and the quality of the carbon. 

To prepare copies for the machine, lay a carbon sheet on a sheet of writing 
paper, with the carbon side down, next to the writing paper, then a sheet of writing 
paper on the carbon sheet, and then another sheet of writing paper, and so on, until 
there are as many sheets of writing paper as copies desired, the last sheet being a 
sheet of writing paper, so that you will have one more sheet of writing paper than 
carbon. See that they are straight and insert them in the typewriter, as you would 
a single sheet, with the carbon side next to the roller. 

Do not press them tightly with your fingers in handling, nor undertake to 
make an erasure in case of a mistake, as you will make a blur on every sheet. 
Strike the keys a little more strongly than in ordinary writing. 



SPECIAL INSTRUCTIONS. 25 

HOW TO MAKE MIMEOGRAPH COPIES. 

To Prepare Machine. — If you have a ribbon machine, remove the ribbon and 
clean the type thoroughly. Good clean work cannot be done unless the type is clean, 
just brushing them is not sufficient. The type that are most likely to fill up, such 
as the O, U, A, P, E, etc., should be cleaned with a pin and brush. 

To Prepare Stencil Paper for Machine. — Lay a sheet of stencil paper, with 
the writing side down, on a smooth clean surface, and place the perforating silk 
over it, leaving about equal margins at the ends and sides. Cover the silk with a 
sheet of oil " Backing" and fold the extended margins of the stencil sheet up over 
this, folding the ends first and then the sides, and crease the folds so they will stay 
in place. 

Now place the sheets as arranged, in the typewriter, just as you would a 
sheet of letter paper, so that the writing will be upon the face of the stencil sheet. 
Touch the keys with an even, firm stroke, a little stronger than in ordinary writing. 
If the copy is a full page in length, it will be safer to stop when about half through 
writing the page, and clean out some of the letters as mentioned above. When copy 
is written, remove it from the machine, being careful not to let it wrinkle in hand- 
ling, and lay it on the smooth surface, face down, and carefully unfold margins and 
take off " Backing" first, then the silk, taking hold of corner. 

To Arrange it in the Mimeograph. — Lay the stencil sheet with face upward 
and apply the mimeograph varnish with a brush to the creases caused by folding 
and to any other wrinkles that may have been made in handling it, let it dry two 
minutes, then place a thin fibrous sheet, found between the stencil sheets, over 
the face of the stencil sheet and place both upside-down in the printing frame. 
The object of the varnish is to close the small holes made in folding or handling. 
Take care that none of the varnish touches the writing. Putting the varnish on face 
of stencil will cause fibrous sheets to stay in place and if varnish is not at hand, 
' ' mucilage paste ' ' may be used and narrow strips of paper placed over it before the 
fibrous paper is put on. 

Attach printing frame to printing board by means of the hinges at the end. 
Place a small quantity of ink on the slate and get it evenly distributed with the 
roller, rolling it in different directions. Then run the roller over the stencil sheet 
gently but firmly. Keep adding a little ink at a time, until the fibrous sheet is satu- 
rated and a plain copy is produced with each roll of the ink roller. Place from fifty 
to one hundred sheets, or more, in the frame at a time. Take out each sheet as it is 
printed and scatter them about so they may dry before putting them together, or 
interleave, that is, place sheets of paper between each copy. 

Use enough ink so that you will not have to press too heavily on the roller, and 
the stencil sheet will last longer and make a greater number of copies; but don't waste 
ink. Be very careful in handling stencil paper not to wrinkle it. When through 
always put everything where it belongs. It is just as much your place to do that as 
it is to make the copy. You can be neat with the Mimeograph or you can be careless 
and bungling. 






VOCABULARY OF THE 

Paper and Printing Business. 



Many of the most eminent reporters use a limited number of contractions and 
comparatively few word-signs. Writing by sound soon becomes mechanical, and 
whatever is done mechanically can be done swiftly and easily. 

Write so you can read your notes. Even when you are most hurried, aim to 
make each character as nearfy perfect as possible. A careless habit is hard to 
overcome and is fatal to success. You can do better and quicker work, if you feel 
sure while writing, that you can read your notes when you are through. 



VOCABULARY OF PAPER AND PRINTING BUSINESS. 



27 



1 Answering 
Since 

6 pound 

Heads 

You may ship 

Here 

Careful 

That they are 

Securely 

Packed 

So as 

Error 

Awaiting 

Further 

Favors 

2 Small 
Plates 
Similar 

Signette 

Finish 

Anticipate 

Valued 
Reams 
Turkey 

Linen 

Packet 

Wove 

Cream 

Laid 

Shall be 

Deduct 
Receipt 
Remittance 

4 Relative 
Short 
Lenox 

Ask vou 
Kindly 
Advise us 

Arrived 

Gross 

Tare 

In a better 

It seems 

Strange 

On an order 
Paper 
It is very 

Seldom 
• Varies 
More than 
Either 
Information 
Very much obliged 

B Discount 
Referred 
Original 
Mr. Reton 
But can not 
Figure 

How 

Allowed 

Pleasure 

6 Through 
Mr. Ralph 
Direct 

Quickly 
Possible 
Assorted 

Cover 
Our best 
Attention 

7 Mr. Thurman 
Antique 
Sample 

Bristol 
Cambridge 
Per hundred 

8 Referring 
Clarendon 
Folio 

Thought 

Hand 

In as much as 

9 Telegram 
Tvpe 

We are very much 

Surprised 

Learn 

However 

50 Separate 
Manila 
Per lb. 

11 Esteemed 
To you 
Evening 



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.X £_ 



Envelope 

To the factory 

To be shipped 

This is the 

Serve 

Item 

Of your order 

Action 

Approval 

12 We received 
Out 
Expect 
Reach 

We will ship 
Hold 

13 Through 
Mr. Chapman 

At least 

14 Wrapping 
Rolls 
Consigned 
As you had 
Shall be 
At once 

15 Arlington 
Special 
Upon 

Respectively 
We quote you 
Which will have our 

16 Safely 
Ruled 
Marking 
Distance 
Edge 

Perforated 
Morning 
Wrote you 
As to the 

Typewriter 

Heard 

If you wish 

17 Colored 
Cardboard 
By this mail 

Rather than 

Rislc 

Ply 

18 Column 
Half-shade 
Portraits 
Investigate 
Advertisement 
Outline 

Unfortunately 

Completed 

Drawing 

Proof 

Inspection 

Herewith 

19 Mr. Rice 
Print paper 
Reams 
Flat 
Bundles 
Folded 
Quires 
Per cwt. 
Per M. 

And be shipped 
As soon as possible 
Careful 

20 C. W. Spencer 
To-night 

For your city 

Before he leaves 

But as 

His stay 

Limited 

Is limited 

To a day 

We would suggest 
In order that 
Does not 

Miss you 
Send him 
Metropolitan 

Hotel 

Best time 

To call 

And the proper 

Will take pleasure 

Explaining 

System 

Labor-saving 

Interested 



& -A. 



5 1 




TAr 2 - pack zr 



LETTERS SELECTED FROM THE 

Paper and Printing Business 



Gentlemen : — Answering yours of the 
1 8th inst. will say that since you cannot 
use the six pound note heads, you may 
ship them back to us, being careful, 
please, to see that they are securely packed 
so as to arrive in good condition. 

We regret the error, and awaiting your 
further favors, we are, 

Yours truly, (56 words) 

2. 
Gentlemen : — Answering your favor of 
the 8th, we have to say that our prices 
for the plates, similar to those mentioned 
in the signet finish, will be $2.20 each. 
We anticipate no trouble in making you 
satisfactory plates and hope to be favored 
with your order. 

Yours truly, (50 words) 



Gentlemen : — We are in receipt of your 
valued favor for four reams four pound 
turkey linen packet note heads. You 
do not state whether white wove, or 
cream laid is wanted, and we shall be 
glad to have you advise us. If you will 
remit the amount of your purchase, less 2 
per cent, which you may deduct for cash, 
we will be glad to ship on receipt of your 
reply with remittance. 

Yours truly, (75 words) 



Gentlemen : — Yours of the 16th inst. 
relative to short weight of Lenox book 
received. We would ask that you kindly 
advise us how you arrived at the short 
weight, giving the gross, tare and net, so 
that we can complain to the mill more 
intelligently. It seems strange that on 
an order for 100 reams paper that it should 
be 300 pounds short, as it is very seldom 
that paper varies more than one pound 
either way. 

Hope you will give us the information 
asked for, and very much oblige, 

Yours truly, (94 words) 



Gentlemen : — We have looked up the 
matter regarding the discount on your 

28 



last bill, and have referred to the original 
order given our Mr. Reton, but cannot 
find how you figure the discount any 
other way than as we have it. We have 
allowed you full cash discount on this 
bill, as per your arrangement with Mr. 
Reton. Please look the matter up and 
see if we are not correct, and advise us 
how you figured this discount. 

Awaiting your further pleasure, we 
remain, 

Yours very truly, (86 words) 

6. 

Gentlemen : — We have your valued or- 
der through our Mr. Ralph for 100 reams 
22x32, 20 lb. Lenox, at $3.85, less freight, 
to be shipped from mill direct, as quickly 
as possible ; also your order for five reams 
20x25, 35 lb- assorted cover, to be shipped 
from here May 10th. We shall give all 
the above our best attention and ship 
promptly. 

Thanking you, we are, 

Yours truly, (75 words) 

7- 

Dear Sir : — Mr. Thurman writes us to 
quote you prices on Antique laid paper 
like the sample he enclosed. We have 
nothing like it in stock, nor are we able 
to buy it in the city. We also, at his re- 
quest, enclose samples of Cambridge 
Bristol. 

We hope to receive your order. 

Yours truly, (54 words) 



Gentlemen : — Referring to your order 
of the 9th, given our Mr. Thurman, for 
16, 18, 20, and 24 lb. Clarendon folio, 
would say we thought best to send sam- 
ples of stock we now have on hand, inas- 
much as the last lot sent was not satisfac- 
tory. We enclose samples of each weight. 
Kindly advise us if satisfactory, and we 
will fill the order promptly. 

Yours truly, (68 words) 



Gentlemen : — In reply to your telegram 
we wired you to-day that your type was 
sent Thursday. We are very much sur- 



PAPER AND PRINTING BUSINESS. 



29 



prised to learn that you have not yet re- 
ceived it, as the order was filled the same 
day it reached us. We trust, however, 
that it has come to hand by this time. 

Yours truly, (55 words) 

10. 

Gentlemen : — In reply to yours of the 

20th inst., we sent you under separate 

cover, samples of 24x36, 25 lb. Trade 

Manila as requested, and quote you 5c 

per pound, f. o. b. Kansas City, Kas. 

Hoping to receive your order, we are, 

Yours truly, (50 words) 

11. 

Gentlemen : — We shipped your es- 
teemed order of the 25th, as per invoice, to 
you this evening. We have sent your 
order for 30,000 envelopes to the factory 
to be shipped with other goods. This is 
the best way we can serve you in filling 
this item of your order, and trust it will 
meet with your approval. 

Thanking you for your order, we are, 

Yours truly, (67 words) 

12. 
Gentlemen : — We received this morn- 
ing your esteemed order of the 3d, and 
ship your goods, as per invoice, to you 
to-day. We are, at the present time, out 
of the No. 50, 6% envelopes. We expect 
a stock to reach us Monday, when we 
will ship you the 50,000 which we trust 
will reach you promptly and be satis- 
factory. 

Yours truly, (63 words) 

13- 

Dear Sir : — We have your esteemed 
order through our Mr. Chapman, but we 
are out of the 6% envelopes at present. 
We have more of these envelopes on the 
way and they should reach us at least by 
Monday. We will hold your order and 
make shipment as soon as possible, 
which we trust will be satisfactory. 

Yours truly, ( 60 words ) 

14. 
Dear Sir : — We returned to you for 
signature some days ago, a bill of lading 
for shipment of six rolls of Manila wrap- 
ping paper, 200 lbs. , which was consigned 
to Wm. Reese & Co., Keokuk, la. We 
shall be glad if you will sign and send it 
to us, at once. 

Yours truly, (52 words) 

15. 

Gentlemen : — We ship your esteemed 
order of Jan. 27th to-day, which we trust 
will reach you promptly. We send you 
in this mail, samples of 24x36, 90 lbs. 
Arlington and Special upon which we 
quote you $6.30 and $4.50 per hundred, 
respectively, f. o. b. Kansas City. 

We are at present out of this size in 100 
lbs. We shall be glad to have your or- 
der, which we will give prompt attention. 
Yours truly, (85 words) 



16. 

Dear Sir : — We have received, this 
morning, samples of safety-ruled paper 
with marking some distance from the 
edge where you wish the paper perfor- 
ated. We will have this done at once 
and ruled, and will ship same Saturday 
morning, together with 50 lbs. No. 2 
Manila envelopes. 

We wrote you in regard to typewriter 
paper, and have not as yet heard from you. 
If you wish us to fill this part of your 
order, please advise us so that it will 
reach us by Monday. 

Yours truly, (88 words) 

17. 

Gentlemen : — We have your esteemed 
order of the 28th for 100 sheets of 3-ply 
assorted colored card board. We send 
you by this mail, samples of our No. 1 
Bristol, which we think will suit you on 
your order ; but, rather than risk sending 
something you do not want, we write 
to ask whether or not we shall send 100 
sheets of this board. 

This is the only 3-ply card board we 
carry in stock. 

Yours truly, (80 words) 
18. 

Gentlemen : — Answering your favor of 
the 22d, we have to say that our price 
for single column half-shade portraits is 
$3.00. If you will investigate the advt. 
you mention, you will find that the price 
of $2.50 is for outline instead of half- 
shade. Unfortunately we have completed 
the drawing, and will send you a proof 
for inspection Wednesday. 

We hand you herewith our portrait sam- 
ple sheet with prices on the back. 

Yours respectfully, (79 words) 

19- 

Gentlemen : — We are in receipt of 

your order given our Mr. Rice for N. N. 
Print paper, 12 reams 24x36, 30 lb. flat, 
and 10 bundles 24x36, 56 lb. folded in 
quires, at $2.75 per cwt, delivered. Also 
25 M No. 425, 6% envelopes at 75 cts. per 
M, delivered. 

The above will have our careful atten- 
tion, and shall be shipped as soon as 
possible. 

Thanking you for the favor, we are, 

Yours truly, (90 words) 

20. 
Gentlemen : — Our Mr. C. W. Spencer 
will leave to-night for your city, and will 
no doubt call on you before he leaves ; 
but as his stay is limited to a day, we 
would suggest that, in order that he does 
not miss you, you send him a note at the 
Metropolitan hotel, stating the best time 
to call on you and the proper party to 
see. Mr. Spencer will take pleasure in 
explaining, to all interested, our new sys- 
tem of labor-saving type. 

Very truly yours, (86 words) 



VOCABULARY OF THE 

Hay and Grain Business. 



VOCABULARY OF HAY AND GRAIN BUSINESS. 



3* 



H. L. Shotwell 

Peoria 

White 

Oats 

Was satisfactory 

Condition 

Inspect 

All right 

We can make 

Out 

Profit 

Thanking 

2 B. B. Thornton & Co. 
Salem 
Corn 

Evidently 
Cornered 
Hands 

Manipulators 
Deem 
Dangerous 

If you wish 
Re- instate 
Yourself 

Wheat 

Telegraph 

Deposit 

To the best 
Advantage 
Probable 

We may be able 

Replace 

In the morning 

Lower 
It was 
Exhausted 

Trade 
Generally 
Bullish 
Breakers 
Expected 
At all times 
i Marsh Bros. 
Lebanon 
Latter 
Part 
Letter 
Nice 
Hay 

We have nothing 
Since 
Gilt edge 
Several 
Reference 

4 Eli as Piatt 
Columbus, O. 
Little 
Especially 
Offered 
Make ua 
Tomorrow 
Perhaps 
Accept 

6 H. W. Poster 
Butler, Mo. 
Market 

Bran 

Stuff 
Increased 

Materially 

Within 

Last 

Month 

Probability 

Formerly 

It maybe 

Shorts 

Inquiry 

€ Moore & Thompsoa 
Benton7ille 
Written 
Promised 
Answer 
Days 

Concerning 
Up to this time 
Nothing 

Surrendered 
You may have 
And oblige 

7 Marvin Lake & Co. 
Golden City, Mo. 
Account sales 

Proceeds 
Everything 
And satisfactory 




!S=-...%. 



&V*- 



*__$> 



r 



8 Northrop Bros. 
Tipton, Mo. 
Desirous 

Test 

Would 

Pounds 

Average 

Effort 

Above 

Extra 

We do not know 

Other 

Parties 

Bidding 

Consider 

Strong 

Whom 

We make it 

Succeed 

Early 

Thursday 

9 Geo. Anderson 
Great Bend, Kans. 
Arrived 

Graded 

Rejected 

Elevator 

While there is 

Very 

Sample 

Sacrifice 

Former 

Subject 

10 E. J. Roberts & Son 
Fort Smith 

C. B. & Q. 

Taken 

Top 

Inspection 

But the 

Damaged 

Mixed 

Inspector 

Examine 

Certificate 

Hold 

If you wish 

At any price 

11 West 
Factory 
Position 
Handle 
Large 
Share 

Western 
Station 
St. Joseph 

12 Consignments 
Solicit 
Particularly 
Specially 
Crop 

Young 

Vicinity 

Insects 

Season 

At all times 

Grain 

Futures 

As any other 

House 

In your 

13 Excitement 
Continues 

And there are no 

Indications 

Reaction 

Predicted 

Bears 

For some time 

On the contrary 

Situation 

Inconceivably 

Strong 

Fashioned 
Opened 
Higher than 

There was no 

Were received 

fetation 

Frightened 

Shorts 

Covering 

Action 
Clearly 
Disposition 




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Q_^ 



TAV 2- PACE 31 



LETTERS SELECTED FROM THE 



Hay and Grain Business 



H. L. Shotwell, I. 

Peoria, 111. 
Dear Sir : — 

In reply to yours of the 8th inst, 
we are pleased to note that our price of 
25 cts. for your five cars of white oats was 
satisfactory. We hope the oats will be in 
good condition, and inspect all right. 
We think we can make some money out 
of it, and also make a good profit for 
you. 

Thanking you, we remain, 

Yours truly, (73 words) 
2. 
B. B. Thornton & Co., 

Salem, Ohio. 
Gentlemen : — 

May corn is evidently cornered, 
and being in the hands of manipulators, 
we deem it dangerous. We would let it 
alone. 

If you wish to re-instate yourself in the 
long wheat, telegraph us a deposit and 
we will'buy in to the best advantage pos- 
sible. 

It is probable we may be able to re- 
place it in the morning, at a lower price 
than that at which it was exhausted to-day. 
The trade is generally bullish, but break- 
ers must be expected at all times. 

Yours truly, (93 words) 

Marsh Bros., 3. 

Lebanon, Mo. 
Gentlemen : — 

The latter part of August we wrote 
you in reply to a letter saying you had 
some nice hay for sale. We have had 
nothing from you since. If you have 
some gilt-edge hay, we would be pleased 
to place an order with you at once. Can 
use several cars at present. 

Hoping to hear from you soon with 
reference to the matter, we remain, 

Yours truly, (73 words) 
Elias Piatt, 4. 

Columbus, Ohio. 
Dear Sir : — 

In reply to yours of the 9th of Sep- 
tember we will say that we think 75 cents, 
your track, a little too high for No. 2 red 
wheat, especially when it was offered to- 
day for 73 cents. 

32 



If you will make us an offer to-morrow, 
perhaps we may be able to accept. 

Yours truly, (62 words) 
A. W. Foot, 5. 

Paola, Kan. 
Dear Sir : — 

Yours of the 27t\ v nst. received and 
in reply would say that the market for 
bran and all kinds of mill stuff has in- 
creased very materially within the last 
month, and there is no probability that we 
can get any more of the kind for you at 
the prices formerly quoted. It may be 
we can get a car or two of shorts. We 
have made inquiry from which we expect to 
hear within a few days, when we will wire 
you again. 

Yours truly, (93 words) 

6. 

Moore & Tompson, 

Bentonville, Ark. 
Gentlemen : — 

We have written you several times 
in regard to car No. 3742, C. & A. R. R., 
shipped from Springfield on Aug. 8th. 
You promised to give us an answer some 
days ago, but up to this time we have had 
nothing from you concerning same. 
Please return us expense-bills you re- 
quested surrendered, together with any 
information you may have with reference 
to this car, and oblige, 

Yours truly, (80 words) 

7- 
Marvin, Lake & Co., 
Golden City, Mo. 
Gentlemen : — 

Enclosed we hand you account 
sales for one car wheat, No. 352, net pro- 
ceeds $152.19 for which wt enclose our 
check to your order. 

Trusting you will find everything cor- 
rect and satisfactory, we are, 

Yours truly, (50 words) 

Northrop Bros., 8. 

Tipton, Mo. 
Gentlemen : — 

We are desirous of getting some 
No. 2 red wheat to test from 58 to 59 
pounds. Would like to have it average 
58^ pounds. If you will make an effort 



HAY AND GRAIN BUSINESS. 



33 



to get us some of the above weight we, 
will pay you an extra price. On to-day's 
market would pay your track 74 cents. 
We do not know what other parties are 
bidding for No. 2 wheat, but we consider 
this a strong bid, and you are the only 
one to whom we make it. Now, if you 
succeed in getting any of this wheat for 
us, please wire us early Monday morning 
the number of cars you can ship by 
Thursday. 

Yours truly, (125 words) 

9- 
George Anderson, 

Great Bend, Kans. 
Dear Sir : — 

Two cars of wheat arrived to-day ; 
one graded No. 2, the other was rejected. 
The No. 2 we shall put in the elevator 
and sell on the market, while the re- 
jected we shall sell by sample to the best 
advantage. There is very little demand 
for off grades of wheat, but we shall not 
sacrifice your car. Your former shipment 
came in satisfactory. Enclosed find ac- 
count-sales for same. The net proceeds 
are placed to the credit of your account, 
and are subject to your draft. 

Yours truly, (95 words) 

10. 
E. J. Roberts & Son, 
Fort Smith, Ark. 
Gentlemen : — 

Your car No. 2052 C. B. & Q. was 
received yesterday. From a sample 
taken from the top, we sold without in- 
spection, but the buyer, as soon as he 
had seen the first load, on account of the 
damaged condition of the oats, and there 
having been so much corn mixed through 
them, asked our regular inspector to ex- 
amine the car and enclose his certificate. 
We now hold the car subject to your 
order, but if you wish, we will try and 
sell it to the best advantage for your 
account. 

The party who bought them at first 
will not take them at any price now, so if 
we sell them again, we shall have to find a 
new buyer. 

Yours truly, (132 words) 



11. 

Gentlemen : — 

We would be pleased to have 
you quote us prices on No. 2 corn. 
We have considerable corn here in the 
West that we can ship, and have under- 
stood that your factory is in a good posi- 
tion to handle a large share of the west- 
ern trade. If you know of any low rates 
of freight, you might name us prices at 
the western stations : St. Louis, St.. Joe, 
Kansas City, or any other. 

Hoping to hear from you by early mail, 
we are, 

Yours truly, (86 words) 

12. 

Gentlemen : — 

The draft of $300 attached to bill- 
lading for two cars which arrived 
to-day, was paid yesterday. Your 
consignments shall, at all times, re- 
ceive careful attention at our hands. We 
do not solicit consignments of grain par- 
ticularly, our specialty being trading in 
futures, still we are prepared to take as 
good care of consignments as any other 
house. How is the crop of young wheat 
looking in your vicinity? Do you fear 
any damage from insects this season ? 

Yours truly, (84 words) 

13- 

Gentlemen : — 

The excitement in the wheat 
market continues, and there are no 
indications of a reaction predicted by 
the bears for some time. On the con- 
trary, the situation is inconceivably strong 
and indications favor an old-fashioned 
bull market. May wheat opened this 
morning very strong, % cent higher 
than Saturday's closing price. There 
was no wheat for sale and buying orders 
were received from every station. This, 
and strong and high caps, frightened 
shorts into covering big lines. The action 
of the wheat market to-day clearly indi- 
cates that there is less disposition to short 
the market than for many months past. 
Yours truly, (105 words) 



VOCABULARY OF THE 

Lumber Business, 



and THE 



Flour, Feed, and Fuel Business 



VOCABULARY OF LUMBER BUSINESS. 



35 



1 J. H. Morgan 
Omaha, Neb. 
Just 

Cancel 
28 ft. 
Our order 

Take 
Long 
Joist 

Whenever 
And will 
Give you 

Instructions 
To ship 
When you 

Notify 
Ready 
Simply 

Did not 
Want them 
Wichita 

Yards 

Use 

Some other 

Points 
Advantage 
That they are 

2 W. A. Bishop 
Moberly, Mo. 
Dispatch 

Buyer 

In the north 
Stating 

Dimension 

Shingles 

Filled 

Get them 

Advice 

Chicago 

No other 

Place 

Fancy 

Possible 
Be able 
Able to 

Be able to 
Mississippi river 
But are not 

3 L. B. Hopkins 
Kansas City, Mo. 
Invoice 

Checked 

Over 

Slight 

Error 

Extension 

Corrected 

4 J. W. Lewis 
Lamar, Mo. 
Circular 

Windows 
Church 
Has been 

Office 

Without 

Delay 

5 C. W. Graham 
Pacific 
Memoranda 

Contents 
Winfield 
If you will 

Name us 

Yellow 

Fencing 

Considerable 

Figures 

Correspondence 

6 H. D. Myers 
Lincolnville 
Acknowledge 

Impossible 

Promptness 

Dry 

Kilns 

It would take 

We could 

Before 

Burned 

Hold 

7 P. H. Curtis & Co. 
Winona 
Telegram 

Moment 
Wired 
For you 

M4 



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u 



■' -M 



-a: 



'Ss* 



Cw 



7 v 



vr 




j£±jl* 




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u 



Immediately 

Transfer 

Bush 

Through 

Thanking 

For the 

8 Hummel Lumber Co. 
Bolivar 

Messrs. 
Montgomery 
Griffith 
Of this city 

That you have 

Ash 

Lumber 

If the lot 
Is not 
Sold 

Quotations 

Description 

Quality 

Sizes 

Dryness 

In the market 

Outside 

Particularly 

Quantity 

Something 

More than 

Ordinary 

9 J. G. Maynard 

Neosho, Mo. 
Asking 

Scudder 

Providence 

Etc. 

At the mill 

Avail 

Only 

People 

Promise 

As soon as possible 

Within 

More than this 

Lookout 

Yourself 

Down there 

Lightly 

Loaded 

You may get 

Otherwise 

Drag 

Along longer than 

It was probable 

10 T. H. Graham 
Lebanon, Ark. 
Walnut 

Directions 
St. Loui s 
Enough 

Barges 

Enroute 

Expect 

Arrive 
Forward 
We remain 

11 W. H. Walker 
Memphis 
Grainfield 

Kansas 

Minn. Lumber Co. 

Elsewhere 

Jeopardize 

Trade 

So long 

Unfilled 

Simply 

Outrageous 

Also 

Following 

Items 

Siding 

Moulding 

Fence 

Boards 

10 feet 10 inches 

Feet 

12 Advised 

' Armourdale 
Yards 

Shortage 
Bunches 
Lath 

And your invoice 

Liberty 

Charging 




€ :.tt.C 



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it r 




TAY I - PAGE 35 



TAV a -PACE 3 6 



36 



VOCABULARY OF LUMBER BUSINESS. 



Per thousand 
Amounting 
Send us 

13 As to the 
Reclamation 
Probably 

Claim 

Adjusted 

Always 

Presented 

Immediately 

Settling 

14 Clear 
Standard 

S2S 

Providing 
Immediate 
Straight grain 

15 Cigar 
Lumber 
Supply 

Veneered 

Poplar 

Imitation 

Accompanying 

Guarantee 

Distance 

Shorter 

Itself 

Object 

FLOUR, 
FEED, AND FUEL 



1 Replying 
Anthracite 
Forwarded 

Promptly 

Hurried 

Rapidly 

Coke 

Crushed 

Instead 

2 Mr. Hatch 
Furnishing 
Republic 

We regret 
We are not 
Either 

Slack 

To have vou 

Glad 

3 Placed 
Information 
Holding 

Mr. Boyer 
Ask you 
If you are 

Still 

Very much 

If you have 

Figure with you 
Do you think 
Possibility 

i Below 
Different 
Grades 

Cherokee 
Rich Hill 
Deepwater 

Semi-Anthracite 

Inquires 

Smithing 

5 Bran 
Unable 
Evening 

Tomorrow 

Unless 

Hauling 

6 Flour 
Shape 

We are selling 

Patent 
Monett 
It is the best 

They can get 
Peirce City 
To be able to 

7 Sacks 
Nights 
Tonight 

Plenty* 

Condition 

Writer 




^\ 







Hesitation 
Having noticed 
On many 

Occasions 
Dictation 
To those 

Who have 
Ambition 
Aspiration 

Disposition 
Opposition 
Inaction 

Desire 
Acquisition 
Of a business 

Education 
Not only 
As a matter 

Remuneration 
To have 
Occupation 

And to be able to 

Follow 

Vocation 

For the satisfaction 

Reputation 

As well as the 

Accumulation 
Congregation 
Concentration 

Wealth 

From a 

Own satisfaction 

Compensation 

Termination 

I have some 

Conception 

Vexation 

Prevention 

Interruption 

Solicitation 

Accommodation 

Consolation 

Instruction 

Introduction 

Information 

Undertake 

Collection 

Combination 
Classification 
Investigation 

Incapacitation 
And may not 
Successful 

Consummation 
Contemplation 
Enumeration 

Anticipation 

Expectation 

Calculation 

Growing 

Inclination 

Accumulation 

Composition 
Recollection 
Consultation 

Conversation 

Revision 

Reflection 

Selection 

Inspection 

Disaffection 

Disapprobation. 

Merit 

Recognition 

Appreciation 

Demonstration 

Admiration 

Consideration 

Honest 

Application 

Donation 

Approbation 

Commendation 

Production 

Provocation 

Declaration 

Intention 
Familiar 
Relation 

Exertion 

Gratification -"*•• 
Commemoration 

Distinction 
Admonition 
Exclamation 




TAV 2- PAGE 36 



LETTERS SELECTED FROM 



The Lumber Business. 



i. 

J. H. Morgan, 

Omaha, Neb. 
Dear Sir: — 

In reply to yours of the 24th, just 
received, we requested you to cancel the 
2x12x24, and 2x12x28 feet on our order 
No. 1 169. We can take the long joists 
whenever they are ready, and will give 
you instructions when to ship, when you 
notify us they are ready. We simply did 
not want them sent to the Wichita yards. 
We can use them at some other points to 
good advantage, so please see that they 
are not shipped there. 

Yours truly, (102 words) 

2. 
W. A. Bishop, 

Moberly, Mo. 
Dear Sir: — 

We have just received a dispatch 
from our buyer in the North, stating he 
could not get the dimension shingles for 
you. We sent both of your orders to him 
to be filled. You requested us to let you 
know if we failed to get them, so we 
advise you now. We can get them in 
Chicago. Know of no other place where 
we can get the fancy cut. May possibly 
be able to get them on the Mississippi 
River, but are not sure. 

Yours truly, (93 words) 

3- 

L. B. Hopkins & Co., 
Kansas City, Mo. 
Gentlemen: — 

Your invoice of June 23d for car 
736, we have checked over and find you 
have made a slight error in the extension 
of feet. You have it 31,528 and it should 
be 31,690. 
We have corrected same. 

Yours truly, (58 words) 

J. W. Lewis, 4. 

Lamar, Mo. 
Dear Sir: — 

In reply to your letter of the 27th 
will say that the circular windows for the 
church were shipped on July 3d. Advice 
iias been sent from this office and we 
trust you will receive them without delay. 
Yours truly, (48 words) 



C. W. Graham, 5. 

Pacific, Mo. 
Dear Sir: — 

Your letter of the 6th with memor- 
anda of contents of car 400 which you 
have at Winfield to dispose of, is at hand. 
We do not care to take it at the prices 
named. We might possibly take it if you 
would name us a reasonable price. 

We have been buying all our yellow 
pine dimension and fencing, of the size 
you have, for considerably less money 
than your figures. 

As requested, we return the correspond- 
ence. 

Yours truly, (86 words) 

H. D. Myers, 6 - 

Lincolnville, Kans. 
Dear Sir: — 

In reply to your letter of the 5th, as 
to cancelling the 2x12x24, and 2x12x28 
feet on your order No 1176, placed with 
you May 31st, will say that you ac- 
knowledged this order June 9th, stating 
that it would be impossible to fill it with 
promptness, as your dry kilns were 
burned, and it would be 30 days before 
you could get it out. We wrote you to 
hold the order and make shipment as 
soon as possible. 

Yours truly, (100 words) 

7- 
P. H. Curtis & Co., 

Winona, Mo. 
Gentlemen: — 

Your telegram is just this moment 
received, and we have wired the mill to 
get out three cars of 2x14x25 ft. joists for 
you immediately. As soon as they come 
in we will transfer them and rush them 
through. 
Thanking you for the order, we are. 

Yours truly, (62 words) 

8. 
Hummel Lumber Co., 

Bolivar, Mo. 
Gentlemen: — 

We are informed by Messrs. Mont- 
gomery & Griffith, of this city, that you 
have a lot of Ash lumber for sale. If the 
lot is not already sold, we would like to 

37 



38 



THE LUMBER BUSINESS. 



have your quotations and description of 
quality, sizes and dryness. 

We are in the market for Ash lumber, 
and will pay outside prices for same 
delivered here in St. Louis. We would 
particularly like a quantity of ,6x6x16 ft. 
and would pay something more than 
ordinary prices for that size. 

Please let us know immediately, if you 
have the lumber to sell, and oblige, 

Yours truly, (112 words) 

J. G. Maynard, 9 * 

Neosho, Mo. 
Dear Sir: — 

We received your telegram this 
morning asking us to see Mr. Scudder, 
and have him order the City of Providence 
to take out the balance of the Ash, etc., 
at the mill. We did our best to do this, 
but without avail. The only promise 
that we could get from the boat people 
here, was that they would take it as soon 
as possible, and that it was probable 
they would get it out within a week. 
More than this we could not get them to 
promise. 

You will have to look out for a boat 
yourself down there, and whenever one 
comes up lightly loaded, you may be able 
to get them to take it, otherwise we fear 
it will drag along longer than a week. 

Yours very truly, (139 words) 

10. 
T. H. Graham, 

Lebanon, Ark. 
Dear Sir: — 

Your kind favor of the 27th is 
received. We will ship you the three 
cars of first and second Walnut at once as 
per your shipping directions, price to be 
$80 per thousand f. o. b. cars St. Louis. 
In regard to the 2 in., 2^ in. and 3 in. we 
have not quite enough on hand to fill 
your order. We have, however, two 
barges en route which we expect will 
arrive about the end of the week, when 
we will forward your six cars. 

Yours truly, (97 words) 

W. H. Walker, 

Memphis, Tenn. 
Dear Sir: — 

Please see that order No. 888, sent 
you April 1st, to Grainfield, Kansas, and 
placed by you with the Minnesota Lumber 
Company, on the 2d of May, is cancelled. 
We have ordered this elsewhere. We 
cannot jeopardize trade by allowing such 
orders to remain so long unfilled. This 
is simply outrageous. Also cancel the 
following items on order No. 1101 to 
Grainfield: 

5,00c feet D. siding, fence grade. 

3,000 feet 12 inch boards, 10 feet. 

300 feet of moulding, No. 4073. 
We have bought this elsewhere. 

Yours truly, (no words) 



12. 

Gentlemen: — 

We are advised by our Armourdale 
yards of the following shortage in car 
No. 15 154, shipped by you on the 20th of 
June. 

They find only 1,272 bunches of lath in 
the car and your invoice calls for 1,872. 
We have taken the liberty of charging 
you back with 600 at the price charged, 
$22.00 per thousand, amounting to $13.20. 

Please send us credit memorandum. 

Yours truly, (79 words) 

13. 
Gentlemen: — 

In reply to yours of the 6th, as to 
the reclamation of $12.80 allowed on car 
5062, will say that this was credited to 
your account on May 20th. See May 
statement for it. We probably wrote you 
in June, after the claim had been adjusted 
to the shipper. We had quite a time to 
get the amount allowed. 

Always when a claim is presented to us 
from any of the yards, we immediately 
charge it, so as not to lose sight of it in 
settling. 

We probably wrote you in June that 
the account had been settled. 

Yours truly, (no words) 

14. 
Gentlemen: — 

You may ship us the following 
Long Leaf pine: 

1 car ^6x4, 1st and 2d clear at $25.00. 

1 car 7 /&x/[ Standard 1st and 2d clear at 
$20.00. 

1 car 1x4 1st and 2d clear S 2 S and 
E at $18.00. 

We shall need 10 cars each for imme- 
diate shipment, providing the quality is 
satisfactory. We want all the straight 
grained we can possibly get of the 1st and 
2d clear. It should run at least 75 per 
cent. 

Yours truly, (97 words) 

15. 
Dear Sir: — 

We want to sell you cigar box lum- 
ber. We can supply you with best grades 
of lumber f. o. b. cars here at the fol- 
lowing prices, to-wit: 

Best Log Run Cedar. . .$31.00 per M 

Veneered 21.00 " 

Poplar Imitation 13-00 " 

Bass Wood Imitation. . . 12.00 " 
Terms net cash, less 2 per cent, and one- 
third of the amount must accompany the 
order. We guarantee the lumber to be 
first-class and the best in the market. 
Buying of us would save considerable in 
time and freight, as the distance is so 
much shorter. This, of itself, ought to be 
quite an object to you. 

We hope to hear from you soon and 
remain. 

Yours truly, (125 words) 



LETTERS SELECTED FROM THE 

Flour, Feed, and Fuel Business 



i. 

Gentlemen: — 

Replying to yours of the 29th inst. 
we wrote you yesterday, that your order 
for car of Anthracite coal had been for- 
warded to Chicago, and shipment will be 
made promptly. It will be hurried for- 
ward as rapidly as possible. Will also 
make your order for lump coke read 
crushed coke instead of lump. 

Yours truly, (57 words) 

2. 
Gentlemen: — 

Our Mr. Hatch requests us to write 
in regard to furnishing you some mill 
coal at Republic, Mo. We regret to state 
that, at present, we are not handling any 
of this coal, but can furnish either nut 
or slack, and would be pleased to have 
you place your order with us for your 
supply. We can quote you slack at 50 
cents per ton and nut at $1.00 per ton 
f. o. b. mines. Shall be glad to have your 
orders. 

Yours truly, (93 words) 

3- 
Gentlemen: — 

On July 29 we wrote you for infor- 
mation as to whether your hard coal 
order, which you were holding when our 
Mr. Boyer left Springfield, had been 
placed yet. Up to date, we have received 
no reply and would like to ask, if you are 
still in the market for anything in our line. 
We would like very much to figure with 
you, if you have not bought your hard 
coal yet. Do you think there is any pos- 
sibility of doing anything with our Kansas 
coals this year, and if so, at what time ? 
Yours truly, (100 words) 

4- 

Dear Sir: — 

We quote you prices, f. o. b. mines, 
on different grades of coal, per ton of 
2,000 pounds, as follows: 

Weir City and Cherokee lump $i-5o 

" " " " nut 1.25 

" mine run . . 1.25 

Rich Hill " " slack 60 

" " " " lump 1.35 

mine run. . .50 
Deepwater lump 1.50 



In regard to Anthracite, Semi-Anthra- 
cite, and smithing coals, we will name 
you prices promptly on application. 

We shall be pleased to receive your 
orders, and will give them prompt atten- 
tion. 

Yours truly, (105 words) 



Gentlemen: — 

Enclosed find invoice and bill of 
lading for car of bran shipped you to-day. 
We have been unable to get any wood 
loaded until to-day. Will get one car off 
this evening, if possible, and one to- 
morrow. 

We are not getting in any wood now, 
do not know why ; so you had better 
look out for some other place to get it, as 
we are not going to be able to supply you 
unless they get to hauling more. 

Yours truly, (79 words) 



Gentlemen: — 

Yours of the 6th at hand and noted. 
We are at a loss to account for bad flour 
now, as our wheat is in much better shape 
than it was. 

We are selling considerable Patent at 
Monett now, and they are saying it is the 
best they can get. It took the lead of 
Pierce City Mills without any trouble. 
We are saving you all our bran. Was 
south a day or so and could have sold a 
few cars of flour, if I had promised them 
any bran. The demand for flour is very 
dull now. 

Yours truly, (100 words) 



Gentlemen: — 

Yours of the 6th at hand. We can 
not ship a full car of bran at present, and it 
will be some time before we can. Have 
about 12 sacks on hand now. Have 
plenty of flour and are not running nights, 
as we can not find wheat cheap enough 
to make anything at present flour prices. 
The writer will start south to-night to 
sell a few cars of flour, and get the condi- 
tion of the market. 

Yours truly, (78 words) 



HESITATION. 

The following selection will be an excellent exercise for practisingon the "shun" termination. 

Having noticed, on many occasions, that in giving dictation to those who have 
ambition, aspiration and a disposition in opposition to inaction ; and who desire to 
make the acquisition of a business education, not only as a matter of remuneration, 
but to have an occupation, and to be able to follow a vocation for the satisfaction of 

39 



4o HESITATION. 



gaining a reputation, as well as the accumulation, congregation, and concentration 
of wealth, from a just compensation, much hesitation is caused on account of the 
shun termination, I have some conception of the vexation; and, for the prevention of 
any interruption, and for my own satisfaction, consolation and instruction, and their 
accommodation and information, and without solicitation, I undertake the collection, 
combination and classification of such words. While my investigation may prove 
my incapacitation, and may not lead to a successful consummation of the work in 
contemplation, on account of the enumeration falling short of their anticipation, 
expectation or calculation, I feel a growing inclination to extend the accumulation in 
this composition, by recollection, consultation, conversation, revision and reflection, 
until the selection for inspection may not cause disaffection, nor meet with disap- 
probation, but merit some recognition and appreciation of this demonstration of my 
admiration and consideration of honest application, and, for their gratification and 
the honor of making this donation, hope to obtain their approval and commendation 
of the production, and without any provocation, lead them to a declaration of their 
intention to become familiar with words in this relation. (247 words) 



VOCABULARY OF 

General Advice. 



VOCABULARY OF GENERAL ADVICE. 



4i 



1 Shape 
That you can 
Squarely 

Front 
Arm 

Erect 

Practising 

Penmanship 

Fore-arm 

Movement 

Chest 

Principally 

Easy 

Combined 

Finger 

Manage 

Habits 

Program 

Instructor 
Faithfully 
Systematic 

Rapid 

Precision 

Happy 

Medium 

Dictation 

Slow 

Accustomed 

Avoid 

Sluggish 

Pencil 

Instrument 

While 

Quality 

Damage 

Retard 

Accurate 

Preferable 

Student 

Reporter 

Himself 

Individuality 

Peculiarities 

Greater 

Facility 

2 Workman 
Known 
Tools 
Common 
Stenographer 
Character 

Depends 

Largely 

Equipment 

Clumsy 

Recommended 

Smooth 

Flexible 
Pointed 
Spencerian 

Gillott 

Ink 

Flow 

Freely 
Occasion 
In which 

It is 

Convenient 

Provide 

Beforehand 

Sufficient 

Sharpened 

Tough 
Usual 
Longhand 

Whether 

Blur 

Note-book 

Understood ' 

Properly 

Requirements 

Demanded 

Realize 

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Within which 

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Complete 

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Study 

Great deal 
Beginning 
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Labor 

Mistakes 

Decide 

Outset 

Moment 

Employers 

Object 

Indiscriminate 

Destruction 

Letter-heads 

Envelopes 

Errors 

Formed 

School 

Economy 

Typewriting 

Learned 

Typewriter 

Eraser 

Contributing 

Neatness 

Typewritten 

Familiar 

Information 

Obtain 

Teacher 

Everything 

Help 

Expert 

Appearance 

Desk 

Almost 

Synonym 

Accuracy 

Waste-basket 

Careless 

Scores 

Wonder 

Shorthand 

Progress 

Compel 

Cultivation 

Absolutely 

Necessary 

Heavy 

Impossible 

Unless 

Seldom 

i Reference 
Occupies 
Inattention 

Important 

Observe 

Writer 

Forth 

Greater 

Effort 

Fairly 

Hanging 

Pushed 

Extended 

Occupying 

Taxing 

Nerves 
Nearly 
Enthusiasm 

Factor 

Generally 

Assumes 

Higher 

Standard 

Already 

Enthusiastic 
Comfortable 
Followed 

Easier 

Natural 

Becomes 

Finally 

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TAY 2 - PACE. 41 



42 



VOCABULARY OF GENERAL ADVICE. 



Subject 
Skillful 
Painstaking 

Thinking 

Craft 

Constant 

Thoughtful 

Alert 

Detect 

Haphazard 
Unthinking 
Productive 

Harm 

Outlines 

Determined 

Words 

Phrases 

Thoroughly 

, Selection 
' Legible 
Requires 

Without 

Preparation 

Discouraged 

Exercise 
Patience 
Advantage 

Opportunity 

Preparatory 

Everyone 

Prepared 

Advance 

Plenty 

Everything 

Rule 

Undertake 

Picture 

Anxious 

Energetic 

Succeed 

Success 

Yourself 

Value 

Reputation • 
Review 

Over-estimated 
That which is 
Repeatedly 

Becomes 

Almost 

Mechanical 

Represented 

Word-signs 

Contractions 

Frequent 

Occurrence 

Spoken 

Consequently 

Memorize 

Thoroughly 

Any one 

Independently 

Regular 

Correctly 

Adopt 

Well 

We would 

Off 

It will not 

7 Arranged 
Wraps 
Hats 

Belong 

Pertaining 

Fixed 

Annoying 

Dozen 

Tablet 

Constantly 

Interests 

Talk 

Persuaded 

Discretion 

Quickly 

Naturally 

Actually 

Debate 

Hesitate 
Decision 
Around 

Master 

Struggle 

Brains 

Gradually 
Worked 
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Victory 

Added 

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Remember 

People 

Machine 

Value 

Anxiety 

Keys 

Lightly 

Even 

Slip-shod 

Inaccurate 

Typewritist 

Chance 

Although 

Detriment 

Profession 

Instead 

Insure 

Blames 

Consistent 

Punctuation 

Sentence 

Containing 

Alphabet 

Extemporized 

Liquor 

Jugs 

Brown 

Fox 

Jumps 

Lazy 

Sentences 

Neglect 

Method 

Perseverance 

Ambition 

Winner 

Somewhat 

Carriage 

Legal 

Documents 

Tabulated 

Invoices 

Confidence 

Ability 

Omit 

Talent 
World 
Discouragement 

Trying 
Borrow 
Expression 

Equivalent 
Forward 
Be able to 

Marked 
Improvement 
From day to day 

Notice 

Moderate 

Accomplish 

Affected 

Along 

Faster 

Appears 

Diligently 

Listening 

Competent 

Taught 

Experiences 

Conscientious 

Instructor 

Lifted 

Shoulders 

Lessened 

Ground 

Traveling 

Guided 

Thorny 

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TAY 3 -PACE 42 



TAY i -PAGE 42 



General Advice. 



i. 

SUGGESTIONS. 



Always keep your notes in shape so that you can readily inform the instructor 
where your next dictation begins, and so that you can find your place when called 
upon to read your notes. Sit squarely in front of the table, putting as little weight on 
the right arm as possible. Sit erect, in about the same position as if practising pen- 
manship with the fore-arm movement, but do not rest the chest against the table. 
The weight put upon the table should be on the left arm, principally, leaving the 
right arm free and easy, using the combined fore-arm and finger movement. Use 
your left hand to turn your paper and hold it in position, and study about how to 
manage your paper so as not to lose time. Be regular in your habits in the room, 
following, faithfully, the daily program of the instructor, and you will learn to be 
systematic. 

Make your notes small ; it will have much to do with your success. If your 
notes are large at a low rate of speed, what will they be at a rapid rate ? You can 
not attain to a high speed with large notes, but it is equally dangerous to make them 
too very small and with too much precision. Try to strike the happy medium. 
You should have dictation at a slow, medium and rapid rate, so that you will have 
opportunity to make perfect notes at a low rate of speed, and become accustomed 
to poor notes made at a high rate, and avoid getting into a rut, or a sluggish habit 
of the hand. 

The pencil, if kept sharp, is the better instrument to use while learning. Don't 
use a poor quality of pencil or paper, and don't try to write with a dull pencil ; either 
will damage your notes and retard your speed. To train the hand for accurate 
work the pen is preferable, if it is a good one, but the student or the reporter should 
accustom himself to either. 

Carefully study the individuality of notes made at a rapid rate. Become accus- 
tomed to these peculiarities, and it will lead to greater facility in reading. 

(360 words) 
2. 

MATERIALS. 

"A workman is known by his tools," is a common and very true saying, and 
especially is this the case with the stenographer. The character of his work depends 
largely upon what he has to work with. Pens, ink, pencil, and paper are necessary 
equipments. With poor material any one will turn out clumsy work. 

Pens. — Reporters differ as to the kind of pens to use. The student is recom- 
mended to select a smooth, flexible, medium fine-pointed pen, about the grade of 
Spencerian No. 1, or Gillott No. 604 E. F. Use black ink that will flow freely, so 
that the pen may not fail. 

Pencils. — Some reporters do not use pens at all, but use lead pencils entirely. 
We would recommend the use of both pen and pencil, as there are many occasions 
on which it is convenient to use the pencil and necessary to use the pen. Always be 
sure to provide beforehand a sufficient number of well-sharpened pencils. Use a 
good quality of pencil, medium soft with smooth, tough lead. Hold the pen or pen- 
cil in the usual manner when writing longhand. Everyone will not hold it exactly 
the same, but the holding of the pen and ease of movement will be governed by the 
same rules as longhand writing. 

43 



44 GENERAL ADVICE. 



Paper. — The kind of paper depends on whether you use pen or pencil. For the 
pen use good smooth paper, in which the pen will not catch and blur. For the pen- 
cil, the paper should not be so smooth. If a note-book is used, fill all of one side, 
and when the book is thus written through, turn it over and write it through the 
other way. o (286 words) 

NEATNESS. 

If the student understood properly the requirements that will be demanded of 
him when he takes a position, he would do more to fit himself for his future work. 
If he could realize the briefness of the time within which he is supposed to complete 
the course, and what should be done in that time, he would study and practise a 
great deal more at the beginning of the course, and not leave so many things unprac- 
tised until the end ; and he would be very much more willing to profit by the advice 
of those who have been over the road instead of opposing his ideas of what he 
should do and how he should work, to the judgment of those who know by experi- 
ence what he cannot possibly understand, until he has really been there. Much 
time and labor, and many mistakes in life would be saved if he would decide in the 
outset to profit by the advice and experience of others. 

If he had supposed for a moment that employers would object to the indiscrimi- 
nate destruction of letter-heads, envelopes, etc., on account of errors, he would 
not have formed the habit in school of wasting so much of his paper, but would have 
practised economy, and have been careful in his typewriting, and would have learned 
to get along without a Typewriter Eraser, thus saving a great deal of time, and con- 
tributing much to the neatness of the typewritten page. 

Of course, the student is not supposed to be familiar with these facts ; and there 
are many others which should be considered by him, for it is his duty to obtain infor- 
mation along every line that will have to do with his success. He should carefully 
weigh the wise words of his teacher and do everything that will help to make him an 
expert. If he take pains to be neat in appearance, to keep his material in order, 
and his desk neat, his work will be neat. The word "expert" has almost become a 
synonym for neatness and accuracy. 

Don't do any waste-paper-basket work. If you intend to do some careless type- 
writing, only practise, and then throw it into the waste-basket, you will save time, 
and guard yourself against a very bad habit, by putting the blank paper into the 

waste-basket. As we are, so we do. (390 words) 

4. 

KEEP YOUR PENCIL SHARP. 

In the face of all that has been said in regard to this matter, it seems that 
scores of stenographers never have more than one pencil at a time, which they 
sharpen about once a day, and then wonder why they cannot do better work in 
shorthand, and make progress, instead of growing worse. 

We often hear beginners say, " if my pencil is sharp, I always break the point." 
Now that is just the reason it should be kept sharp, for it will compel the cultivation 
of a light touch which is absolutely necessary to speed. Of course the touch must 
be heavy enough to be plain, but it is impossible to make good clear notes unless 
the pencil is sharp. You should have two or three pencils at hand so that if the 
point should break you can take another ; but if your touch is right it will seldom 
break. - (153 words) 

THE STUDENT'S STUDYING POSITION. 

Too much can hardly be said with reference to the position the student occupies 
at the table or desk while writing or studying shorthand. All works on penmanship 
give this subject special attention, but in the face of it all we find penmanship 
students more or less careless about their position, and making poor progress on 
account of inattention to this very important matter. 



GENERAL ADVICE. 45 



It is even more necessary, if possible, for the shorthand student to observe a 
correct position while at work than for the writer of longhand to do so, because the 
shorthand writer must put forth a greater effort. One may do fairly good work at a 
slow rate of speed, while writing with his head in his hand, or partially lying down 
in his chair, or with his body hanging over on the table and feet pushed back of his 
chair, or extended straight out in front, but he will not do his best work in such a 
position. Often he will say, " I am doing the best I can," but unless he is occupy- 
ing the correct position at his table, and taxing his nerves fully, he is not nearly 
doing his best. 

Enthusiasm, also, is a very important factor, and enthusiasm generally assumes 
a position that denotes energy. The student who sits erect, with both feet on the 
floor, and with one hand holding the paper in position and turning the leaves as 
occasion requires, while the other hand does the writing, and who is willing to tax 
every nerve in his body in order that he may do his very best to reach a higher 
standard of work at a high rate of speed, is already far on the road to success. Of 
course a correct position, and an enthusiastic way of working may not be comfort- 
able at first, but the more it is followed the easier it becomes, and will soon be natu- 
ral, so that finally the work of a good shorthand writer is very pleasant. Let the 
student keep in mind that the habits he forms in school will cling to him in all his 
practise in shorthand, and that what may be an easy position for two or three min- 
utes of ordinary writing, may not be an easy position for two or three hours at a time, 
on difficult matter. ~ (391 words) 

HOW TO BECOME EXPERT. 

The secret of becoming an expert in writing shorthand is the same as in every 
other line of manual or mental skill. It lies in perfect familiarity with the subject 
matter, which calls for skillful, painstaking practise, together with close, clear, and 
accurate thinking at the same time. Great skill in any manual craft is reached only 
by constant and thoughtful practise, during which the student is always on the alert 
to avoid errors, and to detect and correct them when once made. Hap-hazard and 
unthinking practise is productive of more harm than good. 

The correct outlines should first be determined upon, and then they should be 
written over and over again, until the words and phrases become thoroughly famil- 
iar, after which the selection should be taken in dictation and the notes read, until it 
can be written rapidly and read like print. 

The student will find that his notes are always legible, if well written, though 
ease in reading requires some practise in reading. It is a waste of time to take dicta- 
tion after dictation without preparation. He should write with such care as to feel, 
while writing, that he can read his notes. Of course, he cannot always do that at 
first, and should not allow himself to become discouraged on this line, but exercise 
patience. He is supposed to take advantage of every opportunity in and out of 
school to practise words and phrases preparatory to taking dictation. 

The instructor should not be expected to wait on the student to prepare for his 
dictation. Everyone should have prepared in advance, so that the instructor may do 
his work in his usual systematic way. Don't say, " I have not practised that," when 
you have had plenty of time to do so. You should do everything that will help to 
make you an expert. You can be an expert when you leave school. As a rule, 
what you do, and what you undertake to do, are a picture of you. Be anxious, be 
energetic, be enthusiastic, be willing to do as your teacher says, and be determined 
to succeed, but don't allow yourself to become discouraged. 

Value of Repetition. — In gaining speed in shorthand, the value of repetition 
and constant review can not be over-estimated. That which is done repeatedly soon 
becomes almost mechanical, and what is done mechanically can be done rapidly. 

The words that are represented by word-signs and contractions are of very fre- 
quent occurrence, are spoken rapidly, and, consequently, must be written rapidly. 



46 GENERAL ADVICE. 



In learning word-signs you must memorize them so thoroughly as to be able to use 
any one of them independently of all others. Don't think you know them well 
enough when you can write them and read them in regular order, but learn them so 
that it will not matter to you how they come. In your practise, take care to have 
your notes well made and correctly written. It is possible to adopt word-signs of 
one's own, and be able to read the notes, but we would advise the student not to do 
it. Put that off a few years, and jt will not be necessary. (506 words) 

7. 
THE STENOGRAPHER. 

The stenographer should make it his or her business to keep things well arranged 
in the office, chairs in their places, wraps and hats where they belong, and desks 
in order,. so that anything that is wanted pertaining to his work, or his employer's 
convenience, can be readily found. 

You should have two or three well-sharpened pencils always ready, and your 
note book lying near and open, or arranged so that it will at once open to the place, so 
that you will not have to turn any leaves to get ready to write. It is annoying to 
wait for the writer to sharpen his pencil or turn over a dozen leaves in a tablet, before 
he is ready to begin. You should always be on time, and never in a rush to get 
away from the office. You cannot have the business well in mind unless you have 
your mind constantly on it, studying its interests. When you talk, talk business. 
Don't speak unless you have something necessary to say. We do not mean by this 
that you should have to be persuaded to speak, but that you should use discretion in 
the matter. Use common sense, of course, and do what is necessary to be pleasant. 
Keep pins, pens, pencils, and all papers belonging to yours and your employer's desk 
in place, so that you can tell him where they are and get them for him readily, if 
necessary. Be quick about everything. You may be naturally slow but you can learn 
to hurry. Don't have spells of rushing, during which you make mistakes and actually 
lose time, but hurry without seeming to. Don't debate in your mind about doing a 
thing, but take hold and do it at once. Decide quickly and act, don't hesitate. Lack 
of decision stands in the way of the success of many. There is no way around these 
things. They must be met squarely. You must master them or they will master you. 
Life is a struggle. Living is doing, and doing means struggling. Many a man with 
large brains has been gradually worked to the bottom of the great mass of humanity 
like small potatoes work to the bottom of the barrel, because he would not toil, 
neither would he spin. Have an object in life and train for it. Have courage; you will 
succeed if you have the staying qualities. With every victory comes added strength. 

Observe these things in school and it will not be hard for you in the office and 
your work will be all the more pleasant for you and your employer. Remember 
that as you are in school so will you be in the office. (455 words) 

8. 
SPEED ON TYPEWRITER. 

More people fail on account of lack of speed on the machine, perhaps, than any 
other one thing ; but speed without accuracy is of no value. 

In the beginning of your typewriter practise be very careful, and do not allow your 
anxiety for speed to keep you from doing neat and accurate work. Strike the keys 
with an even touch, quickly but lightly. The slip-shod, inaccurate typewritist does 
not stand any chance for a position. Although he may claim to be a stenographer, 
he is really a detriment to the school he attended, and to the profession. Instead of 
taking up the work in a careful, systematic way that will insure him success, he 
blames the system, the typewriter, or the instructor, but never once blames himself. 

To gain speed, a sure and safe way is to take a letter of 150 or 200 words and 
write it twenty-five times, as rapidly as possible consistent with neatness and accu- 
racy. Then change to another letter of 200 words or more, and write it fifty times, 



GENERAL ADVICE. 47 



as rapidly as possible, and so on, taking other letters. Save every copy while you 
are writing from it, and count only the correct ones. Be sure to insert the punctu- 
ation marks, and to strike them lightly. It is a good plan to practise some sentence 
containing all the letters of the alphabet four or five minutes before beginning your 
work, such as "John quickly extemporized five tow bags." "Pack my box with 
five dozen liquor jugs." "The quick brown fox jumps over the lazy dog." But do 
not practise such sentences so much as to neglect all other practise. Many students 
waste time on some speed sentence that they like to write. 

This method of gaining speed requires patience, perseverance, determination, 
and ambition, but it is a sure winner. It is not to be followed by the beginner, but 
by the more advanced student who has become somewhat familiar with the machine. 

The student should do a great deal of typewriting from shorthand notes, and 
should learn to carry long sentences in his mind, and not have to look at the copy 
often nor raise the carriage to look at the writing. This also requires patience and 
perseverance. You must guard against discouragement in all your work, both in 
typewriting and in shorthand, and just keep on working. 

Study the proper heading of legal documents and practise tabulated work, such 
as invoices and tabulated letters, until you have confidence in your ability to make a 
satisfactory copy. In long invoices with prices and amounts and a long tabulated 
price-list, you may omit the period, using a space instead, with good effect. 

9. (449 words) 

DISCOURAGEMENT. 

A great deal of talent is lost to the world for the want of a little courage. Pro- 
gress is impossible to a discouraged student. Discouragement is brought on by try- 
ing to cross the river before you get to it. Don't borrow trouble. How often we 
hear the expression: "Oh, I never can learn it" — "I don't believe I ever can 
learn it" — " Oh, I know I can not learn it." These expressions are almost equiva- 
lent to saying, " I won't learn it." There is no such thing as " standing still ; " and 
if you will have patience enough to work on for awhile, and not worry about some- 
thing that you have not come to, you are sure to move forward. 

You may not be able to see any marked improvement from day to day, but your 
teacher, who has taken many just like you over the same road, can notice it. You 
cannot see the grass grow, but it grows just the same ; and if you do the work faith- 
fully, just as you come to it, you will just as surely improve. The person with great 
courage and moderate ability will accomplish more than a person of great ability and 
moderate courage, so don't be worried, because some one seems to be moving 
along faster than you. What appears to be true is not always true. 

Many times discouragement comes, after the student has worked diligently. 
This is often caused by the student following his own ideas of how to study, instead 
of the teacher's, or by listening to what other students have to say, or what some 
office stenographer has to advise, neither of whom are competent to advise any one, 
for they have never taught and know nothing of the experiences of a competent and 
conscientious instructor. 

One-third of your teacher's labor would be lifted from his shoulders, if you 
would follow his advice ; and your own labors would be materially lessened. He 
has been over the same ground you are traveling, knows all the hard points, has 
advised and guided many students along the thorny way, so to speak, and can do 
the same thing with you, if you will let him. He cannot make something out of 
nothing, in other words, he cannot show results unless you do the work. 

' Your instructor cannot "do shorthand up in packages and deliver it to you,' 
else he would do it promptly. He cannot learn you one thing. He can teach you. 
but YOU will have to do the learning. He can show you the road and make it 
plain ; he can go with you to the very door, as it were, but you will have to go in 
alone. 



VOCABULARY OF THE 

Building and Loan Business. 



Note : — While practising the words and phrases in the vocabulary, there may 
be an occasional instance in which the outline is not understood. In all such cases, 
look up the word or phrase in your text-book and study the principle used in writ- 
ing it. 



VOCABULARY OF BUILDING AND LOAN BUSINESS. 



49 



1 G. W. Campbell 
Waterloo, 111. 

I send you 

Herewith 

Papers 

Executed 

By you 
And your 
Wife 

$600 

Wilkinson 

Property 

Sold 

And you will 

Promptly 

The first payment 

Thereon 

Third Saturday 

Of this month 

Are received 

We will send the 

Deed of trust 

Warranty 

Record 

Howell county 
Please send 
And that you will 
You will 
Give the same 
Prompt attention 

2 James Hodkins 
Bethalto, 111. 
To advise you 
Applied 
Margaret Pinch 
That I have 
Our board 

For their 
Further 

Consideration 

Representation 

Importance 

Originally 

I have succeeded 

Allowed 

And you will therefore 

Abstract 

Drawn 

3 W. C. Stonebraker 
Evanston 

I return 

Title 

William Chapman 

For correction 

Proper corrections 

Indicated 

Thereto 

And return 
Prepared 
C. B. Burton 

Application 

You should send these 

At once 

Can be closed 

At 

Office 

4 J. D. Carney 
Wausau 

In the matter 

Melissa Jordan 

Of an 

I would say 

I have brought 
Our directors 
Report 
Mr. Howser 
And they have 
Declined 

Do not consider 
Desirably 
Located - 

And knowing 

Whatever 

Of the 

Character 

Moral 

Applicant 

5 Buck & Fleming 
Binghamton 
Complying 

With your request 
This day 
Dr. Keith 

Geo. W. Easton 

Release 

Certificate 




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6 Dr. A. W. Keith 
Bonne Terre 

I am in receipt of 

And I send them 

Except 

Accept 

Possession 
In case 
Continues 
However 
To us 
Remittance 

7 I have your favor of the 
Relative 

And will sav that 
I an satisfied 
It w LI be 
Useless 

Bybee 

For an 

Increase 

Previou, ily 

As the property 

We are receiving 

At this time 

Within 

Established 

Exception 
In this case 
Especially 

We have been 
Liberal 
People 
Recently 
If he cannot 
Advise me 

8 Martinsburg 
For the month 
This day 

And I find 

Error 

Short 

And you have remitted 
On account 
Mary Lorry 

August Hooper 

Monthly 

Advance 

Whereas 
Discount 
Should be 

Average time 
On the total 
3 months 

Please send check 
To balance 
And oblige 

9 T. J. Howser 
Tacoma, Wash. 
Prospects 

Are good there 
Hope you will 
Gilliam 

Judy 

I have written him 

Begin 

To spend 

Good man 

Pretty 

If you could get him 

Started 

A few days 

If you can 
Do so 
Without 

Neglecting 
The other 
Of course 
It is necessary 
In the field 
Opportunity 

That is 
Offered 
Advantage 

10 Seattle, Wash. 

I have your letter 
That you are 
Again ready 
Resume 
Believe 

Additional 
Ought 
So far as 

Blockfield 
Concerned 
Stock-holders 



CW 



TAY 2 -PACE t-9 



5° 



VOCABULARY OF BUILDING AND LOAN BUSINESS. 



It is my 

Impression 

Meadville 



Towns 
On that 
I will send 
Your letter 
Who is now 
In the midst 

I am su re 

Separate 

Annual 

I think you will find 

Gratifying 

Assuring 

Isaac K. Sobey 
Manchester, Va. 
Suggestion 

Benefits 

Small 

Placard 

Advertising 

And the fact that 

Advisability 

Distribution 

Among 

Windsor 

Security 

First-class 

Approved 

12 Edward Merrick 
Danville, Va. 
Decided 

The first 

Regular 

Membership 

Association 

Withdrawn 

Entitle 

13 W. A. Horn 
Burlington, Vt. 
And I return 

Submitted 

Accepted 

Compared 

14 Bennington, Vt. 
Chester P. Purton 
And I send you 

Labor 
Fully 
Settled 

15 Wm. C. McClure 
I have 

Issued 

What you s&7 
Probability 
Through 
Dr. Fleet 
New Franklin 
I am very sorry 

That vou had 
Difficulty 
Does not paT 
Public 
Argument 
Anv other 

And a man 

Avoid 

Discussion 

Differences 

It is a bad thing 

Wrangle 

Injure 

In that place 

Peacefully 

Prosperously 

Discord 

Tendency 

Complications 
Mi su n derstanding 
Thoroughly 

16 T. W. Cook 
Ogden, Utah 
Mountain 

Equal 

Accordance 

Indicated 

Poplar Bluff 

Renew 

Required 

17 J. S. Henderson 
Knoxville 
Misfortune 

Suffered 

Cheerfully 

Duplicate 



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TAY I -PACE SO 



Therein 
Reports 
Supplies 

Destroyed 

Extra 

Ample 

18 M. L. Thomas 
Franklin 
Jas. Collins 

Advises 

Accordingly 

Blank 

Instalment 
Thereafter 
Period 

Share 

Withdrawal 

As you are aware 

Consequently 
Delinquent 
C. E. Isle 
Easily 
Explanation 
Any other 

Suspending 

Favored 

Perfectly 

20 Mrs. Reager 
Personal 
Resources 
Possessed 
Confidential 
Borrowed* 
Finally 
Opinion 
Whether 

It is desirably 

Situated 

Approximate 

21 Sufficient 
Seligman 
Organize 
Organization 
Reasonable 
Acceptable 

Officers 

President 

Secretary 

Treasurer 

Appraisers 

Charter 

22 Consideration 
Attorney 
Examiner 

Remittance 

Definite 

Property 

23 As directed 
However 

We are not able to 

Series 
I trust 
You will be able to 

24 Representative 
East St. Louis 
Legislature 

Foreign 

Associations 

Soliciting 

Depositing 

Capital 

Entirely 

Unproductive 

Communicate 

Reference 

James Atkinson 

Stationery 

Whereabouts 

35 Inquiring 
Phillips 
Chillicothe 

Thereto 

Penalties 

Standing 

Regularly 

Indebtedness 

Release 

Discount 
On this claim 
Handle 
26 Dear Madam 
Simpson & Flavins 
Divide 
Impair 
Impossible 
Visit 




V \ 



LETTERS SELECTED FROM THE 

Building and Loan Business 



G. W. Campbell, 
Waterloo, 111. 
Dear Sir: — 

I send you to-day herewith papers 
to be executed by you and your wife, M. 
G. Campbell, for $600, the loan made on 
the Wilkinson property sold to you, and 
you will please execute the same and 
return to us promptly. The first pay- 
ment will be due thereon the third Satur- 
day of this month. As soon as these 
papers are received, we will send the deed 
of trust together with a warranty deed to 
you to be recorded in Howell county, and 
you. will please remit $2.60 to pay for 
recording. 

Trusting this will be satisfactory, and 
that you will give the matter prompt 
attention, I remain, 

Very truly yours, (121 words) 

2. 

James Hodkins, 
Bethalto, 111. 
Dear Sir: — 

I have to advise you in regard to 
the loan applied for by Margaret Finch, 
that I have brought the same before our 
board for their further consideration. 
Upon the representation made by you of 
the importance of making this loan, for 
the amount originally asked for, viz: $600, 
I have succeeded in having the amount 
allowed, and you will therefore, send 
abstract as soon as possible and papers 
will be drawn for that amount and sent to 
you to be executed. 

Yours truly, (92 words) 

3- 
W. C. Stonebraker, 
EvanstoiT, Wyo. 
Dear Sir: — 

I return herewith the abstract of 
title of William Chapman for correction. 
Please have proper corrections made as 
indicated in the letter attached thereto, 
and return as soon as possible. We are 
also prepared to close the loan of C. B. 
Burton, but find no application for loan 
stock with his application for loan, or with 
that of William Chapman. You should 



send these at once so these loans can be 

closed. These are all the applications 

for which we have abstracts at this office. 

Very truly yours, (95 words) 



J. D. Carney, Esq., 
Wausau, Wis. 
Dear Sir: — 

In the matter of an application for 
a loan by Melissa J. Jordon for $500.00, 
would say that I have brought the matter 
before our directors with the report of Mr. 
Houser, and they have declined the loan, 
for the reason that they do not consider 
the property desirably located, being so 
near the railroad, and know nothing 
whatever of the character and moral risk 
of the applicant. 

Yours truly, (80 words) 

5- 

Buck & Fleming, 

Binghamton, N. Y. 
Dear Sir: — 

Complying with your request of the 
6th inst. we have this day mailed Dr. 
Keith, at Bonne Terre, all the papers we 
hold in the loan of George W. Easton, 
together with release deed, with instruc- 
tions to deliver the same to him upon the 
payment of $504.50 ; or, if he desires to 
cancel his stock, they will be delivered to 
him upon the receipt of his certificate to 
Dr. Keith and the payment of $402.90. 

Trusting this will be satisfactory and 

that prompt payment will be made, I am, 

Very truly yours, (108 words) 

6. 

Dr. A. W. Keith, 

Bonne Terre, Mo. 
Dear Sir: — 

I am in receipt of a letter from 
Messrs. Buck & Fleming, enclosing the 
papers of George W. Easton, together 
with release deed to be sent to you, and I 
send them herewith, all except the ab- 
stract which you have in your possession, 
and you will collect of Mr. Easton, in case 
he continues his stock in force, $504.50. 
If, however, he desires to cancel his stock, 
you will collect from him $402.90, and 



M5 



52 



BUILDING AND LOAN BUSINESS. 



also take up his certificate of stock and 
return to us with remittance. 

Trusting this will be satisfactory, I 
remain, 

Very truly yours, (114 words) 

7- 
W. A. Horn, Esq., 

Buckhannon, W. Va. 
Dear Sir: — 

I have your favor of the 6th inst. , 
relative to the loan now pending in your 
town, and will say that I am satisfied it 
will be useless to bring the Bybee loan 
before our board for an increase over the 
amount previously allowed, as the prop- 
erty will not justify such a loan, and we 
are receiving so many applications at this 
time for loans that come within our estab- 
lished rule that I am satisfied they could 
not make an exception in this case, espe- 
cially, as we have been very liberal with 
your people in loans, recently having 
made quite a number of them for you. If 
he cannot arrange to use this amount 
advise me and I will return his applica- 
tion. 

Very truly yours, (134 words) 

8. * 

W. C. Stonebraker, 

Martinsburg, W. Va. 
Dear Sir: — 

Your report for the month of Janu- 
ary received this day, and I find you have 
made an error of $4.16 in your footing, 
and that your remittance is $4.35 short. 
You have remitted on account of Mary M. 
Lorry, certificate No. 4486, $1.80 too 
much. You have also allowed on certifi- 
cate No. 6429, August Hooper, a discount 
of $1.40 for six monthly payments in 
advance, whereas the discount should be 
70 cents, as we allow 6 per cent for the 
average time, which would be 5 per cent 
on the total amount due for three months, 
which leaves a total of $3.70 still due us. 
Please send check for this amount to 
balance our cash, and oblige, 

Yours very truly, (145 words) 

9- 
T. J. Howser, Esq., 
Tacoma, Wash. 
Dear Sir: — 

I have your favor of the 8th inst. 
enclosing application for stock and am 
glad the prospects are good there and 
hope you will get Mr. Gilliam in shape 
to do better work than he has been doing 
since you left. I also send you herewith 
a letter just received from C. W. Judy. 
I have written him that we are glad to 
have him begin work again, and that 
I would forward his letter to you and you 
would probably arrange to spend a few 
days with him as soon as ' possible. Mr. 
Judy is a pretty good man. If you could 
get him started out again, it Would be 



well to arrange to join him for a few 
days, if you can do so, without neglecting 
the other work you have in hand. Of 
course, it is necessary to get every man 
in the field or we shall not sell the stock 
we should, and every opportunity that is 
offered should be taken advantage of. 

Yours very truly, (180 words) 

10. 
C. W. Judy, Esq., 
Seattle, Wash. 
Dear Sir: — 

I have your letter of the 7th inst. 
and am glad to know that you are again 
ready to resume work, and believe that 
additional work ought to be done, though, 
of course, cannot tell what the prospects 
are. So far as Blockfield is concerned, 
would say that we have some stockhold- 
ers there that have been carrying stock 
with us for about two years, and it is my 
impression that considerable work could 
be done at that place, also at Meadville 
and at other towns on that road. 

I will send your letter to Mr. Howser 
who is now at Tacoma in the midst of 
some very pressing work, and I am sure 
he will arrange to spend a few days with 
you as soon as possible. I send you, 
under separate cover, some of our annual 
statements, which I think you will find 
very gratifying and of considerable use to 
you. 

Very truly, (163 words) 

11. 
Isaac K. Sobey, Esq., 

Manchester, Va. 
Dear Sir: — 

I have your favor of the 8th inst. 
and note your suggestion in regard to the 
benefits of having a small placard adver- 
tising our business, and the fact that loans 
can be made promptly. We think the 
suggestion is a good one, and have for 
some time considered the advisability of 
having a large number of these prepared 
for distribution among our local branches, 
which we shall probably do at an early 
date, sending one to our board at Wind- 
sor. In the meantime, we are prepared to 
promptly make all loans offered, where 
the security is first-class and can be 
approved by our directors. 

Yours truly, (114 words) 

12. 
Edward Merrick, Esq., 

Danville, Va. 
Dear Sir: — 

I have your favor of the 12th inst. and 
am glad to know that you have decided 
to take some stock with us, and we have, 
in accordance with your letter, issued a 
certificate for $1,000 of stock to you in our 
March series. The first regular payment 
of $6.00 thereon will be due the third 
Saturday in March. You are correct in 



BUILDING AND LOAN BUSINESS. 



53 



regard to the membership fee paid on the 
stock withdrawn, which entitles you to 
the. same amount of stock in this associa- 
tion. You will, therefore, remit $5.00 
direct to this office in payment of the 
other $600 of stock. 
Thanking you for your favor, I remain, 
Yours truly, (125 words) 

13. 
W. A. Horn, Esq., 
Burlington, Vt. 
Dear Sir: — 

I have your favor of the 12th inst. 
advising me that Mrs. Sarah H. Bybee 
will accept a loan of $2,000 on her prop- 
erty, and I return herewith an abstract of 
title submitted in this loan, showing some 
corrections necessary to be made, before 
the title can be accepted. Please have 
title compared promptly and return as 
soon as it has been approved by your 
attorney. Papers will be drawn and 
sent to you for execution. I also send 
you herewith papers for additional loan 
of $2,000 to L. Watts, which have been 
properly executed and recorded, shown 
on the abstract and returned. On receipt 
of same, check will be sent you for the 
amount. 

Yours truly, (128 words) 

14. 

W. C. Stonebraker, Esq., 

Bennington, Vt. 
Dear Sir: — 

I have your favor of the 13th inst., 
enclosing the bond and abstract in the 
loan of Chester P. Purton. I send you 
herewith check for $345 which, with the 
fee of $5.00 for examining the abstract, 
makes the full amount of this loan. Please 
see that all bills for material and labor 
are fully settled, and receipts for same 
sent to us. 

Yours truly, (76 words) 

15- 

Wm. C. McClure, 

Burlington, Iowa. 
Dear Sir: — 

I have your favor of the nth inst. 
enclosing two applications for stock, and 
certificates will be promptly issued and 
mailed. 

I also note what you say in regard to 
the probability of some trouble through 
Dr. Fleet, of New Franklin. I am very 
sorry that youliad any difficulty whatever 
with him. It does not pay to get into 
public argument with representatives of 
any other company, and you should in 
every way avoid an open discussion or 
open differences, as far as possible, as it is 
a bad thing to get a fight on your hands 
in any town, or to get into a wrangle over 
matters, as it is sure to injure your busi- 
ness in that place. I had hoped that the 
board in New Franklin would get along 



peacefully and prosperously, without any 
discord, and am sorry to know that any- 
thing has come up which has a tendency to 
injure the business. If possible, I trust 
you will avoid all such complications, and 
in selling stock have the membership fee 
thoroughly understood, so that there can 
be no misunderstanding in regard to it. 
Yours truly, (196 words) 

16. 
T. W. Cook, Esq., 
Ogden, Utah. 
Dear Sir: — 

I have your favor of the 13th inst. 
and note what you say in regard to desir- 
ing a loan on some property at Mountain 
Home, and would say that we could loan 
you an amount equal to one-half the value 
of your lot and house, when completed. 
Our basis of loaning is not to exceed 50 
per cent of the cash value of the security; 
but we can loan to you upon any terms 
that will suit you, from 5 to 10 years, in 
accordance with the rates indicated in our 
book which I enclose you herewith. 

I trust you will make an effort to secure 
some new stockholders for us at Poplar 
Bluff, and we will allow you one-half the 
membership fee on all stock which you 
secure. We would also be glad to have 
you renew the amount of stock with us, 
equal to that withdrawn, at any time you 
can arrange to do so, in which case you 
will be required to pay no membership 
fee. 

Yours truly, (182 words) 

17- 
J. S. Henderson, Esq., 

Knoxvilie, Tenn. 
Dear Sir: — 

I have your favor of the 13th inst. 
and regret to learn of your misfortune, in 
that you have suffered the loss of your 
store by fire. We cheerfully comply with 
your request and send by mail, under 
separate cover, a duplicate of the stock- 
holders' ledger with the names of our 
stockholders entered therein, and the 
payments made by them, also reports and 
other supplies. I presume the stockhold- 
ers have their pass books and that they 
were not destroyed, but for fear they 
might have been, we send a few extra 
books and trust they will reach you in 
ample time. 

Yours truly, (114 words) 

18. 
M. L. Thomas, 

Franklin, Tenn. 
Dear Sir: — 

Mr. James Collins, who carries con- 
siderable stock in our association, advises 
us that you desire some stock. I, accord- 
ingly, send you herewith blank applica- 
tion, which please fill out for the amount 
desired, and return to us. Our shares are 



54 



BUILDING AND LOAN BUSINESS. 



$500 each, on which a membership fee 
of $5.00 is paid, when the application is 
made, and on which a monthly install- 
ment of $3.00 on each share is payable 
on the third Saturday of each month 
thereafter, for a period of not to exceed 
84 months. I trust to receive your appli- 
cation for any amount you may desire. 
Awaiting your reply, I beg to remain, 
Yours truly, (117 words) 

19. 

Dear Sir: — 

I have your favor of the 15th inst. 
in regard to withdrawal statements sent 
you for certificates No. 5915 and 5968, 
and in reply would state that these certifi- 
cates were received February 5th. As 
you are aware, our pay-day for the month 
of January occurred January 20th, conse- 
quently, certificate No. 5915, C. R. Bu- 
chanan, was delinquent for the month of 
December and January and subject to 
fines for three months. Certificate No. 
5968, C. E. Isle, was delinquent for the 
month of January, and subject to a fine of 
$1.00, though I find in making his state- 
ment he was only charged with 50 cents, 
which was an error. Of course, we do 
not desire to have you pay any fines on 
this stock, but you will easily see from 
the time these certificates were received 
by us, that they are properly subject to 
fines as above indicated; but, if there is 
any other explanation, which will warrant 
us in suspending these fines, we would be 
glad to be favored with the same, for we 
desire to be perfectly just in the matter. 
Yours truly, (202 words) 

20. 
Dear Sir: — 

I have your favor of the 15th inst. 
inquiring in regard to an application for a 
loan made by Mrs. Reager, and in reply 
would say that on February 5th, I wrote 
you a personal letter, asking about this 
property and the resources possessed by 
her for making her monthly payments. I 
also want some confidential advice as to 
her son ; I understand it is for him the 
money is borrowed, and we are awaiting 
your reply to this letter, in order to pass 
finally on the application. If you will 
supply me with the above information, 
and also advise me as to your opinion 
concerning the property and its present 
value, we will, on receipt of your letter, 
advise Mrs. Reager in regard to her 
application and will be prepared to close 
the same promptly. 

Yours truly, (141 words) 

21. 
Gentlemen: — 

I have your favor of the 15th inst. 
and will say that if sufficient stock can be 
obtained at Seligman to organize a local 
board, we are prepared to make loans to 



you upon the property, if it can be 
approved by our directors. We could 
not organize a local board for less than 
$5,000 of stock, and if you can secure 
that amount for us, we will perfect the 
organization, and can supply you with all 
reasonable demands for loans upon accept- 
able security. I send you, under separate 
cover, some of our printed matter and 
blank applications for your stock. If 
you can secure the above amount, please 
make your applications for stock, send- 
ing them to us, together with the mem- 
bership fee of the same, and advising us 
whom you desire to select as officers of 
the local board, viz: President, Secre- 
tary and Treasurer, which is filled by one 
person, and three appraisers. On receipt 
of these a local charter will be issued and 
supplies sent. 

Yours truly, (184 words) 

22. 
Dear Sir: — 

I have your favor of the 14th inst. 
enclosing remittance of $5.00 to pay attor- 
ney's fees on the application for loan of 
Messrs. Long Bros. Their application 
will have prompt consideration, and it is 
likely that a special examiner for the 
association will visit New Franklin the 
latter part of the week and report on this 
property. As soon as his report is re- 
ceived, a definite answer will be given 
in regard to the loans. 

Yours truly, (86 words) 

23- 
Dear Sir:— 

I have your favor of the 14th inst. 
enclosing application for $1,000 of stock, 
and the certificates have been duly issued 
and mailed as directed, together with 
receipts for membership fees. We are 
not able to issue this stock in our Febru- 
ary series as requested, as that series has 
been closed. We, therefore, issue it in 
the March series, which I trust will be 
satisfactory. 

In regard to the stock of J. D. Mason, 
I would state that the withdrawal value 
of certificate No. 2777 is $151.20, and cer- 
tificate No. 2784 is $144.90. I trust that 
you will be able to dispose of them at 
Lincoln. 

Trusting to receive additional stock 
from you, and assuring you of our best 
wishes, I remain, 

Yours truly, (140 words) 

24. 
Dear Sir : — 

I have your favor of the 15th inst. 
inquiring in regard to our association, and 
in reply would say that we would be glad 
to have a representative in East St. Louis, 
were it possible for us to do business in the 
state of Illinois. The last legislature in that 
state passed a law preventing foreign asso- 



BUILDING AND LOAN BUSINESS. 



& 



ciations from soliciting business in the state 
of Illinois, without depositing $100,000, 
which of course no association could do, 
as it would take that amount of capital 
and render it entirely unproductive, and 
without any security to its stock-holders 
for its return. If you desire to do any 
work in Missouri, we should be glad to 
communicate with you in reference to 
same. 

I note the name of James E. Atkinson 
upon the stationery used by you ; if you 
could advise me in regard to him and his 
present whereabouts, I would consider 
it a favor. 

Yours truly, (160 words) 

25- 
Dear Sir : — 

I have your letter of the 16th inst. 
inquiring in regard to the loan which we 
have upon the property of A. C. Phillips, 
at Chillicothe. The amount of delinquent 
payments and penalties up to the first of 
March will amount to $138.60, which 
amount, if paid by that time, will place 
the loan in good standing, so that the 
payment of $14.70 per month can be reg- 
ularly made thereafter. 

The amount of the loan is $700, making 
the total indebtedness March 1st, $838.60, 
and there would be a credit on account of 
dues paid on stock, amounting to $59.50, 
so that it would require $779.10 to pay 
the loan in full to March 1st, and secure a 



complete release of the deed of trust ana 
the return of all papers. 

If you can arrange to :ake this loan, we 
will make a discount on this claim and 
accept $760 in cash March 1st, for a full 
release, and I trust ycu will be able to 
handle it one way or the other. 

Please let me hear from you, promptly, 
whether or not you can do anything 
with it. 

Very truly yours, (215 words) 

26. 
Dear Madam : — 

I have your favor of the 16th inst. 
and note what you say in regard to hav- 
ing made remittance, for part of the 
amount of your dues, to Simpson & 
Flavin; and trust you will be able to 
arrange to pay the balance at an early 
date. 

I note also what 
to selling part of 
which the loan is 
ing the loan. In 
we would be glad 



you say in regard 
the property upon 
made, and divid- 
reply will say that 
to do this for you, 
if it would not in any way impair our se- 
curity. However, it would be impossible 
for us to make such change, until some 
one of our agents should visit Flavin, 
look at the property, and advise us as to 
the relative value of the two different 
pieces on which the loan is made. I can- 
not, at this time, say how soon any one of 
the officers will be there. 

Very truly yours, (158 words) 




VOCABULARY OF THE 

Hardware Business. 



VOCABULARY OF HARDWARE BUSINESS. 



57 



J Harold, Smart & Co. 
Maysville, Ark. 
Finished 
Wagon tongues 
Queen 
Heater 
Carvers 
Coal oil 
We have these 

Almost 
Handle 
Engraved 

Already 

Manufacturer 

Pleasure 

2 Merrick & Lee 
Sparta, Mo. 
Entirely 

Lard cans 

Looking 

Latter 

On your order 

Shall send them 

Please advise us 

3 Current River Granite Co. 
Willow Springs 

Iron 

Common 
Round 
Length 

4 W. H. Owen 
Lebanon, Mo. 
South Bend 

Chilled Plow Co. 
We do not 
Ourselves 

Ferret 
Give them 
Information 

6 T. J. Carter 
Little Rock, Ark. 
Spokes 
Bookkeeper 
Opinion 
That he 
Simply 
Customers 
Regularly 

Whether there is 
If there is 
Comparison 

If you wish 

Difference 

Overlook 

Honor 
Error 
Unintentional 

6 Coleman Bros. 
Aurora, Mo. 
Yourself 

Tongueless 
Cultivators 
Circumstances 

7 Derge, Stables & Co. 
Koshkonong 

24,000 lbs. 
Painted 
Barbed 
Galvanized 

Staples 

Fluctuation 

Clear 

8 John Stough Lumber Co. 
Chicopee 

Exception 
Item 

Remittance 
Hub 

Front 

Awaiting 

We remain „ 

9 Smith & Evans 
Walnut Grove, Mo. 
Note what you say 

Drayage 

Balancing 

Views 

In the matter 
Every one 
In your case 

10 Cordz-Fisher Lumber Co. 
Birch Tree, Mo. 
Crating 

Joints 
Cases 
Would make it 



V^J3X^ 



C- 




f( 




TAY I -PACE 57 



11 Church & Kissell 
Winona, Mo. 
Evaporators 
Usual 

Width 
Distance 

Between 

Lineal 

If you wish us 

12 T. J. Boyd & Co. 
Thayer, Mo. 
Strip 

Shall we have 
Soldered 
On the side 

13 Henson & Stone 
Cape Fair, Mo. 
Pottery 
Vicinity 
Groceries 
Wholesale 
Powder 

And you could 
Houses 

14 Messrs. Parker & Co 
Denver, Colo. 
Investigating 

Chattanooga 

Tennessee 

Plow 

If this is not 

Greenfield 

Northern 

15 G. W. Zeigler & Son 
Reading, Pa. 
Largest 

Twist 

Drill 

Square 

Shank 

Doubtful 

Tool 

1 3 Mitchell & Sholes 

Granby, Mo. 

Unfinished 

State if you 

Single 

Double 

Carry 

Either 

Toledo 
17 Huff &Turk 

Scranton, Pa. 

Russian 

In the city 
Per dozen 
Kindly advise us 
IS G. W. Whittington 
Lincoln, Neb. 
Extras 

Wringers 

You will favor us 

When you are ready 

19 J. Holland & Co. 
Memphis, Tenn. 
Hazard 

Agency 

Assistance 

Reputation 

20 Thomas Garwood 
Maysville, Ark. 
E. C. Meacham 

Arms Co. 

Remington 

Pistol 

Blued 
Barrel 
5 1-2 in. 

Nickel 
These will 
Kindly advise 

21 J. K. Reer 
Jerico, Mo. 
Countermanding 

Loaded 

Shells 

Factories 

Are able 
Jobber 
United States 

22 Calls 
Thimble skein 
Of the size 

We are inclined 

Telegraph 

Purpose 




j\,C-y 1. 



/ 




LETTERS SELECTED FROM THE 



Hardware Business 



i. 

Harold, Smart & Co., 

Maysville, Ark. 
Gentlemen: — 

The finished wagon tongues and 
Queen B Heaters will be forwarded you 
in a day or two. We regret to say that 
we are unable to find the two-burner 
coal oil stove in the city. Regarding the 
carvers, will say that we have these only 
in complete sets. It will be almost im- 
possible to get the knife only, with the 
handle engraved, so as to match the fork 
and steel you already have. To do this, 
we must have the number of the set and 
the name of the manufacturer. If you 
can give us these, we will take pleasure 
in getting the knife for you. 

Thanking you for the order, we remain, 
Yours truly, (123 words) 

2. 
Merrick & Lee, 
Sparta, Mo. 
Gentlemen: — 

W T e are entirely out of the lard cans 
on your order given our Mr. Moore. We 
are looking for a shipment of lard cans 
the latter part of this week or the first of 
next. 

Please advise us if we are to send 
them to you as soon as received. 

Yours truly, (58 words) 

3- 

Current River Granite Co., 

Willow Springs, Mo. 
Gentlemen : — 

We have your order of the 2d 
inst. and before shipping same, we 
thought best to wire you in regard to it. 
Your order calls for 16 ft. each, Y% and y 2 
in. round iron, and 8 ft. of 1 in. round 
iron. This iron all comes in bars 12 ft. 
long. We cannot cut bars of common 
iron. Shall we send you 2 bars each, x / 2 
and Y% in. and one bar of 1 inch ? The 
tool steel comes in bars of from 6 to 8 ft. 
We presume you wish us to send the 
steel as near 16 ft. in length as we can. 
Please advise us in regard to this 
matter by return mail, and oblige, 

Yours truly, (133 words) 

58 



W. H. Owens, 

Lebanon, Mo. 
Dear Sir: — 

We enclose order of the 29th ult. 
and also letter from the South Bend 
Chilled Plow Co. We do not, ourselves, 
understand this letter of Oct. 1st. Prob- 
ably you can ferret the matter out and 
give the information desired. 

Yours respectfully, (50 words) 



T. J. Carter, 

Little Rock, Ark. 
Dear Sir: — 

We have your remittance of Oct. 
2d and in reply to your letter would say, 
we are very sorry that you view the mat- 
ter as you do. Our bookkeeper is of 
the opinion that he simply sent you a 
statement, and asked you to remit the 
amount due. According to our books, 
the first of this month there was $24.12 of 
your account due. This, of course, is all 
we ask or expect you to remit us. We 
send a statement to all of our customers 
regularly the first of every month, 
whether there is anything due or not. If 
there is nothing due, the statement is 
simply sent for comparison. You may, 
if you wish, draw on us for the difference, 
$61.17, an d we will honor your draft. 
We had no intention of dunning you for 
goods that are not due. 

We trust this explanation will make the 
matter satisfactory, and that you will over- 
look any error that we may have made in 
the matter, as we assure you it was en- 
tirely unintentional. 

Yours truly, (191 words) 

6. 
Coleman Bros., 

Aurora, Mo. 
Gentlemen: — 

Replying to your favor of the 2d 
inst. will say we, like yourself, do not 
understand what the trouble is with the 
Tongueless Cultivator, but suppose that 
the best thing to do, under the circum- 
stances, is. to have you return it to us at 
once, and we will ship you a cultivator 



HARDWARE BUSINESS. 



59 



with tongue, charging you with the differ- 
ence in price. 

We regret very much to have caused 
you any trouble in this matter, and are 
sorry that the cultivator did not give sat- 
isfaction. 

Yours respectfully, (91 words) 

7. 
Derge, Stables & Co., 

Koskonong, Mo. 
Gentlemen : — 

We quote you delivered at Kosh- 
konong, Mo., in car lots of 24,000 pounds 
or more: 

Painted Barbed Wire $2.25 

Galvanized Barbed Wire 2.60 

Fence Staples — per keg 2.25 

Terms — 60 days, or 2 per cent off for 
cash in ten days. 

These would be shipped you direct 
from the factory. On account of the 
fluctuation in price, these quotations 
would be for prompt acceptance only. 

Trusting you will see your way clear to 
favor us with your order, we remain, 

Yours truly, (97 words) 

8. 

John Stough Lumber Co., 

Chicopee, Mo. 
Gentlemen: — 

We have your order of the 1st inst. 
and ship same to-day with the exception 
of one item, which reads 1 set of iX 
wagon spokes. If the size you give is 
correct, do you want them for a patent or 
common hub? Balance of order calling 
for log wagon spokes, we suppose you 
mean all front, so we send them that 
way. 

Awaiting your reply in regard to road 
wagon spokes, we remain, 

Yours truly, (85 words) 

9- 
Smith & Evans, 

Walnut Grove, Mo. 
Gentlemen: — 

We have your remittance of the 3d 
inst. and find it lacks 98 cents of balancing 
your account to date. We note what you 
say in regard to box and drayage, and 
are very sorry that we are unable to meet 
your views in the matter. We are com- 
pelled to charge box and drayage to 
everyone, and cannot make an exception 
in your case, and will have to ask you to 
remit us the 98 cents to balance your 
account. 

Yours respectfully, (91 words) 

10. 

Cordz-Fisher Lumber Co., 

Birch Tree, Mo. 
Gentlemen: — 

Replying to your favor of the 2d 
inst. regarding the stove pipe billed you 
on Sept. 13th, will say that there was no 



charge for crating on the pipe. The 50 
cents on the bill refers to 50 joints. The 
reason we do this, is that we have the 
pipe packed in 25 and 50 joint cases, and it 
is worth 9 cents per joint, which in the 50 
joint case, would make it cost $4.50. 

Yours truly, (89 words) 

n. 

Church & Kissee, 
Winona, Mo. 
Gentlemen: — 

Replying to your favor of the 4th 
inst. will say that we are entirely out of 
evaporators of all kinds. We believe we 
can get you a Cook evaporator 9 or 10 
feet long, usual width, and the usual dis- 
tance between bars, for $1.00 or $1.10 per 
lineal foot. We would have to order this, 
and have it come direct from the factory. 
If you wish us to attend to the matter for 
you, kindly advise us. 

Yours truly, (88 words) 

12. 

T. J. Boyd & Co., 

Thayer, Mo. 
Gentlemen: — 

Your order of the 3d calls for gal- 
vanized iron 40 in. wide. 36 in. is as 
wide as we carry in stock. Will this size 
do, or shall we make a 4 in. strip and 
solder it on the side ? 

Please advise us in regard to the mat- 
ter, and oblige, 

Yours truly, (60 words) 

13- 

Henson & Stone, 

Cape Fair, Mo. 
Gentlemen : — 

Replying to your favor of the 3d 
inst. will say there is no pottery in the 
immediate vicinity of Springfield that we 
know of. There was one here about two 
years ago, but it has been closed down. 
However, we believe that the wholesale 
grocer houses here ship these goods in, 
in car lots, and you could possibly buy it 
from them very low. If we can be of any 
assistance to you in this matter, kindly 
advise us. 

Yours truly, (88 words) 

14. 
Messrs. Parker & Co., 

Denver, Colo. 
Gentlemen: — 

We have your favor of the 2d inst. 
and in reply will say that upon inves- 
tigating this matter, we find the plow 
points were bought from Mr. Smith, 
the agent of the Chattanooga Plow Co., 
and were shipped to you from Chatta- 
nooga, Tenn., with back charges of 75 
cents; that is, if you had to pay freight 
from Springfield to your point. If this is 
not correct, you will have to get after Mr. 
Smith of the Chattanooga Plow Co. 



6o 



HARDWARE BUSINESS. 



We enclose you the expense-bill and 
the letter from the Greenfield & Northern 
Railroad. 

Yours truly, (103 words) 

15. 
C. W. Zeigler & Son. 

Reading, Pa. 
Gentlemen: — 

Replying to your favor of the 2d 
inst. will say, the largest twist drill bit 
that we can find that is made for a brace, 
is 1 inch. We can get you 1% inch with 
a square shank, which you could prob- 
ably dress down so it would go into the 
brace, for $2. 25. We think it very doubt- 
ful that you could use this tool in the 
brace after you get it, on account of the 
size. 

Yours truly, (92 words) 

16. 

Mitchell & Sholes, 

Granby, Mo. 
Gentlemen: — 

Your order calls for two i^ x 3 un- 
finished hack poles. You do not state 
whether you want single or double bend. 
We do not carry this size in stock, and 
the nearest we can find in the city is 2x3. 
It is an A 1 pole, made by the Toledo 
Bending Co. 

Please advise us what we shall do in 
the matter. 

Yours truly, (74 words) 

17- 
Huff & Turk, 

Scranton, Pa. 
Gentlemen: — 

Your order of the 4th inst. calls for 
1 crate of 6 in. Russia iron pipe. We do 
not handle this, and the best price we 
can get in the city is $4.50 per dozen 
joints. This, of course, is the pipe 
already made. If this will answer your 
purpose, kindly advise us. 
Thanking you for the order, we remain, 
Yours truly, (70 words) 



G. W. Whittington, 

Lincoln, Neb. 
Dear Sir: — 

We have your favor of the 4th inst. 
and, as we did not have the extras for 
wringers in stock, we have forwarded 
same to the factory with instructions to 
send them to you direct by mail, if possi- 
ble, and if not, by express. We note 
what you say about wanting a lot of 
wringers in the near future, and trust you 
will favor us with the order, when you 
are ready. 



Thanking you very kindly for the order 
you have now given us, we remain, 

Yours truly, (95 words) 

19. 
J. Holland & Co., 

Memphis, Tenn. 
Gentlemen: — 

We have your order of the 5th inst. 
which calls for two kegs of No. 2 F. G. 
Hazard Powder. We do not handle the 
Hazard, but can get it for you in the city. 
We have the agency for the Dupont, 
which has the reputation of being the 
best powder in the market. In case we 
cannot get the Hazard, we will send you 
the Dupont. 

Yours truly, (76 words) 

20. 
Thomas Garwood, 
Maysville, Ark. 
Dear Sir: — 

We are in receipt of a letter from the 
E. C. Meacham Arms Co., of St. Louis, 
Mo. , saying they are unable to furnish the 
Remington pistols we ordered for you 
with blued barrel, but can furnish them 
with nickel plated barrel. 

Kindly advise us by return mail whether 
or not these will answer your purpose. 

Yours truly, (65 words) 

21. 
J. K. Peer, 

Jerico, Mo. 
Dear Sir: — 

We have your favor of the 5th inst. 
countermanding back order on loaded 
shells, and we cancel same at your re 
quest. We are very sorry that we were 
unable to ship the shells at the time we 
shipped the other goods, but the demand 
for loaded shells has been so great, that 
none of the factories are able to keep up, 
and we doubt if there is a complete stock 
of these goods in the hands of any jobber 
in the United States. 

Yours truly, (92 words) 

22. 
Gentlemen: — 

Your order of the 6th inst. calls for 
each right and left hand thimble skein 
4x11. We regret to say that we have 
nothing of the size in stock, and we can- 
not find it in the city. We have looked 
over the list and cannot find that this size 
is made. We can give you 4x12 which 
we are inclined to think is the size you 
want. If this will answer your purpose, 
kindly telegraph us on receipt of this 
letter, and we will get same off on first 
train. 

Yours truly, (98 words) 



VOCABULARY OF THE 



Stove and Queensware Business. 



62 



VOCABULARY OF STOVE AND QUEENSWARE BUSINESS. 



1 Ely & Stanchfield 
Denver, Colo. 
Accordance 

Illustrated 
Catalogue 
Special 

Subject 

Discount 

Terms 

It is probable 

Baffled 

Memorandum 

2 Missouri Lumber Co. 
Cleveland, Ohio. 
Something 

A week 

Co-operative 

Everything 

Some of these 

Quotations 

Ranges 

3 N. W. Ellerton 
Denison 

Pet Ozark 

Conveniently 
Square top 
Extension 

4 G. H. Davis 
Des Moines, la. 
Thornbrough 

Against them 
Discover 
"Where they are 

Probability 
Write you again 
Accomplish 

Of our 
Remittance 
Let us have 

5 Freeman & Co. 
Battle Creek 
Michigan 

Who has been 
Indebted 
To us 

Holds 
It seems 
Does not know 

Parties 
"WouJd there 
At this time 

6 Frank Ross 

Worcester, Mass. 
"We were very 

Several 
Enclosure 
As stated 
Acknowledged 
Has already 
Sullivan 

Blight 

"What we know 

Previous 

Doubtless 

In a terrible 

Circumstances 

To do the fair thing 

Favorable 

On our guard 

7 F. A. Brown 
Coffeyville, Kans. 
Repairs 

As near as 

Pearl 

"We make it 

We make nothing 

Entirely 

Similar 

8 Jas. Bruin 
Trenton, N. J. 
Absolutely 
Necessary 
Further 
Remember 

Some time past 
And you have 
That you are 

Liable 

For collection 

Attorney 

9 Geo. Reed, Esq. 
Grand Rapids, Mich. 
Are you 

Position 
To make us 
On the note 




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Transferred 
But are 
Afraid 

Unless 
Disposition 
To do so 

To meet the 
Obligation 
We will have 

10 W. H. Brittain, Esq. 
Augusta, Kans. 
Was due 

Of this month 
Let us have 
Your remittance 

To have payment 
In this way 
Rather than 
And this can be 
If you remit 
As we direct 

11 Geo. W. Light 
Sioux City, la. 

We are in receipt of 

Allowances 
You claim 
But will not 

Kindly send us 
Black Hussar 
Sky Lark 

We supposed 

That you had accepted 

To our branch 

Have had 
As it is 
Helped 

12 Purcell National Bank 
Purcell, I. T. 

Your returns 
Carter & Graves 
Deducted 

Instructed you 

Positively 

Directions 

13 J. C. Matthew 
Covington, Ky. 
We are sorry 

It is quite likely 
That your customers 
Quick 

In the stove 

Bottom 

Loosening 

Caution 
Always 
Think you would 

Have no such 
Complaint 
As you now 

Any castings 

Replace 

Free of such 

If you will send us 

For this purpose 

We will be pleased 

14 W. F. Gordon 
Dayton, Ohio 
Transportation 

Breaks 

Of the pieces 

Recently 

Was to take the place 

That you should not 

There should be 

When you remit 
For the invoice 
You may 
On this basis 
To this letter 
All right 

15 D. Roderick 
Pittsburg, Pa. 
Would say that 
Your letter 

Was not thoroughly 
Understood 

And were 
For a reply 
Want us 

Linings 
. Top shelf 
And we will give 

16 James Wood 
Dixon, 111. 
Outfit 



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TAY f-PAOE 62 



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TAy e -PACE 62 



VOCABULARY OF STOVE AND OUEENSWARE BUSINESS. 



Hardly 

Definite 

Enough 

For us 

By this mail 

Select 

And that there can be 

Misunderstanding 

Riveted 

17 Laundry 
Why is it 
Written you 
Repeatedly 
Some reason 
You make no 

Response 

Adapted 

Submit 

18 Acknowledge 
Opening 
Permanent 

Sample 
Cuckoo 
If you refer 

Hollow-ware 

Skillets 

In a few days 

Short time 

We note what you say 

Overcharge 

Elbows 

Of that class 

Cheaper 

Into the matter 

Quality 

Agree with us 

20 Liberty 

groposition 
eadheaded 

If this is correct 
To see 
Original 

21 Box stoves 
Damage 
Recover 

We will send you the 

Broken 

Hangs 

'21 Breakage 
Indebted! 
Succeed 

Presented 
If the papers 
Declined 

Power 

Carefully 
Assist 

•23 Several 
Up to this time 
Will you please 

If it is your 
Intention 
Estes & Collins 

24 Misunderstood 
Excuse 
Inside 

We will give the order 

Oven 

Otherwise 

25 Our claim 
Noah Martin 
Assignment 

Benefits 

Will you advise us 

Judgment 

T6 King 
Adapted 
To your trade 

27 Former _, 

Misplaced 

With correction 
Z8 Will give your order 

Don't you think 

It would pay 

Implements 

Great deal 

First-class 

Third-class 
Bundles 
Favor us 

29 We are advised 
Trust the delay 
Unavoidable 

Seriously 

Inconvenienced 

Quotations 



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Spiders 
Griddles 
Scotch bowls 

Maslins 
Withdrawn 
After this date 

30 Oil pots 
Chelsea 
Vase lamps 

For the fact 

Of your receiving 

Evidently 

Selector 

Task 

Upon receipt of 

Kindly 
Crown 
Library 

31 Of all that 

Your letter of the 9th 
Just received 

Staple 
China 
Scarce 

Scarce with us 
And there is 
Haviland 

To have any more 

Diana 

In that shape 

Dishes 

Out everything 

Decorating 

Of it 

Import 

At the moment 

Out of dishes 

Henry 

Gold 

Handles 

Marseilles 

Plates 

Soups 

Teas 

Cakes 

Regretting 

Inability 

Complete 

32 That I have 
Beautiful collection 
Latest 
Novelties 
French 

German 

Bohemian 
All kinds 
Glassware 

Exhibition 

Immense 

Specialties 

Importation 

Lowest 

Enlarged 

Premises 

Adjoining 

Doubling 

Capacity 

Latest 

Designs 

Merchandise 

Serve 

Friends 

33 In reference 
Which you order 
Mr. Dooley 
Namely 
Direct 

To the factory 
Which was th e date 
As we were waiting 
Pattern 

To give the order 

It is sent 

Without delay 

Requesting 

Reach 

Ample 

Season 

We enclose 

Credit memorandum 

Regular 

Straight 

Commands 

Somewhere 

Everywhere 

Elsewhere 



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TAV 2 - PACE 63 



LETTERS SELECTED FROM THE 

Stove and Queensware Business 



Ely & Stanchfield, 

Denver, Col. 
Gentlemen : — 

In accordance with your request of 
the 20th inst. our illustrated catalogue 
and special net price list were mailed you. 
All stoves not named on the list are sub- 
ject to a discount of 50 per cent from cata- 
logue list prices. Terms net, due in four 
months, or 5 per cent off for cash in 30 
days. It is probable you will be entitled 
to better prices than these. If you will 
kindly favor us with a memorandum of 
about what you wrll want, we will be 
pleased to name you our very lowest 
prices. 

Awaiting your further favors, we are, 
Yours truly, (98 words) 



Missouri Lumber Co., 

Cleveland, Ohio. 
Gentlemen : — 

Something over a week ago our 
Cleveland house, the Co-operative Stove 
Co., at our request, mailed you their 
illustrated catalogue. Probably no quo- 
tations were enclosed. Would state that 
all stoves are subject to a discount of 50 
per cent from catalogue list prices, ex- 
cept those named on special net price list 
which you have. We think that we have 
everything in stock here in Springfield 
that your trade will demand, except the 
ranges. Some of these we carry, and any 
of these that have to be shipped from 
Cleveland will be shipped with the under- 
standing that you are to have Spring- 
field freights. 

Yours truly, (112 words) 



N. W, Ellerton, 

Denison, Texas. 
Dear Sir : — 

We have your favor of the 24th 
inst. , and in reply would ask that you give 
the size of your Pet Ozark, and also state 
whether it is square top or extension top. 
Of course we can find this out by looking 
over our letter files, but cannot conven- 

64 



iently do it just now. We will see if we 
cannot arrange to make everything satis- 
factory with you. 

Yours truly, (76 words) 



G. H. Davis, Esq., 

Des Moines, Iowa. 
Dear Sir : — 

Your letter of the 23d inst. received. 
Regret that you cannot pay us anything 
on your old account. If the Thorn- 
brough notes are of any account, possibly 
we can collect the amount you have 
against them. We will try to discover 
where they are, and if there is any proba- 
bility of our being able to accomplish 
anything, we will write you again. In the 
meantime, if you find it possible to let us 
have a small remittance, we trust you 
will do so. 

Yours truly, (94 words) 

5- 
Messrs. Freeman & Co., 
Battle Creek, Mich. 
Gentlemen : — 

Mr. G. H. Davis, who has been in- 
debted to us for some time, offers to turn 
over to us for collection a note which he 
holds against George W. and L. Thorn- 
brough.. It seems he does not know 
where those parties are at this time. 
Can you give us information concerning 
them? If they can be located, is there 
any probability that the collection could 
be made ? 

Thanking you in advance for the favor, 
we are, 

Yours truly, (85 words) 



Frank Ross, Esq., 

Worcester, Mass. 
Dear Sir : — 

We were very glad to receive your 
favor of several days ago with enclosure 
as stated, receipt of which has already 
been acknowledged, and the amount 
applied on your account in favor of Sulli- 
van & Blight. From what you say together 
with what we know from previous infor- 
mation, doubtless things are in a terrible 



STOVE AND QUEENSWARE BUSINESS. 



65 



condition. Sullivan may be a very mean 
man, but we have felt all along that, if 
circumstances were favorable, he would 
try to do the fair thing. Doubtless we 
were mistaken. We thank you for the 
information, and will try to be on our 
guard. 

We hope that you will suffer nothing 
at his hands. 

Yours truly, (119 words) 

7- 
F. A. Brown, Esq., 

Coffey ville, Kans. 
Dear Sir: — 

Replying to your favor of the 28th 
inst. would say that we do not under- 
stand what stove you want repairs for. 
As nearly as we can make it out it is Pearl 
Ozark. We make nothing by that name. 
If we should guess, we would say that you 
refer to the Pet Ozark. Of course this may 
be entirely wrong, but we certainly have 
nothing similar to the name you give. 
And further, you did not give the size of 
the stove. If you would call on W. H. 
Clark of your town, doubtless he could 
help you out a little, as he handles our 
stoves and knows better what we make. 
Yours truly, (121 words) 



James Bruin, Esq., 
Trenton, N. J. 
Dear Sir : — 

When we were pushing you to set- 
tle your small account, you stated that it 
would be absolutely necessary for you 
to have further time, so we accepted 
your 30 and 60 day notes for $5.15 and 
$5.25. Both of these are now some time 
past due and you have paid but $1.00 on 
them. Let us know at once what you 
intend to do. Probably you remember 
that the notes are so drawn that you are 
liable for collection charges, including 
our attorney's fees, if we bring suit. 

Yours truly, (101 words) 

9- 
George Reed, Esq., 

Grand Rapids, Mich. 
Dear Sir : — 

Are you in a position to make us a 
payment on the note transferred to us by 
J. H. Getz? We do not want to bring 
suit, but are afraid we shall have to do so, 
unless you show a disposition to meet the 
obligation. 

Yours truly, (56 words) 

10. 

W. H. Brittain, Esq., 

Augusta, Kans. 
Dear Sir : — 

Your January 25th note for $16.05 
was due the 14th of this month. Will 
you kindly let us have your remittance by 
check or money order without delay ? 



We prefer to have payment made in this 
way rather than send to bank for collec- 
tion. Your bank would be sure to charge 
something, and this can be saved, if 
you remit us direct. 

Yours truly, (74 words) 

11. 
George W. Light, Esq., 

Sioux City, Iowa. 
Dear Sir : — 

We are in receipt of your favor of 
the 17th inst. enclosing $45.58 which, with 
the allowances you claim, will close your 
account, but will not pass it to your credit, 
until we hear further from you. Kindly 
send us your paid expense-bill covering 
the Black Hussar shipped from Cleve- 
land. 

Very sorry that you have returned the 
Sky Lark to Cleveland. As we had not 
heard from you since we wrote you enclos- 
ing a letter from Cleveland Co-operative 
Stove Co., concerning the stove, we sup- 
posed that you had accepted it and every- 
thing was satisfactory. If we had known 
that you intended to return the stove, we 
would have had it sent to our branch at 
Kansas City, or here to us; but, as it is, 
suppose it cannot be helped now. 

Yours truly, (142 words) 

12. 
Purcell National Bank, 

Purcell, I. T. 
Gentlemen : — 

Referring to enclosed sheet which 
accompanied your returns on Carter & 
Graves collection, you deduct 25 cts. for 
charges. If you will kindly refer to our 
letter enclosing the collection, you will 
see that we instructed you, positively, to 
return the notes if charges would be made 
there. Will you kindly explain why 
these directions were not followed ? 

Yours truly, (60 words) 

13- 
J. C. Matthews, Esq., 

Covington, Ky. 
Dear Sir : — 

We have your favor of the 19th 
inst. Would say that we are sorry to 
learn that you have been having some 
trouble with one or two of the stoves we 
sold you. It is quite likely that your 
customers built a quick fire in the stove 
without putting any ashes in the fire-box, 
and loosening the bolts. If you would be 
careful to caution your customers to al- 
ways put ashes in the fire-box and loosen 
the rods and bolts, we think you would 
have no such complaint as you now 
make. Any castings that break from 
heat, we replace free of charge, f. o. b. 
Springfield. If you will send us an order 
for the castings needed for this purpose, 
we will be pleased to fill it. 

Yours truly, (150 words) 



66 



STOVE AND QUEENSWARE BUSINESS. 



14. 
W. F. Gordon, 

Harrison, Ark. 
Dear Sir : — 

We have your favor of the 19th 
inst. and in reply say that castings to re- 
place transportation breaks, we furnish 
at one-half price. That is 3^ cts. per 
pound. If one of the pieces recently 
shipped you was to take the place of one 
that would not fit, there should be no 
charge made for it. When you remit for 
the invoice of the 9th inst. , you may settle 
on this basis, referring to this letter, and 
everything will be all right. 

Yours truly, (93 words) 

15- 

D. Roderick, 

Pittsburg, Pa. 
Dear Sir : — 

Replying to your favor of the 19th 
inst. would say that, as your letter of 
March 8th was not thoroughly under- 
stood, we did not care to ship anything 
on that order without further explana- 
tion, and we are waiting for a reply to 
ours of March 8th. If you want us to 
ship you the center piece of the fire back, 
linings, bottom grate, and back top shelf 
for the $80 Black Hussar, advise us and 
we will give the order attention. 

Yours truly, (90 words) 

16. 

James Woods, Esq., 

Dixon, 111. 
Dear Sir : — 

We are in receipt of your letter of 
the 1 2th inst. ordering three No. 8 cook 
stoves with outfit, etc. The order is 
hardly definite enough for us to fill. We 
send you by this mail our illustrated cata- 
logue and special net price list, and ask 
that you select the stove that you want, 
and order by number and name, and 
then there can be no misunderstanding. 
Would call your attention to the Pet 
Ozark. This we furnish in several differ- 
ent sizes, and as it is a good, plain, cheap 
stove, we think it will suit you. We sup- 
pose that you want your 6-inch stove 
pipe made up and riveted. Will under- 
stand it that way, if you say nothing 
about it. 

Yours truly, (131 words) 

Dixon Hardware Co., 

Cincinnati, Ohio. 
Gentlemen : — 

We have your favor of the 16th 
inst. ordering laundry castings, and will 
give the order prompt attention. Why is 
it that we cannot interest you in our line 
of stoves? We have written you repeat- 
edly, but for some reason you make no 



response. We think that we have a line 
as well adapted to your trade as any that 
you can find, and feel quite certain that 
we can make prices an object. 

If possible to interest you, let us know 
and we will be pleased to submit prices, 
etc. 

Yours truly, (100 words) 

18. 
Dear Sir : — 

We are glad to acknowledge re- 
ceipt of your favor of the 14th inst. with 
order, which will have our prompt atten- 
tion. We trust that these stoves will be 
entirely satisfactory, and be the means of 
opening up a permanent trade with you. 
Can we not send you a sample of our 
8-20 Cuckoo, square top? The regular 
price of this stove is $11.75, Dut we will 
make you a sample for $11.25, if you 
refer to this letter. 

Yours truly, (89 words) 

19- 
Dear Sir : — 

We are in receipt of your recent 
favor with order for Hollow-ware. We 
regret that we cannot ship at once, but 
on account of being short on the No. 8 
Skillets, which we expect to have in stock 
in a few days, we will have to delay the 
shipment for a short time. We note 
what you say about the overcharge on 
elbows in recent order. 85 cts. is our 
very lowest price for elbows of that class. 
We know that you can buy a cheaper 
elbow, but the difference in the quality 
of the goods amounts to more than the 
difference in price. Look into the mat- 
ter and we feel sure that you will agree 
with us. 

Yours truly, (125 words) 

20. 

Dear Sir : — 

Referring to your favor of the 24th 
inst. next attached, in regard to the stoves 
returned to us from Liberty, we under- 
stood from your proposition that the 
shipment was to be returned to Spring- 
field, with charges deadheaded one way, 
and to know if this is correct, would like 
to see the original papers. 

Kindly obtain them for us, and oblige, 
Yours truly, (64 words) 

21. 
Dear Sir : — 

We have your postal favor of the 
13th inst. in regard to the Box stove 
shipped you some little time ago, and in 
reply would state that, if you will have 
damage noted on expense-bill and send 
to us, we will see if we can recover any- 
thing from the railroad company. If you 
so request, we will send you the neces- 
sary castings to repair the stove. You 
can very easily put the front in. We 



STOVE AND QUEENSWARE BUSINESS. 



67 



understand that the piece broken is the 
front that the main doors hang on. 

Yours truly, (95 words) 

22. 

Dear Sir : — 

We are in receipt of your favor of 
the 14th inst, informing us of the break- 
age on our shipment of the 6th. Very 
sorry indeed to learn of this, and hope 
that you will succeed in recovering some- 
thing on the claim that you have pre- 
sented. If the papers are returned to 
you, and claim declined, send us the 
papers, and we will take the matter up 
here. It will be impossible for us to ac- 
complish anything for you without these 
papers. We suppose you had the condi- 
tion of the shipment carefully noted on the 
expense-bill before you received it. We 
assure you that we will do everything in 
our power to assist you. 

Yours truly, (120 words) 

23- 
Dear Sir : — 

We have written you several times 
recently in regard to your balance, but 
up to this time we have heard nothing 
from you. We cannot understand this. 
Will you please let us know if it is your 
intention to try to do anything about this, 
and, if you want to arrange it in any way, 
make us a proposition ? If you have any 
information in regard to Estes & Collins, 
part of which account you stood good 
for, let us have it. 

Yours truly, (86 words) 

24. 

Dear Sir : — 

We have your favor of the 14th 
inst. and regret that your order is not 
definite enough for us to make shipment 
at once. It is so very easy to be mis- 
understood on these repair orders, that 
we make it a rule not to ship, until we 
know that there is no excuse for making 
a mistake in filling them. You say that 
you want the fire-box linings. Do you 
mean that you want all the cast pieces 
for the inside of the fire-box? That 
would be the front, back, two end linings, 
and the grates. If this is not correct, 
kindly explain the best you can, and, 
promptly on receipt of your reply, we 
will give the order attention. 

We have, ready for shipment now, the 
oven linings for the Black Hussar range, 
which you ordered some time ago, and, 
unless you request otherwise, we will 
hold it until we can send it with the fire- 
box linings. 

Yours truly, (167 words) 

25. 
Dear Sir : — 

Replying to your favor of the 13th 
inst. in regard to our claim against Noah 



Martin, would say that we know Mr. 
Martin made an assignment, but, as we 
did not agree to accept the benefits of 
the assignment and consider our debt 
satisfied, he is still liable for the 
amount of our claim. If he has any 
property and you think judgment could 
be made off of him, we will bring suit. 
Will you advise us about this promptly, 
and oblige, 

Yours truly, (87 words) 

26. 
Dear Sir : — 

We are in receipt of your favor of 
the 19th inst. and will give your order for 
King Ozark repairs prompt attention. 
We note your request for catalogue, and 
send you one by this mail with Special 
net Price-list. Terms net, due four 
months, 5 per cent off for cash in 30 days. 
We think we have a line of stoves as well 
adapted to your trade as you can find, 
and hope you will favor us with a sample 
order. Yours truly, (85 words) 

27. 
Dear Sir : — 

We are in receipt of your favor in 
reply to ours of the 13th inst. In regard 
to the balance due, would say that in our 
former letter we sent you statement, 
which possibly you misplaced. Here- 
with we hand you another. If this is not 
correct according to your books, kindly 
advise with correction. 

Referring to your order for repairs and 
Hollow-ware, would say that shipment is 
delayed on account of being short on the 
main top for the King. Just as soon as 
possible, shipment will go forward. 

Yours truly, (93 words) 

28. 
Dear Sir : — 

We will give your order of the 13th 
inst. prompt attention. We believe that, 
before this, we have called your attention 
to our patent pipe. Do you not think 
that it would pay you to get a set of the 
patent pipe implements ? It will cost you 
$1.00, and then by using this patent pipe 
you will save a great deal in freight. The 
rate on pipe made up is one and one-half 
times first class, the pipe in bundles al- 
ready put together is third class. We 
would be glad to make you at least a 
sample shipment of the patent pipe. 

We trust that you will remember us 
when in need of stoves, and favor us with 
your order. 

Yours truly, (125 words) 

29. 
Dear Sir : — 

We are advised by the factory that 
your order will be shipped in a tew days. 
We trust the delay, which was unavoid- 



M6 



68 



STOVE AND QUEENSWARE BUSINESS. 



able on our part, has not seriously incon- 
venienced you. 

Kindly consider our quotations to you 
on "Never Break" Spiders, Griddles, 
Scotch Bowls, and Maslins as withdrawn 
on the 15th inst. 

After this date we will request you to 
allow us to make new prices on these 
goods, and hope to receive your favors 
which will have our best attention. 

Yours truly, (86 words) 

30- 
Dear Sir : — 

We have your letter of the 16th 
inst. and note what you say concerning 
the oil pots that we sent you with Chelsea 
vase lamps. We cannot account for the 
fact of your receiving what we term our 
No. 2 oil pots for these lamps, as they 
should have our No. 1. It is evi- 
dently an error on the part of the 
solicitor, and we assure you that we 
called him to task for it. We have en- 
tered your order for new oil pots, and 
will forward them to you at once, and 
would ask you, upon receipt of same, 
to kindly return to us the ones you now 
have, which will not fit the lamps. We 
also note what you say concerning a 
crown for No. 92081 library lamp. We 
will forward this to you by mail at once. 
Trusting upon receipt of new oil pots 
everything will be satisfactory, we are, 

Yours truly, (165 words) 

3i. 

Dear Sir : — 

Enclosed we send you bill of all 
that can be furnished at present of 
goods ordered by your letter of the 9th 
inst. just received. Staple white China 
of all kinds is very scarce with us and 
there is very little of Haviland China in 
this market just now. We are not ex- 
pecting to have any more Diana hollow- 
ware, and at present can only furnish 
plates in that shape. A little later on, we 
may have some dishes and bakers possi- 
bly, but as above stated, we will have 
nothing more in the Hollow-ware. We 



have closed out everything that we had 
in decorating No. 2520 and will have no 
more of it, except by import to order. 
At this moment, we are also out of dishes 
10 and 12, Henry nth, W. C. and gold 
handles, and are also short of Marseilles 
plates. 

Yours respectfully, (150 words) 

32. 
Dear Sir : — 

I beg to inform you that I have a 
large and beautiful collection of the latest 
novelties in French, German, and Bohe- 
mian China, and all kinds of glassware, 
plain and decorated. 

Have now ' on exhibition for the trade 
an immense line of specialties, for impor- 
tation orders, at the lowest market price. 

Having recently enlarged my premises 
by the addition of the adjoining building, 
thus doubling my capacity to show the 
latest designs in the above lines of mer- 
chandise, will be glad to serve my friends, 
as ever. 

Yours truly, (92 words) 

33- 
Dear Sir : — 

Replying to your recent favor in 
reference to goods which you ordered of 
our Mr. Dooley, namely : B. 49 ware, 
would state that we sent the order direct 
to the factory on the 18th inst. which was 
the date we received the goods returned 
by you, as we were awaiting their arrival, 
to make sure there would be no mistake in 
the pattern. We assume the goods have 
already been shipped you, though we 
have not as yet received the invoice. 
We have written the factory, request- 
ing them to fill the order and make 
regular charge for goods sent, without 
delay, and we trust the goods will reach 
you in ample season. 

We enclose herewith credit memoran- 
dum for the goods returned, and will 
make regular charge for ones sent. This 
will keep the account straight, and await- 
ing your further commands, we remain, 
Yours truly, (149 words) 



VOCABULARY OF THE 

Dry Goods Business 



7o 



VOCABULARY OF DRY GOODS BUSINESS. 



1 W H. Wright & Co, 
New York 
We are in receipt of 
Your favor 
Carefully 
Note contents 

In reply 
We would be 
Perfectly 

To give you 
Gn the draft 
At the bank 

Sufficient 

Enable 

Indebtedness 

Permitting 

So far 

Behind 

You are not making 

Remittances 

Purchases 

Consequently 
Instead of the debt 
Since the time 
Decreasing 
You were 
Reported 

Embarrassed 
Our claim has 

Actually 

Increased 

And the payments 

You make 

And far between 
That there is 
Absolutely 

Profit 
In selling 
Expect us 

In the past 
We must say 
Frankly 

Consent 

Unless 

When they come 

2 M. L. Nesbit 
Cheyenne 
Wyoming 

It is very 

Discouraging 

Learn 

Whatever 
Indefinitely 
Must therefore 
Attorney 
Unless you remit 
Early remittance 

In full 
Settlement 
We remain 

3 Heineke & Johnson 
Santa Fe, Cal. 
Financial 
Exhibiting 

Assets 
$52,000 

Liabilities 

In view of the large 

Proportion 

Prudence 

Compared 

Justify 

Usual 

Terms 

Incurring 

Could be carried 

Embarrassment 

Season 

Dull times 

Stringency 

Market 

Regretting 

Consistently 

Expecting 

4 Keplin & Arnold 
Norcator 
Accept my thanks 
Covering 
Enclosure 

As stated 

There is a 

Remainder 

Herein 

5 H. S. Smalley 
Salt Lake City 
Utah 



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We presume 

Deposit 

Tickets 

You send us 

Represent 

Receipts 

Expenses 

If such is the case 

However 

Please advise us 

Exactly 

Gross 

To have a statement 

Necessary 

Settlement 

6 J. L. Thompson 
Trenton, NT J. 
Collaterals 

Security 
Our claim 
Jordan 

We note what you say 
Horses 

As to 

Whether or not 
For the keeping 

Notify 

Shall be 

Intended 

Compelled 

Heads 

Produce 

Prevailing 

7 A. E. Smythe, Esq. 
Traveling Salesmen 
Atterberry 

Oyster Falls 

Unable 

Definite 

Information of a satisfac- 
Character \_ tory 

Such as 
If the same 
Prove satisfactory 
Conclude 

8 James J. Gilpin 
Cassidy f favor of the 9th 
We have your esteemed 
Further claim 

Your company 
As the bill 

Was duly 
Trusting 
This will be satisfactory 

9 M. Thennesy 
Indianapolis, Ind. 
Accept our thanks 

Herewith 

Remainder 

That you request 

Longer time 

We give 

Largest 

Under the circumstances 

Unwilling 

With your request 

10 F. O. Buell 
Heber City, Utah 
Stated remittance 

We enclose 
You will notice 
Discount 

11 Credit memoranda 
Please accept our thanks 
Pearl buttons 

We do not see 
How they could 
Omitted from 
As they were 
Down stairs 
Of the goods 
We regret 
"Very much 
That you 

Should be 

Inconvenienced 

Forward 

Trusting 

Avoid 

Similar 

12 Marley & Kirby 
St. Paul, Minn. 
To hand 
Consider 

We did not 
Have the 



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VOCABULARY OF DRY GOODS BUSINESS. 



Curtain 

Brass trimmings 

Instructed 

Mr. Roper 

Were the 

Lowest 

Thought 
Acceptable 
We think there 

Must be 

If you cannot 

Use the goods 

You may return 

Credit you 

Entire 

13 Oscar Jenkins 
Evansville 
Indiana 
Visit 

Call your attention 
Do our best 

In the selection 
Of any goods 
You may ordet 

Furnishing 
"Equalled 
In the west 

Dry goods 

Notions 

We are sure 

Offered you 

Kindly remember us 

When you come 

14 Lyons County 
Co-Op. Ass'n 
Skidmore, Mo. 

Samples 

Zephyr 

Flannel 

Armenian 

Serge 

We are considerably 

Broken 

But have a fine 

Woven 

On these goods 

We would be pleased 

To sell you 

15 M. 9. Marshall 
Denuison, Tex. 
We notice 

By the papers 
That you have 
Purchased 

Messrs. Lake & Boupe 

Osage 

Mission 

And will ship it 
An order 
From them 

Mr. Mosher 
Allow us 
To do so 

Appreciate 
Any favors 
Way clear 
Which you can see 
If you desire 
We will send you 
Copy 

Of the order 
Our salesman 
Selection 
When you are 
To please you 

Gardiner Bros. 
Medicine Lodge 
Black 

Embroidery 

Per yard 

Fancy 

Trimming 

Moire 

Ribbon 

Substitute 
Further favors 
We remain 

17 Wall Bros. 
Mansfield, O. 
Ladies hose 

We have nothing 

Apron 

Novelties 

Equally 

Desirable 

Value 



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18 J. C. Manning 
Minneapolis 
Minn. 

Yesterday 

Shirts 

Summer 

Coats and vests 
As per your 
Kind order 
Through 
Mr. Watson 
We are able to 

Complete 

With the exception 

And will no doubt 

Have them 

By express 

Prepaid 

At our expense 

It is very difficult 

Promptness 

Exceptions 

Relieve 

Styles 

Sizes 

Entire satisfaction 

Customers 

19 And are 

Very much obliged 
Mistake 

A few days 
Than any other 
In the country 

If you will favor us 
When he calls 
Highly 

20 Reported 
Mohair 
Which time 

It had not 

Do you sell 

That are reported 

Thereby 

Displeasing 

Trouble 

Neighbors 

You should 

Pay more attention 

Weekly 

Circulars 

Occur 

21 In which you complain 
Complain 

Challies 

And the piece 
Gingham 
Of the year 

Rapidly 
It is a very 
To keep these 

Day to day 

Always 

Endeavor 

Like the samples 

As possible 

Instance 

It is very much 

As it is 

To please you 

22 Notifying 
Chambray 
Damage 

If you will 
To us 
Credit you 

With it 
We received 
If you prefer 

To keep it 

Should very much 

Like to have you 

You could 

Use it 

And we will make you 

Allowance 

If you favor us 

Please send us 

Of the damaged 

Manufacture's 

To hear 

Ever 
Very 
Every 

Over 

However 

Offer 




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TAY I -PAGE 7 I 



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LETTERS SELECTED FROM THE 



Dry Goods Business 



W. H. Wright & Co., 

New York City. 
Gentlemen : — 

We are in receipt of your favor of 
the 9th and carefully note contents. In 
reply will say that we will be perfectly 
willing to give you 15 days' time on the 
draft now at the bank, which we trust 
will be sufficient, and enable you to meet 
the same promptly. 

In regard to your indebtedness will 
say that, while you are permitting the old 
debt to run so far behind, you are not 
making remittances sufficient to cover 
the purchases made since the first of 
June; consequently, instead of the debt 
decreasing, since the time you were re- 
ported embarrassed, our claim has actu- 
ally increased in amount, and the pay- 
ments you make are so few and far be- 
tween, that there is absolutely no profit 
in selling you the goods. 

If you expect us to carry your future 
bills as we have done in the past, we 
must say frankly that we cannot consent 
to do so, unless you make some arrange- 
ments to meet them when they come due. 
Yours truly, (179 words) 

2. 

M. L. Nesbit, 

Cheyenne Wells, Wyo. 
Dear Sir : — 

We are in receipt of your letter of 
the 7th inst. enclosing a statement of your 
financial standing, exhibiting your assets 
to be 152,000, while your liabilities are 
$27,000. In view of the large proportion 
of liabilities as compared with the assets, 
we must say that prudence would not 
justify us in shipping you the goods, upon 
the usual terms of credit ; because we 
cannot understand how so large an in- 
debtedness could be carried without in- 
curring a liability to embarrassment, in a 
season of dull times, or a stringency in 
the money market. 

Regretting, therefore, that we cannot 
consistently ship the goods, excepting 
payable cash on delivery, we are, 

Yours truly, (124 words) 

72 



Heineke & Johnson, 

Santa Fe, Cal. 
Gentlemen : — 

We are in receipt of your letter of 
the 7th inst. unaccompanied with a re^ 
mittance and it is very discouraging to 
learn that you cannot pay us anything 
whatever. Our money is long past due, 
and we cannot consent to wait indefi- 
nitely, and must, therefore, place the ac- 
count in the hands of an attorney, unless 
you remit promptly on receipt of this 
letter. 

Hoping to receive an early remittance 
in full settlement of your account, we 
remain, 

Yours truly, (85 words) 

4- 
Kaplin & Arnold, 

Norcator, Kans. 
Gentlemen : — 

Accept our thanks for your favor 
of the 9th inst. received, covering enclos- 
ure as stated, check for $342.19 which we 
have placed to your credit. There is a 
remainder due us of $136.52, as you will 
see by the enclosed statement. 

Yours truly, (58 words) 



5- 



H 



S. Smalley, 
Salt Lake City, Utah. 
Dear Sir : — 

We are in receipt of your favor of 
the 8th inst. and carefully note contents. 
We presume the deposit ticket which you 
send us, represents your net cash receipts, 
after all expenses of every kind have 
been paid. If such is not the case, please 
advise us so that we may know just exactly 
what the net receipts are. In case these 
deposits are intended to be the gross re- 
ceipts, we would like to have a statement 
of the expenses. 

Hoping you will give this matter the 
attention necessary for a complete settle- 
ment, we remain, 

Yours truly, (106 words) 



DRY GOODS BUSINESS. 



73 



J. L. Thompson, 

Trenton, N. J. 
Dear Sir: — 

We are in receipt of your favor of 
the 5th inst. giving us a list of the collat- 
erals which you hold as security for our 
claim against J. M. Jordan. We note 
what you say about the horses, and 
would beg to inquire as to whether or 
not any expenses are being incurred for 
the keeping of these horses, and if such is 
the case, please notify Mr. Jordan at once 
that he must pay the expenses, or we 
shall be compelled to sell the stock, as 
we cannot permit them to eat their heads 
off at the high price of produce now pre- 
vailing. 

Yours truly, (115 words) 



A. E. Smythe, Esq. 

(Traveling Salesman). 
Dear Sir : — 

We are compelled to hold your 
order from Atterbury & Co., of Oyster 
Falls, Wyo., because we are unable to 
obtain any definite information of a satis- 
factory character, such as would justify 
us in shipping the goods. 

We have asked for a statement, and if 
the same should prove satisfactory, we 
may then conclude to ship the goods. 

Yours truly, (68 words) 

8. 
James J. Gilpin, Jr., 

Cassidy, Mo. 
Dear Sir : — 

We have your esteemed favor of 
the 25th, and in reply would say that we 
have no further claim against your com- 
pany, as the bill of March 20th was duly 
paid April 10th, and your account bal- 
anced. 

Trusting this will be satisfactory, we 
are, 

Yours truly, (55 words) 



M. Thennesy, Esq., 

Indianapolis, Ind. 
Dear Sir : — 

Accept our thanks for your favor of 
the 2 1 st inst. received, covering enclosure 
as stated, draft for $209.98, for which find 
the receipt herewith. 

In regard to the shipment of the re- 
mainder of your order, on two and four 
months' time, would say that you request 
longer time than we give to the largest 
trade we sell. Therefore, under the cir- 
cumstances, we regret being unwilling to 
comply with your request. 

Yours truly, (85 words) 



10. 
F. O. Buel, Esq., 

Heber City, Utah. 
Dear Sir : — 

We are in receipt of your favor of 
the 6th inst. and carefully note contents. 
We have also received the stated remit- 
tance from the State Bank of Utah, for 
which we enclose a receipt herewith. 
You will notice that we have credited 
your account with $3. 22, for discount, 
which we hope will prove satisfactory. 

Yours truly, (68 words) 

11. 
J. R. Perkins, 

Bolivar, Mo. 
Dear Sir : — 

Your favor of the 8th inst. at hand. 
Enclosed you will find credit memoranda 
for $1.00, for which please accept our 
thanks. Regarding the Pearl buttons, 
we do not see how they could have been 
omitted from your order, as they were 
gotten out and sent down stairs with the 
rest of the goods. 

We regret very much that you should 
suffer any inconvenience by the delay, 
and will forward you all the goods that 
are on back order to-day. 

Trusting to avoid similar errors in the 
future, we remain, 

Yours truly, (100 words) 

12. 
Marley & Kirby, 

St. Paul, Minn. 
Gentlemen : — 

Your favor of the 14th came duly 
to hand, and was carefully considered. 
We did not have curtain poles with brass 
trimmings, and, as instructed by our Mr. 
Roper, we bought them out. 

The goods we sent you were the lowest 
priced goods we could find that we 
thought would be acceptable to you, and 
we regret very much that they did not 
prove satisfactory. We think there must 
be quite a difference between the goods 
we sent you and the goods you had on 
hand that cost you $2.00 per dozen. 

If you cannot use the goods, you may 
return them and we will credit you with 
them, when they are received. 

Yours truly, (125 words) 

13- 
Oscar Jenkins, Esq., 
Evansville, Ind. 
Dear Sir : — 

We understand from our Mr. Hite, 
that you intend to visit the market soon, 
and wish to call your attention to our 
house. 

We would like to have you come in 
and see us, and will do our best in the 
selection of any goods that you may 
order. Our Furnishing line is not to be 



74 



DRY GOODS BUSINESS. 



equalled in the West, and, in Dry Goods 
and Notions, we are sure that better 
goods and lower prices cannot be of- 
fered you. 

Kindly remember us when you come 
in, and oblige, 

Yours truly, (97 words) 

14. 
Lyons Co. Co-Op. Ass'n., 

Skidmore, Mo. 
Gentlemen : — 

Enclosed herewith find samples of 
Zephyr Flannels and Armenian Serge, as 
per your request of the nth inst. 

Would say, regarding the Zephyr Flan- 
nels, that we are considerably broken on 
these goods, but have a fine line of Woven 
Flannels which we would be pleased to 
sell you. Shall we send you samples? 

Yours respectfully, (62 words) 

15- 
M. S. Marshall, 

Denison, Texas. 
Dear Sir : — 

We notice by the papers that you 
have purchased the stock of Messrs. Lake 
& Roupe, of Osage Mission, Kan., and 
will ship it to Denison. We have an 
order from them, taken by our Mr. 
Moshier about a week ago. We would 
like very much to ship these goods to 
you, if you will allow us to do so. 

We should like to sell you goods, and 
shall appreciate any favors with which 
you can see your way clear to favor us. 
If you desire, we will send you a copy of 
the order, or we will send our salesman 
to see you, so that you may make selec- 
tions of your own. 

Kindly remember us when in need of 
goods, and we will do our best to please 
you in selecting any goods that you may 
order. 

Yours very truly, (148 words) 

16. 
Gardiner Bros., 

Medicine Lodge, Kans. 
Gentlemen : — 

We are short on your favor to-day 
one piece of Black Embroidery at 10 cts. 
per yard ; one piece of fancy dress trim- 
ming, at 14^ cts. per yard ; and four 
pieces of Moire Ribbon, closed out, and 
for which we have no substitute. 

Hoping you will not suffer any incon- 
venience, and asking your further favors, 
we remain, 

Yours very truly, (69 words) 

17. 
Wall Bros., 

Mansfield, Ohio. 
Gentlemen : — 

Five dozen Ladies' Hose are short on 
your order to-day, having been closed 



out, and we. have nothing to substitute 
for them. , 

We have substituted for No. 662 Apron 
novelties, sending you instead No. 76 at 15 
cts., which we consider an equally desir- 
able value. 

Yours very truly, (58 words) 

18. 

J. C. Manning, 

Minneapolis, Minn. 
Dear Sir : — 

We, yesterday, forwarded you 
shirts and summer coats and vests, as 
per your kind order through our Mr. 
Watson. 

We were able to fill complete, with the 
exception of two No. 3350 coats and 
three No. 3075 coats and vests. These 
we will have made special for you, and 
will no doubt have them done to-day. 
We will forward them by express, pre- 
paid, as soon as they are out of the fac- 
tory, at our expense. 

It is very difficult, at this season of the 
year, to fill orders complete with prompt- 
ness, but with these two exceptions, we 
believe you will find all styles and sizes 
as ordered. 

Trusting that the goods may open to 
your entire satisfaction, and please both 
you and your customers, and that we 
may be favored with your future orders, 
we are, 

Yours truly, (151 words) 

19. 

Dear Sir : — 

We have your letter of May 7th, 
and are very much obliged, indeed, for 
being allowed to ship the goods ordered 
of us by mistake a few days ago. 

We feel that we can give you better 
goods for lower prices than any other 
house in the country, and if you will 
favor us by giving our salesman an order, 
when he calls again, we will highly ap- 
preciate it. 

Hoping to hear from you often, we re- 
main, 

Yours truly, (81 words) 

20. 

Dear Sir : — 

May 14th, we reported black mo- 
hair at 62^ cts. out, since which time 
you have been selling it as though it had 
not been reported out, thereby displeas- 
ing your customers, and making us 
trouble in buying the goods of our neigh- 
bors. You should pay more attention to 
the weekly circulars, and mark out every- 
thing checked out on the circular; then 
no trouble of this kind will occur. 

Yours truly, (72 words) 



DRY GOODS BUSINESS. 



75 



21. 

Dear Madam : — 

We are in receipt of your favor of 
the 16th, in which you complain that the 
Challies and the piece of Gingham sent 
you are not like the goods ordered. 

At this season of the year, these goods 
are being sold very rapidly, and it is a 
very difficult matter to keep these styles 
in stock from day to day. When we are 
out of the styles ordered, we always en- 
deavor to send something just as good 
and as nearly like the sample as possible. 

If we have failed in this instance to give 
you, what will suit your trade, we re- 
gret it very much, as it is our desire to 
please you. 

If you cannot use the goods, you may 
return them to us. 

Yours truly, (130 words) 



22. 
Manlard & Wilson, 
Hannibal, Mo. 
Gentlemen : — 

We have your favor of the 18th 
ult. notifying us that the Light Chambray 
sent you was damaged. If you will 
kindly return it to us, we will credit you 
with it, when received ; or if you prefer 
to keep it, we would like very much to 
have you say at about what price you 
could use it, and we will make you 
an allowance to bring it down to that 
price. 

If you favor us by keeping it, please 
send us a sample of the damaged part, so 
that we can send it to the manufacturers. 

Hoping to hear from you by return 
mail, we remain, 

Yours truly, (115 words) 




VOCABULARY OF THE 

Railroad Business. 



VOCABULARY OF RAILROAD BUSINESS. 



1 Geo. H. Wheeler & Bro. 
Louisville, Ky. 

We are in receipt of 

Bill of lading 

Expense bill 

Overcharged 

Referring 

Per hundred pounds 

You had better 

Amounts 

Difference 

That you can make 

2 L. J. Bruner 
Topeka, Kans. 
Order number 

With all 
Dispatch 
Let nothing 

Stand in the way 

Pushing 

If you cannot 

Telegraph 

And I will see 

Depend 

Delay 

In no case 

Disappoint 

3 L. B. Hunt 
Holden, Mo. 
Carefully 
Examined 
Demands 
Learn 

Driver 







Covered 

Transferring 
Union depot 
St. James 

Hotel 

Afternoon 

And am of the opinion 

Slight 

Is just as 

Occurred 

Afterwards 

In our 

Custody 

Usual 

Ordinary 

Why this company 

Should be called upon 

To pay 

Believe 

After you have 

Investigated 

Conclusion 

4 M. C. Baker 
Harrisonville 
Answering 

We have no 
Section 
Steel rail 

Here 

Loaded 

Drilling 

From the center 
To the center 
Material 

6 David Benjamin 
Rosedale, Eans. 
Division 
Report 
In the case 
James Monroe 
Duration 
Disability 
He is a 

Single 
Single man 
Require 

Daily 

Surgical 

Nursing 

6 D. M. Hendricks 
Gen. Pass. Agt. 
N. Y. C. R. R. 
New York 
Kindly 
Buffalo 

In favor of 
Maynard 
Employe of this 

Department 
And the favor 
Gladly 



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Reciprocated 

Limit 

60 days 

7 J. H. Mason 
G. P. T. A. 

I have your letter 

Chas. G. Bragg 

J.J.Miller 

Tickets 

Los Angeles 
Ascertain 
Out of the city 
Early 

That I have 
He will be 

8 D. B. Ormiston 
A. G. P. A. 
Grand Rapids 

St. L. & S. F. R. R. 

Reports 

To come 

Should have come 

Delivered 

K. C. Ft. S. & M. 

Instead 

Greatly 

If you can arrange 

9 S. F. Hopkins 
Dallas, Tex. 
Frequently 
In which 
You make 

To the manner 

Inierchanged 

Form 

Consecutive 

Locals 

Foreign 

According 

Rule 

Lastly 

Clinton 

Southern 

Initials 

Current 

Together 

Hereafter 

That your report 

Is made 

Correctly 

With those 

10 R. H. Frank 
Gen. Supt. 
Building 

It is my 

Understanding 

Steam 

Wrecking 

Which was received 

H. & St. Joe 

Evidently 

Don't you think 

Either 

Assign 

Cancelled 

Entirely 

11 D. L. McAdoo 
Chicago, 111. 
Refrigerator 

Junction 

Texas Pacific 

St. Louis Bridge Co. 

12 Concerning 
Inability 
Sufficient 
Flat cars 
Yesterday 
Unfilled 

Complete 
Specific 
Please return 

13 Messrs. Poage & Cc. 
Boston, Mass. 
Lowest 

5L000 tons 

Sandsburg 

Spikes 

Kegs 
Plates 
Angle bars 
Track bolts 
Hexagon 
Will oblige 

14 Order No. 12 
Supts. 
Agents 



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TAY I-PAOE77 



TAY 2 -PACE 77" 



73 



VOCABULARY OF RAILROAD BUSINESS. 



Conductors 
Porters 
Must be 
Particularly 
Passengers 
That ther* 

lH Upon receipt of this 
Length 
Body 

Corner 
Width 
Eaves 

Of all cars 

Inclusive 

Station 

Wheels 
Send this 
How many 

16 M Hoffman 
Burlington, la. 
Authority 
Attached 
Sheep 
Baxter Springs 

Shipment 

Double-decked 

Correspondence 

17 P. A. Robinson 
Cincinnati, O. 
Household 

Owners risk 

Risk 

Valuation 

Total 

Shortest 
Protected 

18 J. L. Dickson 
Albany 
Disposition 

Mouldings 
St. Paul, Minn. 
Disposed 

Way-bill 
Dislike 
Of course 

19 P. J. Murphy 
Savannah, Ga. 
Shortage 

Simmons Hdw. Co. 

Destination 

Atlanta 

And our agent 

Exception 

However 

You would say 
If you know 
As it has 
Hanging 
Long time 
Please do not 

Side-track 

Located 

Important 

20 S. V Barnes 
Milwaukee, Wis. 
Forwarding 

Collier 

Consigned 

Shippers 

Arrival 

Oil 

Error 

21 Harter Medicine Co. 
Hartford, Conn. 
Reference 
Unclaimed 
Thorough 

Search 

22 Roscoe Bros. 
Warsaw. Mo. 
Triplicate 

Foster 

Ground 

Elevator 

Witness 

Signature 

Approval 

23 John Nelson 
Salina, Kans. 
Investigation 
Wilson & Co. 
Damage 
Overcharge 

Cattle 
Inclusive 
Claim Agent 



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Urgent 

Rush 

A.s much as possible 

24 Henry Underwood 
Cherryvale, Kans 
Water 

Tanks 
Impressions 
That you will be 

Market 

First-class 

Hoops 

Lugs 

I am familiar 

Cypress 

It is claimed 

Longer 

Opinion 

Purchased 

Complete 

Depends 

Wholly 

On the price 

Quality 

25 Geo C. Cooper 
Council Bluffs, la. 
I am advised 
John Clark 
Cherryvale 
Acting 

Yard master 
Who was 
Injured 

Last December 

Between 

Drawheads 

Causing 

Thumb 

Fingers 

Brought suit 
Against the company 
Damage 

$2,000 

Summons 

Has been 

Served 

Upon our agent 

Springfield 

Requested you 

If you could not 

Effect 

With him 

Neglect 

Personal 

26 Nathan Ortenburg 
Hannibal 

Please note 

Correspondence 

Destined 

In care 

Memphis 

Via. 

Harrisonville 

And that attached 

Are simply 

Subterfuge 

To have you 

Investigate 

Also 

Uncollected 

Really 

Business 

Enrouted 

Some time ago 

Assured 

Giv e me 

Southeast 

Mississippi Valley 

Territory 

I think 

Should have 

More than 

Local 

Equalize 

To us 
From us 
Diverted 

Next 
Oats 
In care of 

Our line 

We understood them 

They were 

I think they were 

Like to have you 

Over your line 




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TAY I -PAGCT8 



TAVfl -PAGE ts 



LETTERS SELECTED FROM THE 



Railroad Business. 



Geo. H. Wheeler, 
Louisville, Ky. 
Dear Sir: — 

We are in receipt of your letter of 
the 9th, enclosing bill of lading and ex- 
pense bill. I find that you have been 
overcharged on same. By referring to 
shipment of Sept. 6th, you will notice 
that the rate is 60 cts. per hundred 
pounds over this road. You had better 
make claim. Enclosed find papers, 
which I return to you so that you can 
make claim from your end of the road. 

Yours respectfully, (82 words) 



L. J. Bruner, 

Topeka, Kans. 
Dear Sir : — 

Order No. 611 to you Jan. 1st, is 
wanted with all possible dispatch. Let 
nothing stand in the way of pushing it 
forward. If you cannot get cars, tele- 
graph me at once and I will see that you 
are furnished. I depend upon you to see 
that the order is forwarded without de- 
lay. In no case disappoint me. 

Let me know by return mail when you 
will ship. 

Yours truly (80 words) 



L. B. Hunt, 

Holden, Mo. 
Dear Sir : — 

I have carefully examined the de- 
mands of your claim for damage to your 
baggage, in transferring from the Union 
depot to the St. James hotel, this after- 
noon, and am of the opinion that the 
slight damage done is just as possible 
to have occurred while in the Union de- 
pot, as afterwards in our custody. I 
learned that the driver had the luggage 
covered and took, as usual, the ordinary 
care of it. We see no reason, therefore, 
why this company should be called upon 
to pay any damage, and believe that you 
will, after you have investigated the mat- 
ter, come to the same conclusion. 

Yours truly, (116 words) 



M. C. Baker, 

Harrisonville, Mo. 
Dear Sir : — 

Answering yours of the 15th, will 
say we have no section of the 33 lb- steel 
rail here that we know of. We under- 
stand it is being loaded now, and proba- 
bly, by telegraphing, you can get a sec- 
tion at once, which I trust you will do. 
The drilling of the rail to the center of 
the first hole is iY 2 inches, and from the 
center of the first to the center of the 
second is 5 inches. 

I trust you will give this your best at- 
tention, as we are really in a hurry for 
the material. 

Yours truly, ( 108 words) 

5- 
David Benjamin, 

Rosedale, Kans. 
Dear Sir : — 

Your division report, in the case of 
James Monroe, was received this morn- 
ing. I see from your report that you 
have placed the duration of disability at 
three weeks. If he is a single man and 
will require daily surgical attention and 
nursing, please forward him at once to 
Kansas City. I will forward you a pass. 
Yours truly, (65 words) 



6. 



D 



M. Hendricks, 
Gen. Pass. Agt., N. Y. C. R. R., 
New York City. 
Dear Sir : — 

Will you kindly favor me with a 
pass, New York to Buffalo and return, in 
favor of J. B. Maynard? Mr. Maynard is 
an employee of this department, and the 
favor will be gladly reciprocated by me. 
Kindly limit pass 60 days from Dec. 1st, 
and oblige, 

Yours very truly, (66 words) 

7- 
J. H. Mason, G. P. T. A., 

New York City. 
Dear Sir : — 

I have your letter of Oct. 20th in 
regard to orders from Chas. G. Bragg 

79 



8o 



RAILROAD BUSINESS. 



and J. J. Miller for thirteen or fourteen 
tickets to Los Angeles and return. 

I still have the orders, and now ascer- 
tain that both Mr. Bragg and Mr. Miller 
are out of the city. Mr. Bragg left early- 
last week for Omaha, and asked that I 
have these tickets forwarded to Mr. 
Smith at Omaha, as he will be there on 
Wednesday, the 2d of November. 
Therefore, I will forward them to Mr. 
Smith to-day. 

Yours truly, (104 words) 

8. 
D. B. Ormiston, 

A. G. F. A., B. &O. R. R., 
Grand Rapids, Mich. 
Dear Sir : — 

The St. L. & S. F. R. R. reports 
delivery of K. C. Ft. S. & M. coal car 
647 to you Nov. 8th. This car left our 
line early in May. We have not had 
time to come to you about it. It should 
have been delivered to the St. L. & S. F., 
by the above line instead of being deliv- 
ered to your line. We are greatly 
pressed for cars of this class and will be 
obliged, if you can arrange to have this 
car returned as soon as possible. Wire 
me when you do so, in order that I may 
have cars returned home without further 
delay. 

Yours truly, (132 words) 

9- 
S. F. Hopkins, 

Dallas, Texas. 
Dear Sir : — 

Your attention has frequently been 
called to the manner in which you are 
making up your interchange report, form 
310. You failed to enter cars in their 
consecutive order, locals first and then 
foreign, according to rule three on back 
of said report. The number of K. C. F. 
S. & M., K. C. Clinton & Southern, K. C. 
C. & B., and Current River cars in or- 
der, and lastly box cars having same in- 
itials, together in like order, and not set 
with those having different initials. 
Please see hereafter that your report is 
made up correctly. 

Yours truly, (109 words) 

10. 
R. H. Frank, 

Gen. Supt. Bldg. 
Dear Sir : — 

It is my understanding that the 
new steam wrecking car which was re- 
ceived from the Hannibal & St. Joe 
R. R., Kansas City, Nov. 6th, was not 
numbered. It, evidently, has the number 
30 either on the car or the wrecker some 
place, as it was reported received at Ft. 
Scott and Springfield as No. 30. Do you 
not think it well to have this number can- 
celled and leave it without a number en- 
tirely, or assign it some special number ? 
Yours truly, (89 words) 



11. 

D. L. McAdoo, 

Chicago, 111. 
Dear Sir : — 

Kansas City, Fort Scott & Mem- 
phis refrigerator car No. 169 delivered 
Oct 3d. The next junction of car is Texas 
Pacific, Oct. 8th. The car turned up at 
Kansas City Nov. 4th, and was given to 
the St. Louis Bridge Co. Nov. 8th. This 
is only one of a number of instances 
that have recently occurred, several of 
which I have brought to your notice. 
Will you kindly take this matter in hand 
and see that such disposition of our refrig- 
erator cars is not made in the future? 
Please let us hear from you further. 

Yours truly, (105 words) 

12. 

J. T. Burlingame, Esq., 

Springfield, Mo. 
Dear Sir : — 

Please note papers herewith, con- 
cerning the inability of shippers of your 
road to get a sufficient number of flat 
cars to load tiling on. I wish you would 
investigate the matter and advise me 
whether or not these parties have ordered 
cars for loading, and if any of the orders of 
yesterday are unfilled. If so, state how 
many cars will be required to complete 
the order, and we will have them deliv- 
ered for that specific purpose. Please 
return all papers, and oblige, 

Yours truly, (83 words) 

13. 

Messrs. Rogers & Co., 

Boston, Mass. 
Gentlemen : — 

Please quote us your lowest prices 
for the following : 

2,000 tons, 56 lbs., 2> l A mcn steel rail, 
Sandsburg section. 
1,500 kegs, 5^ x 9-16 bestR. R. spikes. 
10,000 fish plates, and angle bars. 
40,000 2>H x H track bolts with hexa- 
gon nuts. 

All to be delivered by April 1st. An 
immediate reply will oblige, 

Yours truly, (77 words) 

14. 

Order No. 12. 
To Superintendents and Agents : 

Instruct at once all conductors and 
porters that care must be taken in receiv- 
ing passengers, to see that their tickets 
are good on the train they are about to 
take. 

This refers particularly to the limited 
express, and trains Nos. 1 and 4 on Lake 
Shore Road. 

Yours truly, (56 words) 



RAILROAD BUSINESS. 



81 



15- 

Order No. 14. 
To Superintendents and Agents : 

Upon receipt of this, please for- 
ward to this office the length of body, 
corner post, and width of body at eaves, 
of all cars shown on our printed list, from 
Nos. 1 to 112 inclusive, which may leave 
or arrive at your station, during the next 
ten days. Send this information daily, 
the Gates car in particular. 

Please note also which cars, if any, 
have steel as well as iron wheels under 
them, and how many of each kind there 
are on each truck. 

Yours truly, (95 words) 

16. 

M. Hoffman, 

Burlington, Iowa. 
Dear Sir : — 

Referring to attached letter, this 
will be your authority for making rates on 
two cars of sheep shipped by Mr. M. from 
Baxter Springs same as one car. Should 
this shipment be delayed on account of 
not having double-decked cars to furnish, 
you can attach this correspondence to 
your corrected sheet as authority for 
doing same. 

Yours truly, (65 words) 

17. 

F. A. Robinson, 

Cincinnati, Ohio. 
Dear Sir : — 

In reply to yours of even date, beg 
to name you rates on household goods 
C. L. and less, St. Louis to above 
point $1.39 per hundred, if taken at 
owner's risk ; $5.00 per 100 valuation 
in case of total loss. 

We represent the shortest line, and will 
give attention to shipments with which 
you may favor us. We hope to hear 
from you in the future. 

Please advise us whether this rate is 
accepted, and date of shipment, so we 
can have same protected. 

Yours truly, (98 words) 

18. 

J. L. Dickson & Co., 

Albany, N. Y. 
Gentlemen : — 

Give disposition one box mould- 
ings at St. Paul, Minn. Goods shipped 
to your order. Notified you at 222 
Clark street, St. Paul, Minn., from St. 
Louis, way bill D 189, Aug. 1st. Local 
agents claim they can get no reply from 
you as to disposition. 

If shipment is not disposed of, of course 

the R. R. Co. will have to sell the goods 

for freight charges. We dislike to do 

this, and would thank you for disposition. 

Yours truly, (93 words) 



*9- 

P. J. Murphy, 

Savannah, Ga. 
Dear Sir : — 

Shortage on shipment from Sim- 
mons Hdw. Co., St. Louis way bill F 
41, June 1st, '86, 3 boxes hardware and 
one spring, from above to B. F. Wilson, 
Savannah, checked O. K., at this station, 
but claimed short at destination. This 
shipment seems to have passed Atlanta 
in good condition, and our agent here 
has received no exception report. 

However, shipment seems to have been 
lost. I wish you would say whether or 
not you know anything concerning this 
matter, as it has been hanging fire for a 
long time. Please do not side-track this 
tracer, as it is important that this delivery 
should be shown. Claim will be pre- 
sented, if goods are not located soon. 

Yours truly, (128 words) 

20. 
S. V. Barnes, 

Milwaukee, Wis. 
Dear Sir : — 

Forwarding goods account of Col- 
lier White Lead Co., please refer to St. 
Louis way bill F 1342, Oct. 24th, for lot 
white lead and oil from above firm, con- 
signed to shipper's order. Notify J. E. 
Wilkes & Co., Kansas City. Please for- 
ward this shipment to order, and notify 
same party at Denver. 

As this was an error, on the part of 
the shippers, allow all charges to follow. 
Trace through for date of arrival and de- 
livery at proper destination, advising, 

Yours truly, (94 words) 

21. 

Harter Medicine Co., 

City. 
Gentlemen : — 

Disposition thirteen boxes medicine 
for J. H. Greer. This shipment was 
made Sept. 13th. It seems that the local 
agent is unable to get disposition from 
you. In your letter you spoke of better 
reference. It is impossible to give any 
better reference. You have the name of 
the man you shipped the goods to, and 
date forwarded. This is all we know of 
the matter. 

If disposition is not given, the shipment 
will have to go to the unclaimed freight 
depot and be sold for the freight. Please 
make a thorough search and see if you 
cannot locate the shipment. 

Yours truly, (108 words) 

22. 

Roscoe Bros., 

Warsaw, Kans. 
Gentlemen : — 

Herewith triplicate made with Mr. 
Foster for ground for grain elevator at 
your station. Please have Mr. Foster 



82 



RAILROAD BUSINESS. 



sign all three copies, witness his signa- 
ture yourself, and return the three copies 
to me for approval by the company. I 
will then send you one copy for delivery 
to Mr. Foster. 

Yours truly, (57 words) 

John Nelson, 23. 

Salina, Kans. 
Dear Sir : — 

Herewith investigation papers in 
claim C, account of Wilson & Co., 
$234. 64, loss, damage and overcharge in 
freight on four cars of cattle to Chicago, 
way bill C and A to 4 inclusive, to June 
15th, 1896. 

Please note letter of Mr. Dennis, claim 
agent, under date of July 12th, and fur- 
nish all the information you can. Re- 
member that this matter is urgent, and 
rush investigation as much as possible. 

Yours truly, (87 words) 
24. 

Henry Underwood, 

San Francisco, Cal. 
Dear Sir : — 

Answering yours of the 28th, in re- 
gard to water tanks, my impression is 
that you will be unable to get into this 
market, that is, if your prices are any- 
thing near what you quoted me. I am 
able to buy a first-class pine 3-in. water 
tank with 13 hoops, 3 lugs to each hoop, 
for $325, f. o. b. Kansas City. I am 
familiar with the Cypress tank and the 
pine tank also, and while it is claimed 
that the Cypress tank will last longer 
than the pine tank, I am of the opinion 
that a good white pine tank will last the 
longer. Three years ago I purchased 
one of the white pine tanks of the S. F. R. 
R., and it is still working away and is 
good yet. Of course, you can compete 
in this market for any material. We 
would be glad to place orders with you, 
but it depends wholly on the price and 
the quality of the goods. 

Yours truly, ( 179 words) 



25- 
Geo. C. Cooper, 

Council Bluffs, Iowa. 
Dear Sir : — 

I am advised by wire that John 
Clark, of Cherryvale, recently acting as 
yard-master, and who was injured last 
December by having his hand caught be- 
tween the draw-heads, causing the loss 
of a thumb and two fingers, has brought 
suit against the company, laying the 
damages at $2,000. Summons has been 
served on our agent at Springfield. 

I requested you, about four weeks ago, 
to go and see Mr. Clark and see if you 
could not effect a settlement with him, 
and to bring him to our office, if possible. 
I have had no answer to this letter nor 
any report from you concerning the 
matter. Please explain the neglect, and 
see that more attention is paid to these 
personal injury cases. 

Yours truly, ( 136 words) 

26. 

Nathan Ortenburg, 

Harrisonville, Mo. 
Dear Sir : — 

Please note correspondence next 
attached to letter concerning two cars of 
oats, destined to Springfield, ordered in 
care of our line, Memphis via Harrison- 
ville. We understood them so billed. I 
think they were diverted from us at 
Memphis, and that attached papers are 
simply a subterfuge. We would like to 
have you investigate and advise if uncol- 
lected ; also advise if we can have busi* 
ness enrouted to us via L. when coming 
over your line. Some time ago you 
assured us you would give us charge of 
the business that is enrouted to us. 

I think we should have something more 

than local trade to equalize our loss here. 

Yours truly, (117 words) 




VOCABULARY OF THE 

Implement Business 



M7 



8 4 



VOCABULARY OF IMPLEMENT BUSINESS. 



1 W C. Watson 
Pacific, Mo. 
Furnish 
Pump 
Prepared 
Together 

To put together 

Windmill 

Less than 

Tower 

Pipe 

Conveying 

Water 

Tank 

Listed 

Allow you 

From this 

Same as 

To the capacity 

Outfit 

1,000 gallons 

Depth 
Into a 
Discount 

2 Geo. B. Dougherty 
Sherman, Tex. 
Enclosure 
Referring 
Thanks for same 
To the bill 
Rollers 

1-8 inch 
Articles 
Exactly 
Type foundry 
Certainly 

Do not 

Excessive 

Mistaken 

3 G. W. Brown & Co. ' 
Wellington, Kans. 
Furnaces 

We would like 

Cuts 

Of the most 

Prominent 

Buildings 

Heated 

Particular 

Large cities 

United States 

Ask you 
As a favor 
That you have 

Photographs 

Taken 

Residence 

Preferred 

In your city 

Electrotypes 

4 James Clark 
Peoria, 111. 
Expected 
Shields 
Your sample 
Receipt of advice 
From the foundry 
It will be 

They can be 

Gotten 

Recognizing 

Necessity 

Floor 

Before that time 

We take the 

Liberty 

Regular 

As soon as the other 

After you have received 

Replaced 

Either 

Later 

Or the 

Entire 

Can be returned 

As you prefer 

Action 

In the matter 
With your 
• Approval 

5 J L.King & Co. 
Buffalo, N. Y. 
Address your 
Communications 
It will save 
And we will be able to 



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Answer 

More promptly 

In regard 

Catalogue 

Cultivator 

We have been 

Supplyingyou 

Limited 

At the same price 

We will mail you 

Also some 

This one 

We are 

Especially 

Texas 

Trade 

Adjustable 

Standards 

Gangs 

Changed 

That they can be 

Apart 

Shovels 

Scour 

Readily 
Soil 
Early mail 

6 John Faber 
Dayton, O. 

Enclosed you will find 
Drawing 
Galvanized 

Iron 

Cornice 

Square 

Length 

Cresting 

Between 

Bracket 

Pedestal 

Post 

Include 

Proposal 

There are 

Caps 

Window 

Front 

Mouldings 

Similar 

Trust Co. Building 

Started 

As soon as 
Spring opens 
Earliest convenience 
There will be 
Sky-lights 
Floor 

7 J. E. Glass 
Freeman 

Davis, Means & Co. 

That they are 

Loading 

Desire 

On the following 

Left hand 

Wood beam plows 

Right hand 

Steel 

Plows 

Balance 

Of the order 

Except 

Brewster 

Buggy 

Extra 

Dash 

Whittle-trees 

Exactly 

Let us know 
Particularly 
Make these 

8 Geo. T. Weber 
Troy 

Last named 

Sell you 
As follows 
Namely 
Walking 
Wheels 
Bull tongues 

Combined 
Riding 
Payable 
For cash 
Also mail you 
Wagons 



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TAY I -PACE 84- 



VOCABULARY OF IMPLEMENT BUSINESS. 



85 



Quote you 
Thimble skein 
Bed brake 

Tubular 
Axle 
Terms 
9 H. M. Johnson 
Syracuse, N. Y. 
Buggies 

Common sense 

Side spring 

Improved 

Victor 

End spring 

Livery 

Strictly 

Ounce 

Machine 

Buffed 

Leather 

Quarters 

Stays 

Half 

Hand-sewed 

Brussels 
First-class 
Distinguished 
Columbus 
Yankee 
Corduroy 
$17.00 
60 days 
25 per cent 
10 H. C. Roberts 
Independence, Mo. 
State that he 

Quotations 

Drills 

Pressure 

On rakes 

In place 

Wooden 

Bakes 

You will favor us 

Early 

P. L. Chilton 
Wichita, Kans. 
Boiler 

Attachment 

Mr. Russell 

Country 

He will 

Of the week 

We have some 

Exceedingly - 

Cheap 

FJ*st-class 

12 H. K. Zook & Bro. 
Golden City 
Please ship 

W. W. Wilson 

Little Rock 

Arkansas 

No. 4 

Shovel 

Wheels 

Render 

For same 

Should you not be able to 

At once 

liet us know 

When you can ship 

Balance 

Of order 

Already 

Given 

Bull tongues 

Very much obliged 

13 L. J. Wright 
Columbus 
Under 

That you had 
That you would 
That you wish 

That you should 
Advised 
By express 
Which have never 
In the same letter 
You state 

Made us 

Shipment 

Boxes 

It is 

Very likely 

At the same time 




/?'..e 4 ^:'V 




Aiu. 



In the same 

Manner 

In the same manner 

14 I am 
Architect 
Superintendent 
Leopold 
Proposals 
Different 

Kinds 
It is to be 
Deep, 

Sky-light 

First National Bank 

For the money 

It will be 

All right 

As soon as possible 

Ventilator 

Public 

School 

Elevator 

Glass 

Broken 

Galvanized 
Perfect satisfaction 
Pronounced 

15 As follows 
No. 50 
Yankee 
Cart 
Solid 
Lazy 

Body 
Cloth 
Mirror 

Finish 
Carpet 
Patented 

Shell 

Banded 

Job 

Name plate 

Expert 

Tell the difference 

Tell 

Columbus 

Entirely satisfactory 

16 Turbine 
Should you desire 
We will be pleased 

Give it 

Estimate 

Capacity 

Comparing 

Together 

Rivets 

Bolts 

Should be considered 

Joints 

Holes 

Exposed 

Swell 

Shrink 

Rattle 

Pieces 

Little 

It is by far 

Cheapest 

Outlast 

Adjustment 

Journals 

Expensive 

Engine 

Consideration 

We may hear 

Further 

Convenience 

17 Some time ago 
We must 
Almost 

Apologize 
For not 
Same was 

Overlooked 

Fitted 

Complete 

Became 
Same was sent 
To the bank 

Returned 

Unpaid 

If you will remit us 

Here 

We will send 

You will 




V^A 



TAY 2 -PACE 85 



TAY I -PACE 85 



LETTERS SELECTED FROM THE 



Implement Business 



i. 

W. C. Watson, 
Pacific, Mo. 
Dear Sir : — 

In reply to yours of the 12th inst. 
will say that we can furnish you with a 
pump prepared for a well 60 feet deep, 
ready to put together and put into a well, 
and the windmill, less the tower, for 
$177.99. Pipe for conveying water to 
the tank is listed at 12% cts. per foot, 
and we could allow you 25 per cent dis- 
count from this, the same as we have 
allowed on the pump and mill. In re- 
gard to the capacity of the pump, will 
say that with a fair wind the outfit will 
raise from 700 to 1,000 gallons of water 
per hour from that depth well, and force 
it into a tank 15 feet deep. 

Hoping you will find this satisfactory, 
we remain, 

Yours truly, (148 words) 

2. 
George P. Daugherty, 

Sherman, Texas. 
Dear Sir : — 

Your favor of the 2d with enclos- 
ure of $11.00 has been placed to your 
credit. Thanks for same. Referring to 
the bill of rollers shipped you, we find 
that we charged you with % inch rollers 
with box $2.95. The other articles were 
charged to you at exactly cost prices to 
us, at the type foundry, and we certainly 
do not consider any of the charges above 
named as excessive. We think you are 
mistaken in supposing that you could 
get better rates from any other house, 
for same articles. 

Yours truly, (105 words) 



G. W. Brown & Co., 

Wellington, Kans. 
Gentlemen : — 

We are about to get up a new cata- 
logue of furnaces in which we would like 
to show cuts of the most prominent 
buildings, heated by the furnaces of the 
F. and W. Co. ; in particular, in the large 
cities of the United States, and ask as 
a favor, if not too much trouble, that 

86 



you have photographs taken of three of 
the most prominent buildings, residences 
preferred, in your city, which are heated 
by the furnaces of the F. and W. Co., 
and send us a bill for cost of same, so 
that we can have electrotypes made at 
this end. 

Yours truly, (114 words) 

4- 
James Clark, 

Peoria, 111. 
Dear Sir : — 

We had expected to have received 
the shields which are being prepared for 
your sample furnaces, sometime this 
week, but are just in receipt of advice 
from the foundry informing us that it will 
be 20 days before they can be gotten 
ready. Recognizing the necessity of 
of your having samples on your floor be- 
fore that time, we take the liberty of for- 
warding the sample furnaces to-day with 
shields from our regular stock. As soon 
as the other shields arrive, we will for- 
ward them to you promptly. After you 
have received the sample shields, those 
which are replaced can either be shipped 
on later shipment of furnaces, or the en- 
tire lot of shields may be returned to us, 
just as you prefer. 

Trusting our action in this matter will 
meet with your approval, we remain, 

Yours truly, (141 words) 



J. L. King &Co., 
Buffalo, N. Y. 
Gentlemen : — 

Your favor of the 8th inst. to St. 
Louis forwarded to us at this point. If 
you will address your communications to 
us at Kansas City it will save delay, and 
we will be able to answer more promptly. 

In regard to catalogue of No. 7 cul- 
tivator, will say that we have been sup- 
plying you with limited stock. We have 
only 231 of them left at this point, which 
we can furnish you at the same price we 
have been giving you. 

We mail you new catalogue showing 
the cultivator, as you requested; also 
some of our new Texas cultivators. 



IMPLEMENT BUSINESS. 



87 



This one we are making especially for 
the Texas trade with adjustable stand- 
ards, and the gangs are so changed that 
they can be set wide apart or close to- 
gether, and the shovels are so set that 
they scour very readily in the Texas 
black soil. 

Hoping to hear from you by early 
mail, we are, 

Yours truly, (168 words) 

6. 
John Faber, 

Dayton, Ohio. 
Dear Sir : — 

Enclosed you will find drawing 
for galvanized iron cornice % m - square, 
full length being fifty feet at each end. 
On top you will see cast iron crestings 
between the bracket and the pedestal 
post. Include the cresting in your pro- 
posal. There are two galvanized caps 
over window on front. Moulding will 
be similar to those you made for the 
Loan & Trust Co. building. Make all 
of 27 iron. The building will be started 
as soon as spring opens. Please send 
your proposal for same at your earliest 
convenience. There will be three sky- 
lights on second floor four by six feet. 
Kindly give prices on these also. 

Yours truly, (118 words) 

7- 
J. E. Glass, 

Memphis, Tenn. 
Dear Sir : — 

We are to-day informed by Davis, 
Means & Co., that they are loading your 
car, and that you desire what goods we 
have be put in it. We are short on the 
following : 

3 — 12 in. left hand wood beam plows. 

3 — 12 in. right hand steel plows. 

3— 14 in. " 

The balance of the order we sent, ex- 
cept one Brewster back for buggy, one 
extra dash, and twelve whiffletrees com- 
plete. We have not the extra dash or 
whiffletrees in stock, and do not under- 
1 cand exactly what kind of whifBetrees 
you want. Can send them when we 
send the plows, it you will let us know 
more particularly about them. We can 
make these to you at $26.00 net. 

Yours truly. (133 words) 

8. 
George T. Weber, 

Troy, N. Y. 
Dear Sir : — 

The last named cultivators we can 
sell you as follows, namely : 
No. 4 Walking cultivator, with 

steel wheels and bull tongues. . .$20.75 
No. 5 Combined riding and walk- 
ing cultivator with steel wheels 

and bull tongues 54 . 00 

Payable Oct. 1st — 3 per cent discount 
for cash. 



We also mail you catalogue of wagons 

and quote you as follows : 

1% in. thimble skein bed brake. . .$50.75 

3 in. " " " " 52.75 

33<in. " " " " 53-75 

2^ in steel tubular axle equal to 

3^ in. thimble skein bed brake 55.00 

Terms on wagons, four, six, and eight 

months ; 3 per cent discount four months. 

Yours truly, ( 147 words ) 

9- 
H. M. Johnson, 

Warrensburg, Mo. 
Dear Sir : — 

We send you catalogue of our line 
of buggies and quote you same, as 
follows : 

No. 20 Common Sense side spring $65.00 
No. 30 Improved Victor end spring 68.75 

No 30 New York Livery 68.75 

No. 80 Victor Brewster 68.75 

These buggies have strictly "A" wheels, 
28 ounce machine buffed, leather quar- 
ters and back stays, 14-ounce body cloth, 
have lining, face and top, and are hand- 
sewed. The last three just have Brussels 
carpet in tops. 

This is strictly first-class work and is 
hard to distinguish from the Columbus 
buggy. 

Terms — four months; 2 per cent dis- 
count for cash. 

We can also furnish you our new No. 6 
Yankee cart upholstered with corduroy, 
at $17.00, payable in 60 days. Balance 
of work in catalogue we can furnish you 
at 25 per cent discount from list. 

Trusting to receive your orders, we 
are, 

'Yours truly, (173 words) 

10. 
H. C. Roberts, 

Independence, Mo. 
Dear Sir : — 

In reply to yours of the 3d, will 
state that the quotations on the drills did 
not include the spring pressure, and for 
the same size drill with spring pressure 
will charge $2.00 extra. We can quote 
you as follows, on rakes : 

No. 4 Rake $19.00 

No. 5 Rake 27 . 00 

No. 6 Rake 21 . 00 

Steel wheels in place of wooden wheels, 
in either of the rakes, $1.00 extra. Rakes 
payable Oct. 1st, 3 per cent discount for 
cash. 

Trusting you will favor us with an 
early reply, we are, 

Yours truly, (105 words) 

T. L. Chilton, "" 

Wichita, Kans. 
Dear Sir : — 

In reply to your favor of the 12th, 
will say that the roller press attachment 



88 



IMPLEMENT BUSINESS. 



lor the 9 hole drill is worth $30, same 
as drill. We to-day send you catalogue 
of buggies and wagons, and have written 
our Mr. Russell who is in your part of 
the country, asking him to call on you, 
making prices and terms. We think he 
will call about the end of the week. We 
have some exceedingly cheap, first-class 
spring-work, and trust you will not order 
until you have seen him. 

Yours truly, (100 words) 

12. 

H. K. Zook & Bro., 

Golden City, Mo. 
Gentlemen : — 

Please ship W. W. Wilson, Little 
Rock, Ark., one No. 4 spring shovel cul- 
tivator, with steel wheels and bull 
tongues, and render bill for same to us. 
Should you not be able to ship at once, 
please let us know when you can ship, 
also when you can ship balance of order 
already given, and very much oblige, 

Yours truly, (69 words) 

L.J.Wright, 

Columbus, Ohio. 
Dear Sir : — 

We find under date of June 20th 
that you advised us that you had shipped 
by express, that day, the rollers which 
have never come to hand. In the same 
letter you stated that you had made us a 
shipment of two boxes of steel. It is 
very likely that the rollers were shipped 
at the same time and in the same manner. 
Yours truly, (71 words) 

14. 
Dear Sir : — 

As I am architect and superintend- 
ent of the Leopold building, I am re- 
quested to get proposals of different 
kinds of work. It is to be a store build- 
ing 50 feet front by 100 feet deep. 
Make and send to me, one skylight 3 by 
6 feet, the same as for the Loan and 
Trust Bank. Draw through the First 
National Bank for the money; it will be 
all right. Send as soon as possible. 
What about the ventilator for the public 
school building, price $45.00 ; also what 
about the elevator for the bank and that 
skylight glass that got broken ? Your 
galvanized iron work has given perfect 
satisfaction and is pronounced first-class. 
Yours truly, (122 words) 

15- > 
Dear Sir : — 

We to-day mail you catalogue of 
our new line of buggies and wagons and 
quote you as follows : 
No. 50 Yankee cart with "A" 

wheels, corduroy trimmings $16.00 

No. 50 New York Livery 65.00 

No. 80 Improved Victor, end 

springs 68.75 



The above buggies have "A" wheels, 
28 ounce machine buffed, leather quar- 
ters and back stay, solid lazy back, 14 
inch body cloth, head lining and mirror 
finish. The last three have Brussels car- 
pet in tops, and wheels either patented 
or shell wheels banded. Balance of 
crder in catalogue we can furnish you 
at 25 per cent discount from list. Every 
job has strictly "A" wheels. The above 
buggies, when set up, and with our name- 
plate, require an expert to tell the differ- 
ence between them and the Columbus 
buggy. 

Trusting we may receive an order for 
this line and that the prices may prove 
entirely satisfactory, we are, 

Yours truly, (162 words) 

16. 
Gentlemen : — 

We to-day mail you a catalogue of 
our iron turbine and should you desire 
any other information, we shall be pleased 
to give it. The estimate of our last was 
of its full capacity. In comparing the 
iron turbine mill with the wood mill, the 
fact that the iron turbine is made entirely 
of iron, and put together with rivets and 
bolts, should be considered. The wood 
mill has a great many joints and nail 
holes to take in water, and when ex- 
posed to the heat and rain, will swell and 
shrink and very soon rattle to pieces. 

While the first cost of the iron turbine 
is a little more, it is by far the cheapest 
mill in the end, and will outlast half a 
dozen wooden mills. It has a nice ad- 
justment, nicely finished journals, and a 
very expensive steam engine. 

We trust you will give the iron turbine 
some consideration before buying, and 
that we may hear from you further at 
your convenience. 

Yours truly, (170 words) 

17- 
Gentlemen : — 

Your favor of the 25th received 
some time ago, and we must apologize 
for not writing before, but same was in 
some way overlooked. We can furnish 
you with No. 327 pump, which is exactly 
like what you got before, fitted with gal- 
vanized pipe and rod, for a well 60 feet 
deep, complete, as follows : 

No. 23 pump $8.50 

53 ft. 1% in. galvanized pipe, net. . 5.50 
53 ft. Y% in. galvanized rod 3 . 50 

In regard to your note of $18.50 which 
became due Jan. 3d, will say it was sent 
to the bank and returned unpaid. If you 
will remit us here we will send note to 
you. 

Trusting you will do this, and that we 
may receive your order for the pump, we 
remain, 

Yours truly, (148 wo r ds) 



VOCABULARY OF THE 

Grain and Commission Business. 



go VOCABULARY OF GRAIN AND COMMISSION BUSINESS. 



1 Jos. W. Hall 
Topeka, Kans. 
Consignment 
Which is now 
Contents 
Several 

Barrels 
Examined 
Account sales 
Disposal 
Meanwhile 
Think it 

Important 

That you should kno^r 

That the price 

Apples 

Latest 

Report 

2 L. D. Mason 
Wheeling, W. Va. 
Net proceeds 

To the credit 

Hold 

Subject to your order 

This is satisfactory 

Soliciting 

Shipments 

3 Elias Piatt 
Boston, Mass. 
In accordance 

With your request • 
W. C. Noble 
Concerning 

Expenses 

Connected with the 
Sale 

Fruit 

We beg 

That the market 

Within 

We have no 

Decline 

Unless 
Liberal 
Are received 

Materially 
Affect 
Current 
a Choice 
Hand picked 
Top figure 

Packed 

Always 

Command 

Sales 

Additional 

Cartage 

Impress 

Printed 

Labor 

1 Pairbank & Co. 
Charleston 
We shall be glad 

To have your favors 
And will 

Prompt attention 
As to the course 
Of the market 
In this business 

Learned 
Long ago 
That the more 

Experience 

Safely 

Guess 

Values 
Commission 
Our commission 
Per bushel 
Per tierce 
Per hundred 

Margins 
Per barrel 
Grain 

5 T. H. Moore 
Holden, Mo. 
Only 

On your return 
Inspection 
Please examine 
We are not 
On account 
Decline 

Usual 
No one is 
Even 




i i_ L, 




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And are so 

That the order 

Wiped 

We would 

Hardly 

Worth 

6 J. H. Dunnigan 
McPherson, Kans. 
Confirm 

Mixed 
Your track 
Small 

Any correct 

Value 

Which please 

Handle 

Struck 

Bin 

If we were able to 

Carry 

Used 

To the advance 

We might be able to 

Maintain 

7 J. P. Thorn & Co. 
Columbus, O. 
And will ship 
We can get it 
Into 

Corn 
Elevator 
Weighing 
Draft 

8 Chas. D. Curry 
Albany, N. Y. 
We wired you 
Seed 

Was not 

Subject 

Insist 

On our accepting the 

Written 

Twice 

Season 

Irregular 

Quality 

Badly 

Clover 

Timothy 

There is some 

Poorer 

Sack 

Off-seed 

Again say 
Accept 
Lot of seed 

9 G. C. Henry 
Philadelphia, Pa. 
Please mail us 
Alfalfa 

You can sell us 

Car load 

Job 

As follows 

Orchard 

Grass 

Clean 

Blue grass 

Red clover 

Prime 

To'have your order 

10 Howe & Powers 
Pacific 

I have your order 

In reply will say 

Sabbath 

And I supposed 

Monday morning 

I see that 

You are very much 

Dealers 

Myself 

Does not 

Corroborate 

Golden 

Opportunity 

Higher 

Advices 

To the effect 

Reaction 

Tomorrow 

Prompt acceptance 

Secure 

I shall be pleased 

To make a trade with you 



K 



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TAY S-PAC.E 90 



LETTERS SELECTED FROM THE 

Grain and Commission Business. 



Jos. W. Hall, 

Topeka, Kans. 
Dear Sir : — 

Yours of the 5th at hand. We are 
in receipt of your consignment which is 
now in our store. The contents of sev- 
eral barrels have been examined, and 
prove satisfactory. 

We will forward account-sales upon 

disposal, meanwhile, think it important 

that you should know that the price of 

apples has advanced since our last report. 

Yours truly, (65 words) 



L. D. Mason, 

Wheeling, W. Va. 
Dear Sir : — 

Enclosed we hand you account- 
sales of your 500 barrels of apples, net 
proceeds amounting to 11,561.24, which 
we have placed to the credit of your ac- 
count, and hold subject to your order. 

Hoping this is satisfactory, and solicit- 
ing further shipments, we remain, 

Yours truly, (63 words) 



Elias Piatt, 

Boston, Mass. 
Dear Sir : — 

In accordance with your request, 
through Mr. W. C. Noble, for market 
report and general information concern- 
ing expenses connected with the sale of 
fruit, we beg to say that the market has 
advanced within a few days, and we 
have no reason for expecting a decline 
in prices for some time, unless too liberal 
shipments are received. This, of course, 
would materially affect the market. Our 
printed market report for this week, in- 
closed, will inform you as to prices cur- 
rent. We would impress you, before 
closing, that choice, hand-picked, care- 
fully packed apples will always command 
a top figure. Our charges are 5 per cent 
on sales, and 5 cents additional per bar- 
rel for cartage and labor. 

Hoping to hear from you, we remain, 
Yours truly, ( 130 words) 



4- 
Fairbank & Co. , 

Charleston, S. C. 
Gentlemen : — 

Yours of the 3d received. We 
shall be glad to have your favors and will 
give them prompt attention. We cannot 
advise as to the course of the market. In 
this business we have learned, long ago, 
that the more experience one has, the 
less safely can he guess the future course 
of values. Our commission on grain is 
Yi cts. per bushel ; on pork and lard, 5 
cts. per tierce ; on ribs 2>^ cts. per hun- 
dred. We require New York margins of 
2 x /i cts. per bushel, on grain ; 50 cts. per 
barrel on pork ; $1.00 per tierce on lard; 
and 60 cts. per hundred on ribs. 

Yours truly, ( 124 words) 

5- 

T. H. Moore, 

Holden, Mo. 
Dear Sir : — 

Your favor of the 2d received and 
contents noted. We did not charge the 
$1.00 commission ; only charged on your 
return shipment, 40 cts. for inspection. 
Please examine same and see whether 
or not we are correct. On account of 
Chicago and St. Louis market decline 
from 1 to 1^ to-day, our corn market 
closed weak and, as usual, no one is 
willing to buy even at the decline. Pres- 
ent prices have advanced some, but are 
so light that the order trade has been 
about wiped out. We hardly know what 
to say corn would be worth this evening. 
Yours truly, (in words) 



J. H. Dunnegan, 

McPherson, Kans. 
Dear Sir : — 

We confirm purchase of two cars 
of mixed corn for immediate shipment 
at 44 cts., your track. The sample of 
wheat you sent us is too small to form 
any correct estimate of the correct value. 
We send you a sample bag to-day, which 
please fill and send us another sample, 
stating how much there is of it, and we' 
will try and handle it for you. Our corn 

91 



9 2 



GRAIN AND COMMISSION BUSINESS. 



market seems to have struck the top 
prices at the bin. Orders are very light. 
If we were able to carry them until we 
could get used to the advance, we might 
be able to maintain them. 

Yours truly, (116 words) 



J. P. Thorn, 

Columbus, Ohio. 
Dear Sir : — 

We bought to-day, and will ship as 
soon as we can get it loaded into cars, 
some No. 2 corn. This corn will cost 
you, on car, 44 cts. per bushel. There is 
a great demand for cash corn and the 
supply is light. Corn in elevator is worth 
42 cts. The elevator charges, special 
weighing, and our commission make 
the net cost to you 44 cts. Will make 
sight draft attached to bill-lading on ship- 
ment of corn. 

Having your favor, we are, 

Yours truly, (94 words) 

8. 

Charles D. Curry, 
Albany, N. Y. 
Dear Sir : — 

Yours of the 18th just received this 
morning. We wired you that the seed 
was not what we bought, and we would 
not receive it. The seed is still in St. 
Louis, on track, subject to your order. 
We cannot understand why you insist on 
our accepting the seed. We have written 
you twice this season, and we wired you 
as soon as we found the seed was not 
what we ordered, being irregular in 
quality, and badly mixed with white 
clover and timothy. There is some seed 
in the lot that is poorer than the sack lot 
of seed you sent us. We again say we 
cannot accept this lot of seed. 

Yours truly, (125 words) 



9. 

George C. Henry, 

Philadelphia, Pa. 
Dear Sir : — 

Your favor of the 26th received. 
Please mail us a sample of your choice 
Alfalfa, and the very lowest price you can 
sell us a car load job there, and rate of 
freight to St. Louis. We offer you as 
follows : 

Choice timothy seed, $1.78 per bushel; 
Red top, 42 cts. to 48 cts. per bushel ; 
Orchard grass, $1.57 ; extra clean blue 
grass, 55 cts. per bushel ; choice red 
clover, $4.52 ; prime, $4.50. 

All f. o. b. here. We would be pleased 
to hear from you. 

Yours truly, (no words) 
10. 
Howe & Powers, 

Pacific, Mo. 
Gentlemen : — 

I have your order of the 5th, and 
in reply will say that we have a mail 
train going through here on the Sabbath, 
and I supposed my letter would reach 
you on that day, or early Monday morn- 
ing. I see that you are very much like 
all other grain dealers, myself not ex- 
cepted, waiting for the top of the market, 
before selling. I trust that your experi- 
ence along this line does not corroborate 
mine, that is so often letting the golden 
opportunity pass, waiting for something 
better. The market closed about one- 
half cent higher to-day than yesterday, 
and advices from Chicago are to the 
effect that the line is high enough, and 
we look for a reaction. I will wire you 
a bid on corn to-morrow morning, sub- 
ject to your prompt acceptance, and trust 
it will be high enough to secure some of 
your shipments. I shall be pleased to 
make a trade with you. 

Yours truly, (165 words) 




VOCABULARY OF THE 

Real Estate and Insurance 

Business. 



94 VOCABULARY OF REAL ESTATE AND INSURANCE BUSINESS. 



1 A. W. Cleveland 
Nashville, Tenn. 
Since 

Seeing you 
Afternoon 
I have thoroughly 

Considered 
Insurance 
I have 
Consulted 
John means 
Application 

As a part 

Of the premium 

Of the company 

Agent 

Examining 

Surgeon 

None of the money 

Remains 

Therefore 

If there was a 

Legal 

Moral 

2 M. B. Donovan 
Topeka, Kans. 
Policy 

Together with 
Request 

In writing 

Mr. Black 

Names 

Beneficiary 

In his letter 

Does not 

However 

State their relationship 

From 

Divide 

Specified 

He can 

Execute 

An assignment 
On a sheet 
Properly 

In the presence 

Witnesses 

Approval 

3 G. H. Wheeler 
Louisville [29th 
Your valued favor of the 

Careful attention 

Appreciate 

Compliment 

Conveyed 

In your wish 

Represent 

In your town 

At present 

We are not 

Desirous 

Opening 

Agency 

For this company 

Williamsburg 

Insurance company 

To thank you 

For the opportunity 

Respectfully decline 

4 Shotwell & Co. 
Fall River, Mass. 
Please take notice 

Continental 

Terminate 

Accordance 

Hereby 
Tender 
Unearned 
Premium 
Pro rata 
Unexpired 
Of said policy 
Responsible 
After that date 

5 B. F. Newcomer 
Baltimore 
While 

We see no reason 

Whatever 

Changing 

Opinion 

Regarding 

Alleged 

Violation 
Rules 
Anglo-Saxon Co. 




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Decided 

Cancellation 

Various 

Companies 

Interested 

Question 

Issue 

On the subject 

Any company 

To take this 

Position 

Preferring 

To place the 

Outside 

Jurisdiction 

And thus dispose 

Numerous 

Complications 

6 Robert Laird & Co. 
Newark, N. J. 
Phoenix 
London 

On the building 
Owned 
T. J. Lawson 
Contains 
Three-quarter 
'Clause 
This is not 
Acceptable 

We must ask you 
Kindly advise us 
Immediately 

7 N. B. Griffin 
Newport, R. I. 
Abstract 
Title 

Lots 

Block 

Addition 

To this city 

Given it careful 

Defects 

In the deed 

A. Brown 

Wife 

J. C. Allen 

Ac kno wledgement 

Defective 

Cured 

Law 

Transfer 

Conveyance 

Martin 

Whether 

Married 

Single 

It will be necessary 

If he was married 

Procure 

Widow 

Heirs 

If there are 

Aside 

Does not 

Objection 

8 Chas. P. Wells 
Hannibal 

I have 

$5,000 

Worth 

Unquestionable 

First-class 

Mortgage 

6 months 

At the rate of 
9 1-2 per cent 
Annum 

9 J. T. Turner 
Quincy, 111. 
D. D. Thomas 
Who owns 
Farm 

In your county 

Cedarvale 

Desires 

To dispose 

You would look it up 

Value 

Encumbered 

How much 

Also send me 

By return mail 

Description 

Reasonable 

And greatly oblige 



IV 



-Ud. 



67 ^L 



\ 



C7..:.£OL 




TAV I -PACE 94 



TAY 2-PAOE "94- 



VOCABULARY OF REAL ESTATE AND INSURANCE BUSINESS. 



95 



10 T. R. Wallace trr.C,.-/2 L, . 

Alton, 111. - ^ ' 

I have this day X^ y i 

Mailed you e>* s-<__£ ^^- L 

Enclosed letter ' 

L. W. Davis <? « 

SweetSprings iv- i I 

Explains v> b 

Itself \ . x-x f~ 

Asserts ..L£.....(.....\......sr. 

Will be 

Required q 

To make the v—w-, !_, 

Contracted \ 

Acceptable I 

11 R. B. Grainer mS-^Tz^ — <t> lo 
Kansas City, Mo l—f 

Demand ' (-> , 

That you give .x/?..... ..Z....7S&. 

And surrender 

Possession a . > 

Waldron *£Lj L | 

Division 

Of the city n 

Kansas • /_^^ L-*/ 

Jackson *-* 

State of Missouri 

12 D. H. Barnes +J> <\ I ^~1 \_ 
Denver, Col. m ^ <A L - 5 ~\ ' V; 
Please place * rv 
For sale V Z\ J 
On your books V ' ^~ 
Either one ( * 

Elmwood S r\/^ 1 

30 days -*^> y ^ 

Terms J 

Frame <->• 9 

Houses V — > C rn 

Ground 

Lexington s — n^i \ \ 

Avenue I. J.N-s-^ N-^_^> 

Fenced 

Cistern Q f 

Stable ..J A y>~v, 

$4,500 \ / 

13 J. M. Russell /"T 
Tipton ^>~. 7 \ - 
Kelly & Harris J^ \ 

Was sent \ c J 

And we should have heard Ju • ■ *s 

For these 

Policies 

Must have been 

For the correction 

In the age of 

Charles Martin / /*[ 

He states .£,..-6... J ^ 

In his application 

That he was born — p f - > •/ 

Age • \y V 

Nearest 

Birthday c__£? 

Conflict 

Society ,-> ^ 

Which is correct \ /\ C 

They will ...1 6- 1 ..A 

If he was born v . 

He is nearest V^ V.- 

If he is nearest \ A _ ... Q^/q 

14 Henry James Av ^--"^ 
Boston, Mass. ^ / v , — s 
Certificate - < z^s.*s\> 7 ....«<. 
Thomas Gordon J » 

Is received i c* — j oS^- 

To the company . W—d J 

We note you say 

You had collected ♦ ^a °\ 

Surprise ) ~ \o 

To hear this J 

Declining <l i <-• ~i 

Health ..vA..L ^T 

Restoration ( ^~~* 

Gannt J*> 

Renewal y^\j 

If J. W. Purdy 

Dunning, N. Y. . ■v__, 

sss ^...x.j£r.K 

I suppose you • 5 « 

0" ^looked J A. <-n-- 1 

I am obliged ^ ' 

Refuse 

On your draft 

I am doing 

1 n my power 

To reduce 



TAY I -PACE 95 




Agents 
Itbe reduced 
Instead 

Increased 
You will not be 
Seriously 

Inconvenienced 

In the matter 

That you will be able to 

Harvest 

Crop 

Yourself 

Shape 

Northwestern 

Blanks 

16 T. B. Altman 
Maryville 
Proposals 
Dr. Brown 
Robert Anderson 
Coupons 

Attached 

Medical examination 

Have been received 

Forwarded 
At once 
Issued 

For the examination 

Recommended 

Examiner 

Which is a 

Violation 

If the examinations 

Are not 

Favorable 

Cancellation 

17 J. P. Carter 
Sedalia 
National 

Further cost 
Unnecessary 
Add 

Hope you will pay 

Respectively 

Reports 

Three-quarters 
Expected 
To make a 

Very close 
Importance 
That you should 

Later than the 

Rely 

To do this 

18 T. A. Wheeler, Esq. 
Lightning 

On your property 

Located 

Jefferson 

Unable 

Vacancy 

Permit 

In the policy 

For that 

Was not aware 

At the time 

Wrote the policy 

O.K. 

I remain 

19 When the plans 
Of the risk 
During the day 

Treasurer 
Who has had 
Disposed 

Sprinkler 
Selection 
Equipment 

Consist 

Endeavoring 

Arrange 

Possible 

Insured 

Decide 

Independent 

It is necessary 

We will advise you 

Undoubtedly 

Attractive 

Flushing 

We presume 
They will 
We nave said 

That we did not 
Communicate with 
Is closed 



w> 



7 



<7S> 



s> 



^=^, 



lq:. 



TAY 2 -PACE 95* 



LETTERS SELECTED FROM THE 

Real Estate and Insurance 

Business. 



A. W. Cleveland, 

Nashville, Tenn. 
Dear Sir : — 

Since seeing you this afternoon, I 
have thoroughly considered the matter of 
your insurance. I have also consulted 
Mr. John Means, the gentleman who 
wrote your application. As a part of 
the premium is in the hands of the com 
pany in New York, and as the agent and 
examining surgeon have been paid, none 
of the money remains in my hands. 

I, therefore, could not return same to 
you, if there was a legal or moral obliga- 
tion to do so. 

Yours truly, (89 words) 

2. 
M. B. Donovan, 

Topeka, Kans. 
Dear Sir : — 

We are in receipt of your favor of 
the 1 st, enclosing policy, together with a 
request in writing from Mr. Black to 
change the name of the beneficiary, to 
suit those whose names he mentioned in 
his letter. He does not, however, state 
their relationship. 

We return the policy, with his letter, 
and as we cannot, under our form of 
policy, divide the interest in the insur- 
ance, as specified by him, he can write out 
an assignment on a sheet of legal cap, 
properly execute same in the presence of 
witnesses, and forward it to this office 
for record and approval. 

Yours truly, (109 words) 

3- 

G. H. Wheeler, 

Louisville, Ky. 
Dear Sir : — s 

Your valued favor of the 29th inst. 
has had careful attention, and we fully 
appreciate the compliment conveyed in 
your wish to represent our interests in 
your town. At present, however, we 
are not desirous of opening an agency 
for this company, nor the Williamsburg 

q6 



City Fire Insurance Co., and, therefore, 
have to thank you for the opportunity 
presented, which we most respectfully 
decline. 

Yours truly, (74 words) 

4- ' 
Shotwell & Co., 

Fall River, Mass. 
Gentlemen : — 

Will you please take notice that 
the Continental Insurance Co., of New 
York, desire to terminate the insurance 
on your policy, No. 32295, in accordance 
with the terms, and we hereby tender you 
$250, the unearned premium for pro-rata, 
for the unexpired term of said policy ; 
the company not being responsible for 
any loss or damage that may occur after 
this date. 

Yours truly, (81 words) 

5- 
B. T. Newcomer, 

Baltimore, Md. 
Dear Sir : — 

While we see no reason whatever 
for changing our opinion regarding the 
alleged violation of the rules of the Anglo- 
Saxon Company, we have decided to re- 
turn all the policies for cancellation to 
the various companies interested. 

While we have considered the question 
of asking the companies to stand by us 
in an issue on the subject, we have not 
asked any company to take this position, 
preferring to place the insurance outside 
of your jurisdiction, and thus dispose of 
the numerous complications. 

Yours very truly, (93 words) 

6. 
Robert Laird & Co., 

Newark, N. J. 
Gentlemen : — 

Your policy in the "Phcenix," of 
London, on the building owned by T. J. 
Lawson, contains a three-quarter loss 
clause. This is not acceptable to us, 
and we must ask you to furnish us a policy 



REAL ESTATE AND INSURANCE BUSINESS. 



97 



in a responsible company without such a 
clause. Kindly advise us immediately, 
and oblige, 

Yours respectfully, (61 words) 

7- 
N. B. Griffin, 

Newport, R. I. 
Dear Sir : — 

Enclosed find abstract and title to 
lots 24 and 25, in block 72, B.'s addition 
to this city. We have given it a careful 
examination and find the following de- 
fects : In the deed from A. Brown and 
wife to J. C. Allen and wife, the acknowl- 
edgment is defective, but is probably 
cured by the law of '85. The transfer 
number 22, being the conveyance from S. 
Martin, does not indicate, in any part of 
it, whether he was married or single. 

It will be necessary for you to get some 
information on this subject. If he was 
married, you will have to procure a deed 
from his widow, if living, and if she be 
dead, from the heirs, if there are any. 

Aside from this objection, we pass the 
title. 

Yours truly, (145 words) 



Charles P. Wells, 

Hannibal, Mo. 
Dear Sir : — 

I have $5,000 worth of unquestion- 
able, first-class mortgage-papers, to run 
about six months, and would net you at 
the rate of about 9^ per cent interest per 
annum. Please let me know if this will 
interest you. 

Yours truly, (52 words) 

9- 

J. T. Turner, 

Quincy, 111. 
Dear Sir : — 

I understand that Mr. D. D. Thomas 
who owns a large farm in your county, 
near Cedarville, desires to dispose of it. 
I wjsh you would look it up and wire me 
the size of the farm, its value, and whether 
encumbered, and if encumbered, for how 
much. Also send me by return mail 
description of the farm, and your charges, 
which make reasonably low, and greatly 
oblige, 

Yours truly, (77 words) 

10. 
T. R. Wallace, 
Alton, 111. 
Dear Sir : — 

I have, this day, mailed a copy of 
the enclosed letter to L.W. Davies, Sweet 
Springs, Mo. The letter explains itself, 
and asserts what will be required to make 
the title of the property you have con- 
tracted for acceptable. 

Yours truly, (49 words) 



11. 
R. B. Crainer, 

Kansas City, Mo. 
Dear Sir : — 

I demand that you give, and sur- 
render to me, the possession of lots 9 and 
10, in block 4, of Waldron Place and 
Addition, to the City of Kansas, county of 
Jackson, and state of Missouri, which lots 
are now in your possession. 

Yours truly, (53 words) 

12. 
D. B. Barnes, 

Denver, Col. 
Dear sir : — 

Please place for sale, on your 
books, the following property : — 

Lot 5 or 6, either one, in block 1, in 
Elwood Place, 30 days' time, reasonable 
terms. Five 8-room, new frame houses, 
having ground 33^ feet front on Lexing- 
ton avenue, one-half block east of Wal- 
dron avenue. Each house is fenced and 
has good cistern and stable. Price $4,500 
each. Terms very reasonable. 

Yours truly, (78 words) 

13- 
J. M. Russell, 

Sioux Falls, S. D. 
Dear Sir : — 

Replying to yours of the 15th, the 
policy of Kelly & Harris was sent on the 
1 2th inst., and we should have heard 
from you by the 15th. The applications 
for these policies were received here on 
June 20th, and must have been delayed 
in Kansas City. 

We wrote you on June 30th, asking for 
the correction in the age of Charles Mar- 
tin. He states in his application that he 
was born April 29, 1858, and his age at 
nearest birthday is 30. The statements 
conflict, and the society will want to 
know which is correct before they will 
know at what age to write the policy. If 
he was born in 1858, he is nearest 29, and 
if he is nearest 30, he must have been 
born in 1857. 

Yours truly, (152 words) 

14. 

Henry James, Esq., 

Boston, Mass. 
Dear Sir : — 

Your letter of the 18th, enclosing 
certificate of good health of Thomas Gor- 
don, policy 334, is received. We for- 
warded the certificate to the company, 
with a request for a return of the re- 
newal. We note you say you have col- 
lected this premium some three weeks 
since. We are surprised to learn this, in 
view of the fact that we have returned the 
money sent us to pay this premium, de- 
clining to receive it until the certificate of 
good health was forwarded. If the com- 



9 8 



REAL ESTATE AND INSURANCE BUSINESS. 



pany decides to restore these policies, we 
will have to ask Mr. Gannt to send us a 
check for the amount of the premium 
before we can send the renewal. 

Yours truly, (124 words) 

15- 
J. W. Purdy, 

Dunning, N. Y. 
Dear Sir : — 

Yours of the 23d inst. received, 
but you did not enclose C.'s policy for re- 
newal. I suppose you overlooked it. I 
regret I am obliged to refuse payment on 
your draft for $50. I am doing all in my 
power to reduce agents' balance. 

Mr. Gannt has turned over to me your 
note, Oct. 1st, for $177.50; this, with the 
$105 charged to your account on our 
books, makes a balance against you of 
$282.50, and I am obliged to ask that it 
be reduced instead of being increased. 

I hope you will not be seriously incon- 
venienced by our course in the matter, 
and that you will be able to harvest some 
of your crop very soon and put yourself 
and your account in better shape. 

We will send you all we have of the 
Northwestern, and also application 
blanks. 

Yours truly, (167 words) 

16. 
F. G. Altman, 

Maryville, Mo. 
Dear Sir : — 

We are in receipt of proposals of 
Dr. Brown and Robert Anderson, with 
coupons attached, showing that notes 
were taken. The application of Ander- 
son was dated Aug. 14th and that of 
Brown, Aug. 19th. 

No medical examinations have been 
received. If the medical examinations 
have been made, they should be for- 
warded at once. 

We issued a. receipt for the cash and 
note, before the examination had been 
made and the parties recommended by 
the examiner, which is a violation of the 
rules. If the examinations are not favor- 
able, please take up and return the re- 
ceipts, 326 and 328, for cancellation. 

Yours truly, (115 words) 
J. P. Carter, 17. 

Sedalia, Mo. 
Dear Sir : — 

Replying to yours of the 30th inst, 
we have iust wiied the State National 



Bank not to pay the note. We do this to 
save further cost. It is unnecessary for 
us to add that we hope you will pay this 
soon. 

Respectfully enclose reports for the 
three-quarters of the year, as we are ex- 
pected to make a very close settlement 
of accounts in the September report. It 
is of great importance that you should 
put this matter in shape, not later than 
the 8th inst. Can we rely on you to do 
this ? 

Yours truly, (104 words) 

18. 
T. A. Wheeler, Esq., 
Kansas City, Mo. 
Dear Sir :— 

Enclosed find your policy for fire 
and lightning on your property located in 
Jefferson county. I am unable to put the 
vacancy permit in the policy, and return 
the application, as the company will not 
permit it. For that reason, I ask you to 
sign the enclosed application and return 
same to me. This rule, I suppose, Mr. 
Barnes was not aware of, at the time he 
wrote the policy. I received the $5.00 to 
pay for the policy, all O. K. 

Trusting this will be satisfactory to 
you, I remain, 

Yours truly, (103 words) 

19. 
Dear Sir : — 

Your favor of the 19th at hand. 
When the plans of the risk arrive (as we 
presume they will during the day), we 
will send them to the treasurer, who 
has had other plans to study since 
Wednesday. 

We think we have said before, that we 
did not feel disposed to advise our insur- 
ance customers as to what sprinkler they 
should put in, much preferring they 
should make their own selection. All 
we shall have to do with this, will con- 
sist of endeavoring to arrange the best 
possible plan of equipment. The insured 
will decide what sprinkler to accept, en- 
tirely independent of us. If we find that 
it is necessary for you to come to Boston, 
we will advise you. Undoubtedly, the 
party whose sprinkler appears the most 
attractive will be communicated with, by 
Mr. Flushing, the treasurer, before the 
contract is closed. 

Yours very sincerely, (148 words) 



VOCABULARY OF THE 

Wholesale Grocery Business 



fC. 

M8 



IOO 



VOCABULARY OF WHOLESALE GROCERY BUSINESS. 



1 Celluloid 
Starch Co. 

New Haven, Conn. 

Jobbers 
In our city 
You are surely 

Customers 

Entitled 

Overcharge 

2 Trask Pish Co. 
St. Louis, Mo. 
Half barrel 
Benner Mackerel 
Retailer 

Says there is 

Represented 

He is now 

Adjust 

This difference 

Purchased 

Each 

3 Drummond Tobacco Co. 
Cigarettes 

Handling 

Manufactured 

Yourselves 

Ligget & Myers 

American Tobacco Co. 

Decided 

It is not 

Unsatisfactory 

We do not think 

At the regular 

J. A. Benedict & Co. 

What you state 

Discount 

We can get 

Extraordinary 

Insert 

If you had 
If you would 
Compelled 

5 B. D. Bennington 
Chelsea 

Indian Ter. 

We note what you state 

Gallon 

Peaches 

We suppose you 

People's 

Observe 

6 Messrs. T. J. Boyd & Co. 
Sandusky, O. 

Studied 

Financial 

Pretty 

Necessity 

That you will be able to 

It will certainly 

Accommodation 

7 Messrs. C. E. Udell & Co. 
We regret 

We received 

Picnic 
Cheese 
Mouse-eaten 

As the other 
Young America 
Was damaged 

Hoop 

It is eaten 

By the mice 

It is quite 

Mouldy 

Has the appearance 

Magaws 

Soft 

Afraid 

Some trouble 

Dispose 

Short time back 

8 F. E. Vermillion 
Salem 
Oregon 
Jasper county 



Hr 1 



Do not charge 

We believe 

You can get them 

Without any trouble 

Ark 

Soap 

Windsor 

Pierce City 

Safely . ^ . x 

If you have not received it 



-t. 



4,/ / 




9 Headley Grocer Co. 
Harrisburg, Pa. 
Cold 

Storage 

Of which are 

In good condition 

Sacks 
Silver 
Prunes 

Eagle 

Hallowees 

Condensed 

10 We quote you [tance 
To your immediate accep- 
Immediate 
Acceptance 

Fancy 

Re-cleaned 

Currants 

Packages 

To a case 

Brand 

Ground pepper 

Imported 

Ceylon 

Cocoanut 

Quarters 

Halves 
Pounds 
Changes 

11 Milligan Grocer Co. 
Although 
Competitors 

Beans 

California 

They are unable to 

Sorts 

Execute 

Below 

Lima 

Lady 

Washington 

12 Middleton 

We enclose invoice 
Blocks 

Instead 

Measurement 

Correspond 

Per dozen 
Exceptionally 
Should be pleased 

13 W. A. Bald 
Louisville, Ky. 
Western 
Agents 

R. A. Kelly Co. 
Zenia, O. 

Sisal 

Manilla 

Cordage 

Assortment 

Lath 

Yarn 

Reputation 

None 

United States 

Process 

Decidedly 

Superior 

Article 

Figures 

In it 

Encourage 

Advantageous 

Herewith 

Inside 

Larger 

Smaller 

Scale 

Basis 

Help us 

14 L. P. Jones 
Pittsburg, Pa. 
Southern 

Oysters 

Popular 

Mississippi 

Lunch 

Flat 

Either give you 

You may 
We must make 
Should we be able to 
From the factory 
To better advantage 
We wo aid do so 



crta. 



\r 




L 



C-l/ 




■PACE 100 



TAY fi-PAOE IOO 



VOCABULARY OF WHOLESALE GROCERY BUSINESS. 



IOI 



Hope these 
Interest you 
Of an order 

15 J. W. Wilson 
Poughkeepsie 
New York 

Attractive 

Mediums 

Terragona 

Almonds 

Shell walnuts 

Handsomely 

Polished 

Jumbo 

Texas 

Pecans 
Central 
American 

Addition 

Smyrna 

Varying 

Celebrated 
Citron 
Figs 
16 Joseph French, Esq. 
Charleston, ** C. 
We desire 
To bring 
Before you 
Different makes 
Sausage 

Which are manufactured 
Of the best 

Material 

Processes 

And are all that 

All that 

Experience 

To make a superior article 

Produce 

Especially 

Desirous 

Judging 

Merits 

Fresh pork 

Loose 

Link 

Smoked 

Bologna 

Garlic 

Vienna 

Liver 

Tongue 

Blood 

Head cheese 
Leber kase 
Summer 

Pigs 

Pressed 

Excelsior 

Booklet 

Discriminating 

For the lovers 

For he loves us 

Fashioned 

Rival 

17 H. P. Ditmar & Co. 
Aurora 

We quote you 

Prevailing 

Certainly 

And our merchants 

We have been 

Should you be 

Should we be able to 

Direct 

East 

Benefit 

Should you order 
Would do so 
Examination 

18 J. R. Larabee & Co. 
Addressed 
Stewart & Co. 

Representative 
We are certainly 
Surprised 
Coffee 
Numbers 
Which we have 

Rejected 

At all 

Comparison 

Of your reputation 

Confident 

Confused 



I 



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-V^ 



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/\ 



Themselves 
Responsible 
It is useless 

Circumstances 

Besides 

It will give us more 

Of such 

Reasons 

To make some 

Disposition 

Right away 

We are willing 

19 M. W. Schapp 
Please ship us 
Shredded 

Packages 

Spoiled 

On our hands 

20 And are forwardine 
Ordered 
Diamond 
Hosmer's 

Axle grease 
Corn beef 
Spot cash 
Baking powder 
Tumbler 

Jelly 

Standard 

Lemon 

Extract 
Vanilla 
Knoxall 

Washtubs 

Superior 

Else 

21 Prompt attention 
Battle Ax 
Tobacco 
This will not 
We must get 
At least 

Accept 

From us 

To be filled 

Provided 

We can get them 

Accepted 

Limit 

Kansas 

Salt Co. 

Feel satisfied 

It has touched 

Bottom 

22 Traveling salesman 
Late mail 
Adam Herd 
Is not numbered 
Postal 
Mr. Seidel 
Millet 
Sugar 
Ivory 

Berry 

Crates 

Evaporated 

Peaches 

Pacific 

Union 

Salmon 

Transit 

Saw log 

At the same price 
Association 
Effective 
23 As you do not 
State what 
Granulated 
Ideal 
Bullion 
Are subject 
Accompanying 
And are 
Also subject 

Fluctuations 
In our 

And will make you 
To be favored 
With an order 
Prom you 

Low prices 
We are 

Very truly yours 
Yours very truly 
Yours faithfully 
Yours sincerely 



7L^£L 



> 



<S~S 



V, 



TAY I -PACE IOI 



LETTERS SELECTED FROM THE 

Wholesale Grocery Business. 



i. 

Celluloid Starch Co., 

New Haven, Conn. 
Dear Sirs : — 

Other jobbers in our city claim 
that Celluloid Starch costs them but $4. 25 
per case. You are surely making a 
lower price to them than you are to us. 
We believe we are handling as much 
Celluloid Starch as any of your customers 
in this city, and we think we are entitled 
to the very lowest prices. 

We ask that you kindly give us credit 
for the overcharge on orders that have 
been sent you this year. 

Yours very truly, (92 words) 

Trask Fish Co. , 2. 

St. Louis> Mo. 
Dear Sirs : — 

The half barrel of Benner Mackerel, 
which you invoiced us June 8th, we pur- 
chased for a retail dealer of our city, who 
has counted the fish from the barrel and 
says there is but 133 fish. We sold him 
the half barrel of Mackerel to contain 150 
fish, as represented by your price list, 
and he is now claiming the difference. 
Shall we adjust this difference according 
to the number of fish in the barrel ? The 
fish were purchased so as to sell at ten 
cts. each. 

Yours very truly, (103 words). 

3- 
Drummond Tobacco Co., 

St. Louis, Mo. 
Dear Sirs : — 

Your letter of June 6th received, 
requesting us to sign your contract on 
cigarettes. We are handling cigarettes 
manufactured by yourselves and Ligget 
& Myers Tobacco Co., and when we 
stopped selling the American Tobacco 
Co.'s cigarettes, we decided then not to 
sign any more contracts on cigarettes. 

It is not our intention to cut the price, 
or make our dealings with you unsatisfac- 
tory in any way, and, for these reasons, 
we do not think it necessary that we 
should sign any contracts. We will pay 
for the cigarettes, the same as we have 
been doing, and will sell them at the reg- 
ular price. 

Yours very truly, (117 words) 



A. Benedict & Co., ^ — 

New York, N. Y. 
Dear Sirs : — 

Your letter of June 2d received, 
and we note what you state in regard to 
the rates of discount in your city. We 
are not in any great need of having our 
two notes of five thousand dollars each 
discounted, unless we can get an extraor- 
dinarily low rate. This is the reason we 
sent the notes and instructed you to in- 
sert the dates, if you had an opportunity 
of disposing of them at our limit. 

You may hold the notes for awhile, and 
if you have an opportunity to dispose of 
them at 4^ per cent you may do so. If 
not, hold them subject to our order. 
Money matters are easy with us just now, 
and, for that reason, we are not com- 
pelled to use much money outside of our 
own business. 

Yours respectfully, (149 words) 

5. 

B. D. Bennington, 

Chelsea, I. T. 
Dear Sir : — 

We enclose you invoice as per your 
kind order. 

We note what you state in regard to 
being short x / z doz. gallon peaches. We 
only invoiced you ^ doz., and we hold 
receipt from the railroad company for 
one case, just containing y 2 doz. We 
suppose you think we have you charged 
with a dozen. If you are short this one 
case, let us know and we will have the 
railroad company trace it at once. 

In regard to shipping other people's 
goods with yours, we will observe your 
instructions. 

Very truly yours, (104 words) 

6. 

Messrs. F. J. Boyd & Co., 

Sandusky, Ohio. 
Dear Sirs : — 

In answer to yours of the 24th, 
we have studied over the situation and 
do not see how we can carry your account, 
as we have been doing in the past. The 
way financial matters are, we have had 
to ask all our customers to reduce their 



WHOLESALE GROCERY BUSINESS. 



103 



accounts with us, and pay when their ac- 
counts become due. We do not like to 
do this, but it seems that necessity com- 
pels us to do so. 

We hope money matters are turning 
out better with you than you expected, 
and that you will be able to make us 
another payment, as it will certainly be 
a great accommodation to us. 

Yours respectfully, (121 words) 

7- 

Messrs. C. E. Udell & Co., 

St. Louis, Mo. 
Dear Sirs : — 

We regret to report that we re- 
ceived one picnic cheese from you, which 
was mouse-eaten in the same way as the 
other one. Young America was dam- 
aged, which we reported to you a short 
time ago. This cheese was damaged 
by the mice before it was put in the hoop, 
as it shows no sign of the mice cutting 
through the hoop, and where it is eaten 
by the mice, it is quite mouldly and has 
the appearance of having been done for 
some time. Shall we return the cheese 
to you, or dispose of it the best we can ? 
The Magaw cheese which we have just 
received from you seems quite soft, and 
we are afraid we are going to have some 
trouble with it. 

Yours very truly, ( 144 words) 



F. E. Vermillion, 

Salem, Ore. 
Dear Sir : — 

We received your letter of the 
17th with expense book, return sheets, and 
check on the Jasper County Bank. Can 
you get the Jasper County Bank to give 
you New York or St. Louis exchange 
without charging you for same? Our 
banks here do not charge their custom- 
ers exchange, and, if you are doing busi- 
ness with this bank, we believe you can 
get them to furnish you with exchange 
without any trouble. 

The sample of Ark soap was sent to 
you in care of Windsor Hotel at Pierce 
City, Mo. We hope you will receive 
same safely and that you will have a nice 
trade on it. If you have not received it 
yet, let us know at once, and we will 
send you another sample. 

Very truly yours, (136 words) 



Headley Grocery Co., 

Harrisburg, Pa. 
Gentlemen : — 

We have just taken out of cold 
storage the following, all of which are in 
good condition, and samples of same 
will be sent you, if desired. We quote 
you as follows : — 



27 boxes Eagle Brand Condensed 

Mince Meat, per box $2.00 

54 sacks Silver Prunes, per lb 07 

14 boxes Hallowees, per lb 03^ 

All these f. o. b. cars here. 

Respectfully, (77 words) 

10. 
Springfield Grocer Co., 

Springfield, Mo. 
Gentlemen : — 

We quote you to-day, subject to 
your immediate acceptance, with market 
changes, as follows : — 

Fancy re-cleaned Currants, 48 and 60 
one-pound packages to a case, at 4^ cts., 
f. o. b. Kansas City. 

P'ancy Packed Dates, one-pound pack- 
ages, 60 to a case, at 3^ cts. 

Dove Brand Corn Starch, 50 one- 
pound packages to a case, at 3^ cts. 

50 per cent Pure Ground Pepper, at 
4^ cts., in barrels. 

Imported Ceylon Cocoanut, in quar- 
ters, halves and pounds, at 14, 15 and 16 
cts. per lb., in 50-pound cases. 

Hoping to secure your valued orders, 
we remain, 

Yours truly, (117 words) 

11. 

Milligan Grocery Co., 

Springfield, 111. 
Gentlemen : — 

We find that, although competitors 
have been quoting beans from California 
at all sorts of prices, they are unable to 
execute orders. We are now doing the 
business at the prices mentioned below. 
We have gotten orders for several cars 
to-day, and have secured the goods. If 
we get your order to-morrow, we think 
we can secure you a car. 

Lima Beans, $3.iopercwt, delivered. 

Lady Washington, $1.2854 per bu. 

Yours very truly,. (89 words) 

12. 

Middleton Grocery Co., 

Springfield, Ohio. 
Gentlemen : — 

We enclose invoice for blocks 
shipped you to-day. Replying to yours 
of the 25th, will say that our blocks are 
put up for weight instead of measurement. 
The weight and measurement correspond 
about as follows : — 

3 lbs., 1% inches $ .80 per doz. 

3 lbs., 2 " 1. 10 " 

4 lbs., 2^ " 1.35 " 

4 l / 2 lbs., 2}4 " 1.60 " 

5 lbs., 2% " 1.85 " 

The lowest regular prices we can make 

you on these goods to-day are those at- 
tached. The 4)4 lb. is exceptionally fine 
block, and we should be pleased to have 
your order. 

Yours truly, (123 words) 



io4 



WHOLESALE GROCERY BUSINESS. 



13- 
W. A. Bald, 

Louisville, Ky. 
Dear Sir : — ; 

We have just been made Western 
Selling Agents for the R. A. Kelly Co., 
of Xenia, O., manufacturers of Sisal, 
Manila Rope and Cordage, and have re- 
ceived a complete assortment of Sisal, 
Manila Rope and Lath Yarn. 

The R. A. Kelly Co. has the reputation 
of making rope second to none in the 
United States. They do not make what 
is called ' ' New Process ' ' rope, but a de- 
cidedly superior article. We want your 
inquiries for car load orders on which we 
will make you very close figures. On 
spot cash, we are and mean to be " in it " 
all the time, and hope you will encour- 
age the R. A. Kelly Co., and us, for this 
spot stock is certainly advantageous to 
you. 

We enclose herewith our inside prices. 
We quote you 7-16 Sisal and larger at 5^ 
cts. basis ; smaller sizes regular scale. 
Manila, 7% cts. basis ; smaller sizes, 
regular scale, f. o. b. Kansas City. 
Terms : 60 days, 2 per cent off, if paid 
in 10 days. 

We ask you to help us on this account 
and will see that you do not regret it. 

Yours very truly, (200 words) 

14. 
L. P. Jones, 

Pittsburg, Pa. 
Dear Sir : — 

We beg to quote you prices on 
southern packed oysters, the most pop- 
ular brand packed in Mississippi. Prices 
delivered f. o. b. St. Louis, 
i's 5 oz. Oysters at $ .67^ 

2'S IO OZ. " 1.22^ 

i's 4 oz. " 62^ 

2's 8 OZ. " I.IO 

i's Light Weight at 40 

2's " " 60 

i's Lunch Oysters, flat can 77^ 

Terms : 60 days, or less 2 per cent for 
cash. 

We can either give you prompt shipment 
or hold until you want the goods, up to 
Jan. 15th. We must make above prices 
subject to change of market. Should we 
be able to ship you direct from factory to 
better advantage, would do so. 

Hope these prices will interest you, 
and that we may have the pleasure of an 
order from you. 

Yours truly, (166 words) 

15- 
J. W. Wilson & Co., 

Poughkeepsie, N. Y. 
Gentlemen : — 

We have in stock the following lots 
of nuts at prices quoted below, which 
ought to look attractive : 
50 bags " Medium " Brazils 6% 



30 bags Tarragona Almonds 8% 

75 60-lb. bags Cal. Almonds 7^ 

50 bags Cal. Shell Walnuts 10 

50 bags handsomely polished 

"Jumbo " Texas Pecans 6% 

50 bags handsomely polished 

"Large " Texas Pecans 5% 

50 bags handsomely polished 

" Medium " Texas Pecans 4^ 

50 bags handsomely polished 
Central American Pecans, very 

large 7^ 

In addition to these, we have a fine lot 
of imported Smyrna Figs, varying in 
price from 7^ to 12^ cts. and a com- 
plete line of the celebrated "American 
Brand " Citron. 

Yours truly, (138 words) 

16. 
Joseph French, Esq., 
Charleston, S. C. 
Dear Sir : — 

We desire to bring before you 
our different makes and brands of sau- 
sage, all of which are manufactured of 
the best materal, by improved processes, 
and are all that experience and a desire 
to make a superior article could produce. 

We are especially desirous of your 
judging the merits of our sausage by a 
trial order, and quote you the following 
prices, f. o. b. Kansas City : 

Fresh Pork sausage, loose 6 

Fresh Pork sausage, link 6% 

Smoked Pork sausage 7 

Bologna — Large 4 

Small 4 

Ring 4 

Garlic bologna 5 

Vienna sausage jji 

Liver sausage 5 

Tongue or Blood sausage 5 

Head cheese 5 

Leber Kase 10 

Summer sausage 12^ 

Pressed Pigs' feet 7 

Excelsior Farm sausage 11 

These prices are very low and the sau- 
sage is all we claim it to be. 

We enclose herewith a booklet in re- 
gard to Excelsior Farm sausage and ask 
that you kindly consider same. -For a 
discriminating trade, for the lovers of 
pure, old-fashioned, all-pork sausage, 
Excelsior Farm sausage has no rival. 

Thanking you in advance for any favor 
sent us, and assuring you that all orders 
will receive prompt and careful attention, 
we remain, 

Yours truly, (226 words) 

17. 
H. P. Ditmar, 

Knoxville, Tenn. 
Dear Sir: — 

We quote you below an article 
which may interest you at the very low 
price prevailing : 



WHOLESALE GROCERY BUSINESS. 



105 



Beans — This article certainly looks 
cheap, and our merchants here regard 
this month the best time to lay in sup- 
plies, as, if we may judge from past ex- 
perience, beans have, as a rule, advanced 
materially the latter part of December, or 
early in January. The very lowest price 
we have been able to get this week is 
$1.20 for choice H. P. Michigan, delivered 
East St. Louis. Should you be in need of 
any, and we are able to buy these goods 
for direct shipment to better advantage, 
you will get the benefit. This price ap- 
plies to car lots, of course, and we can 
furnish them either in bags or barrels. 
Should we be able to shade the price, in 
case you order, will do so. Terms: Draft 
attached to bill-lading to be held by bank 
for examination of goods. 

Yours truly, (176 words) 

18. 
Messrs. J. R. Larabee & Co., 

New York, N. Y. 
Dear Sirs : — 

We were just shown your letter of 
June 2d, addressed to Messrs. Stewart 
& Co., your representative brokers in 
Springfield, Mo. 

We are certainly very much surprised 
at the position you have taken in regard 
to this purchase of coffee, as the two 
numbers which we have rejected are 
nothing at all like samples by which we 
purchased, and which we yet hold for 
comparison. Business men of your repu- 
tation certainly would not take this po- 
sition, if you could see the samples by 
which we purchased, and the coffee which 
we received from you. We are confident 
there is some mistake in your sending the 
samples to your brokers here in Spring- 
field, or they are confused, neither of 
which we would be responsible for. 

It is useless for you to talk of compel- 
ling us to take this coffee under these cir- 
cumstances, in fact, we do not want the 
two coffees at all, as they are not good 
enough in grade ; besides, we have other 
coffees in stock just the same grade as 
this, and it will give us more of such 
grade of coffee than we can carry. For 
these reasons we would like for you to 
make some disposition of the coffee right 
away, as we are in need of the storage 
room. 

We are willing to keep the L. E. No. 4, 
and will remit for same at once, accord- 
ing to terms of purchase. 

Yours very truly, (250 words) 

M. W. Schapp, I 9- 

New York, N. Y. 
Dear Sir : — 

Please ship us : 
10, 15 lb. cases % lb. packages shredded 

Cocoanut. 
5. 30 lb. cases % and % lb. packages 
shredded Cocoanut. 



We have in stock about two pails of 
cocoanut that were bought from you sev- 
eral years ago, which has spoiled. We 
asked you once before to give us credit 
for it and you declined on account of 
our not buying goods from you. It 
seems to us now that we have been buy- 
ing enough to justify you to protect us 
against this loss. 

Yours very truly, (102 words) 

20. 

Dear Sir: — 

We are in receipt of your kind 
favor of the nth inst., and are forwarding 
goods as ordered to-day. Hope same 
will open to your entire satisfaction. 
We quote you prices as follows : 

Diamond axle grease, 4 doz. incase, $1.50 

1 lb. corned beef, per doz 1.0c 

2 lb. corned beef, per doz 1.90 

Spot Cash baking powder 65 

Yj, pint tumbler jelly 85 

5 lb. wood or tin bucket jelly 3.00 

Standard lemon extract, per doz... .50 

Standard vanilla, per doz 60 

Knoxall lemon, per doz 75 

Knoxall vanilla, per doz 90 

2 hoop water pails 1.30 

No. 2 wash tubs 5.50 

No. 3 wash tubs 4.75 

You will find Hosmer's axle grease su- 
perior to anything else on the market, 
and we are sure you will have a good 
trade on same. Shall be pleased to have 
your order for any of the above goods. 

Yours very truly, (180 words) 

21. 

Dear Sir : — 

Received your orders from 77 to 82, 
all of which will have our prompt atten- 
tion. We notice that you are selling 
Battle Ax tobacco right along at 19 cts. 
This will not do, as it costs us 19 cts., and 
we must get at least 21 cts. or we do not 
care to sell it at all. 

Do not accept any more orders on salt 
without first getting prices from us, unless 
parties giving you the orders are willing 
to give them to you on the condition that 
they are to be filled provided we can 
get them accepted by the salt companies 
at their limit prices. We look for the 
salt companies to get together now and 
make a higher price. We received a let- 
ter to-day from the Kansas Salt Co. re- 
questing us not to make any more prices 
on salt without first securing quotations 
from them. We think all of our custom- 
ers will save money by buying their salt 
now, as we feel satisfied it has touched 
bottom. 

Yours very truly, (197 words) 



io6 



WHOLESALE GROCERY BUSINESS. 



22. 

Traveling Salesman. 
Dear Sir : — 

In the late mail to-day we received 
your orders from 68 to 78. Order from 
Adam Herd is not numbered. 

We received a postal card from Mr. 
Seidel requesting us to cancel order for 
millet seed. He requests us to ship 
sugar, and add to the order a box of Ivory 
soap and a box of crackers. 

We are entirely out of millet seed, 
berry boxes and crates, and California 
evaporated peaches, and we do not ex- 
pect to have any more in stock this 
season. We are also out of Pacific Union 
%-lb. salmon, but have bought and have 
in transit Saw Log brand, which we con- 
sider equally as good, and we sell at 
the same price. 

Yours very truly, (127 words) 

P. S. — We have just received the fol- 
lowing telegram from the Association : 
" Effective 10 : 30 a. m., decline all sugars 
one-eighth cent." 



23. 
Dear Sir :— 

We are in receipt of your favor of 
the 23d inst, and quote you prices on 
sugar f. o. b. Springfield, as you do not 
state what station you ship to : 

Granulated Sugar $5-76 

Ideal Extra C. No. 5 5.20 

Bullion No. 7 5.07 

California B. No. 9 4.88 

We have the Granulated, Bullion and 
California B., in bags and barrels, and the 
Ideal Extra C. in barrels only. 

These prices are subject to cash dis- 
count of 1 per cent, cash to accompany 
order, and are also subject to fluctuations 
of the market. Shall be glad to have 
your order for anything in our line and 
will make you low prices. 

Hoping to be favored with an order 
from you, we are, 

Yours very truly, (139 words) 



# # %l 






VOCABULARY OF THE 

Manufacturing Business 



io8 



VOCABULARY OF MANUFACTURING BUSINESS. 



1 G. D. Brown & Co. 
Detroit, Mich. 
Have you 
Passenger 
Elevator 
Estimates 
Grateful 

If you will advise us 
As to your 

Wants 

Submit 

Etc. 

2 Hinton Bros. 
Red Oak, la. 
When I was 
At your place 
A few days ago 
Who make 

Rivets 

I have 

Enough 

I think 

One of them 

Bridgeport 

Certain 

As to the exact 

Address 

3 P. J. Williams & Son 
Iowa City, la. 
Don't you 

Small 

Hangings 

You will be able to 

Get the goods 

Shall not be able to 

Complete 

As I have 

To the present 

Don't take much 

Capital 

And I think you will find 

To your advantage 

To do so 

Express 

Charges 

4 J. H. Hamil 
Brazil, Ind. 
We do not have 
Bevel 
German 
French plate 

We will make 

And send same 

As soon as possible 

Unless 

Contrary 

Sizes 

Cards 

To keep 

On hand 

At all times 

We can make to order 

In French plates 

5 F. M. Clark & Co. 
Monroe 
Several 
Inquiries 
Architects 

In regard 

To the different 
Constantly 
By the dealers 

We take the 

Liberty 

Advantage 

Openings 
We would 
Also consider it 

To quote you 
On goods 
At any time 
May be 
Assistance 
Calculating 

6 Johnson & Johnsor 
Columbus, Miss. 
Plated 
Telephoned 
Factory 

For them 

And they will be 

We can send them 

Noon 

That you can 

Have them 

Monday night 







ly C^-t^y rf^ J, 





tav i -page toe 



7 To our customers 
Hereby 
Withdraw 

All quotations 

Cutlery 

Scale 

To take 

This day 

Illustrating 

Patterns 

Distribution 

In a very short time 

We shall be glad 

If you care for it 

When you are 

In the market 

We believe 

It will be of 

To your advantage 

To give us 

Opportunity 

We desire 

Consider 

Your trade 

In the past 

Effort 

Retain 

And wishing you 

Prosperity 

In the coming 

8 W. W. Thomas 
Natchez. Miss. 
Harrington & Son 
Philadelphia 
Axles 

Wheels 

On talking 

As simple as I supposed 

At first 

But I will 

To make it clear 

Replaced 

All of which are 

Thread 

Flange 

Where there are 

Bemis 

Dust 

Rings 

They will be the 

Reset 

Shrunk 

Kindly follow 

Haverhill 

9 M. B. Markham 
Helena 
Montana 

To do 

Kinds 

Stained glass 

Leaded 

Churches 

Houses 

Stores 

In the best 

Manner 

Lowest rates 
We are making 
. Specialty 
Of our 

And are in a position 
To make it an object 

For you 
Confer 
With us 

We should be pleased 

Submit 

Designs 

10 Rogers & Rucker 
St. Joseph 

Your remittance 

In settlement 
Of the enclosed 
As you will notice 
On the statement 
Accidently 
Envelope 

Misdirected 

Been returned 

This morning 

Why 

You have not 

Your receipt before 

Excuse 

Mistake 

Further favors 




t 



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^ a £ 



^..^i. 



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..WA 



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TAV 2-P»st ioS 



VOCABULARY OF MANUFACTURING BUSINESS. 



109 



11 G. H. Davis 
Dover, N. H . 
With this 
Cold water 
That you give it 
A trial 

At your 

Earliest convenience 

It will suit you 

Use no other 

After you have 

Tried this 

Circular 

Consider 

Advantages 

We have mentioned 

And those that 

Occur 

Barrel 
Or a 
Box 

We are sure 

You will then order 

Either 

12 A. G. Davidson 
Springer 

New Mexico 

Description 

Copper 

Boiler 

Introducing 

Guaranteed 

Collapse 

Leakage 

Inferior 

None 

On the market 

Representative 

Will be there 

With a sample 

Construction 

Explain the construction 

Which is made 
Heavy 
Pressu re 

Information 

Pleasure 

Give the matter 

That you may be 

Favorably 

Impressed 

13 Glass Bros. 
Utica, N. Y. 
We beg 

To call your attention 

Pumping 

Machinery 

Handled 
And to 
Inform you 

Estimates 

Plans 

Specifications 

Hydraulic 

Elevators 

Service 

Office buildings 

Apartment 

Hotels 

Boilers 

Combined 

Country 

Services 

Larger 

Plants 

Municipal 

Village 

Supply 

Sewerage 

Templates 

Interchangeable 

Duplicate 
Are kept 
Constantly 

Competent 
Skilled 
Resident 
Machinists 
At any time 
For the purpose 

Necessary 

Repairs 

Alternation 

Soliciting 

Inquiries 

Correspondent 



1-7 



r~% 



14 Doling & Bell 
Syracuse 
Asbestos 
Rooting 
Manufacturers 
Advices 

As to the 

Quality of the material 

Of our 

Of our representatives 
Upon you 
Quote you 

Correspond 

With yon direct 

Liquid 

Paints 

Confident 

Entire satisfaction 

15 Phyfer & Johnson 
Washington, D. C. 
Improved 

Sewing machines 

We will make you 

Special 

Attachments 

Superior 

Workmanship 

Finely 

Adjusted 

First-class 

In every respect 

We shall be pleased 

Prompt attention 

16 J. M. Frost 
Greenville 
North Carolina 
Kind enough 
To call 

Mr. Rogan 

Of your plact 

Examine 

Glass 

In some 

Windows 

Strength 

Furnish us 
With the size 
And number 

Of the glass 
That are 
Single 

It seems 
There is some 
Mistake 

Double 
We wish 
To correct 

Let u<? know 
How much 
Cost us 

To have them 

Replaced 

Oblige 

17 H. D. Simmons 
Marshfield, Mo. 
Yours 

Contents noted 
Enclosed you will find 
Wholesale 

I send you 

Another 

Enclosure 

Prepared 
Promptly 
Demand 

And will give you 
That will 
Your trade 

18 L. D. Clarkson 
Butler. Pa. 
With the buggy 

Described 
In your letter 
Of good material 

Harness 

If you wish 

Heavy 

Rough 

I refer you 

Lighter 

I think the 

Dexter Spring 

Coil 

Heavier 

Staggared 

Spokes 



.^ '^ 



k* 




«<WC 



\ V 1 




TAY I -PACE 109 



Is,— ^ 



TAV 2 -PAGE tO 9 



LETTERS SELECTED FROM THE 

Manufacturing Business. 



i. 

('.. D. Brown & Co., 

Detroit, Mich. 
Gentlemen : — 

Have you anything in the passen- 
ger and freight elevator line that you de- 
sire estimates on? If so, we shall be 
grateful if you will advise us as to your 
wants, and will be pleased to submit you 
prices, etc. 

Yours truly, (49 words) 

2. 
Hinton Bros., 

Red Oak, la. 
Gentlemen : — 

When I was at your place, a few 
days ago, you gave me the names of two 
parties who make brass rivets. I have 
forgotten them. Will you be kind 
enough to give them to me again? I 
think one of them was Mr. Jones of 
Bridgeport, but am not certain as to the 
exact name or address. 

Respectfully yours, (66 words) 



R. P. Williams & Son, 

Iowa City, la. 
Gentlemen : — 

Why do you not make us a small 
stock order on barn and house hang- 
ings ? You will not be able to get these 
goods as promptly later on. The factory 
is behind on orders, and we shall not be 
able to keep our stock as complete as we 
have up to the present. It does not 
take much capital to carry a small stock, 
and I think you will find it to your ad- 
vantage to do so, saving express charges, 
etc. 

Yours truly, (92 words) 



4- 



J H. Hamil, 

Brazil, Ind. 
Dear Sir : — 

In reply to your order of the 6th, 
we do not have 18 by 20 inch bevel Ger- 
man plate, but can make it with 1% inch 
bevel French plate, price $2.15. We will 
make and send same as soon as possible, 
unless we hear from you to the contrary. 



Enclosed find prices of French and 
German plate. Sizes on card we mean 
to keep on hand at all times ; odd sizes 
we can make to order in French plate. 

Awaiting your reply, we remain, 

Very truly yours, (99 words) 

T. M. Clark & Co., 

Monroe, La. 
Gentlemen : — 

Having had several inquiries from 
architects in regard to the different sizes 
of windows, doors, etc., that are con- 
stantly kept in stock by the dealers of 
Boston, we take the liberty of sending 
you a catalogue which may be of some 
advantage to you in laying out the sizes 
of openings, etc. 

We would also consider it a favor to 
be allowed to quote you prices on goods 
in our line, that, at any time, may be of 
assistance to you in calculating the cost 
of houses, etc. 

Awaiting such inquiries, we remain, 

Yours truly, (100 words) 

6. 
Johnson & Johnson, 
Columbus, Miss. 
Gentlemen: — 

Your order for plated ware re- 
ceived. As we did not have it all in 
stock, and could not fill the order with 
one make of goods, we telephoned the 
factory for them, and they will be shipped 
this afternoon, so that we will receive 
them early Monday morning. We will 
send them to you on the noon express 
Monday, so that you can have them to 
use Monday night. 

Yours truly, (79 words) 

7. 
To our customers : — 

We hereby withdraw all quota- 
tions on cutlery, and desire to inform you 
that we have arranged a new scale of 
prices, to take effect this day. Our new 
catalogue, illustrating all our new pat- 
terns, will be ready for distribution in a 
very short time, and we shall be glad to 
furnish you with a copy, if you care for 
it. When you are in the market for cut- 



MANUFACTURING BUSINESS. 



in 



lery, we believe it will be to your advan- 
tage to give us an opportunity to quote 
prices. We desire your trade, as in the 
past, and shall spare no effort to retain it. 
Thanking you for past favors, and 
wishing you much prosperity the coming 
year, we are, 

Yours truly, (122 words) 

8. 
W. W. Thomas, 

Natchez, Miss. 
Dear Sir : — 

I have shipped to-day, to Harring- 
ton & Sons, Philadelphia, ten axles with 
wheels. I find on talking with Mr. 
Brown, that the order is not quite so 
simple as I supposed at first, but I will 
try to make it clear. The old wheels are 
to be replaced with new ones, all of 
which are to be 2)i inch thread, and % 
inch flange. Where there are now 
Bemis dust rings, they will be the same 
on the re-set wheels, and the other dust 
rings are to be shrunk on the axles. 

Will you kindly follow the order up, so 
that the wheels may come back to Hav- 
erhill as soon as possible, and greatly 
oblige, 

Yours truly, (128 words) 

9- 
M. B. Markham, 

Helena, Mont. 
Dear Sir : — 

We are preparing to do all kinds 
of Stained Glass Leaded work for 
churches, houses, and stores, in the best 
manner and at the lowest rates. We are 
making a specialty of this business, and 
are in a position to make it an object 
for you to confer with us. We should 
be pleased to submit designs and prices 
for any work you may want, either at 
at present or in the future. 

Please let us hear from you, and oblige, 
Yours truly, (89 words) 
10. 
Rogers & Rucker, 

St. Joseph, Mo. 
Gentlemen : — 

Your remittance in settlement of 
the enclosed statement was received by 
us December 18th, as you will notice by 
the stamp on the statement, but, acci- 
dentally, the envelope was misdirected, 
and has just been returned to us this 
morning, which will explain why you 
have not received your receipt before. 

Asking you to please excuse this mis- 
take, and awaiting the pleasure of your 
further favors, we remain, 

Yours truly, (76 words) 

11. 
G. H. Davis, 

Dover, N. H. 
Dear Sir : — 

With this mail we send you a sam- 
ple of our Cold Water Paste, asking that 



you give it a trial at your earliest conven- 
ience. We know it will suit you and 
that you will use no other, after you have 
tried this. Read the circular carefully 
and note the prices. Consider the ad- 
vantages we have mentioned, and those 
that may occur to you. We are sure you 
will then order either a barrel or a box. 

Yours respectfully, (86 words) 

12. 

A. G. Davidson, 

Springer, N. M. 
Dear Sir : — 

Enclosed you will find a descrip- 
tive circular of our new copper range 
boiler, which we are introducing. It 
is a strong boiler, guaranteed against 
collapse and leakage, and inferior to 
none on the market. Our representa- 
tive will be there soon with a sample and 
will call on you and fully explain the con- 
struction of this boiler, which is made for 
both heavy and tank pressure. Should 
you feel interested, any further informa- 
tion you may desire will be given with 
pleasure. 

Hoping you will give the matter your 
careful attention, and that you may be 
favorably impressed, we are, 

Yours truly, (112 words) 

13. 
Glass Bros., 

Utica, N. Y. 
Dear Sirs : — 

We beg to call your attention to 
our circular of Steam Pumping Machin- 
ery, handed you herewith, and to inform 
you that we are prepared to furnish esti- 
mates, plans, and specifications, for 
steam pumping machinery for hydraulic 
elevators, feeding steam boilers, house- 
tank service for office buildings, apart- 
ment houses and hotels, also pumps and 
boilers combined, for country houses. 
Our pumps are recommended as abso- 
lutely noiseless for any of these services. 
We are also prepared to furnish estimates 
for larger plants complete, for municipal 
or village supply, sewerage, etc. All our 
work is thoroughly tested, and, being 
made of templates, all parts are inter- 
changeable. Full lines of duplicate parts 
are kept constantly in stock at this office 
where the service of competent, skilled, 
resident machinists can be obtained at 
any time, for the purpose of making nec- 
essary repairs or alterations. 

Soliciting your inquiries and corre- 
spondence, we remain, 

Yours respectfully, (154 words) 

14. 
Doling & Bell, 

Syracuse, N. Y. 
Dear Sirs : — 

We are informed of your proposed 
building and beg to call your attention to 



112 



MANUFACTURING BUSINESS. 



a sample of our Asbestos Roofing sent by 
same mail, together with descriptive 
price list of all our manufactures. On 
receipt of advice as to the quantity of 
the material you will probably require, 
we will endeavor to have one of our rep- 
resentatives call upon you and quote 
special prices, or we will correspond with 
you direct. 

We also desire to call your attention to 
the Liquid Paints, Steam Pipe and Boiler 
Coverings, etc. , and, if you are in need of 
anything in these lines, we are confident 
we can furnish you goods which will 
give entire satisfaction. 

Yours very truly, (122 words) 

15. 
Phyfer & Johnson, 

Washington, D. C. 
Gentlemen : — 

Enclosed we send you our latest 
circular and price list of our improved 
sewing machines. 

We will make you a special discount 
from this price list of $4.50 per machine, 
cash with order. Machines delivered on 
cars here complete with attachments. 
Our machines are of superior workman- 
ship, finely adjusted, first-class in every 
respect. We warrant every machine for 
five years. 

We shall be pleased to have your 
trade, and will give your orders our 
prompt attention. 

Yours truly, (86 words) 

16. 
J. M. Frost, 

Greenville, N. C. 
Dear Sir : — 

Will you be kind enough to call 
and see Mr. Rogan, of your place, and 
examine the glass in some windows 
bought of us, and furnish us with the 
size and number of the glass that are 
single strength ? It seems there is some 
mistake ; his order calls for double 



strength and we wish to correct any 
error that has been made. 

Please let us know how much it will 
cost us to have them replaced, and 
oblige, 

Yours truly, (87 words) 

17. 
H. D. Simmons, 

Marshfield, Mo. 
Dear Sir : — 

Yours at hand and contents noted. 
Enclosed you will find my wholesale 
price list and discount sheet, which I 
trust will prove satisfactory. I send you 
my illustrated catalogue in another en- 
closure. I am prepared to ship promptly 
and will give you work that will meet 
every demand of your trade. 
Let me hear from you, and oblige, 

Respectfully yours, (67 words) 

18. 
L. D. Clarkson, 
Butler, Pa. 
Dear Sir : — 

Replying to your favor of the nth, 
we will furnish you the buggy, as de- 
scribed in your letter, made of good 
material, in A grade, with set of harness, 
for $175.00, f. o. b. St. Louis. We do 
not deliver any of our work ; all quota- 
tions are made f. o. b. cars St. Louis. 

If you wish a very heavy job that will 
stand a very rough country, we refer you 
to the No. 20, or No. 5, in catalogue. If 
you wish a lighter job, we think the 
Dexter Spring or the Coil Spring would 
suit you. We could put a heavier wheel 
on either of these two last named jobs, if 
desired. The Shell Band wheels are 
made with staggered spokes and are 
said to be very good wheels. We do not 
claim that they are better than good Sar- 
ven Patent wheels. 

Hoping to be favored with your order, 
we are, 

Very respectfully, (166 words) 




VOCABULARY OF THE 

Merchandise Brokerage 
Business, 

and THE 

Mill Machinery Business. 



H4 VOCABULARY OF MERCHANDISE BROKERAGE BUSINESS. 



1 Wamsley & Co. 
New Orleans, La. 
Middleton, Grocer Co. 

Granulated 

We send this 

Confirm 

Milligan 

fleadley 

We sold 

Sugar 

Thought you 

Regular 

Central National Bank 

Jobbers 

Perfectly 

Hopes 

That you will be able to 

Have this 

2 S. Slager 

La Crosse, Wis. 

Message 

Ventilated 

Shall I 

We don't think 

Potatoes 

It is not 

Customary 

For this season 

Otherwise 

Afford 

Risk 

Destination 

Somewhat 

Disappointed 

Already 

You wonld advise us 

3 Anchor Peanut Co. 
Hamil & Hall 

We are satisfied 

They will be 

With the way you have 

Appreciate 

Devore Fruit Co. 

Possession 

Give us 

Fixed 

Correspondents 

Whether or not 

We will accept 

Proposition 

Decision 

4 W. P. Stewart & Co. 
Cheyenne, Wyo. 
Billings 

Neosho 

Canning 

Give you prices 

Tomatoes 

Wichita 

Hutchinson 

Parties 

Of the other 

As good as 

As you know 

Handled 

You were 

Owing 

Wet weather 

Unable to 

Apples 

For the next 

We have nothing 

Any importance 
When you have 
That you would send ug 

5 California 
Canned 
President 

You can accept 

In this way 

Sooner 

Undoubtedly 

Duplicate 

Except 

Cherries 

Pears 

To place the order 

With some one 

Armsbee 

Privilege 

Irregular 

Competitors 

That you can do 

6 When your 
Mr. Schapker 
In our city 




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TAY I -PACE I 14 



Jumbos 
Anchors 
Accordingly 

Wrote you 

Rush 

Quickly 

7 Telegram 
Which you say 
That you had 

Oranges 
Via 
Santa Fe 

Seedlings 

Choice 

Bloods 

Utmost 

Efforts 

As quickly as possible 

If that is so 

Prevent us 

We would be able to 

Were there 
Is considerable 
Season of the year 

8 Mexican 
Coffees 
Cheaper 
Freights 
Threes 
Fours 
Glossy 
Polish 
Medium 

Dark 

Colors 

Heretofore 

9 Messrs. B. Dresley & Co. 
St. Paul 

Minnesota 

We believe 
In a few days 
Ourselves 

Jn the most 
Desirable 
It is much 

Tracer 
Sacked 
When the car 

10 Crystal 
Rogers 
Refinery 

Between 

Asst. Gen'l. Frt. Agt. 

Frisco R. R. 

Guarantee 

Cold 

Dupress 

Forehead 

Afloat 

Dreadful 

Forfeit 
Accrue 
Dainty 

Route 

Texas Pacific 
Paris 
Protect 
When the rate 
Is the same as 
Surely 
Figuring 
Out same 

As to the pricfc 
Place the 
Eastern 

As their price 

Point 

Hauled 

11 We quote you 
Undersold 
Blackberries 

Raspberries 

Strawberries 

Gallon 

Pie peaches 

Crawford 

Apricots 

Wax 

Edgar 

Triumph 

13 On the following 
Stick candy 
Mixed candy 

Jelly 

Cinnamon 

Imperial 




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VOCABULARY OF MERCHANDISE BROKERAGE BUSINESS. 115 



Keep you 

Advised 

Sugars 

13 Subject 
Previous sale 
Cases 

Corned beef 
Standard 
Quality 

Oil sardines 

Mustards 

Monkey 

Oysters 

Bleached 

Sacks 

Fancy 

Moorepark 

Mountain 

McMurry 

Hand-picked 

Jupiter 

14 Crown 
Raisins 
Dried grapes 
Nectarines 
Yellow 
Evaporated 

Columbia 

Salmon 

Peeled pie peaches 

Label 

Manila 

Wisconsin 

Navy beans 

Pea beans 

Confirmation 

15 Eagle 
Beauty 
Hand-made 

Pails 

Gumdrops 

Chocolate 

Burnt 

Almonds 

Creams 

Rock candy 
Penny 
Per box 

Which you may 
Favor us 
Immediate attention 

16 We submit 
Your favorable 
Consideration 

Watchward 
Personal attention 
Woodcock 

.flams 

Shoulders 

Boneless 

Banquet 

Bacon 

Flour 

Delicious 
Bologna 
Casings 
Ham sausage 
Wiener Wurst 
Sausage 

17 Pumpkin 
Sweet 
Overland 
Sifted 
Which are 
Scarce 

Scotch 
Canary 
Buyers 

18 Prompt 
Re-cleaned 
Exceedingly 
Loose 
Muscatels 
Dried 

Syrup 

Elegant 

Cruiser 

Scandinavian 
Fisherman 

Strictly 

First-class 

New York State 

River 

Spot 

Stock 

We offer 



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MILL 
MACHINERY. 



1 H. P. Roberts 
Montgomery 
Alabama 
All right 
Engine 
Elevator 

Closer 

You would have 

To move 

All the machinery 

Shove it 

Rolls 

Drive 

Compromise 

Distance 

Setting the rolls 
Perpendicular 
Shaft 

You had better 
Belts 

Not more than 
1 It is not necessary 
We don't think 
Towards 
Plans 
Hardly 
As much as possible 

2 C. W. Lee, Esq. 
Ludlow 
Maine 

Miller's hand brushes 

Says 

If you do not 

Notify 

That they are 

Mistaken 

3 Barnard & Co. 
Moline, 111. 
In your bill 

Fisher & Hart 
Write us 
Articles 
This matter 
Immediate attention 
As quickly as possible 
Mor se & Co. 
Boilers 
Engines 

Misunderstanding 
By return mail 
Pipe fittings 

Place them 
It might be 
Idea 

As the discounts 
Scattered 
And would like 

5 Felix Prater 
Birmingham 
Wooden 
Hangers 
Plansifter 
Besides 
Timbers 
Cleaner 
Nicely 

6 Wm. Harris 
Morgan, Tex. 
Certainly 
Think you can 
Gin 

At a distance 

Deed of trust 

We must request you 

Perishable 

Straighten 

Foreclosure 

Interruptions 

Practically 

Swapping 

Complied 

7 Ed. McGowan 
Visited 
Contemplated 

Salesman 

Machinery 

Testimonial 

Machine 

Wonderful 

Reels 



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TAY I -PACE I 15 



TAY 2-PACE I I 5 



M9 



LETTERS SELECTED FROM THE 

Merchandise Brokerage 
Business. 



i. 

Wamsley & Co., 

New Orleans, La. 
Gentlemen : — 

We sent you the following wire to- 
day: "Ship Middleton Grocer Co. 50 
barrels fine Granulated, 170 bags fine 
Granulated, 5 cts.," which we now con- 
firm. We sent this order in regular, and 
thought you would be willing to confirm 
same on the usual terms sold Milligan, 
Headley, and the Springfield Grocer Co. 
We sold a car of sugar for you to this con- 
cern, which they discounted, but they want 
this car billed on the regular terms, and 
they will discount, if they see fit, or they 
will take the terms regular. 

We stated in a former letter to you 
that if Middleton Grocer Co. should 
order three to five cars of sugar, it will be 
as safe as selling to other jobbers here. 
They are perfectly good and always pay 
their bills. We hope you will be able to 
have this order confirmed as sent in. We 
refer you to the Central National Bank. 

Trusting to hear from you promptly, we 
are, 

Yours truly, (171 words) 

2. 

S. Slager, 

La Crosse, Wis. 
Dear Sir : — 

We are to-day in receipt of your 
message saying: "Loading in box car; 
can't get ventilated car; shall we ship?" 
And have answered you as follows : 
" Don't ship; will not carry in box car " 
which we now confirm. It is not cus- 
tomary to ship potatoes in a box car, and 
for this reason we have wired you as we 
have. 

If you can get a ventilated car, we will 
use the potatoes, otherwise, we cannot 
afford to take them and run the risk of 
their reaching their destination in good 
condition. We are somewhat disap- 
pointed in not getting this car, as we had 



it already sold. 'If it is possible for you 
to ship in a ventilated car, we wish you 
would advise us at once. 

Yours truly, (134 words) 



Anchor Peanut Co., 

Fayetteville, W. Va. 
Gentlemen : — 

We are in receipt of yours of the 
nth inst, and notice that you are ship- 
ping Hamil & Hall the remainder of theii 
order. We are satisfied that they will be 
well pleased with the way you have 
treated them, and will appreciate it. 
They say they will give us all of theii 
peanut trade, and we feel confident that 
they will do just as they say. We notice 
to-day that the Devore Fruit Co. have 
sold out their interest here, and that a new 
firm now has possession. We understand 
they are good. They have promised us 
all their trade on peanuts hereafter. 

As to the insurance on the peanuts, we 
will have our policies written as you 
suggest, and have it understood that the 
stock is ours. We have never been com- 
pelled to carry insurance for any of our 
correspondents. However, we will take 
this matter up later with you, and decide 
whether or not we shall accept the prop- 
osition, and let you know our decision. 

Yours truly, (188 words) 



4- 



W. 



P. Stewart & Co., 

Cheyenne, Wyo. 
Gentlemen : — 

Your letter of the 10th inst. received, 
and we note what you say about writing 
to the Billings & Neosho Canning Co. to 
give you prices and samples. If the 
Neosho Canning Co. has not done this, 
we can sell your trade Missouri tomatoes 
at 70 cts. per dozen f. o. b. Neosho, net 
cash. Send the orders through us, and 
we will get them confirmed for you. We 



MERCHANDISE BROKERAGE BUSINESS. 



117 



have sold the Wichita and Hutchinson, 
Kan. parties in this way, through a 
Wichita broker, from five to seven and 
one-half cents below the price of any 
other brokers, and the tomato is fully as 
good. As you know, Milligan handled 
this brand of goods, while you were with 
him. 

If you can work your trade on any future 
orders on these tomatoes, and turn the 
orders through us, you will receive the 
full amount of brokerage 4 the same as 
though you sold direct. 

Owing to the wet weather, we are unable 
to ship any apples, and probably will not 
do much in the apple business for the 
next two weeks, as the early apples are 
getting too ripe to ship. 

We have nothing of any importance 
to write you, but wish, when you have a 
little time, that you would send us a state- 
ment of your business for the past two 
months, as, up to the present time, we 
have had no statement from you. 

Yours truly, (246 words) 



5- 

The California Canning Co., 

Chicago, 111. 
Gentlemen : — 

We enclose you contract for one 
car of canned goods signed by Mr. Head- 
ley, president, for shipment in October, 
or sooner if wanted, and we trust you 
can accept it in this way, as it is the only 
way they will give the order. August 
shipment is sooner than they usually have 
such goods shipped to them. We think 
they will, undoubtedly, order it to be 
shipped about the last of September. 

If you will duplicate the order for 
shipment November 1st, 1896, all except 
the cherries, we believe we can get them 
to accept it at your price on the pears. 
They are going to place their order for 
future shipment with some one, and we 
would like to sell it. They can get it 
accepted for shipment in October through 
Armsbee. The chances are that they will 
want it before that time, but they want 
the privilege of having the shipment 
made in October, if they do not need 
the goods before that time. We have 
worked very hard to keep them from 
placing their order with Armsbee or 
Cutting. Both have made them irregular 
offers, to get their order, and we would 
like for you to accept, if it is possible for 
you to do so, as we have assured Mr. 
Headley that you would give him as 
good a deal as any of our competitors. 

Trusting that you can do this, and 
awaiting your reply, we are, 

Yours truly, (252 words) 



6. 

The Anchor Peanut Co., 

St. Louis, Mo. 
Gentlemen : — 

When your Mr. Schapker was in 
our city he took an order from the Mis- 
souri Fruit Co. for fifteen bags Jumbos, 
and fifteen bags Anchors, to be delivered 
out of the car, to be shipped to us this 
month, and agreed that, if they should 
wish to change their order to all Jumbos 
or Anchors, they could do so before the 
car was shipped. They have to-day re- 
quested us to change their order to thirty 
bags of Jumbos, and no Anchors. We 
ask that you change the order accord- 
ingly. 

We wrote you yesterday that some of 
the parties were wanting their peanuts, 
and we trust you will rush the car out as 
quickly as possible. 

Yours truly, (126 words) 



Gentlemen :— 

We are in receipt of your telegram 
of the 6th, in which you say that you had 
shipped us on the 5th, via Santa Fe, a 
car of oranges, composed of Bloods, to 
be sold for your account. We will use 
our utmost efforts to dispose of it as 
quickly as possible, and to your advan- 
tage. We heard yesterday that Earl 
Bros. Fruit Co., of San Francisco, were 
consigning a car of oranges here to their 
brokers, to sell for their account. If it is 
true, it will prevent our closing out the 
car as quickly as we would be able to do, 
were there no other stock here. The 
jobbers, however, have no stock on 
hand, and we note there is considerable 
demand for oranges, which, at this season 
of the year, is bound to increase. 

We will write ycu if anything of im- 
portance comes up, and will also let you 
know how we are getting along with the 
sale of the car. 

Yours truly, (166 words) 

8. 

Gentlemen : — 

On account of New Orleans having 
large stocks of Mexican coffees, our job- 
bers have been buying their coffees there, 
but, as the season advances and stocks 
have run down, we think we shall be 
able to do some business for you. Our 
jobbers do this every year, because the 
prices are cheaper and freight less, and 
they like Mexican coffee. It is a seller 
in this market. We have not been able 
to sell New York coffee in competition 
with New Orleans. One of our jobbers 
will be on the marke f about the 15th 
of the month, and will want all good 
coffee. Our market does not use any 
low grades. In sending samples, send us 



n8 



MERCHANDISE BROKERAGE BUSINESS. 



a line that will grade threes, fours, fives, 
and sixes, with nice, glossy polish, 
medium dark colors. We will try to 
make a sale for you, and we think our 
jobbers will consider New York coffees 
from this on, but heretofore we could not 
get them to make us any offer. They 
claimed that they preferred the Mexican 
coffee, and we could not interest them. 
Trusting to hear from you, we are, 

Yours truly, (194 words) 



Messrs. B. Dresler & Co., 

St. Paul, Minn. 
Gentlemen :— 

We are to-day shipping you a car 
of early potatoes, which we believe are 
excellent stock. We want you to sell 
them for our account, and trust you 
will get the best price possible. We will 
probably send you some apples in a few 
days, if it only stops raining long enough 
for us to get them together. They will 
be fine stock. We will pack them our- 
selves, and will only put in the most de- 
sirable for shipment. We have shipped 
some of them and the parties who got 
them are well pleased. 

We have sent tracer after the car of 
potatoes, and trust they will reach you 
in good time and in good condition. 
They are all sacked. Please wire us the 
condition of the car when it arrives, and 
oblige, 

Yours truly, (146 words) 

10. 

Wamsley & Co., 

New Orleans, La. 
Gentlemen : — 

We sent you last night, by wire, 
order from Milligan & Son, for thirty-five 
barrels and 200 bags of Granulated, and 
50 bags Crystal C, to be shipped to 
Rogers, Ark., also 300 barrels and 200 
bags Granulated, to be shipped to Spring- 
field, Mo., at $4.95 for Granulated, and 
$4.38 for Crystal, shipment to be made 
a car one week apart, beginning with July 
8th. 

VWe have your message declining the 
shipment to Rogers, Ark., and giving 
the price at which the refinery will fill the 
order, $5.22 Granulated, on account of 
freight rates, and that they would ship 
Milligan four days apart only. We are 
unable to see why the refinery makes 
such a difference in the rates between 
Rogers and Springfield, and believe they 
have made a mistake, as the assistant 
general freight agent of the Frisco R. R. 
was here to-day and will guarantee the 
rate to Rogers, Ark., the same as the 
Springfield rate, and has wired their 
agent in your city to see the refinery, and 
guaiantee the rate to them. We have 
therefore sent you the following message : 



' ' Ship Milligan, Rogers, Ark. , cold, 
dupress, forehead, afloat, dreadful, for- 
feit, accrue ; ship to Springfield, dainty, 
dupress, forehead, afloat, shipments ; car 
four days apart, route Texas Pacific, care 
Frisco at Paris, Tex. Frisco will protect 
the Springfield rate," which we now con- 
firm, and we trust that you will be able 
to get the refinery to confirm the order. 
We do not see why they should not do so, 
when the rate is the same as to our city. 
They surely made an error in figuring, as 
the price that your message showed was 
27 cents higher than the Springfield price. 
If they will not accept, the order will be 
placed with the eastern refiners, as their 
price to that point is only 6 cts. higher 
than the Springfield price, and the sugar 
is hauled right through here, while yours 
would be on a direct line to Springfield, 
coming through Rogers, Ark. Milligan 
Grocer Co. would like very much for 
them to delay the shipment some, if 
they can do so, as they are in no need of 
it at present. 

Trusting that you will be able to get 
this order confirmed, and awaiting your 
reply, we are, 

Yours truly, (398 words) 

11. 
Dear Sir : — 

We quote you on spot, subject to 
being unsold : 

Standard 2 lb. Blackberries $°-95 

Standard 2 lb. Raspberries 95 

Standard 2 lb. Strawberries 1.00 

Gallon Pie Peaches 3.50 

Gallon Apples 3.00 

3 lb. Peaches 1.12^ 

Second Crawford Peaches 1.75 

" Apricots 1.80 

Standard White Wax Beans 82 

String Beans 77^ 

2 lb. Corn, Edgar brand 1.00 
2 lb. Corn, Triumph " 1.12^ 

" 3 lb. Tomatoes 1.25 

F. O. B. Kansas City. 

" 3 lb. Tomatoes 1.25 

F. O. B. Emporia. 

Yours truly, (105 words) 

12. 

Gentlemen : — 

Owing to a continued rise in price 
of sugars, we have been compelled to ad- 
vance on the following, to take effect 
April 10th : 

All grades of Stick candy. X ct - P er lb- 
" " Mixed " X " " " 

Jelly Beans % " " " 

Cinnamon Imperials ]i " " " 

We will keep you advised on further 
advances, which no doubt will take place 
in the near future, unless we have a de- 
cline in the price of sugars. 

Yours respectfully, (92 words) 



MERCHANDISE BROKERAGE BUSINESS. 



119 



13. 
Gentlemen : — 

We quote subject to previous sale 
and advance in market the following: — 
500 cases 2 lb. Corned Beef, stand- 
ard quality #1.30 

300 cases X Oil Sardines 3.90 

75 cases 34 Mustards 3.40 

250 cases Monkey Brand, 1 lb. 

Oysters 85 

200 cases Monkey Brand, 2 lb. 

Oysters 1.62^ 

Choice bright % apples, barrels . . .05 
Strictly choice California bleached 

Peaches 13 

50 sacks Prime Quality California 

Peaches 11^ 

Fancy Moorepark Apricots 17 

McMurray's Mountain Corn 1.02^ 

Fancy brand picked Peanuts 06^ 

Extra large "Jupiter" brand Pea- 
nuts 07 

Yours truly, (no words) 

14. 
Dear Sir : — 

We quote you on spot subject to 
confirmation, as follows: 
Three Crown L L Raisins, fair 

quality $1.35 

Dried Grapes 04 

Choice bleached Peaches 12 

White Nectarines n^ 

Yellow Nectarines n^ 

Quarter Apples 04^ 

Evaporated Apples 09^ 

Second Apricots 1.50 

Columbia River Salmon 1.25 

California peeled Pie Peaches, 
word "Pie" not on label, can 
readily be sold for Second Cali- 
fornia Peaches 1.40 

Manila Rope, basis 10 

Sisal Rope 08 

Car choice hand-picked Wiscon- 
sin Navy Beans 2.02^ 

Delivered in your city subject to con- 
firmation. 

We will offer $1.98 delivered in your 
city for our choice, hand-picked, Michigan 
Pea Beans, subject to confirmation. 

Yours truly, (125 words) 

15. 
Dear Sir : — 

We quote you to-day subject to 
change without further notice : 

Eagle brand stick, full weight $0.06 

Imperial stick 07 

Gem Mixed candy 06 

Standard Mixed 07 

Crystal cut Mixed 06^ 

Beauty Mixed 10 

Hand-made, 5 lb. pails 12 

Machine-work, 5 lb. boxes 07^ 

Gumdrops 06 

Chocolate Drops 10^ 

Burnt Almonds 15 



Hand-made Creams $0.12^ 

Yz string Rock Candy 08 

Rock Candy string 08 y 2 

Penny goods, per box 45 

Any order with which you may favor 
us will have our prompt and immediate 
attention. 

Yours truly, (96 words) 

16. 
Gentlemen : — 

We submit our prices for your 
favorable consideration. "Quality" is 
our watchword, and careful, prompt and 
personal attention to all orders our strong 
point. One trial is all we ask to prove 
our statement : 
Sugar Cured Meats — Wood Cock Brand. 

Hams, any average $0. 14 

California Hams n 

N. Y. Shoulders n 

Boneless Hams 12 

Banquet Bacon, 12 lb. average... .12^ 
Bell Flower Hams 13^ 

Try " Banquet Bacon," something new 
and delicious. 

Bacon Meats. 

Short Clear, about 45 average $0.12^' 

Backs, 16 to 20 average io^i 

Shoulders 09^3 

Magnolia Brand of Sausage. 
Bologna, large or small casings. . .07 

Ham sausage 16 

Weiner Wurst 10 

Weiner Wurst, in lard or oil 10 

Pork sausage, in lard or oil 10 

Bologna, large or small, in oil 10 

Send for special price list on sausage. 
Yours truly, (141 words) 

17. 

Gentlemen : — 

We quote you to-day as follows : 

Canned Goods. 

White Wax Beans $0.82 

String Beans 75 

3 lb. Pumpkin 75 

Sweet Potatoes 05 

3 lb. Peaches, " Seconds " 1.55 

Raspberries, "Overland" 95 

Blackberries, 2 lb 80 

Gallon Apples = 3.00 

Strawberries 1.00 

Sifted Peas, c 1.25 

2 x /z lb. Pie Peaches 1.40 

Peaches, bleached 12 

Raisins, bags 03^ 

Sugar — Advance on Granulated has 
turned attention to low grades which are 
in good demand and very scarce. We 
offer Scotch sugars, Canary, at 3^ de- 
livered in Kansas City or 3% f- o. b. 
New York. Can offer this sugar in 112 
or 234 lb. bags, at option of buyers. If 
in the market for low grades, let us hear 
from you. Market is very strong and 
advancing. 

Yours truly, (140 words) 



120 



MERCHANDISE BROKERAGE BUSINESS. 



18. 

Gentlemen : — 

We quote you for prompt shipment 
from spot stock and subject to previous 
sale the following : 
"Jupiter" brand, extra large, fancy 
hand-picked and re-cleaned Pea- 
nuts $°-°7 

In the present state of the peanut mar- 
ket this is an exceptionally low price for 
the quality of the goods we offer. 
Strictly choice, bright California 

bleached Peaches $o. 12 

Choice dried Grapes, sacks 04 

3 Crown Loose Muscatel Raisins, 
boxes 1.25 



Choice White Nectarines, sacks $0. 13 

Choice bright Apricots 16 

Choice N. Y. state Evaporated Ap- 
ples, boxes 09 

Choice sun-dried, quartered Apples, 

bright stock, barrels 06 

3 lb. Standard Apples 09 

2}i lb. Cal. Apricots, Standard qual- 
ity, fruit in light syrup 1.50 

These are elegant goods for this 
price. 

Cruiser brand pale Salmon 1.00 

Scandinavian Fisherman brand, 

strictly first-class 1.25 

Columbia River Salmon : 1.47 

Yours truly, (139 words) 



LETTERS SELECTED FROM THE 

Mill Machinery Business. 



1. 

H. P. Roberts, Esq., 

Montgomery, Ala. 
Dear Sir : — 

Yours of the 15th received and 
noted. Think it would be all right to 
let the engine set where it is, and push 
the elevator a little closer to the wall ; in 
fact, you would have to move all the 
machinery some, but should not move it 
very much, as the rolls will drive all 
right set probably one foot in front of the 
line shaft. You might compromise the 
distance all around, but, before setting 
the rolls that much out of perpendicular 
of the line shaft, you had better be care- 
ful to see that your belts will run. It is 
my opinion that they should not be set 
over that much, probably not more than 
six inches. We do not think it is neces- 
sary for those belts to run perpendicu- 
larly. Of course, the further out of per- 
pendicular you set the rolls, the less you 
will have to move your mill toward the 
track, and this is what you want to do. 
If the rolls are set three or four inches 
closer to the elevators than the plans 
show, it will be all right. What you want 
to do is to keep them out from the wall 
as much as possible, in order to get back 
of them. 

Very respectfully, (216 words) 

2. 
C. W. Lee, Esq., 
Ludlow, Me. 
Dear Sir : — 

The two No. 6 Millers' hand- 
brushes, the company says, are packed 



in the barrels that had the cups, belting, 
etc., in them. Please look this up and, 
if you do not find them, notify us and we 
will write the company that they are 
mistaken. 

Have given these people credit for 
$10.00 on their sale as referred to in your 
letter. 

Very respectfully, (72 words) 



Barnard & Co., 

Moline, 111. - 
Gentlemen : — 

In your bill of July 20th to Fisher 
& Hart, Dublin, Tex., you billed 100 5x4 
steel cups and 200 elevator bolts. Fisher 
& Hart write us that they have not re- 
ceived these articles, and that they are 
badly in need of them. 

Would you kindly give this matter im- 
mediate attention and ship them as 
quickly as possible ? 

Very respectfully, (70 words) 

4- 
Morse & Co., 

St. Louis, Mo. 
Gentlemen : — 

Yours of Aug. 17th received and 
noted. We note you say the prices on 
boilers and engines have advanced ten 
per cent. Please send us, by return mail, 
a new discount sheet covering boilers and 
engines, pumps, pipe fittings, etc., also 
send us a few blank discount sheets, so 
that we can place them in the hands of 
our men. It might be a good idea to 
send us a complete discount sneet of 



MILL MACHINERY BUSINESS. 



121 



everything, as the discounts we have 
from you are scattered over too many dif- 
ferent sheets, and should like to have 
them all together. 

Kindly give this matter your immediate 
attention, and oblige, 

Very respectfully, (116 words) 



Felix Prater, Esq., 

Birmingham, Ala. 
Dear Sir : — 

Barnard & Co. have agreed to fur- 
nish us wooden hangers for our plansifter. 
We find them to be better than the iron 
ones, besides they take away all of the oil 
and grease around the machine, and 
make it much cleaner and nicer. Please 
give me the exact distance, from the un- 
der side of the lower sill of the plansifter, 
through to the lower side of the timbers, 
at the top of which the hangers are at- 
tached. I have to have this in order to 
get the exact length. As soon as these 
hangers come, I should like to have you 
put them on and clean up nicely, and it 
will do away with all oiling around the 
hangers and save considerable work, and 
it will be much cleaner. 

Yours truly, (137 words) 

6. 

Wm. Harris, Esq., 
Morgan, Tex. 
Dear Sir: — 

Replying to yours of August 28th, 
in regard to insurance on your mill, we 
certainly think you can get a policy on it. 
If not, you should put your gin at a suffi- 
cient distance so you can. It will cer- 
tainly be better for you as well as Barnard 
& Co., and, as we have a deed of trust on 
it which calls for insurance, we must re- 
quest you to take it out at once and send 
to us, or give us additional security on 
something else that is not perishable. 
We can not carry the risk ourselves, and 
must request you to give this immediate 
attention. In case you fail to give it im- 
mediate attention, and refuse to straighten 



this matter up at once, we shall have but 
one course left, and that is to begin fore- 
closure proceedings on your paper, which 
we will do, unless we receive an immedi- 
ate reply from you. 

We sold you the machinery very close, 
and, in fact, we have had so many inter- 
ruptions that we can assure you that we 
sold it practically at a loss. It is just 
like swapping dollars, possibly a little 
worse. 

We also requested you to send us an 
abstract of the property, which you have 
not yet done. We do not like to take 
any action in this matter, but, in case of 
failure on your part to give it attention 
within a reasonable time, we shall have to 
take this course, in order to protect our 
interests. 

Yours truly, (260 words) 

7- 
Gentlemen : — 

We are informed by Mr. Ed Mc- 
Gowan, the miller who recently visited 
you, that you contemplate building a 
40-barrel mill, and write to inquire if you 
are ready to place a contract for the ma- 
chinery, provided we could make you 
prices, terms, etc. to suit. 

On receipt of this please give us infor- 
mation on this subject, and, if you have 
not yet put up the building, the salesman 
that we will send to see you may be able 
to render you some assistance in planning 
the building to the best advantage for the 
machinery used. 

Under separate cover we mail you one 
of our late catalogues and testimonial 
letters in regard to the plansifter. We 
are putting this wonderful machine in 
all of the mills that we are building, 
and a large number of mills using reels 
have thrown them out and adopted this 
machine. 

We trust to hear from you at an early 
date, stating when you would like to meet 
our salesman, and we will have him see 
you at the appointed time. 

Yours truly, (179 words) 






VOCABULARY OF THE 

Option Business 



VOCABULARY OF OPTION BUSINESS. 



j 23 



1 Gaffney & Bennett 
Portland, Ore. 
10,000 

Margins 

Exhausted 

80 1-2 cts. 

Per bushel 

Telegraphed 

Inclined 

Reached 

Reaction 

Anticipate 

Improved 
Great deal 
"Was thrown 

Longs 

Realizing 

Shorts 

Exports 

Only 

25,000 bu 

2 T. Dilm 
Pork 
Lifeless 

Neglected 

Swift, Fowler & Co. 

Combination 

Pocketed 

Losses 

Hog 

Receipts 

Packing 

Ample 

We see nothing 

Productions 

Daisy 

Speculative 

Takes 

Lead 

3 H. C. Day 
Salem, Ore. 
Yesterday 

We were 

Score 

Profits 

Bears 

Control 

Values 

Occasion 

Indication 

Reports 

Damage 

Crops 

Continue 

Worse than 

Effect 

When the turn 

Lively 

Scrambling 

Ashore 

4 B. L. Hunt 
Lincoln, Neb 
Trading 
Option 
Greatest 
Outlook 

All depends 

Excellent 

Illinois 

Indiana 

Ohio 

Frequently 

5 A. G. Warner 
Washington, D. C. 
Yours 
Information 

In regard 
Speculation 

Board of trade 

Briefly 

Futures 

Legitimate 

Unimproved 

Real estate 

With this difference 
Must be paid 
Completion 

Seductive 
Equivalent 
Real estate deal 

6 H. H. Tucker, Esq. 
Rochester, N. Y. 
Succeeded 
Opening 
Rapidly 

It is probable 



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Fever 

Expended 

Itself 

For the present 

On the first 

Why not close 

7 Messrs. Case & Simmons 
Jacksonville 

Florida 

We have executed 

Slip 

Exhibited 

Wide 

Fluctuations 

Unusual 

Strength 

Foreign 

Nearly 

Rushed 

Unanimity 

Altogether 

Evinces 

Gladsome 

Faces 

Handsome 
We close 
On a sharp 

8 Vim 
Vanishing 
Glory 

On the breakers 
Best thing 
Join 

Procession 

Lookout 

Oats 

To-night 

Cereal 

Sustain 

9 Evidently 
Increasing 
Portion 

Country 

Encouraged 

Wholesale 

Outside 

Accounts 

Frightened 

Declining 
Are expected 
Eliminated 

Whatever 

Deposits 

In the near future 

10 Offer 
Bursted 
Previous 
Sharp 

Unexpectedly 
Who are 
Merely 
Nominal 
Sorry 

11 Excitement 
Predicted 
Contrary 

Situation 

Inconceivably 

Station 

Action 

Clearly 

Indicates 

12 Ear 
Shelled 

At your pleasure 

All right 

Emphatically 

Extremely 

Anxious 

Crib 

Half million bushels 

Average 

Localities 

Readily 

Estimate 
Outcome 
Seemingly 

Unprofitable 
As I look 
Observation 

Unhesitatingly 

Unfit 

Financial 

Rattlesnake 
Rather than 
As a friend 




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TAY I - PAGE 123 



LETTERS SELECTED FROM. THE 



Option Business. 



i. 

G^ffney & Bennett, 
Chanute, Kans. 
Gentlemen : — 

Your 10,000 May wheat was closed 
to-day, margins being exhausted at 80^ 
cts. per bushel. We telegraphed for 
additional margins, but, getting no reply, 
we were compelled to let the purchase go 
out at the limit. We are inclined to be- 
lieve that bottom will be reached here in 
the reaction to-day, and anticipate an im- 
provement from these prices. A great 
deal of wheat was thrown over to-day by 
the longs realizing, and the shorts have 
probably been put out again. Exports 
from New York are light, the amount to- 
day being only 25,000 bushels. 

Yours truly, (106 words) 

2. 
T. Dilm, 

Kansas City, Mo. 
Dear Sir: — 

Pork is lifeless. All there is of a 
corner has been anticipated and the mar- 
ket is neglected. 

The Swift, Fowler & Co. combination 
seems to have sold out and pocketed 
their losses. Hog receipts are heavy. 
Packing to date is ample. We see noth- 
ing to bull productions on, and advise 
leaving them alone. Wheat is the daisy 
speculative article and takes the lead. 

Yours truly, (172 words) 

3- 
H. C. Day, 

Topeka, Kans. 
Dear Sir: — 

We have your favor of yesterday, 
and regret that we are unable to score 
any profits for you. The bears have con- 
trol of the market, and per ton values on 
every occasion. Longs are weary of 
their load, and indications still point to 
lower prices. Reports of damage to 
growing crops continue to come in worse 
than ever, but these reports have no 
effect on values. There is a large short 
interest in wheat in Chicago, and when 
the turn does come, there will be some 
lively scrambling to get ashore. 

Yours truly, (100 words) 



4- 
D. L. Hunt, 

Lincoln, Neb. 
Dear Sir : — 

Just now we would prefer trading 
in the July option of wheat. That option 
will show the greatest profit should the 
present outlook of crops continue. All 
depends on the growing crop. While 
the outlook in Kansas is excellent, that 
of Illinois, Indiana, Ohio, and Michigan, 
is very poor. July wheat in Chicago to- 
day is selling at about 80 ce»ts per 
bushel. 
We hope to hear from you freqvently. 
Yours truly, (79 words) 

5. 
A. G. Warner & Co., 

Washington, D. C. 
Gentlemen : — 

Yours asking information in regard 
to speculation on the board of trade is 
received. Briefly told, speculations in 
futures, in grain and products, is just as 
legitimate and simple as trading in unim- 
proved real estate, with this difference : in 
real estate you can sell only after having 
bought, and in grain you can sell before 
having purchased. In real estate more 
money must be paid down on completion 
of contract than in grain ; hence, grain is 
the more seductive. The margins put 
up with a broker are equivalent to a 
stated payment in a real estate deal. 

Yours truly, (106 words) 

6. 

H. H. Tucker, Esq., 
Rochester, N. Y. 
Dear Sir: — 

The bears have succeeded in rais- 
ing wheat to-day. The opening was 
strong at 82 cts. for July, but broke rap- 
idly from that figure to 80 cts. 

It is probable that the bull fever has 
expended itself for the present and that 
values will work still lower, but we are 
inclined to the bull side. In case of any 
further break, why not close the short 
side of your deal, and on the first ad- 
vance close the long side ? 

Yours truly, (90 words) 



OPTION BUSINESS. 



125 



7- 

Messrs. Case & Simmons, 

Jacksonville, Fla. 
Gentlemen : — 

We have executed your order as 
per enclosed slip. The markets during 
the day have exhibited wide fluctuations 
and unusual strength. Foreign houses 
have been large buyers of the near-by 
options, and the bears broke frequently, 
early in the day, and rushed to cover 
their shorts with great unanimity. Alto- 
gether the wheat market evinces much 
strength, and the bulls have gone home 
with gladsome faces. 

Your long wheat shows quite a hand- 
some profit. Shall we close on a sharp 
advance to-morrow ? 

Yours truly, (90 words) 

8. 

Messrs Noyer & Co., 

Toledo, Ohio. 
Gentlemen : — 

Pork has lost its vim ; it is a dead 
deal. Suppose you let it alone, in its 
vanishing glory. Try the long side of 
wheat on the breakers just now. A bull 
market is on now, and about the best 
thing to do is to join the procession and 
keep a sharp lookout for the breakers. 
Oats broke to-day and look weak to-night. 
That cereal is low enough compared 
with corn, but there is not trade enough 
in it to sustain any further advance. 

Yours truly, (93 words) 



Messrs. Nelson & Co., 

Savannah, Ga. 
Gentlemen : — 

The market closed very strong 
with top prices of the day at 81 cts. for 
May, a gain of % ct. with every indica- 
tion of higher prices. The condition of 
the market can be briefly stated. Crop 
damage reports are evidently increasing 
and are received from every portion of 
the country, which, with the spring seeding 
now over two weeks late, has encouraged 
more wholesale buying for outside ac- 
counts. Frightened shorts are declining 
to cover their contracts and are lively. 
These are expected before the heavy 
short interest will have been eliminated. 
Corn is very strong with closing prices Y% 
ct. higher, but, as there are no indica- 
tions whatever of increasing deposits in 
the near future, still higher prices seem 
probable. 

Yours truly, (133 words) 

10. 

Gentlemen : — 

Your telegram received to-day say- 
ing : "Your offer of 75 cts. for No. 2 
wheat accepted. Five cars j ust received. ' ' 



In reply we wired you : ' ' Market bursted 
in No. 2 wheat, cannot pay more than 
70 cts." 

The unusual demand for No. 2 wheat has 
been caused by parties running short on 
heavy wheat, and, being unable to load 
out sales made previous to the late sharp 
advance, they are bidding very strong 
for No. 2 wheat to raise the test weight 
and standard ; but the decline of the last 
day or so has unexpectedly turned quite 
a good deal of No. 2 wheat on the mar- 
ket, and has enabled buyers who are 
short to cover their sales, so that No. 2 
has gone down to merely a nominal price, 
selling to-day for 67 cts. f. o. b. 

You see that our offer was about 5 cts. 
too high. In our letter of yesterday, we 
stated that 75 cts., your track, would be 
a fair price, but yesterday and to-day 
are very different as noted above. 

After this, when you find a Kansas 
City man wanting wheat badly, paying a 
big price, the best way is to let him have 
it at once. 

Sorry we cannot make a trade with 
you. 

Yours truly, (117 words) 

11. 

Gentlemen : — 

There has been a great deal of ex- 
citement in the wheat market on our 
Board of Trade, but it is predicted that 
there will be no reaction for some time. 
This is contrary to the usual condition, 
as the situation is inconceivably strong 
in favor of an unusual bull market. The 
present action of the market clearly indi- 
cates that there is less disposition to short 
the market than for many months past. 
Yours truly, (75 words) 

12. 

Dear Sir :- 

Yours of the 8th received and 
noted. The matter of shipping the corn 
in the ear or shelled, at your pleasure, is 
all right. If you can get it off this week 
it will be well, if not, you may load it 
next week. 

As to my opinion of buying and hold- 
ing corn I would say, emphatically, I do 
not think wise. Had you asked me a 
year ago, I would have advised you to 
do so. I was extremely anxious to crib 
corn and hold it, at that time, which 
would have been on a basis of specu- 
lation. I had arrangements all made 
with a Chicago party, with sufficient 
money to crib one-half million bush- 
els, but he was disappointed in getting 
his money which was loaned out to 
others, hence failed to complete arrange- 
ments with me. Later, another party 
offered me the money to crib any part of 
two million bushels, but corn was then 



126 



OPTION BUSINESS. 



10 per cent higher than the average price 
in Chicago, one year with another. 

We are very liable to judge the entire 
corn crop by the locality in which we 
live, and I readily see that you would 
feel very bullish upon prospects of better 
prices. It is very probable that corn will 
sell in Chicago as low as 20 cts a bushel, 
some time between now and when we 
can fairly estimate the outcome of the 
next crop. Our crop this year is esti- 
mated to be 600 million bushels short of 
last year, but we must bear in mind that 
there is a great deal of old corn left on 
hand, which, with the sixteen hundred mil- 
lion bushels that we will raise this year, 
will give us equal to an average crop of 
corn. Aside from the seemingly unprof- 
itable investment, as I look at it, I would 
say to you leave all options alone. My 
observation, based upon some sad exper- 



ience from 4 to 7 years ago, leads me to 
say, unhesitatingly, never touch an op- 
tion. It will bias your judgment so that 
you will be unfit to judge of the future 
of the market. I can call to mind so 
many financial wrecks, from option deal- 
ing, that I would play with a rattle-snake, 
in the hope of receiving no injury, rather 
than try to make money by dealing in 
Chicago options. I will guarantee that 
you will have more money one year from 
to-day, by leaving Chicago or any other 
market with its options alone, than you 
will have by undertaking to make money 
on that kind of an investment. 

I will simply repeat it as a friend, that 
the best advice I can give you, based 
upon past experience and observation, is 
to let it alone. 

Yours truly, (453 words) 



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VVN^^ 



VOCABULARY OF 

Law Correspondence. 



128 



VOCABULARY OF LAW CORRESPONDENCE. 



1 A. S. Lacy, Esq. 
Undersigned 
Committee 
Appointed 
Association 
Hereby 

Cordially 

Extend 

Invitation 

Body 

At the next 

Celebrated 

Lecture 

Ancient 

Favorable 

2 Mr. S. Simmons 
Paola, Kans. 
This day 

Attorney 

Wife 

Divorce 

Pending 

Commence 

Depositions 

Witnesses 
Parsons 
10 A. M. 

At your 

Earliest convenience 

In reference 

3 S. M. Brown 
Bloomfield, N. J. 
As directed 

By you 
Foreclosed 
Chattel mortgage 
Into our 
Possession 
Household 

Goods 
Effects 
Hours 

Afterwards 

He came 

Proposition 

80 days 

Settled 

If you are willing 

4 Haydon Bros. 
Sioux City, la. 
Mr. Blanks 
Handed 
Your letter 
Unexpected 

Delays 

Litigation 

Raymond 

Yourself 

Et al. 

Adams & Flora 

Lawyers 

On the other side 

Fighting 

Technical 

Points 

Trying 

Stave 
Trial 
On the merits 

Opportunity 

In this case 

Questions 

Involved 

Are rather difficult 

Occurrences 

Plaintiff 

Of the defendants 

Col. Rainey 

Judge 

Thauer 

Court 

Would have been 

Tried 

Long time 

After a great deal 

Succeeded 

Submitting 

Argument 
Demurrer 
Advisement 

Confidently 

Decision 

Decided 

In our favor 

Slightest 

Ultimate 



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Success 
Whatever 
Should he decide 

I would advise 
Appeal 
Supreme Court 

5 J. H. Hume 
Storm Lake 
Iowa 

800 

Ultimo 
Our notice 

Against him 
Surprise 
He had 

Accordingly 
Conference 
Our clients 
That the account 
Was sent 
And that 
It was returned 
Unpaid 
This draft 
For the amount 
Instructed us 
To collect at once 

Adopting 
Summary 
Measures 

Apprise • 

Condition 

Affairs 

Adjustment 

To harm you 

We trust 

You will favor us 

With a remittance 

Unless 

Furnish us 

Evidence 

Mistake 

6 N. M. Lyman 
Evanston, Wyo. 
We hand you 

First National Bank 

Abilene 

With enclosed 

Slip 

As this is the 

Third 

Occurrence 

Of this kind 

Ask you 

If you cannot 

Aid 

Securing 

Ordinary 

Current 

Collections 

As you may be aware 

Feature 

Of our business 

Enables us 

First-class 

Claims 

Agencies 

In the effective 

Services 

Rendered 

Prior 

Grant 

Materially 

Helpful 

Ourselves 

Because 

Often 

Occurs 

Is refused 

Debtor 

Aroused 

Notices 

By the time 

Reaches 

Subsequently 

Comparatively 

Easy 

Approval 

Experience 

And we seldom 

Have occasion 
Complain 
Treatment 
Of the bank 
In this case 
Instance 



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TAY 2-PAGE 12ft 



VOCABULARY OF LAW CORRESPONDENCE. 



129 



You will kindly 
Into the matter 
Establish 

For us 

Proper 

Relations 

With another 

Equally 

We shall be pleased 

To hear 
As you see 
Several 

Days 

"Valuable 

Advantage 

Gained 

Any one 

Vigor 

7 H. E. Harris 
Alleghany, Pa. 
Thanks 
Statu quo 
Until 
Probably 
Topeka 
Ground 
Action 

Ascertain 
Whether the 
Mortgagee 
disposition 
Take possession 
If he does 

Judgment 

And we will wire you 

I think 

You will find 

I think you will find 

Attachment 

Be necessary 

Whenyou 

Provide 

That you have not 

Advised 

At all 

Hazards 
We deem 
Treacherous 

8 J. M. Jones 

St. Joseph, Mo. 
In reference 

To the abi, /e 

Defendants 

Burned 

At the time 

Owing 

Heavily 

Saved 

Insurance 

Plaintiff 

Have been able to 

To pay 

Everybody 

And their 

Is tied up 

Please advise us 

9 Alf Hopkins 
Houston 
Texas 

Dun's 

Notification 
C. L. Brady 

10 W. Randolph 
Wilmington 
Delaware 
For which 
We beg 

To callyour attention 
Upon which 
Our collections 
Usual 

Exchange 
We deal 
Exclusively 

Correspondents 

Well satisfied 

Terms 

Hereafter 

Recently 

Established 

Offices 

To have considerable 

Time to time 

Outside 

Regarding 

Transacted 



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11 R. E. Howard 
Stockton, Cal. 

We have your letter 

Examination 

Of the books 

Of the plaintiff 

We are sure 

Covers 

Compromise 

Remains 

Unpaid 

Purporting 

Kindly send 

Lieu 

And they will 

Should same 
Genuine 
Early mail 

12 D. J. Hunter 
Bangor, Me. 
Telegrams 
Indemnifying 
Character 
Effort 

Be necessary 
You will not 
Hesitate 

Utmost 

Expedient 

Alternative 

Vigorous 

Value 

Stock of goods 

Before the bill of sale 

Myself 

Pleasure 

Opportunity 

Field 

We may have 

Mutually 

Agreeably 

Profitable 

13 Eli Lewis 
Toledo, O. 
With enclosure 
We have examined 
Abstract 

Title 

Lots 

Which you desire 
'James Gray 
J. Edgar 
Was married 
Harriet Lane 
Subsequently 
Conveyed 
Peter Smith 

In the meantime 

Death 

Recording 

Maria Allen 

To the property 

Explains 

Basis 

Unhesitatingly 

Pronounce 

Blackmail 

Endeavored 

Refuses 

Release 

Desirous 

Without 

14 F. W. Cosgrove 
Cleveland, O. 
Of this month 
Obtained 

Of this county 

I am of the opinion 

This time 

Entirely 

Uncollectible 

Probably 
Stranded 
I, eye 

Itself 

To make this 

Rely 

15 F. Kelsey 
Buffalo, N. Y. 
Garnishment 

Was filed 

Of the clients 

Verdict 

I am rather 

Inclined 

To the opinion 




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VOCABULARY OF LAW CORRESPONDENCE. 



Balance 
Dropped 
Who is the counsel 

For the defendant 
For the plaintiff 
Confident 

Is fully satisfied 
That there is nothing 
And chat the claim 

Valid 

In a few days 

Friends 

Steelville 

Insist 

Begin 

Taking 

Testimony 

With best 

B. Windom 

Rockport 

Please give the 

Bearer 

Possibly 

Contract 

Signed 
Between 
Your company 

Which case 

Comes 

In the morning 

To have the 
Written 
As it is the 
Evidence 
Agreement 
That you have 

17 W. H. Acres 
Des Moines, la. 
Herein 

Form 

Bond 

Replevin 

Stationery 

Basement 

I think you will find 

18 W. C. Adkins, Esq. 
Hartford, Conn. 
Proxy 
Afternoon 
Certificate 
Incorporation 

Please send me 

Conveniently 

Contributed 

Garland 

Description 

Belonging 

Developed 

Contribution 

Hopkins 

Cobalt Co. 
After I have 
Charter 

19 Edward Johnson 
Atlanta, Qa. 

You will take notice 

Motions 

Sale 

Devise 

Testament 
Probate Court 
Jackson County 

Assets 
Estate 
Earliest 

20 H. S. Tipton 
Qrand Rapids 
Executive 
Session 
Subject 
Debate 

You were 

Heretofore 

Selected 

Affirmative 

It is advisable 

Amend 

Section 

Revised 

Statutes 

Missouri Bar Association 

To abolish 

Abolish 

Distinction 

Counties 

Population 




w«/~ 



L 



* 



V, L£! 



.Ai.. 



And to make 

Individual 

Triable 

Thereof 

Prepared 

On this question 

21 A. B. Moore & Co. 
Utica, N. Y. 

Held 

Pertle Springs 
You were 
As a delegate 

Delegate 

For the association 

Cleveland 

Organized 

Proceedings 

Addressing 

M. D. Kelsey 
Secretary 
Washington, D. C. 

22 J. P. Warden 
Davenport, la. 
Was received 
Extension 

Of the time 
For the payment 
Seligman 
Inconvenience 
1 am obliged 

Pasturage 

Take 

Continuance 

23 E. A. Atwood 
Seattle, Wash. 
Versus (vs.) 
Compromised 
Dismissed 
Clerk 

24 F. E. Smith 
Referring 
James Allen 
Western 
Avenue 
Corner 

Somewhat 
Perplexed 
By the fact 

At the time 

Actual 

Possession 

You should have 

Ascertained 

Principle 

You will have 

Difficulty 

You will have difficulty 

25 J. W. Davidson 
Louisiana, Mo. 
Notify 
Interplea 
Bridget Maloney 
O'Mara 

26 R. H. Hornidy 
Covington, Ky. 
Southwest 

Granted 
Joseph Murphy 
Heirs 

J. L. Taylor 
Treaty 
Great Britain 

Ignored 

Litigation 

Finally 

Declared 

Null and void 

Traded 

There are thousands 

Deeds 

At the same time 

Embraced 

Surveyed 

Straight 

Source 

Issued 

Patents 

Designated 

Tract 

Ink 

I am sure 
You can not 
Absolutely 

Owned 
Occupy 
Bogus 



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TAV I -PACK »30 



TAV a -PACE L&O 



VOCABULARY OF LAW CORRESPONDENCE. 



131 



27 R. D. Porter 
Wentworth, Colo 
Relation 

Transfer Co. 

Thereto 

General manager 

Director 

Treasurer 

Operating 

Department 

Wyandotte 

Connection 

Realizing 
Responsibility 
Of the same 
And to have 
Checks 
Correspond 

American 
Transact 
Our business 

28 J. B. Carter 
Harrisonville 
In reference 

Degarno 

Firm 

Consisting 

Bradley 
Summons 
Was served 

We have l.een 
Unable to 
Bring 

To serve 

Attachment-in-aid 

As he 

Southwestern 

Succeeded 

Locating 

In an 

Adjoining 

Predicted 

Alias 

Defense 

Sued 

Knowledge 

Dissolved 

Partnership 

Communicate 

Anticipating 

Merchant 

Was a member 

Assignment 

Execution 

Presence 
Anyone 
Whether or not 

29 T. H. Cosgrove 
Lowell, Mass. 
Dropped 
Starting 

Trip 
Submission 

Behalf 

Sickness 
And a failure 

Investment 

Regret 
Submit 

My examination 

Armourdale 

Manufacturing 

Suburbs 
Across 
Under the 

Consolidation 

Westport 

Swift 

Packing Co. 

Alcrott 
Packing house 

Establishments 
Inquiring 
Real estate 

Profitable 

Visited 

Impressed 

Inducements 

Offered 

Contiguous 

Thickly 

Street 

Railway 

Operation 

Nearer 

In construction 



L* 



^ 



a x_a. 




Sidewalks 

Now constructed 

Front 

Per annum 
Payable 
Semi-annual 
Annually 
There will be 
Beyond the 

Hence 
Instalment 
To pay nothing 

Idea 

Released 

Events 

Worth 

Mundane 

Insure 

Of this 

Undertaking 

Endeavor 

And I think 
Proposition 
Assuming 

Regardless 
How long 
Remain 

Addition 

Surrender 

Details 

Hesitate 

Reject 

Submitted 

Special words 

Frequent and difficult 

Unless you know them 

Dislike 

Dislocate 

Dislodge 

Dissolve 

Disclose 

Discrimite 

Determination 

Reporter 

District 

Re-district 

Statistics 

Election 

Politics 
Political party 
Democratic party 

Republican party 
People's party 
Populist 

Free silver 
Bimetalism 
Bimetalist 

Monometalist 

Monometalism 

Office-seekers 

Appointment 

Tariff 

Prosperity 

Reciprocity 

Reciprocate 

President 

Vice-president 

Chairman 

Newspaper 

Demagoguery 
Fellow citizen 
Fellowship 

Disinterested 

Dishonest 

Disintegration 

Disloyal 

Disobedient 

Disoblige 

Disorder 

Disregard 

Disown 

Nomination 

Loyalty 

Prohibition 

Saloon 

Slum elemeni 
Campaign 

Fundamental 

Foundation 

Unknown 

Language 

Literature 

Science 

Scientific 

Collegiate 

Philanthropic 



L^k 



5y^X/^.\^. 



V, 



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TAV ft-PAGE 131 



M10 



LETTERS SELECTED FROM 



Law Correspondence. 



i. 

A. S. Lacey, Esq., 

Chicago, 111. 
Dear Sir : — 

We, the undersigned committee, 
appointed by the Missouri Bar Associa- 
tion, hereby cordially extend to you an 
invitation to deliver before that body, at 
the next meeting, on the 2d inst., your 
celebrated lecture on Ancient Law. 

An early and favorable reply will greatly 
oblige, 

Yours truly, (54 words) 

2. 

Mr. S. Simmons, 
Paola, Kans. 
Dear Sir : — ■ 

We have this day received notice 
from the attorneys of your wife, in the 
divorce suit now pending, that they will 
commence taking depositions of Wit- 
nesses at Parsons on the 26th inst. , at the 
office of James Kelly, commencing at 10 

A. M. 

Please confer with us at your earliest 
convenience in reference to same. 

Yours truly, (65 words) 



Mr. S. M. Brown, 

Bloomfield, N. J. 
Dear Sir : — 

As directed by you, we have fore- 
closed your chattel mortgage against C. 
Grady, by taking into our possession all 
of his household goods and effects. m 

Two hours afterwards he came in and 
made us a proposition to pay $10.00 down 
and $10.00 every 30 days, until the whole 
amount of $150.00 is settled. 

If you are willing to make this arrange 
ment, please let us know. 

Yours truly, (80 words) 

4- 
Haydon Bros., 

Sioux City, la. 
Gentlemen : — 

Mr. Blank has handed me your let- 
ter to him and requested me to answer it. 
There have been unexpected delays in 
the litigation of Raymond, yourself et al., 

132 



against Adams & Flora. The delays are 
owing, in part, to the fact that the lawyers 
on the other side are fighting at every 
step on technical points, trying to stave 
off the trial on the merits. This they 
have a good opportunity to do in this 
case. The plaintiff, Mr. Raymond, died; 
one of the defendants, Col. Rainey, died 
some little time after; and, last of all, 
Judge Thauer, before whom the case was 
pending, was appointed judge of the 
United States Court, and the case had to 
be taken up by a new judge who knew 
nothing of what had gone before. But 
for these facts the case would have been 
tried a long time ago. After a great deal 
of pushing, I succeeded in submitting an 
argument on the demurrer last week. 
The demurrer is now under advisement. 
I confidently expect a decision on the de- 
murrer in our favor, and, if decided in 
our favor, the case will come up for trial 
this fall. I have not the slightest doubt 
about the ultimate success of the case, 
whatever may be the views of the present 
judge. Should he decide against us on 
the merits, I would advise an appeal to 
the Supreme Court at once. 

Yours truly, (245 words) 



5- 

J. H. Hume, 

Storm Lake, la. 
Dear Sir : — 

In re 800 we note yours of the 9th 
ult, but have, under date of March 28th, a 
letter from S. T. Smith stating that our 
notice that we hold an account against 
him is a surprise, as he had paid it in full 
to you last fall and has your receipt for 
same. Accordingly, after conference with 
our clients we find that the account was 
sent to you and that it was returned 
unpaid. We now hold their draft on 
you for the amount which they have 
instructed us to collect at once. Before 
adopting any summary measures, how- 
ever, we deem it but fair to apprise you 
of the condition of affairs with a view to 
adjustment by you, as we do not desire to 
harm you. 



LAW CORRESPONDENCE. 



133 



We trust, however, you will favor us 
with a remittance, unless you can furnish 
us with evidence of a mistake. 

Yours respectfully, (163 words) 

6. 
Mr. N. M. Lyman, 

Evanston, Wyo. 
Dear Sir : — 

In re 774 we hand you herewith 
papers returned to us by the First National 
Bank of Abilene, with enclosed slip. 
As this is the third occurrence of this 
kind, we write you now to ask if you can- 
not aid us in securing a bank at Abilene, 
through which to send our ordinary cur- 
rent collections. As you may be aware, 
the feature of our business which enables 
us to secure first-class claims, in advance 
of other agencies, is in the effective ser- 
vices rendered prior to suit. This is ma- 
terially helpful in the end, to attorneys, 
our clients and ourselves, because, as 
often occurs, when payment is refused 
through a bank, the debtor is fully aroused 
through the medium of our notices, etc., 
and by the time the claim reaches your 
hands the subsequent steps are rendered 
comparatively easy. Of course, we use 
the banks as above, only for what we 
consider fresh, easy claims, and not for 
the purpose of keeping the business out of 
the hands of attorneys. 

Our plan is approved by years of ex- 
perience, and we seldom have occasion 
to complain of the treatment received at 
the hands of banks, as in this case. We 
trust you will kindly look into the matter, 
and set us right with this bank, or if you 
will establish for us proper relations with 
another bank equally as good, we shall be 
pleased to hear from you. In this in- 
stance, as you see, several days' valuable 
time has been lost and no advantage 
gained to anyone. 

Please push this matter with vigor, re- 
porting to us fully on blank enclosed. 

ours truly, ( 284 words ) 

7- 
Mr. H. E. Harris, 

Alleghany, Pa. • 
Dear Sir : — 

Thanks for report of the 20th inst. 
Clients say hold matter in statu quo until 
Thursday or Friday of this week, when 
Mr. H. will probably be in Topek?, and 
look over the ground carefully to decide 
further action. However, be careful to 
ascertain whether the mortgagee shows 
any disposition to claim the stock. Take 
possession if he does, or if in your judg- 
ment there is any danger of this, wire us 
at once, and we will wire you instructions 
for summary measures. By reference to 
bond furnished, I think you will find that 
it covers the attachment also, should 
same be necessary. If not, notify us 
when you write and we will provide same. 



We note that you have not, as yet, re- 
turned our contract accepted. Keep us 
fully advised. Protect our interests at all 
hazards, as we deem these parties treach- 
erous. 

Yours truly, (154 words) 

8. 
Mr. J. M. Jones, 

St. Joseph, Mo. 
Dear Sir : — 

In reference to the above claim, the 
defendants were burned out February 3d, 
at the time they were owing heavily, their 
debts amounting to $15,000. A whole- 
sale house of Kansas City brought suit 
against them in the United States court. 
What stock they had saved from the fire 
and also their insurance was attached by 
the plaintiff. If they had been let alone, 
they would soon have been able to pay 
everybody, but now they are out of busi- 
ness, and their property is tied up. The 
claim is a bad one. However, if you de- 
sire judgment taken, please advise us. 

Yours truly, (113 words) 

9- 
Mr. Alf. Hopkins, 

Houston, Tex. 
Dear Sir : — 

We notice in Dun's notification 
sheet of to-day that C. L. Brady has given 
a chattel mortgage on his stock of goods 
for $80. 

We have a similar claim in your hands 
and state this for your information. 

Yours truly, (48 words) 

10. 
Mr. W. Randolph, 

Pierce City, Mo. 
Dear Sir : — 

In regard to claims 435 and 437, we 
enclose $25 in this instance and beg to 
call your attention to the bank upon 
which all our collections are made. We 
pay banks usual exchange and, as we deal 
very exclusively with banks, our corre- 
spondents are all very well satisfied with 
these terms. We trust you will hereafter 
be willing to attend to our collections at 
similar rates. Having recently established 
these offices to handle western collec- 
tions, we trust to have considerable busi- 
ness with you from time to time, and 
desire, if possible, to have an under- 
standing at the outset, regarding the 
rate upon which our business will be 
transacted. 

Hoping this will be satisfactory to you, 
we are 

Yours truly, (135 words) 

11. 
Mr. R. E. Howard, 
Stockton, Cal. 
Dear Sir: — 

In reference to claims 635 and 637, 
we have your letter to the First National 



*34 



LAW CORRESPONDENCE. 



Bank, but, after careful examination of the 
books of the plaintiff, we are sure that the 
receipt you hold simply covers the settle- 
ment of the old account by compromise, 
and that the account remains unpaid. If, 
however, you hold a receipt purporting 
to cover same, kindly send it to the 
First National Bank, taking their receipt 
in lieu, and they will forward to us for 
examination. Should same prove to be 
genuine, we will, of course, receipt you. 
Trusting to hear from you by early 
mail, we are, 

Yours truly, (117 words) 

12. 

Mr. D. J. Hunter, 

Bangor, Me. 
Dear Sir : — 

In reference to claim 262, yours of 
the 2d and two telegrams received. They 
are for prompt action, which we hope is 
in time. We have to-day exchanges for 
indemnifying bonds. As requested, we 
look to you for anything further required 
in regard to the character of the parties. 
We think this to be, as you say, an effort 
to beat the plaintiff. Should any sum- 
mary measures be necessary, you will 
not hesitate to push it with utmost vigor. 
Mr. B. found on going to Mr. E. that the 
case had gone so far that a compromise 
would not be expedient, so unless you 
can secure the claim required, we see no 
alternative but a vigorous suit. Please 
report to us promptly the value of the 
stock of goods invoiced before the bill of 
sale. I shall give myself the pleasure of 
calling upon you the first opportunity, 
and trust in this field we may have con- 
siderable business with you mutually, 
agreeably and profitably. 

Yours truly, (175 words) 

13- 

Mr. Eli Lewis, 

Toledo, Ohio. 
Dear Sir : — 

Your favor of the 25th at hand with 
enclosure. We have examined the ab- 
stract of title to lots which you desire to 
purchase from James Gray and find 
that in 1838 J. Edgar was married to Har- 
riet Lane ; that three years subsequently 
they conveyed it to one Peter Smith from 
whom J. Edgar received his title. This 
deed was not placed on record for five 
years after. In the meantime, Harriet 
Lane died, and about a year after her 
death, or two years prior to the recording 
of the deed, he married one Maria Allen. 
About six months prior to the recording 
of the deed, he died, and his wife married 
one James Lanning. You have called 
our attention to the fact that Maria L. 
claims title, or some title, to the prop- 
erty. The above explains the basis of 



her claim. We, unhesitatingly, pronounce 
it a piece of blackmail. We called upon 
her and endeavored to show her that the 
fact of said deed not having been placed 
on record gave her no right to claim the 
property, but she refuses to release for 
less than $100. If you are desirous 01 
owning the property, we think you would 
be safe, in fact, we know you would be 
safe, in purchasing it without reference to 
her claim. 

Yours truly, (231 words) 

14. 

F. W. Cosgrove & Co., 

Cleveland, Ohio. 
Gentlemen : — 

On the 20th of this month, I ob- 
tained judgment in the Supreme Court of 
this county, against C. & Co., for $560.25 
on your note. I am of the opinion that 
the judgment, at this time, is entirely un- 
collectible, because I think they are prob- 
ably stranded. However, I will keep my 
eye on them, and if opportunity presents 
itself to make this claim, you may rely on 
its being done. 

Yours truly, (86 words) 

15. 
Mr. F. Kelsey, 

Buffalo, N. Y. 
Dear Sir : — 

The first of the L. & Co. garnish- 
ment cases which was filed for trial to- 
day came up, and, after a short examina- 
tion of the clients, the jury promptly 
rendered a verdict in our favor. I am 
rather inclined to the opinion that the 
balance of the garnishments will be drop- 
ped, for the reason that S. , who is the 
counsel for the defendant, I feel quite 
confident, is fully satisfied that there is 
nothing in the garnishment and that the 
claim of L. is valid and will stick. You 
might, in a few days, see our friends in 
Steelville and see how they feel about 
going any further in the matter, because 
if they insist on going to trial, we might 
as well begin taking testimony and get 
ready. 
With best wishes, I am, 

Yours truly, ( 143 words) 

16. 
Mr. B. Winton, 

Rockport, N. Y. 
Dear Sir : — 

Please give the bearer, if you can 
possibly find it, the contract made and 
signed between your company and A. & 
C, whose case will come up in the morn- 
ing. I would like very much to have the 
written contract, as it is the best evidence 
of agreement that you have. 

If convenient send by bearer, and greatly 
oblige, 

Yours truly, (69 words) 



LAW CORRESPONDENCE. 



135 



17. 
Mr. W. H. Acres, 

Des Moines, la. 
Dear Sir : — 

Herein I hand you form of bond for 
a bond in replevin, which please prepare 
for S. B. & C. Book and Stationery Co., 
whose place of business is in the base- 
ment of the Q. building. I think you will 
find it a very satisfactory bond. 

Yours truly, ( 55 words ) 

18. 
W. C. Atkins, Esq., 
Hartford, Conn. 
Dear Sir : — 

Your proxy to Mr. Little by tele- 
gram came in time. We held the meet- 
ing this afternoon and everything went 
through all right. I shall send you cer- 
tificate of incorporation by Monday or 
Tuesday. 

Please send me, as soon as you can 
conveniently, statement of how much 
stock was contributed by each party in 
the Garland Co., also description of 
land belonging to that company. I 
understand that 140,000 shares is to be 
developed stock, and that you are to con- 
tribute 70,000, and Garland, Williams, 
and Hopkins are to contribute 70,000. 

Mr. Hopkins instructed me to buy 
books for the Cobalt Co., the same 
as you bought for the Garland, and 
they instructed me to send my bill for 
fees, books and other items to you, which 
I will do after I have paid for the books. 

The Garland charter has been recorded 
and is now ready for delivery to you. I 
shall hold it here, however, until I get 
the charter for the Cobalt ready and send 
them both at the same time. 

Yours truly, (188 words) 

19. 

Edward Johnson, 

Atlanta, Ga. 
Dear Sir : — 

You will take notice that motions 
have been filed by George Jones, the sole 
devisee under the last will and testament 
of William James, asking for order of 
Probate Court of Jackson county, Mis- 
souri, to pay over to him all, or a portion, 
of the assets of said estate, and that said 
motion will be called up at the earliest 
date on which the same can be heard in 
the Probate Court of Jackson county, 
Missouri, at Kansas City. 

Yours truly, (87 words) 
20. 
H. S. Tipton, Esq., 

Grand Rapids, Mich. 
Dear Sir : — 

The Executive Committee of the 
Missouri Bar Association was in session 
to-day and changed the subject of debate 
on which you were, heretofore, selected 
to lead the affirmative, as follows : 



"It is advisable to so amend Section 
3514, Revised Statutes, as to abolish the 
distinction there made between counties 
having more or less than forty thousand 
population, and to make all individual 
cases in the Supreme Court triable at the 
first term thereof." 

Please be prepared to lead the affirma- 
tive on this question. 

Yours truly, (98 words) 

21. 
A. B. Morse & Co., 

Utica, N. Y. 
Gentlemen : — 

At the meeting of the Bar Associa- 
tion, held at Pertle Springs on June 18th, 
you were selected as a delegate to the 
National Bar Association, which meets at 
Cleveland, O., August 8th next. The 
National Bar Association was organized 
at Washington on the 22d day of May 
last, and a full report of the proceedings 
of that meeting can be had by addressing 
M. D. Kelsey, Esq., secretary of the Na- 
tional Bar Association, Washington, D.C. 
Yours truly, ( 88 words ) 

22. 

J. P. Worden, Esq., 

Davenport, la. 
Dear Sir : — 

Your note of the 20th ult. was re- 
ceived to-day. The extension of the time 
for the payment of the Seligman note 
to August 6th, I hope will prevent put- 
ting you to any inconvenience to pay 
the interest, up to the time of the payment 
of the note. 

I am obliged for the information con- 
cerning the pasturage and will take steps 
to prevent its further continuance. 

Yours truly, (77 words) 

23- 

E. A. Atwood, 

Seattle, Wash. 
Dear Sir : — 

The case of John Smith vs. Robert 
Browning has been compromised and 
settled, and is to be dismissed at the cost 
of Smith. 

Please get the amount of cost from the 
clerk and report to 'us without delay. 

Yours truly, (47 words) 

24. 

F. E. Smich, 

Kansas City, Mo. 
Dear Sir : — 

Referring to your suit against James 
Allen for possession of the 28th and 
Western Avenue corner, we are some- 
what perplexed by the fact that, at the 
time you purchased the property, Allen 
was in actual possession, and the attor- 
ney representing him claims that this fact 
was sufficient to put you on your guard, and 
was a notice to you that he held posses- 
sion of the land by some title, and that 



136 



LAW CORRESPONDENCE. 



you should have ascertained what the 
title was before buying. This seems to 
us to be a statement of correct principle, 
and one which you will have difficulty in 
getting over. 

Yours truly, (113 words) 

25- 
J. W. Davidson, 

Louisiana, Mo. 
Dear Sir : — 

This is to notify you that your inter- 
plea was filed in the case of Bridget Ma- 
loney vs. Bridget O'Mara, and is set for 
trial on the 28th inst. Please be on hand 
with your witnesses. 

Yours truly, (45 words) 

26. 
R. H. Hornidy, 

Covington, Ky. 
Dear Sir : — 

Yours of the 24th at hand, and in 
reply will state that in 1792 all Southwest 
Missouri was granted to one Joseph Mur- 
phy, and transferred by his heirs to J. L. 
Taylor ; but in the treaty of 1803, between 
the United States and Great Britain, this 
particular grant was ignored, and after 
much litigation was, finally, by the Su- 
preme Court of the United States, de- 
clared null and void. 

In the meantime, the land was traded 
to different parties and they have kept it 
up to this day. There are thousands of 
deeds upon record, coming through the 
above title. At the same time, the United 
States had the land, embraced in this 
large grant, surveyed and put upon the 
market. 

There are two sets of claims with 
straight titles from .he source of each 
base. Now, in Section 4, lot 6, and range 
19, the United States issued patents, as 
is designated in each tract. Of course, if 
you can trace your title through any or 
all of these red ink gentlemen, you are 
all O. K., but I am sure you cannot. The 
land is absolutely owned by the parties 
who occupy it. You are simply left with 
a bogus title. 

Yours truly, (213 words) 

27. 
R. D. Porter, 

Wentworth, Col. 
Dear Sir : — 

Your favor of the 23d inst. , in re- 
lation to suit brought by John Smith vs. 
the Landis Transfer Co., came duly to 
hand. In reply thereto we have to say, Mr. 
Smith is not in any way the general mana- 
ger of the company. He is the director and 
treasurer and pays no attention to the 
operating department, either in buying, 
selling, receiving, or issuing orders, and 
his business in Wyandotte, on the day on 
which service was had in this case, was 
for the express purpose of saving the 



property and for no other reason what- 
ever. Mr. Smith's duties in connection 
with the business is simply to receive 
money due the company, he realizing 
that his only responsibility is to keep a 
correct record of the same and to have 
his checks agree and accounts corre- 
spond with the American National Bank, 
through which we transact our business. 
Yours truly, (155 words) 

28. 
J. B. Carter, Esq., 

Harrisonville, Tex. 
Dear Sir : — 

Yours of the 2d, in reference to the 
Degarno suit, is at hand. We brought 
suit on notes against Degarno &' Co., 
the firm consisting of Degarno, Bradley 
and Smith. The suit was brought at the 
first term in April. Summons were served 
on Degarno. Smith and Bradley were 
not to be found in the country. We have 
been unable to find Bradley, and in order 
to bring him into court had to serve an 
attachment-in-aid, as ne owria property 
in the southwestern part of the state. After 
considerable trouble and expense, we 
succeeded in locating him in an adjoining 
county. We had predicted an alias, and 
had the summons served on him. He 
filed answer setting up as his defense 
that the two notes on which we sued were 
signed by the firm of Degarno & Co., 
without his knowledge or consent, and 
after the firm had dissolved partnership. 
We were limited to five days for reply, 
and could not communicate with you, 
but, anticipating that you had received 
notice, we filed reply, setting up that 
the notes were given in payment of mer- 
chandise sold by you to the firm of 
Degarno & Co. while Smith was a mem- 
ber. We understand that your agent 
took these notes while passing through 
the city. Please get a statement from 
him on all forms of assignment and exe- 
cution of notes, by whom the same were 
signed, in whose presence, if any one, 
and whether or not in his presence. 

Yours truly, (259 words) 

29. 

Mr. T. H. Cosgrove, 

Lowell, Mass. 
Dear Sir :— 

Your letter of the 28th was dropped 
into my office this morning, just as I was 
starting out on a trip in your behalf. 
Sickness in place of business and a failure 
to find any satisfactory investment for 
you, have caused the delay in the matter 
which I very much regret. I will submit 
for your consideration the purchase of 
two lots, which I had about decided on, 
before the receipt of your letter and my 
examination to-day of the property. 



LAW CORRESPONDENCE. 



137 



Armourdale is one of Kansas City's 
manufacturing suburbs, located just 
across the line in Kansas, but now a 
part of Kansas City, Kans., and West- 
port. In Armourdale is located the 
Standard Oil Works, the Swift Packing 
Co., the Alcott Packing House, and other 
establishments. After fully inquiring into 
the real estate in Kansas City, that would 
be reasonable and profitable for $600, I 
visited Armourdale and was at once im- 
pressed with the inducements offered 
there. I had selected for you two con- 
tiguous lots of 25 feet front each, located 
in a thickly settled portion of the town, 
not far from the street railway, now in 
operation, and still nearer one now in con- 
struction, with sidewalks now constructed 
in front. 

The price of these lots is $1,600, and 
can be purchased on the following terms : 
$600 cash, $500 in one )^ear, and $500 in 
two years, interest at the rate of 10 per 
cent per annum, payable semi-annually. 
If you purchase this property, there will 
be nothing to pay beyond the $600 until 
six months hence, when the first instal- 
ment of interest, $50, will be due. Then 
you will be required to pay nothing more 
until the end of the year. My idea about 
the matter is this, that before the end of 
the year the lots can be sold at a fair 



profit, and thus you would be released 
from paying any more on them ; but at 
all events, you could dispose of the lots 
before the next $500 note would be due. 
My opinion in regard to it was approved 
by two gentlemen who were with me, that 
these lots would be worth, one year from 
now, $3,000. I feel as well satisfied as 
any one can, on mundane matters, that 
this price for these lots would insure you 
against all loss and would net you in the 
end more than 10 per cent. If this seems 
to be too much of an undertaking for you, 
I will endeavor to select a single lot in 
Armourdale. The lots go in pairs and, I 
think, will sell better in that way. 

I will make this further proposition to 
you, if you will make the $600 payment 
on these lots, I will take one-half interest 
with you by assuming and paying interest 
on the $800 to be secured in two notes of 
$400 each, which would leave you only 
$200 and interest, regardless of how long 
the property might remain in your hands. 

In addition I will attend to all the de- 
tails of the purchase and sale of the prop- 
erty. Let me hear from you, at your 
earliest convenience, and do not hesitate 
to reject the matter submitted for your 
consideration, if it does not entirely meet 
your approval. 

Yours truly, (578 words) 



I3» 



VOCABULARY r>V LEGAL FORMS. 



1 State of Missouri 
Circuit Court 
Supreme Court 

Plaintiff 

Defendant 

Promissory 

Promise 1 
Value received 
Thereof 

Exhibit 
Remains 
Wherefore 
i Whereon 
Particulars 
Appears 

Itemized 
Herein 
Queen City 

3 Mercantile Co. 
Corporation 
Organized 

Wares 

Merchandise 

Credits 

Thereon 

Hereto 

Farmers 

4 Hedge 
Moves 
Insolvent 

Unsatisfied 
Ought not 
Defend 

Sufficient 
Whereas 
Deed of trust 

6 Recorder's 
Conveyed 
Trustee 

To-wit 

South 

East 

North 

West 

Southwest 

Southeast 

Northeast 

Northwest 

Quarter 

Section 

Township 

Acres 

Deducted 

Streets 

Alleys 

Default 

Principal 

Legal 

Holders 

Owners 

Notice 

Undersigned 

Highest 

Bidder 

Aside 

Unknown 

6 Sole 
Surviving 
Heirs 

Deceased 

Petitioners 

Residents 

Hereunto 

Publication 

Verdict 

7 Therein 
Erred 
Admitting 

Irrelevant 

Incompetent 

Immaterial 

Competent 

Behalf 

Evidence 

Support 

Submitting 

Court of appeals 

8 Interpleader 
Assignment 
Brief 

Appellant 

Petition 

Partition 

Thereto 

Co-partnership 

Western 



X I iw: 

1 



.^. ,ZL 



j£. ">..A 







± 



K 



I ^ 




District 

Issued 

United States Marshal 

Virtue 

Unsatisfied 

Levied 

Seized 
Estate 
Aforesaid 

Marshal 

Pursuant 

Levy 

Vendue 
Satisfy 
Knocked 

Become 

Owned 

Common 

Respective 

Appointment 

Suitable 

Receiver 
Preserve 
Mandamus 

9 Honorable 
Relator 
Constitute 

Audit 

Indebtedness 

Contingencies 

Criminal 

Outstanding 

Hereinafter 

Hereto 
Hereof 
Items 

Include 

Examine 

Prosecuting 

Revised 

Statutes 

Audited 

Remedy 

Moneys 

Funds 

Neglected 

Perform 

Forthwith 

10 Sheriff 
Rightful 
Thence 
Creditor 
Issued 

Lawrence County 
Levied 
Procured 
Issuance 

Returnable 

Lawful 

Owner 

11 Domicil 
Judicial 
Surrender 
Exempt 
Congress 
Relating 

Bankruptcy 

Schedule 

Annexed 

Verified 

Petitioner's 

Provisions 

Inventory 
Adjudged 
Bankrupt 

Purview 

Foregoing 

Solemn 

12 Belief 
Adjudication 
Justly 

Deponent 

Set-offs 

Counterclaims 

13 Corporation 
Incorporated 
Authorized 

14 Conditional 
Lien 
Empowered 

Assets 

Redeem 

Therefrom 

Adverse 
Thereat 
Referee 




^ I.! 1* 



/^ 



^A* 



TAY I -PACE "38 



-IZ 2 ^Z 



TAV 2 -PAGE. 138 



Forms of Legal Papers. 



FOR THE CONVENIENCE OF STENOGRAPHERS. 



Note. — The student should study these forms carefully and practise writing 
them on the typewriter, to become familiar with them. 



1. 

STATE OF MISSOURI, 1 gs 
GREENE COUNTY. - J 

In the Circuit Court of Greene County, Missouri, May term, 1898. 
J. C. Graham, Plaintiff, ^ 

vs. I ACTION ON NOTE. 

D. M. Noble, Defendant. J 

Plaintiff for his cause of action says that defendant, on the first day of Decem- 
ber, 1897, by his promissory note of that date, by him duly executed, promised, for 
value received, to pay to plaintiff in one year after the date thereof, Five Hundred 
Dollars, with interest from date of note at the rate of eight per cent, per annum 5 
said note being filed herewith and marked exhibit "A" ; that defendant has failed and 
refused to pay any part of said note and interest, all of which remains due and 
unpaid. Wherefore, plaintiff prays judgment for the sum of Five Hundred Dollars, 
together with interest thereon at eight per cent, per annum, from the date of said 

note. 

JAMES W. RICHARDSON, 

Attorney for Plaintiff. 

(The note should be filed with the above paper. ) ( 158 words) 



2. 

STATE OF MISSOURI, j gs 
GREENE COUNTY. i 

In the Circuit Court of Greene County, Missouri, May term, 1898. 
L. D. Martin, Plaintiff, ^ 

vs. [ ACTION ON ACCOUNT. 

D. B. Anderson, Defendant. j 

Plaintiff for his cause of action states that defendant is indebted to him in the 
sum of Three Hundred Dollars for goods sold and delivered to defendant by plaint- 

139 



i4o FORMS OF LEGAL PAPERS. 



iff, the particulars of which will appear in an itemized account herewith filed and 
marked exhibit " A " ; that said sum is due and wholly unpaid. Wherefore, plaintiff 
prays judgment for the sum of Three Hundred Dollars, together with six per cent, 
interest per annum thereon, from November 13, 1897, the date when demand of 
payment was made on the defendant herein. 

W. H. BARTHOLEMEW, 

Attorney for Plaintiff. 

(An itemized statement of the account must be filed with the above paper.) 

(132 words) 



3. 

In the Circuit Court of Greene County, Missouri, May term, 1897. 

Queen City Mercantile Co., Plaintiff, } 

vs. [ ACTION ON ACCOUNT. 

Perry Hampton Mercantile Co., Defendant. ) 

Plaintiff states that it is a corporation organized under the laws of the State of 
Missouri, that the defendant is also a corporation organized under the laws of the 
state of Missouri. That the defendant owes the plaintiff the sum of Seven Hun- 
dred and Fifty Dollars ($750.00), for goods, wares, and merchandise sold and deliv- 
ered by plaintiff to defendant, at defendant's special request, a statement of the 
various bills of goods, the dates of sales and credits thereon being hereto attached, 
marked exhibit "A". That said sum is due, demand having been made on the 
defendant and payment refused, wherefore, the plaintiff asks judgment for said 
amount and interest. 

T. J. DELANEY, 

Attorney for Plaintiff. 

(145 words) 



4. 

In the Circuit Court of Greene County, Missouri, March term, 1897. 

Farmers' Hedge Company, Plaintiff, ) 

vs. [■ MOTION FOR COST. 

St. Louis National Bank, Defendant. ) 

Now comes the defendant and moves the court to require plaintiff to give 
security for costs in this action, for the reason that said plaintiff is an insolvent cor- 
poration, that there are large claims against it, and an unsatisfied judgment in this 
court for the sum of $6,200, and that said plaintiff has no property out of which the 
cost can be collected. 

Wherefore, defendant states that it ought not to be compelled to defend this 
suit until a good and sufficient cost bond is filed. 

C. W. HAMLIN, 

Attorney for Defendant. 



FORMS OF LEGAL PAPERS. 141 



STATE OF MISSOURI, ) gs 

COUNTY OF GREENE. J ' 

C. W. Hamlin being duly sworn upon his oath says that the facts stated in the 
above motion for costs are true, as he verily believes. 

L. DALRYMPLE, 

Clerk of Court. 
Subscribed and sworn to before me, this first day of May, 1897. 
My term as a Notary Public expires the 25th day of May, 1898. 

W. B. SANFORD, 

Notary Public. 

(188 words) 



5. 
TRUSTEE'S SALE. 



Whereas, Jesse M. Kelly and Mary Kelly, his wife, by their certain deed of 
trust, dated the 14th day of July, 1892, and recorded in deed of trust book 118, at 
page 36 1, in the recorder's office, within and for Greene County, Mo., conveyed to 
L. D. Mason, trustee, the following described real estate, to-wit : 

The south half of the east half of the southeast quarter of the southwest quar- 
ter of section 23, township 29, of range 22, containing ten (10) acres, except that 
part deducted and used for streets I0 ° and alleys, all situated in Greene County, Mis- 
souri, in trust to secure the payment of certain promissory notes in said deed of 
trust described, and whereas, default has been made in the payment of said notes, 
interest and principal now past due. Now, therefore, at the request of the legal 
holders and owners of said notes, notice is hereby given that the undersigned, W. 
H. Wilson, trustee, in accordance with the terms of said deed of trust, will sell 
to the highest bidder for cash in hand, at the east front door of the circuit court 
house, in the city of 200 Springfield, Greene County, Missouri, on Saturday, the 17th 
day of April, 1897, between the hours of 9 o'clock a. m., and 5 o'clock p. m., of that 
day, to pay said notes and interest, together with the cost of executing this trust. 

W. H. WILSON, Trustee. 

(252 words) 



6. 
In the Circuit Court of Greene County, Missouri, March term, 1898. 

James M. Patterson, Collector of Rev- 1 
enue for Greene County, Missouri, 

Plaintiff, y MOTION TO SET ASIDE JUDGMENT 

vs. 

The unknown heirs of J. D. Morgan, 

deceased, Defendants. 

Now come W. D. and J. M. Morgan, the sole surviving heirs of the late J. D. 

Morgan, deceased, and state to the court that at the present term of this court, and 

on the 24th day of May, 1897, there was rendered in this court a judgment in the 

above entitled cause against the unknown heirs of I0 ° J. D. Morgan, deceased, against 

certain real estate in said suit set out and described. Your petitioners respectfully 

represent to the court that they are the sole surviving heirs of the said J. D. Morgan, 



142 FORMS OF LEGAL PAPERS. 

deceased. That they are now, and have been, at all times since the death of said 
J. D. Morgan, residents of the county of Greene, and state of Missouri. 

Wherefore, your petitioners pray the court to set aside the judgment herein 
rendered, on said day of said term of court, for the reason that your petitioners, the 
heirs, etc., of said deceased, were residents of Greene County, Missouri, and that no 
service was had upon them by reason of the publication had in this cause. 

BARBOUR & M' DAVID, 

Attorneys for Defendant. 

IN TESTIMONY of all of which we have hereunto set our hands and seals 

this day of 189 . . 

(Signed) W. D. MORGAN. 

J. M. MORGAN. 

(255 words) 
STATE OF MISSOURI, 



COUNTY OF GREENE 

On this day of ". . . . , 189 . . , before me personally appeared W. D. 

Morgan and J. D. Morgan, to me known to be the persons described in and who 
executed the foregoing instrument, and acknowledge that they executed the same 
as their free act and deed. 

WITNESS my hand and seal, this day of , 189. . 

My commission expires as notary public on the day of , 189. . 



Notary Public. 

(343 words) 
(Note. — Of course the stenographer will understand to substitute names de- 
sired in place of names here used, and to leave all places for signatures blank. ) 



In the Circuit Court of Greene County, Missouri, April term, 1898. 

7. 
O. H. Mitchell, Plaintiff, \ 

vs. i MOTION FOR A NEW TRIAL. 

J. E. Watson, Defendant. ; 

Now, at this day, comes the above-named plaintiff and moves the court to set 
aside the verdict of the jury in this case, and judgments rendered herein, and grant 
the plaintiff a new trial for the following reasons, to-wit : 

I. 

Because the court erred in admitting irrelevant, incompetent and immaterial 
evidence offered by the defendant. 

II. 
Because the court refused to admit competent and material evidence offered by 
the plaintiff. 

III. 

Because the court erred I0 ° in refusing to give proper instructions offered by the 

plaintiff. 

IV. 

Because the court erred in giving improper instructions in behalf of the defend 
ant over the objections of the plaintiff. 



FORMS OF LEGAL PAPERS. 143 

V. 
Because the verdict of the jury is against the evidence, and the law and the 

evidence. 

VI. 

Because there is no evidence to support the verdict in this case, and the court 
erred in submitting the case to the jury at all. 

A. B. LOVAN, 

Attorney for Plaintiff. 

(179 words) 



8. 
In the Kansas City Court of Appeals, March term, 1897. 

James Smith, Plaintiff, 

vs. 
James B. Jones, Defendant; 
M. C. Green, Interpleader. 

Appeal from Greene County Circuit Court. 

Abstract of record, assignment of errors and Brief for Appellant. 

On March 25th, 1894, in the Circuit Court of Greene County, Missouri, the fol- 
lowing petition was filed : 

AMENDED PETITION. 
In the Circuit Court of Greene County, Missouri, May term, 1896. 

Samuel Smith, Plaintiff, ^ 

I PETITION FOR PARTITION OF 

James B. Jones, Defendant. ) PERSONAL PROPERTY. 

Plaintiff for cause of action against the defendant states that on the 25th day oi 
October, 10 ° 1893, and long prior thereto, said defendant and one M. C. Green had 
formed a co-partnership to carry on a general mercantile business in Greene County, 
Missouri. That prior to the said 25th day of October, 1893, a judgment was duly 
rendered in the Circuit Court of the United States for the Western District of Mis- 
souri, in favor of one James Smith, and against James B. Jones, for the sum of eight 
hundred and fifty dollars, with interest and cost, and on the 20th day of December, 
1893, said judgment was, 200 for value received, duly assigned by said James Smith to 

A. G. Davidson, and on the 10th day of January, 1894, an execution was duly issued 
on said judgment, directed and delivered to United States marshal for Western 
District of Missouri ; that on the 30th day of January, 1894, said marshal, under and 
by virtue of said execution, and while the same was unsatisfied and in full force and 
effect, levied upon and seized all the right, title, interest, and estate of the said James 

B. Jones, of, in and to the aforesaid 3°° mercantile business. 

That the said marshal gave due notice of the time, terms and place of said 
sale of said property, as required by law, under the said execution, on the 27th day of 
February, 1894, pursuant to said execution, levy and notice said marshal offered 
for sale at public vendue said property to the highest bidder for cash in hand to 
satisfy said execution, and at the said sale the plaintiff was the highest and best 
bidder, and the same was knocked down and struck off to plaintiff by said marshal 
for the sum of six hundred and 4 °° fifty dollars. 



144 FORMS OF LcGAL PAPERS. 

That by virtue of the purchase of the property at said sale, this plaintiff has 
become an owner in common of said property. 

Plaintiff states that the United States marshal refused to deliver said property 
to this plaintiff, although requested to do so. 

Wherefore, plaintiff prays the court for judgment, ordering the sale of said 
property, and partition of the proceeds thereof between the plaintiff and defendant, 
according to their respective interests, and for the appointment of some suitable 
person as receiver to keep and preserve said property until the further orders of this 
court. 



Attorneys for Plaintiff. 

(500 words) 



9. 

In the Circuit Court of Greene County, Missouri, September term, 1898. 



State Ex. Rel. B. S. Chinn, Plaintiff, 

vs. 
A. B. Appleby, H. M. Houston and 
T. S. B. Denby, Defendants. 



PETITION FOR MANDAMUS. 



To the Honorable Court of the County and State aforesaid : 
Your relator, B. S. Chinn, for his cause of action, states : 

That the defendants are each members of the County Court of Greene County, 
Missouri, and that they together represent and constitute the said County Court oi 
Greene County, Missouri. 

That as such court it is their duty, under the law, to audit I0 ° and allow any and 
all claims presented to them as indebtedness against their said county. 

That under certain contingencies the said Greene County becomes and is 
liable for certain criminal costs, and that there is now outstanding against said 
county, and allowed by the defendants as the County Court, certain criminal costs 
that will more fully appear in the statement hereinafter referred to. 

Your relator further represents that he is the owner of certain criminal costs 
for which the said Greene County is liable, and that he became such owner by pur- 
chase, paying value therefor and taking an assignment of the 200 same, and that he, 
therefore, has a right to collect the same. 

That the itemized statement of said costs belonging to him, as aforesaid, is 
hereto attached and made a part hereof. 

That said items of costs referred to are included in and are a part of certain 
bills of costs which were duly examined, approved, and signed by the judge of the 
Criminal Court, and by the prosecuting attorney of said Greene County, Missouri, 
as required by law under Article 14, Revised statutes of the state of Missouri, 1889, 
and that said bills of cost, 3°° as aforesaid, duly examined, approved, and signed, as 
aforesaid, were, on the dates indicated in said itemized statement herewith filed in 
the office of the clerk of said County Court, and were by the defendants as said 
County Court, on the dates indicated in said itemized statement, duly audited and 
allowed by said court as an indebtedness against said county. 

Your relator further represents that on the several dates on which said items 
of cost were allowed, as aforesaid, there were ample moneys in the funds, and to 
come in, with which to pay said items of cost, and that 40 ° it was the duty of the 
defendants as said court to order a warrant drawn for said sum ; but 



FORMS OF LEGAL PAPERS. 145 

That they have refused, failed and neglected to do so, although often de- 
manded by this relator, and requested to perform their duty in that regard, and that 
said defendants still fail and refuse to draw their said warrant for said sums. 

That the total amount due this relator, as aforesaid, and for which he is 
entitled to a warrant, as aforesaid, is the sum of Two Thousand Sixty-nine 
Dollars and Twenty-eight Cents (12,069.28). 

Your relator further states that he is s°° wholly without remedy except by writ of 
mandamus ; and, therefore, 

Your relator prays this honorable court to grant a writ of mandamus under the 
seal of this court, and directed to the said defendants, commanding them to forth- 
with draw their warrants according to law, payable to this relator, for the said sum 
due him, as aforesaid, to-wit : Two Thousand Sixty-nine Dollars and Twenty- 
eight Cents (12,069.28), or show cause why they ought not so to do, if any they 
have. 

STATE OF MISSOURI, ) 
COUNTY OF GREENE. \ b 

B. S. Chinn, of lawful age, first being duly sworn according to law, 6o ° on his 
oath states, that he is the relator in the above entitled petition for mandamus ; that 
he knows the contents of said petition, and states that the matters and things therein 
alleged are true, except such as are alleged on information and belief, and also such 
matter and things he believes to be true. 

Signed : 

Subscribed and sworn to before me this 13th day of September, 1898. 

( 670 words ) 



10. 

In the Circuit Court of Greene County, Missouri, May term, 1896. 

J. M. Hudson, Plaintiff, ^ 

vs. L MOTION TO SET ASIDE SHERIFF SALE. 

H. D. Manning, Defendant. J 

Now comes the defendant and for his cause of action against the defendant 
complains and says that on the 5th day of February, 1896, he was the legal and 
rightful owner of the following real estate in Greene County, Missouri, to-wit : 

Beginning at a point two hundred and eighteen (218) feet north of the north- 
west corner of Block forty-one (41) in the original plat of North Springfield, Mis- 
souri, thence east one hundred I0 ° and forty-two and one-half (142*4) feet, thence 
south seventy-six (76) feet, thence west one hundred and forty-two and one-half 
(142*4) feet, thence north seventy-six (76) feet to place of beginning. 

That on the day of , 189. .., the judgment creditor caused 

an execution to be issued to the sheriff of Lawrence County, Missouri, and by him 
levied upon the real estate of this defendant, the judgment debtor and the owner of 
said real estate, and caused and procured said real estate to be sold without notice 
to said defendant of the issuance of said 200 execution sale, of said real estate, and to 
what term of this court said execution is returnable according to Section 4943, 
Revised Statutes of Missouri, 1889. 

That said execution is returnable at this term of court, and is now returned. 

Wherefore defendant prays this honorable court to set aside said sheriff sale. 



Attorney Tor Defendant and owner of said land. 

( 266 words ) 



146 FORMS OF LEGAL PAPERS. 

11. 

FORMS IN BANKRUPTCY. 
debtor's petition. 

To the Honorable James W. Jones, 

Judge of the District Court of the United States for the Southern Division of 
the Western District of Missouri. 

The petition of H. M. Davis, of Springfield, in the County of Greene, and 
District and State of Missouri, engaged in the Wholesale Stove Business, respectfully 
represents : 

That he has had his principal place of business (or has had his domicil) for 
the greater portion of six months next immediately preceding the filing of this peti- 
tion at Springfield, within said judicial district ; that he owes debts which he is 
unable 10 ° to pay in full ; that he is willing to surrender all his property for the benefit 
of his creditors except such as is exempt by law, and desires to obtain the benefit of 
the acts of Congress relating to bankruptcy. 

That the schedule hereto annexed, marked "A", and verified by your peti- 
tioner's oath, contains a full and true statement of all his debts, and (so far as it is 
possible to ascertain) the names and places of residence of his creditors, and such 
further statements concerning said debts as are required by the provisions of said 
acts: 

That the schedule 200 hereto annexed, marked " B", and verified by your peti- 
tioner's oath, contains an accurate inventory of all his property, both real and per- 
sonal, and such further statements concerning said property as are required by the 
provisions of said acts : That no part of said debt has been paid, except Seventy- 
five Dollars ($75) June 1st, 1895, and Sixty-five Dollars ($65) March Tst, 1896, and 
that deponent has not, nor has any person by his order, or to his knowledge or 
belief, for his use, had or received any manner of security for said debt whatever. 

(300 words) 

Creditor. 
Subscribed and sworn to before me this day of A. D. 18. . 



12. 



PROOF OF UNSECURED DEBT. 



In the District Court of the United States ior the Southern Division of the 
Western District of Missouri. 

In the matter of } 

Henry M. Taylor, > IN BANKRUPTCY. 
Bankrupt. ) 

At Springfield, in said district of Missouri, on the 25th day of March, A. D. 
1898, came Jeremiah Fenton, of Springfield, in the County of Greene, in said district 
of Missouri, and made oath, and says that Henry M. Taylor, the person by (or 
against) whom a petition for adjudication of bankruptcy has been filed, was, at and 
before the filing of said petition, 10 ° and still is, justly and truly indebted to said depo- 
nent in the sum of Six Hundred and Seventy-four Dollars ($674); that the consider- 
ation of said debt is the following note : 



FORMS OF LEGAL PAPERS. 147 

$674. Springfield, Mo., March 1, 1898. 

Ninety Days after date we or either of us promise to pay to the order of 
Jeremiah Fenton at the Bank of 

The Holland Banking Co., 
Six Hundred and Seventy-four Dollars ($674), for value received without defalca- 
tion or discount, with eight per cent, per annum interest from maturity, payable 
semi-annually, and if not paid annually to become as principal and bear 200 the same 
rate of interest. 

HENRY M. TAYLOR. 



Wherefore, your petitioner prays that he may be adjudged by the Court to be a 
bankrupt within the purview of said acts. 



Attorney. 

United States of America, District of Missouri, SS. : 

I, Henry M. Taylor, the petitioning Debtor mentioned and described in the 
foregoing petition, do hereby make solemn oath that the statements contained 
therein are true to the best of my knowledge, information, and belief. (273 words) 

Petitioner. 
Subscribed and sworn to before me this day of A. D. 18. . 



13. 

PROOF OF DEBT DUE CORPORATION. 

In the District Court of the United States for the Southern Division of the 
Western District of Missouri. 

In the matter of 

William H. Martin, V IN BANKRUPTCY. 

Bankrupt. J 

At Springfield, in said district of Missouri, on the 16th day of March, A. D. 
1899, came Charles M. Watson, of Springfield, in the county of Greene and state of 
Missouri, and made oath and says that he is president of the Queen City Manufac- 
turing Co., a corporation incorporated by and under the laws of the state of Mis- 
souri, and carrying on business at Springfield, in the county of Greene and state of 
Missouri, and that he I0 ° is duly authorized to make this proof, and says that the said 
William H. Martin, the person by (or against) whom a petition for adjudication of 
bankruptcy has been filed, was, at and before the filing of the said petition, and still 
is, justly and truly indebted to said corporation in the sum of Eight Hundred Ninety- 
seven and f$j Dollars ($897.50); that the consideration of said debt is the following 
note : 

$897.50 Springfield, Mo., March 16, 1898. 

Six months after date, I promise to pay to the 

Queen Cjty Manufacturing Co., or order, 
Eight Hundred Ninety-seven and y 5 ^ Dollars 200 ($897.50), for value received, at 

Mil 



148 



FORMS OF LEGAL PAPERS. 



The Springfield Savings Bank, Springfield, Mo., with interest at the rate of eight 
per cent, per annum from date, payable annually, and if not so paid, compounded. 

WILLIAM H. MARTIN. 

That no part of said Debt has been paid (except ) ; that there 

are no set-offs or counterclaims to the same (except ) ; and that said 

corporation has not, nor has any person by its order, or to the knowledge or belief 
of said deponent for its use, had or received any manner of security for said debt 
whatever. 

President of said corporation. 
Subscribed and 3°° sworn to before me this day of , A. D. 18. . 

(328 words) 




Court Reporting. 



SUGGESTIONS IN REGARD TO THE DETAILS OF 
ACTUAL COURT WORK, 

Which should be carefully observed by the student, who should not only read and 
study them from a standpoint of theory, but master them in minutest detail, by 
taking the testimony in the following cases, from dictation, and making transcripts 
with Title Page, Caption, and Index, until it can be done accurately, neatly and 
quickly. Notes should be indexed so that anything in them may be found readily. 
Make full transcript on legal length paper several times and put together 
properly with fasteners ready for delivery, until you are confident you can furnish 
a neat, well-prepared and satisfactory transcript. 



Note. — These articles may, from time to time, be dictated to students as new 
matter, for which there is no vocabulary of words from which to prepare for dicta- 
tion. 



STENOGRAPHERS' HABITS. 

Confidence is the cornerstone of success as a ready and accurate reader. 
Some persons who are really competent, from lack of confidence, underrate their 
capabilities, which tends to unnerve and confuse them. Such persons should culti- 
vate the feeling that they are as proficient as others ; and believe what others can 
do they can do. Steady nerves and a "cool head" are essentials, and depend 
largely on habits. The reporter cannot stay out until the "wee sma " hours of the 
morning and then expect to either read or write as accurately and rapidly as if he 
had taken the proper rest at the right time. 

If the stenographer is called upon to read his notes and has to spend much 
time in " finding the place," he will become confused, if at all sensitive to criticism. 



FINDING TESTIMONY, INDEXING NOTES. 

Experience has shown that certain expedients may be used for finding any 
given portion of testimony, thus facilitating the ease of reading. First, the name 
of each witness should be written out in bold, conspicuous longhand. The names 



i5o COURT REPORTING. 



of witnesses and the pages upon which their testimony appears should be written on 
a "temporary memorandum" sheet or "index sheet." Cross-examination, re- 
direct examination, and re-called, should also be indexed on the "temporary 
memorandum ' ' sheet. In fact, this sheet should cover everything in the testimony 
that can be indexed. The stenographer being called upon to read the testimony 
of any witness on a particular subject, must first learn exactly what is wanted, and 
then refer to his "index sheet" for the page upon which the examination from 
which he is to read begins ; he can then run through his notes and quickly find the 
testimony desired. The above method is recommended when loose sheets are used. 



ANOTHER METHOD OF INDEXING NOTES. 

When a tablet is used, a simple, convenient method of indexing is to write 
the name of each witness in longhand, as follows : Turn up the lower end of the 
first leaf before you, about three inches, ard write the name of witness on first line 
at bottom of page, or underside, and turn it back as it was at first, then, holding the 
leaf down with the left hand, take hold of the right-hand corner of the leaf and fold 
it over to the left, until the bottom of leaf on which name is written, extends about 
% of an inch past the left-hand edge of the tablet, with the edges parallel. Crease 
it with the right hand so that it will stay in place, and turn the leaf forward in front 
of you in the direction all the leaves will be turned, and begin writing the testi- 
mony on the next page. Cross-examination, re-direct examination, re-called, 
plaintiff rests, defendant rests, rebuttal of plaintiff, rebuttal of defendant, and 
everything in the testimony that can be indexed should be treated in the same 
manner. 

If called upon to read, ascertain exactly what is wanted and bring all the 
leaves of the note-book back, and your index will be in front of you and all you 
have to do is to read the different items on the left-hand edge of the note-book until 
you find the one you want, when you can at once open your tablet to the right 
place. 

By this method your tablet is neatly indexed when you are through with it, 
and is a convenient reference if filed away as it is. The same method may be used 
in commercial work to good advantage. It will be convenient if only the dates are 
indexed, and it often saves time, but anything of special import may be indexed in 
this way and easily referred to in the future. 



INDEXING TRANSCRIPT. 

When a case is transcribed, the transcript should be indexed, showing the page 
upon which examination of witness commences ; pages upon which plaintiff and 
defendant rested ; page at which testimony closed, etc. The index may appear in 
the front of the transcript, upon the page preceding that upon which the case com- 
mences, in something like the following form, which should be written after the 
" Title of the Court," name of the county, title of the case, names of the parties, etc. 

The abbreviations "Dr.," Cr.," " R. D.," " R. C," indicate the respective 
examinations : 



COURT REPORTING. t 51 



In the Circuit Court of Greene County, Missouri, September term, 1898. 

Richard Roe, Plaintiff, ^ 

vs. > EMBEZZLEMENT. 

John Doe, Defendant. * 

INDEX. , PAGES. — -> 

Dr. Cr. R. D. R. C. 

Richard Roe 1 3 9 15 

John Doe 20 25 29 

Dan Horn 35 

Plaintiff rested 36 

Continue defendant's witnesses in same form : 

Defendant Rested 67 

Plaintiff's Rebuttal 95 

Testimony Closed 109 

Charge of Court 112 

Reported by 



INSERTING OPINION. 

The stenographer should seldom insert his opinion of distance or measure- 
ment in the record until he has requested witness, court or council to state it, and 
if necessary to do so, he should insert in parentheses as follows : (showing about 
two feet). If, however, the distance, space or measurement indicated by the wit- 
ness can be determined with approximate accuracy, a stoppage should not be 
caused in the proceedings, but the distance or measurement inscribed in the notes 
in parentheses. Always use parentheses when putting in your own language, by way 
of explanation. 



STOPPING PROCEEDINGS. 

Never unnecessarily interrupt the proceedings ; but bring the whole legal 
machinery to a complete standstill, if necessary, to make the record absolutely 
correct. Some stenographers are afraid to stop the proceedings for any reason, 
for fear it will be taken as an admission that they cannot report as fast as one 
can talk. 

The transcript of a stenographer who has extreme fears along this line, will 
often require close examination, while, usually, confidence may be reposed in the 
reporter who unhesitatingly stops counsel, witness and proceedings whenever neces- 
sary, and his transcript is not subject to such careful scrutiny. A stenographer is 
supposed to accurately report everything said and done in heated discussion in 
which two or more persons are speaking at once, and the reporter must, in such a 
case, use discretion and endeavor to catch as much of the discussion as may seem 
at all relevant to the cause. It is often surprising to the stenographer himself the 
amount of a discussion he can report under such circumstances. It frequently hap- 
pens that, during such tilts, a counsel may make admissions or statements which 
opposing counsel may wish to take advantage of, and it, not unfrequently, devolves 
upon the reporter to furnish an accurate statement thereof. 



152 COURT REPORTING. 



RAPID WITNESS. 

A speaker who uses grammatical language and speaks distinctly, is much more 
easily reported than one who speaks less rapidly, but who uses a confused anc 
jumbled mass of words to express his meaning. In the latter case, the speaker gen- 
erally repeats his statements, and breaks his sentences, which is confusing to the 
reporter. Avery frequent (but unnecessary) expression used by witnesses is the 
phrase " I says," "he says," "says he," etc. 

While it might be imprudent for the reporter to make any suggestions directly 
to the witness, an intimation to the counsel that the meaning of the witness' last 
statement was not clear, will often have the effect of making the witness more de- 
liberate and clear in his statements. Tact and discretion must be used in such an 
instance, however, to avoid criticism from opposing counsel. 

In instances where the witness is a rapid talker and indulges in long rambling 
explanations of facts, the reporter may get a respite by innocently asking the wit- 
ness to repeat some name, place or date. This is only justifiable as a matter of rest, 
and must be ingenuously done. 



DEPOSITIONS. 



Depositions are read in the trial of cases either to the court or jury, in instances 
where the attendance of witnesses cannot be procured. The proceedings, in taking 
depositions, in respect to form of stating the direct, cross and re-cross examinations, 
are the same as those taken upon the trial of the cause, except that they are taken 
before an inferior officer (most frequently before a notary public), and without a 
jury. Objections may be interposed in the same manner, and indicated in the same 
way as in the trial. The party offering the deposition will, at the proper time, read 
it to the court or jury. The minutes of the reporter should show the name of the 
witness, the place of taking the deposition, and the party on whose behalf it is 
taken. They should also show the rulings of the trial court upon objections made 
to testimony, as in such testimony there are no rulings upon objections, it being 
the function of the trial : udge to pass upon them. 



EXHIBITS. 



By practise it has become the duty of reporters to carefully mark, for identifi- 
cation, formal record evidence when offered, such as notes, bonds, contracts, etc., 
etc. , unless the character of the exhibit is such that, from the nature of the cause 
and the testimony regarding it, the identity is complete. Of course, the instrument 
would be of no value unless identified by transcript. Such instruments are marked 
as follows : "For Identification, Plaintiff's Exhibit A" when formally offered and 
admitted in evidence, "Defendant's Exhibit i." It is advisable to use letters 
for either plaintiff's or defendant's exhibits, and figures for the other. 



OFFER OF PROOF. 

When an objection is made to a question, the attorney asking the question is 
sometimes called upon by the court to state the fact which he expects to prove by 
the witness, in order that the court may know whether testimony called for by the 



COURT REPORTING. 153 



question is competent. The facts stated in reply should be recorded, preceded by 
the words: "Plaintiff (or defendant) offered to prove" or " offered to show the 
following facts." The objections, and the ruling of the court should appear in 
regular form. 



WHAT NOT TO TAKE. 

Frequently a question is asked and the opposing attorney addresses the court 
with "I object." The attorney asking the question, knowing it to be improper, 
asks another question before the court can rule upon the preceding one. Strike the 
first question out by running the pen through it. When anything is repeated two or 
three times, but clothed in different words, it is unnecessary to produce it in the 
transcript. When a question is repeated, some writing may be saved by writing the 
first word of it followed by " question repeated " written in shorthand. 

The stenographer should take no risk on leaving out anything. He must be 
sure that everything is definite and certain. 



QUESTIONS BY THE COURT OR JURORS 

And the answers to them should be taken, the first question being introduced by 
the words " by the court" or "by a juror" as the case may be, and then when the 
counsel takes up the examination, precede his first question by the words "by the 
counsel." 



FILING OF NOTES. 

The court, or judge thereof, may make an order, directing the stenographer to 
file at once, or within a specified time, the original stenographic notes, taken in any 
particular case ; whereupon the stenographer must file same as required. 



NOTES— HOW PRESERVED— WHEN WRITTEN OUT. 

The original stenographic notes in a cause, unless ordered filed, must be 
carefully preserved by the stenographer, for five years after the hearing of the trial ; 
at the end of which time they may be destroyed, and in case he vacates his office 
for any reason within that time, he shall deliver same to his successor to be kept in 
like manner, but unless called upon to do so by some one entitled by law to a copy, 
he is not required to write them out. 



OBJECTIONS, RULINGS, AND EXCEPTIONS. 

There is nothing in the reporter's record so important to the appellant as the 
careful and proper recording of objections, rulings, and exceptions. It is because 
of these that causes are appealed and reviewed by superior courts. Objections are 
formal and must be fully stated, and when ruled upon, to be available, must be 
excepted to. 



i 5 4 COURT REPORTING. 



For the convenience of the reporter, we may class objections as general and 
specific. Of the former there are three, to wit : Irrelevant, Incompetent, and Im- 
material. These are general because, usually, the specific grounds or reasons are 
not stated, but are manifest from the nature of the matter objected to. 

Specific objections are detailed statements of the grounds or reasons against' 
the action proposed to be taken. Inasmuch as the objections and exceptions form 
the gist of the matter reviewed by an appellant court, it is imperatively necessary 
that they be carefully and fully set forth. 

Forms of objections are variously stated, and much depends upon the intelli- 
gence of the reporter to put them in proper form. The following is a common man- 
ner of putting an objection : " Now it appears, if your honor please, that this ques- 
tion calls upon the witness for a conclusion based upon these facts. The question 
is incompetent and improper because" it does not state the time and place of the 
occurrences therein specified, and is indefinite and uncertain. And, generally, I 
object to the question as irrelevant and immaterial." This objection may be con- 
densed in the reporter's transcript to read as follows : 

" Objected to as incompetent because it is calling for a conclusion of the wit- 
ness. Also improper because the question fixes neither time nor place, being- 
indefinite and uncertain, and generally, as irrelevant and immaterial." 

Having made a general objection, the counsel, during the argument, may 
urge upon the court additional grounds of objection, and may or may not intimate 
to the stenographer that he desires same added to objection already stated. In 
either case, the objection ought to appear, because the court may sustain it on those 
grounds. The stenographer may, where objections are general, and are made to 
several successive questions, just write, " Objected to, same as before," or "same 
objection." 

The decision of the court in passing upon an objection is termed 

THE RULING, 

And is generally stated as follows: "I sustain (or overrule) the objection;" or 
" sustained," or "overruled," or "the witness may answer," or " I will allow the 
question." No matter in what form of language the court announces its ruling, if 
the witness is permitted to answer, the objection is overruled, and, if not allowed to 
answer, the objection is sustained. The ruling need not be in the precise language 
of the court, but the stenographer will write "objection overruled," or "sus- 
tained," as the case may be. If, however, the court before or after announcing 
its ruling, states its reasons therefor, sometimes termed the "holding of the court," 
they should be reported verbatim. Sometimes propositions are stated to be held 
by the court in informal language, which should be properly worded by the stenog- 
rapher in his transcript. 

The noting of an exception, while merely formal in fact, must be stated in the 
record to become available, and must be taken at the time. 

The following is a common form of stating an exception : " To which plaintiff 
(or defendant) duly excepted at the time." 



MANUSCRIPT. 



The stenographer has the same lien upon a transcript for his fees, for making 
it, that the law gives a mechanic upon an article or building which he has made, or 
on which he performed work, the nature of which is the right to hold the article 
until the fee is paid. If he voluntarily parts with the possession of it, he loses his 
lien and must resort to the ordinary remedies for collecting other debts. Let the 



COURT REPORTING. 



155 



stenographer be on his guard against the beautiful, smooth promises to pay. The 
majority of the legal profession are honest and the stenographer may deliver tran- 
script to them and rely on their promises, but there are those who will beat the sten- 
ographer with impunity. Do not deliver transcript (and thus sacrifice your rights) 
to the attorney whose ability or willingness to pay is doubtful (or with whom you 
are not acquainted), unless his client is financially responsible. Never refuse to 
accept a payment, no matter how small, on account. 

If there is an agreement made in regard to any work, always write it out fully 
before beginning work, so there will be no quibbling at the end. 



FORM OF TITLE PAGE OF TRANSCRIPT 



Should be in the following order : 

1. Title of Court. (Written in capitals.) 
Term of Court. 
Title of Cause. 

Name of Trial Judge. (In capitals, spaced.) 
Nature of Cause. 
Place of Trial, and the Date. 
Appearances. 



And written as follows : 

IN THE CIRCUIT COURT OF GREENE COUNTY, MISSOURI. 
SEPTEMBER TERM, 1897. 



W. A. Longstreet, 

vs. 
A. R Settlem. 



APPEARANCES : 



Before HON. B. D. CARMAN, Judge, and 
a jury (if a jury). 



Springfield, Mo., Sept. 30, 1897. 



EJECTMENT. 



A. B. Morton, Esq. , Counsel for Plaintiff. 
James B. Henry, Esq. , Counsel for Defendant. 



VOCABULARY OF 

Court Testimony 

IN THE FORREST CASE. 



Note. — The words and phrases between " i" and " 2 " in the vocabulary are 
selected from the first "100" words in the testimony. The words and phrases 
between " 2 " and "3" are selected from the second " 100" words in the testimony, 
and so on, " 5 " in the vocabulary corresponding with " 500 " in the testimony and 
"12" with "1200" etc. 

Notice that statements like ' ' being duly sworn and examined on the part of 
plaintiff, testified as follows," are not written in full in the vocabulary as it is deemed 
unnecessary, because the stenographer must always supply the wording in such 
statements when making the transcript. 



VOCABULARY OF COURT TESTIMONY 



157 



[amined 

1 Being duly sworn and ex- 
On the part of plaintiff 
Testified as follows 
State your name 

Geo. E. Kiner 
Ask you 

Where do you live 
I now live 
Independence 

State where you were 

I was 

Forrest 

Scott street 
What relation 
Family 

Married 
Daughter 
State if your 

Was dead 
At the time 
Trouble 

2 Yes sir 
More than 
State where your 

At the same place 

Where were you 

Schuyler 

State if you are acquainted 

With the defendant 

Acquainted 

With him 

State to the jury 

Occurred 

Between you 
And the defendant 
I came 

3 Walked 

Into the kitchen 
And then 

Into the 

Front 

Where the defendant 

It isn't 

As I thought 

It was 

I then 

Upstairs 

Ketired 

Eyes 

In order to 

Into his room 

There was nothing 
Up there 
Quickly 

4 I looked 
Saw him 
Revolver 
As I looked 
And as he 
Jumped 
Grasp 
Weapon 
When he 
Grabbed 
Arms 

In the scufHe 

Down stairs 
As you lay 
Towards 

5 On which 
Did he come 
Left hand 

West 
State now 
At the time 
Shot 

He was standing 
First 
, Directly 
I was 
Did that 
Effect 

I don't know whether 
Blood 

Was the first 
Was there 
On your face 

6 Of these 
Eye 

Is that the place 

Right there 
If there was 
Any effect 

Powder 
With it 
State if you have 




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11 s «S\ 




H I 



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v 



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1 * .<..- 



^ ) ) i K 



T*V I -PACE 1ST 



Pillow 

Which you were 

Sleeping 

I have 

Identify 

That was 

7 Do you know anything 
Yes sir 

Tell the juiy 
What that is 
Diagram 
Interior 

Represents 

Slept 

House 

Where was the defendant 
They were 
At a table 

8 If there 
Had been 
Difficulty 
Between you 
And the defendant 
No sir 

No more than 
What you have 
What was the 
We had not 
Each other 
Detailed 

All the conversation 
That took place 
Cross examination 

What is your name 

Son-in-law 

Brother-in-law 

9 Of the defendant 
How long 

Had you been 

And your family 
Been there 
Very near a year 
I am not positive 
As to the exact time 
This difficulty 

At that time 
Traveling 
Phrenologist 
Didn't have very 
Good success 
Examining 

As to the character 
You been 
Examiner 

10 Were you 
Such a matter 
As to the time 

Buried 

Before you got there 

I was sent 

Did you arrive 

Did you remain there 

Remained 

A few days 

Old man 

Treated you 

11 Prior 
Unfriendly 
He called me 

You were not 

That is 

Re-direct examination 

After this difficulty 

Officer 

After you had 

Into the 

Half an hour 

Where he came 

12 Jail 

With the defendant 

Child 

When you got 

Objected 

Impertinent 

Objection 
Sustained 
Did you not 

Clark 

Husband 

Step-fathers 

Is that the 
Only reason 
How old are you 

Counsel 

By the court [there 

How long have you lived 




L^V 



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tS 



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TAV £ -PACE. 1ST 



158 



VOCABULARY OF COURT TESTIMONY. 



13 Sworn for plaintiff 
Testified as follows 
Direct examination 

Your name is 
C. L. Sweet 
Where do you live 

Boonville 

Were you acquainted 

State if you saw 

Immediately 
After he was 
Alleged 

To have been 
He came 
Gallery 

Asked him 

What was the matter 

State what was his 

14 Appearance 
In the face 

If you remember 

Powder 
Over his 
Looked like 

Do you know what time 

It was 

It was sometime 

Are you acquainted 
Theodore Forrest 
I have never 
Seen him 

Cross examination 
You saw 

Burns 

Did you see 

Under his 

He had his 

Rag 

Did he take 

15 He was shot 

I don't remember 
Any there 

How tall 
I can't say 
Perhaps 

He is taller 
Identified 
By witness 

Pistol 

Evidence 

By the plaintiff (am - ned 

Being duly sworn and ex- 
On the part of the defend- 
ant testified as follows 

On his 

Are you acquainted 

With the defendant 

16 With the plaintiff 
Do you know where 
State if you have 
Been there 
Describe 

What you saw 

Inside 
I saw 
Upstairs 

Representing 
In what part 
Of the room 

17 It was 
Overhead 

In the ceiling 

State to the jury 
Prom the direction 
If it 

The other room 
It could not 
Tell the jury 

Have to be 
To fire that 
Some where 

Theodore 
How was the 
Papered 

Newspaper 
Did you examine 
Whether or not 

18 There is 

In that room 
If there was 

I could not 
Did you make 
An examination 

What is your business 

Work 

Street Car Company 



i i 



\ 



^ 3 V 



Z\ 



v. 




\nm 




Motorman 

Conductor 

Any place 

Difficulty 

When this difficulty 

Did you see him 

I was running 
Had a bottle 
Whiskey 

19 What was their 
Any other 
Intoxicated 

Drink 

How long 

Had you known him 

Saw him 
Take a drink 
In your life 

20 You are only 
He was bumming 
Fellows 

Do you know 
It was not 
Don't generally 

Did you go 
Of this man 
I don't 

How long ago 
Tell the jury 
How they are 

21 Each other 
Is there a 
Partition 

What is it 
What position 
Did you hold 

In this county 
Last May 
Jailer 

Do you remember 

Of the difficulty 

For which this defendant 

22 Did you notice 
ldid 

What that was 

Was there any 

Left side 

I don't think 

Might have been 
On the other side 
On that side 

23 Were you there 
Brought there 
No sir 

Who was 
In charge 
O'clock 

Before I got there 

State if this man 

Did not have 

Near his 

Eye 

Think he did 

Flesh 

Wound 

Re-called 

How long vou 
Had known 
Prosecuting witness 

24 Previous 

Was the first time 
To that time 

Reputation 

Sustained 

As to being 

Peaceable 

With his 

Of him 

What is that reputation 

I have never 

Contrary 

25 The first time 
Ever saw him 

That is my recollection 

Refore this difficulty 
I don't remember 
As near as you know 

Never discussed the 

Man 

With any one 




\ 



1 



<s)u±£ 




TAY 2- PAGE J58 



TAY 1-PAGE 158 



Court Testimony 

IN THE FORREST CASE. 



In the Criminal Court of Greene county, Missouri, September term, 1897. 

State of Missouri, } 

vs. > INDICTMENT, FELONIOUS ASSAULT. 

Theodore Forrest. ) 

Springfield, Mo., Sept. 20, 1897. 
BE IT REMEMBERED, that on this 20th day of September, A. D. 1897, this cause 
coming on to be heard before Charles B. McAfee, judge of the Greene County 
Criminal Court, and a jury, the following proceedings were had, to wit : 

The state, to sustain the issues on its part, offered evidence as follows : 



George E. Kiner, being duly sworn and examined as a witness on the part of 
plaintiff, testified as follows : 

DIRECT EXAMINATION. 
By Mr. Wear — 

Q. State your name. A. George E. Kiner. 

Q. I will ask you where you live ? A. I now live at Independence, Mo. 

Q. State where you were last May ? A. I was staying with Mr. and Mrs. S. T. 
Forrest, 1003 Scott Street, Springfield, Missouri. 

Q. What relation had you become to that family ? A. I married Mr. and Mrs. 
Forrest's daughter. 

Q. State if your wife was dead at the time of the trouble ? A. Yes, sir, had I0C 
been dead a little more than two months. 

Q. State where your wife died ? A. At the same place. 

Q. Where were you at the time of her death? A. At home, in Schuyler, 
Nebraska. 

Q State if you are acquainted with the defendant? A. Yes, sir, well ac- 
quainted with him. 

Q. Now, I will ask you to state to the jury what occurred on the night of the 12th 

of May, last, between you and the defendant ? A. I came home the night 

ot the 1 2th of May, some time after dark, walked into the kitchen and then 

into the 200 front room, where the defendant and his mother were sitting 

at a table, and said, " It isn't as late as I thought it was." I then went on 

upstairs and retired. About 11 o'clock I was awakened by some one coming 

upstairs. I opened my eyes and saw the defendant there, and I closed my 

eyes again "ie had to pass the foot of my bed in order to get into his 

room. I heard him step quickly to the head of my bed, and I knew there 

was nothing up there that he wanted. I looked ^°° and saw him standing 

over me with a. revolver in his hand. Just as I looked he shot and I felt my 

t 
159 



i6o COURT TESTIMONY. 



face burn. He stepped back, and, as he stepped back, I jumped up. He 
pointed the revolver at my breast and I was trying to grasp the weapon, and 
shoved the revolver up, when he fired again. I then grabbed him by both 
arms, and in the scuffle fell down stairs, and ran out into the yard. 

Q. I will ask you, as you lay upon that bed, which way was your face ? A. 
Towards the south, facing this 40 ° way. 

Q. On which side of the bed did he come ? A. Left-hand side, west. 

Q. State now, at the time of the shot, where he was standing ? A. At the time of 
the first shot, he was standing directly over my left side. I was lying on the 
left-hand side of the bed. 

Q. Did that ball take effect ? A. Yes, sir, but I don't know whether the first or sec- 
ond shot. I felt blood running down my face, that was the first I noticed. 

Q. Was there any wound on your face made by either one of these shots? s°° 
A. Yes, sir, right above the eye there. 

Q. Is that the place right there ? A. Yes, sir. 

Q. Now, I will ask you, if there was any effect from powder about you ? A. Yes, 
sir, my face was all burned with it, and it left some marks. 

Q. State whether you have here the pillow upon which you were sleeping ? A. I 
have. 

Q. I will ask you to present it and identify it. (Witness produces pillow. ) 

Q. Which way did the ball go that was shot at the time you were lying on the bed ? 

Do you know anything 6o ° about where it went ? A. Only by the pillow 

I was lying on. 

Q. Let us have the pillow. 

Q. Is that the pillow you were lying on ? A. Yes, sir. 

Q. Tell the jury what that is, and did you bring it here? A. Yes, sir, a diagram 

of the interior of the house. 
Q. I will ask you what that is ? A. That represents the interior of the house, the 

bed I slept in. 

Q. Where was the defendant when you went in that night ? A. They were sitting 
at a table, he and his mother. 

Q. Now, 7 °° I will ask you, if there had been any difficulty or words that night 
between you and the defendant ? A. No, sir. 

Q. No more than what you have stated ? A. No, sir. 

Q. What was the feeling between you and the defendant ? A. We had not spoken 
to each other for two or three days. 

Q. You have detailed all the conversation that took place that night ? A. 
Yes, sir. 

CROSS EXAMINATION. 
By Mr. Young — 

Q. What is your name ? A. George E. Kiner. 

Q. You are son-in-law of old man Forrest, and brother-in-law of this defendant ? 
A. 8o ° I am. 

Q. How long had you been there, you and your family ? A. Been there very 
nearly a year, I am not positive as to the exact time, but I think very nearly 
a year. 



COURT TESTIMONY. 161 



Q. Two months before the difficulty your wife died ? A. Yes, sir. 

Q. Where were you at the time ? A. I was traveling in Phrenology and did not 
have very good success and went home. 

Q. What is traveling in Phrenology ? A. Examining heads as to character. 

Q. How long had you been head examiner ? A. Three weeks. 

Q. How long were you away 9 °° before your wife died ? A. I believe three 
weeks or such a matter. I am not positive as to the time. I think about 
three weeks. 

Q. You didn't keep a record ? A. No, sir. 

Q. Was your wife dead and buried before you got there ? A. No, sir, I was sent 
for and came. 

Q. Did you arrive home before her death ? A. No, sir. 

Q. How long did you remain there after her death ? A. I remained two months 
and a few days more. 

Q And the old man treated you nicely? A. No, sir, wouldn't speak to 1000 
me. Three or four days before the difficulty he was unfriendly, and the day 
before I started to travel in Phrenology he called me a liar. 

Q. You weren't mad about that? A. That's my statement. 

RE-DIRECT EXAMINATION. 
By Mr. Wear— 

Q I will ask you if, after this difficulty occurred, any officer came ? A. Not at 
the time of the difficulty. 

Q. How long after you had gone out into the street until an officer came ? A. 
About half an hour. 

Q. I will ask you to state what he did when he came ? A. I was taken and put 
in II0 ° jail along with the defendant. 

Q. I will ask you when you got your child away from Mr Forrest's ? 

Objected to by the counsel for the defendant as impertinent. Objection sus- 
tained by the court, to which ruling of the court the defendant duly excepted 

at the time. 

* 

Q. Did you not go by the name of George Clark ? A. My mother married the third 
time and her husband's name was Clark, so I went by my step-father's name. 

Q. Is that the only reason ? A. Yes, sir. 

Q. How old are you now ? A. Twenty-eight last October 

Q. How long have you lived here ? A. About three years. 



C. L. Sweet, being duly I2 °° sworn and examined as a witness on the part 
of the plaintiff, testified as follows : * 

DIRECT EXAMINATION. 
By Mr. Wear- 
er Your name is C. L. Sweet? A. Yes, sir. 
Q. Where do you live ? A. 1003 Boonville street. 

Q. Were you acquainted with George E. Kiner last May ? A. Yes, sir. 
12 



162 COURT TESTIMONY. 



Q. State if you saw him immediately or soon after he was alleged to have been 
shot ? A. He came to my gallery next day and I asked him what was the 
matter. He said he had been shot. 

Q. State what was his appearance in the face, if you remember ? A. J ^ 00 Had 
power marks all over his face on the right side of his face, and looked like 
something had hit him. 

Q. Next day after ? A. Yes, sir. 

Q. Do you know what time it was? A. It was some time during the day. 

Q. Are you acquainted with Theodore Forrest ? A. No, sir. I have never seen 
him. 

CROSS EXAMINATION. 
By Mr. Young — 

Q. You saw the powder burns ? A. Yes, sir. 

Q. Did you see any under his jaw? A. He had his eye tied up with a rag. 

Q Did he take it off and show it to you? A. Yes, I4 °° sir, told me he was 
shot. He didn't call my attention to the powder burns on his neck, I don't 
remember seeing any there. 

Q. How tall is Kiner ? A. I cannot say. 

Q. Is he six feet ? A. Perhaps he is taller. 

(Pillow identified by witness, and pistol offered in evidence by the plaintiff.) 

Here the plaintiff rested its case, and the defendant offered on its part evidence as 
follows : 

Everett Lee, being duly sworn and examined on the part of the defendant, testified 
as follows : 

DIRECT EXAMINATION. 
By Mr, Harrington — 

Q. Are you acquainted with the defendant ? A. Yes, sir. x s o ° 

Q. Are you acquainted with the plaintiff ? A. Yes, sir. 

Q. And with the Forrest family ? A. Yes, sir. 

Q. Do you know where they live ? A. Yes, sir. 

Q. State if you have been there and, if so, whether your attention has been called 
to any marks about the upstairs of the house. 

Objected to by the counsel for the plaintiff as immaterial. Objection over- 
ruled by the court, to which ruling the plaintiff duly excepted at the time. 

Q. Describe what you saw in the building? A. I saw a pistol mark between the 
door and bed. 

Q. Here is a map l6o ° representing the rooms there. Now, this pistol mark was 
in what part of the room ? A. It was right overhead in the ceiling. 

Q. State to the jury if, from the direction of that bullet mark, it could have been 
fired from the other room and make that mark? A. It couldn't that way 

Q. Tell the jury where a man would have to be, to fire that shot? A. He would 
have to be somewhere near Theodore's bed. 

Q. How was the ceiling ? A It was low enough to reach with my hand, and 
papered with newspapers. 



COURT TESTIMONY. 



163 



Q, Did (1700) you examine the other room, Mr. Lee? A. Yes, sir. 

Q, Tell the jury whether or not there is any bullet mark in that room ? A. If 
there was I couldn't find any. 

Q. Did you make an examination to find any? A Yes, sir. 

Q. What is your business ? A. I work for the street car company as motorman, 
conductor, or any place they want a man. 

Q. Were you acquainted with Mr. Kiner when this difficulty came up. A. Yes, sir. 

Q. Did you see him on Sunday, the day the difficulty occurred at night ? A. Yes, 
sir, l8o ° I was running a car from Zoo park to Doling park when he, 
with two other men, got on my car and one of them had a bottle of whiskey. 

Q. What was their appearance ? A. Like any other three men bumming around 
together 

Q. Intoxicated ? A. Some that way, that's the way I took it. 

CROSS EXAMINATION. 
By Mr Wear- 
er. Did you see Mr. Kiner drink any whiskey that day ? A. No, sir. 
Q. How long had you known him at that time ? A. Two or three months. 

Q. Had you known him pretty well? A. I had seen him several I 9°° times 
and talked with him. 

Q. Never saw him take a drink of whiskey in your life ? A. No, sir. 

Q. You are only supposing he was bumming around with those fellows and drink- 
ing, because you saw him with two parties and one had a bottle of whiskey? 
A. Yes, sir. 

Q. How do you know it wasn't water? A. They don't generally carry water 
around that way 

Q. When did you go to the house of this man Forrest and make examination of 
this wall? A. I don't recollect just the date. 

Q. How long ago has it been ? 200 ° A. A couple or three weeks. 

Q. There are two rooms upstairs, tell the jury how they are separated from each 
other. Is there a partition wall or what is it ? A. I could not say. Never 
examined it close enough 



J. Ben Alsup, being duly sworn and examined as a witness on the part of the 
defendant, testified as follows . 

DIRECT EXAMINATION. 
By Mr. Harrington — 

Q. What position did you hold in this county last May ? A. Jailer. 

Q. Of Greene county ? A. Yes, sir. 

Q. Do you remember of hearing of the difficulty for which this defendant is on 
trial ? A. Yes, sir. 2I00 

Q. Was this man Kiner brought to the Greene county jail while you were jailer? 
A. Yes, sir. 

Q. Did you notice the condition of his face ? A. I did. 



M12 



.164 COURT TESTIMONY. 



Q. State to the jury what that was and which side it was ? A. His face was pow- 
der burned on the right side of his face and down his neck. 

-Q. On the right side of his neck ? A. Yes, sir. 

Q. Was there any signs of powder burns on the left side of his face and neck ? A 
I don't think there was. I know the main burn was 2200 on that side. 
There might have been some on the other. 

CROSS EXAMINATION. 
By Mr. Wear- 
er . Were you there the night the two parties were brought there ? A. No, sir. 
Q. Who was in charge ? A. Mr. Hooper. 

Q. Were you there next morning ? A. It was 10 or n o'clock perhaps before I 
got there. 

Q. State if this man Kiner did not have a wound on the right side of his head 
near the eye ? A. I think he did. 

Q. A flesh wound? A. Yes, sir 

C. L. Sweet — Recalled by plaintiff. 

Q. State how long you had known 23 °° the prosecuting witness, George Kiner, 
previous to hearing of this difficulty ? A. The day he came back here to 
bury his wife was the first time I ever met him. 

Q. Had you known him previous to that time ? A. I never heard of him before. 

Q. Are you acquainted with the general reputation he sustained here as to being a 
peaceable, law-abiding citizen ? A. I got acquainted with him. He gener- 
ally stopped at my place every day. 

Q. Are you acquainted with his reputation, from what people generally say of him ? 
A. Yes, sir. 

Q. What is that 24 °° reputation? A. I have never heard anything to the 
contrary. 

CROSS EXAMINATION. 

By Mr Harrington — 

Q. The first time you ever saw him was the day he came back to bury his wife ? 
A. That's my recollection. 

Q. Two months before this difficulty ? A. I don't remember the day. 

Q. Wasn't that about two months before this difficulty, the day he buried his wife ? 
A. I couldn't say. 

Q. About as near as you know ? A. Yes, sir. 

Q. You never discussed the man with anyone ? A. No, sir. 248 7 



VOCABULARY OF COURT TESTIMONY. 



165 



1 Sworn 

For the plaintiff 
Testified as follows 

Sebree 
Please state 
Your name 
Residence 
W. W. Gideon 
How long 
Have you lived 
I was 
Away 

Couple 

Ozark 

At that time 

Where did you live 
I lived 
Christian County 

2 What were you doing there 
Prior 

Clerking 

Had you been 
For that company 
Mercantile Company 
Executed 
Deed of trust 
Benefit 

Creditors 
Trustee 
Yes sir 

3 Tell the court 
What you did 
What did you 
Retailed 
Newspapers 

. Public auction 

4 Do you know 
Handwriting 
President 

That is my recollection 
Disbursements 
You may state 

5 Including 
Furniture 
Estimated 
Accounts 
Indebtedness 

• When this 

6 I don't know 
Distributed 
Altogether 

Conducting 

Private 

Separate 

7 Advertised 
Please state 
Realized 

Public sale 
Cross-examined 
Defendant's Counsel 

8 Represented 
Was there 
Himself 

Keet-Rountree 
Plaintiff's Counsel 
Character 

Irrelevant 

Incompetent 

Immaterial 

9 Objection 
Over-ruled 

I will ask you 

Whether or not 
Consulted 
Wholesale house 

10 Brighten 
Chief 
Obligated 

Owned 

Stock-holder 

Authorize 

11 Acquire 
Whatever 
No sir 

Re-direct examination 
Washington City 
Opinion 

12 Failure 
Christmas 
He was 
Charge 
Under this 
Stock of goods 

13 Witness 
Behalf 

What is your business 




z~^_. 




L 1 




3_ 
L 




14 I am secretary 
Dry Goods Company 
Held 

15 Occupy 
I was 

I don't remember 

16 After the 
Assignment 
You say 

He had been there 

Transacted 

Admitted 

17 Lawyer 

What was your business 
Brothers 

In this collection 
In their claim 
Attorney 

18 Collected 
What was the first 
Purporting 

19 Did you know 
I did not 
Idea 

Dreamed 
Connected 
With this matter 

20 Do you remember 
Highest 

I didn't have 

Slightest 

If you remember 

Pleadings 

21 Relation 
Existence 
I was a 

22 Corporation 
Merely 
Employe 

Obligation 
Personally 
Liable 

23 Every one 
Of them 
Has been 

I think 

Organization 

Panic 

24 No other one 
During the time 
Certainly 

25 If there was 
Affected 

I thought 

26 Duty 

Board of Directors 
Drawn 

Active 
Indorser 
G. W. Logan 

27 State whether or not 
I was employed 
Spoken 

He was there 

Incident 

Surrounding 

Circumstances 

Relate 

Anyhow 

28 This question 
If I would 
Attended 

Directly 

Indirectly 

I did not 

Existed 

My recollection 

As to that 

29 Frequently 
Judgment 
Representing 

30 Client 
Was not 
Excess 

I don't think 

It was 

And you got them 

I did 

1 was the 

Bidding 

31 Testimony 
Offered 
Whereupon 
Rendered 
Dismissed 
Any body 



C 



i; 



<T 



t 



.1 



S> 



^ 



^-JQ.. 




TAV I— PAGE \kS 



TAY 2- PAGE I6S 



Court Testimony 

IN THE GIDEON CASE. 



In the Circuit Court of the county of Christian, state of Missouri, May term, 1898 

- IN EQUITY. 



Keet-Rountree Dry Goods Co. et al 

vs. 
Gideon Mercantile Co., W. W. Gid- 
eon, Trustee. 



Ozark, Mo., May 24, 1898. 
BE IT REMEMBERED, that on this 24th day of May, A. D. 1898, this cause com- 
ing on to be heard before James T. Neville, judge of the Circuit Court of Chris- 
tian County, and a jury, the following proceedings were had, to wit : 

The plaintiffs, to sustain the issues on their part, offered evidence as follows : 



W. W. Gideon, being duly sworn and examined as a witness on the part of the 
plaintiffs, testified as follows : 

DIRECT EXAMINATION. 
By Mr. Sebree — 

Q. Please state your name and residence ? A. W. W. Gideon ; I live in Spring- 
field, Missouri. 

Q. How long have you lived in Springfield? A. Well, since i first moved here is 
about nine years. I was away a couple of years at Ozark during that time. 

Q. Where did you live in 1897 ? A. In 1897 I lived in Ozark, Christian County, 
Missouri. 

Q. What were you doing there in the fall of 1897, and I0 ° prior to September 
first ? A. I was clerking for the Gideon Mercantile Company. 

Q. You say you were clerking for them ? A. Yes, sir. 

Q. How long had you been clerking for that company? A. About a year and 
one month. 

Q. Now it is shown here in evidence that, on the first of September, the W. W. 
Gideon Mercantile Company executed a deed of trust to W. W. Gideon, for 
the benefit of creditors. Are you the W. W. Gideon who was made trustee ? 
A. Yes, sir. 

Q. Tell the court what you did with that stock of goods, 20 ° and all about the way 

the trust was executed by you. About how long did you keep the goods, and 

what did you do with them, and how long did you handle them? A. Well, 

I retailed the goods until March 12, 1898. On February 10th I saw that the 

166 



COURT TESTIMONY. X 6 7 



sales were running so low that it was not paying expenses, and the best thing 
I could do for the creditors was to sell it in bulk, as the deed of trust pro- 
vided , and I notified the creditors, and I also put my notice in the newspapers 
of the 3°° date and terms of sale, and on the 12th of March I sold them. 

Q. At public auction ? A. Yes, sir. 

Q. Where were you when this deed of trust was executed? Where was it executed? 
A. It was executed in Ozark. 

Q> Do you know who drew the deed of trust? A. Well, I think I know the hand- 
writing. I didn't see it drawn. 

Q. Whose handwriting is it? A. I think it is T. J. Gideon's. 

Q. He signed this deed of trust as president ? A. Yes, sir. 

Q Was he at Ozark when this deed of trust 400 was executed, Mr. T. J. Gideon? 
A. I think so ; yes, sir. That is my recollection. 

Q Have you your book showing the amounts received and the disbursements? 
A Yes, sir. 

Q. You may state the amount of goods invoiced when they were turned over to you 
as trustee, just in round numbers? A. They invoiced $6,778.92, including 
furniture. The furniture was estimated to be worth $250. The goods actually 
invoiced $6,528.92. 

Q. Now, what is the amount of the accounts? A. The accounts amounted to 
11,017.50, I think. 5™ 

Q. What was the amount of the indebtedness of the W. W. Gideon Mercantile 
Company, when this deed of trust was executed? A. I don't know that I 
can tell you exactly. 

Q. Well, about? A. $4,100 or $4,200. 

Q. That is what the Gideon Mercantile Company owed creditors? A. Yes, sir. 

Q. How much were these creditors paid by retail sales ? A. You mean how much 
did I distribute to them all ? 

Q. Yes, sir. A. I distributed $3,112.63. 

Q. You distributed that altogether ? A. Yes, to the different creditors. 

Q. You pro 6o ° rated it ? A. Yes, sir. 

Q. Was that on retail sales, or did that include the public sale of $1,000 and some- 
thing? A. Well, that was on the total amount of sales. 

Q. In conducting this private sale did you buy any staple articles in order to enable 
you to keep the stock up ? A. Yes, sir. 

Q. You kept a separate account of that? A. Yes, sir. 

Q. You advertised the stock for sale ? A. Yes, sir 

Q. And sold it on that day in March ? A Yes, sir ; 12th of March, 1898. 

Q. Please state to 7°° the court who bought the goods and the amount realized at 
that public sale ? A. G. W. Logan bought the goods and the amount he 
paid for them was $r,ooo. 



168 COURT TESTIMONY. 



CROSS EXAMINED BY DEFENDANT'S COUNSEL. 



By Mr. Watson— 

Q. You stated in your answer that at this public sale the plaintiffs were represented 
by agents ? A. Yes, sir. 

Q. Who were the agents representing them ? A. Well, Mr. Rountree was there 
himself, of the firm of Keet-Rountree 

Plaintiff's counsel here objects to this question and answer, and this character 
of examination because irrelevant, incompetent and immaterial. Objec- 
tion overruled, 8o ° to which ruling plaintiffs then and there duly excepted 
at the time. 

Q. I will ask you whether or not you consulted these parties as to whether you 
should keep this stock up? A 1 did. I went to Keet-Rountree' s wholesale 
house to talk about that matter. They thought the thing to do was to 
brighten up the stock and keep staples on hand. 

Q. Those goods were paid for in cash ? A. Yes, sir. 

Q. The profits on those staples went to the creditors the same aj any other sale ? 
A. Yes, sir. I sold them for ten per cent above cost. 9 °° 

Q. You said in your examination in chief that you agreed to pay $100 a month 
for these goods, until you had paid what they were obligated to pay ? A. 
Yes, sir. 

Q. Had you ever owned any stock in it ? A. Yes, sir. 

Q. How long before this deed of trust was executed to you, how long had it been 
before that, since you had owned any stock ? A. I suppose a year and a half. 
I sold out the latter part of February or first of March, 1896. 

Q. To whom did you sell your stock ? I00 ° A. To M. V. Gideon. 

Q. Then you were not a stock-holder at that time ? A. No, sir. Had no inter- 
est in it. 

Q. When you took charge of these goods as trustee did you have any interest in 
the goods ? A. No, sir ; not a thing. 

Q. Were these goods bought in for you at that sale by your consent or knowledge? 
A. No, sir. 

Q. Did you authorize anybody to bid for you ? A. No, sir. 

Q. Did you acquire any interest whatever by the purchase of these goods by G. W. 
Logan at that sale ? 

Objected to as irrelevant, 1I0 ° incompetent and immaterial. Objection over- 
ruled, to which ruling plaintiffs then and there duly excepted at the time. 

A. No, sir ; I did not. 

Q. You had had no talk with him or anyone about buying the goods prior tc 
that for yourself ? A. No, sir. 

Q. You stated that you came up, after these goods were bought on Monday ? A. 
Yes, sir. 



COURT TESTIMONY. 169 



RE-DIRECT EXAMINATION BY PLAINTIFF'S COUNSEL. 

By Mr. Sebree— 

Q. Where was F. M. Gideon, if you know, at the time of the public sale ; was he 
there ? A. I think not. 

Q. Where does he live? A. He lives I200 in Washington City. My opinion is 
that he was in Nebraska visiting his brother-in-law. 

Q. He wasn't in Ozark? A. No, sir. 

Q. How long before the sale had he been in Ozark ; since the failure ? A. I think 
so ; yes, sir. 

Q. How long before the public sale ? A. I think he left there before Christmas. 
He was there perhaps a month. 

Q. What position, if you know, did F. M. Gideon hold in the Gideon Mercantile 
Company? A. I couldn't tell you.; he was a stock-holder, I know that. 

Q. Was he a director? A. I couldn't tell I3 °° you whether he was or not ; I don't 
know. 

Q. What other property, if any. did you take charge of under this deed of trust as 
trustee other than the stock of goods, furniture and accounts ? A. Only the 
stock of goods, furniture and accounts. 



M. C. Baker, being duly sworn and examined as a witness on behalf of the plaintiffs, 
testified as follows : 

DIRECT EXAMINATION. 
By Mr. Sebree — 

Q. What is your business ? A. I am secretary of the Keet-Rountree Dry Goods 
Company 

Q. How long have you held that position ? A. Several years. 

Q. What position did you occupy with I4 °° this house in 1897, if any? A. I was 
secretary. 

Q. What are your duties as secretary regarding the accounts and credits of the 
Keet-Rountree Dry Goods Company ? A. I have charge of them. 

Q. Charge of the accounts and notes ? A. Yes, sir. 

Q. Did your house have any dealings with W. W. Gideon Mercantile Company? 
A. Yes, sir. 

Q. State about what they owed you in September, 1897, at the time they made the 
deed of trust? A. It was about $1,100. They owed us a note of $1,033, and 
the account was about — I don't remember just what the account was. I have 
a ^°° statement there. It was about $r,ioo altogether. 

Q. Is that the note you hold there? A. Yes, sir ; there is a credit on this note. 

Q. Was the amount paid in full ? A. The account was paid in full after the assign- 
ment. At the time they made the assignment our claim was something like 
$1,100 and the interest, I think, up to that time. 



i 7 o COURT TESTIMONY. 



CROSS EXAMINED BY DEFENDANTS' COUNSEL. 

By J. J. Gideon — 

Q. You say that he had been there and handed you checks and transacted business 
for W. W. Gideon ? A. Trustee ; yes, sir. 

Q. For whom did he transact business with you before that ? A. The Mercantile 
Company. l6o ° 

It is admitted that at the time of the execution of the deed of trust offered in 
evidence, the directors of the W. W. Gideon Mercantile Gompany were : 
T. J. Gideon, president ; F. M. Gideon, E. F. Gideon, I. F. Gideon, and M. 
V. Gideon, secretary. 



J. T. White, being duly sworn and examined as a witness on behalf of the plaint- 
iffs, testified as follows : 

DIRECT EXAMINATION. 
By Mr. Sebree — 

Q. You live in Springfield, Missouri? A. Yes. 

Q. What is your business ? A. Lawyer. 

Q. What was your business in 1897 and 1898, and where? A. I was in the law 
business here. I represented Barton Brothers in this collection. 

Q. In their claim v 00 against the Gideon Mercantile Company ? A. Yes, sir. 

Q. How were you representing them? A. I was representing them as attorney 
for them for the purpose of making the collection. 

Q. They sent the claim to you ? A. They sent the claim to me ; yes, sir, 

Q. You collected the money on the claim ? A. Yes, sir. 

Q What was the first payment? A. The first payment was made by T. J. Gid- 
eon ; that is, he came to my office with a check. I knew a payment was to be 
made about that time. Whether it was payable to me l8o ° or payable to him 
and then indorsed to me, I don't remember. 

Q. Who was he purporting to represent ? A. The trustee, Mr. W. W. Gideon. 

Q. Were you present at the sale ? A. I was present when he sold the goods, and 
bid on them. 

Q; Did you know who got the goods ? A. I did not. 

Q. Did you know that the goods were bid in for T. J. Gideon? A. I did not. I 
had no idea of it ; never dreamed of it until some time after ; I learned it 
through you, or someone connected with this 19 °° matter. 

Q. Did he ever speak to you or any other creditor, to your knowledge, about buy- 
ing these goods in ? A. Never did. 

CROSS EXAMINED BY DEFENDANTS' COUNSEL. 

By Mr. Watson— 

Q. You say you bid on these goods ? A. Yes, sir. 

Q. As attorney for Barton Brothers ? A. As attorney for Barton Brothers ; yes 
sir. 



COURT TESTIMONY. i;i 



Q. Do you remember your highest bid ? A. I think I ran them up about as high 
as they went. I didn't have the slightest idea what they were worth. 

Q. I will ask you if you remember having a talk with W. W. Gideon in 2000 which 
you instructed him to send checks to you by T. J. Gideon? A. No, I don't 
remember that I did. 



Plaintiffs here rested their case. 



Defendants, to sustain the issues on their part, offered evidence as follows : 

Thomas J. Gideon, one of the defendants, being duly sworn and examined as a 
witness for the defendants, testified as follows : 

DIRECT EXAMINATION. 
By Mr. Watson— 

Q. Are you the Thomas J. Gideon mentioned in these pleadings? A. Yes, sir; 
I am. 

Q. I will ask you what relation you had with the W. W. Gideon Mercantile Com- 
pany while it was in existence ? A. I 210 ° was a director, stock-holder and 
president. 

Q. When this deed of trust was executed by the Gideon Mercantile Company did 
W. W. Gideon have any interest in the goods or hold any stock in the corpo- 
ration? A. None, he hadn't for over a year. 

Q. And did he at the time of the sale have any interest in the goods, or in the stock 
of the corporation ? A. He did not. He was merely an employee of the 
corporation, a clerk. 

Q. I will ask you whether or not these obligations that you were personally liable 
for have been 22 °° paid by you ? A. Every one of them has been paid by me 
and F. M. Gideon. 

Plaintiffs object to the last answer and statement of the witness for the reason 
that it is irrelevant, incompetent and immaterial and relates to debts not 
secured by the deed of trust, and not pleaded in the answer. Objections 
overruled, to which plaintiffs then and there duly excepted at the time. 

CROSS EXAMINED BY PLAINTIFFS' COUNSEL. 

Q. How long were you president of the Gideon Mercantile Company? A. I 
think I was from its organization down to the time of making the deed of 

trust. 2 3°° 

Q. Do you remember when it was organized? A. I think it was organized in 
March or April, 1893, at the breaking out of the panic. 

Q. Who drew the deed of trust when they made their assignment ? A. I drew it. 

Q. Did you act as the attorney in that matter, for the Gideon Mercantile Company, 
or the trustee ? A. No, sir ; there was no attorney about it. 

Q. Well, in drawing the deed of trust it required one. A. I don't know what 
you call it. I acted as president and did the work and 24 °° didn't charge any- 
body anything. 

Q. You had no other attorney to transact this business? A. No, sir; I had no 
other one. 



172 COURT TESTIMONY. 



Q. Well, during the time you were president of the company in any legal matters 
that came up you advised them? A. Oh, certainly, if there was anything 
that affected the corporation, as president of the corporation, I thought it 
was my duty to let the board of directors know it, or the manager, and I 
did so. 

Q. After the deed of trust was drawn did you still look out for the interest of the 
company the same as 2 5°° usual, as president or attorney either ? A. After 
the deed of trust was drawn, I didn't regard the company as being in active 
life at all, and I looked after the interest of myself as indorser for it. 



George W. Logan, being duly sworn and examined as a witness on behalf of 
defendants, testified as follows : 

DIRECT EXAMINATION. 
By Mr. Watson— 

Q. What is your name ? A. G.W.Logan. 

Q. State whether or not you had anything to do with the sale of the W. W. Gideon 
stock of goods at Ozark, and, if so, what relation you acted in, and 26o ° for 
whom, and what you did ? A. I bought that stock of goods, sold under the 
deed of trust. I was employed or spoken to by Mr. T. J. Gideon to buy the 
stock of goods. I went to my office about i o'clock, I think it was, on the 
day of the sale, 12th of March, 1898, and he was there ; and the incident and 
surrounding circumstances, of course, I couldn't relate, but anyhow this 
question came up. Mr. Gideon asked if I would represent him at that sale, 
and I told him that I would. He 27 °° authorized me to bid $1,000 for the stock 
of goods, and I attended the sale and bid $1,000, and the stock of goods was 
knocked off to me. 

Q. I will ask you whether or not you represented W. W. Gideon at that sale 
directly or indirectly ? A. I did not. 

Q. Now, in the sale of these accounts I will ask you whether the same state of facts 
existed as in the sale of the goods ? A. Yes, sir. 

Q. What were your instructions as to that ? A. He instructed me to buy the ac- 
counts, provided they did not 28o ° go for more than $100, I think ; my recollec- 
tion is it was $100, I won't be sure as to that. 

Q. You think he instructed you to give as much as $100 for them ? A. Yes. 



CROSS EXAMINED BY PLAINTIFFS' COUNSEL. 

By Mr. White— 

Q. You say that the trustee, Mr. W. W. Gideon, consulted you frequently as 
attorney, while he was running that store ? A. Yes, previous to this time. 

Q. Previous to the public sale ? A. Yes. 

Q. What was your first bid on those goods? A. I don't remember. I know 
what 29 °° my last bid was. 



COURT TESTIMONY. 173 



Q. Give your best judgment as to what your first bid was. A. Well, I don't 
know. If I knew whether I made the first bid or not I could guess pretty 
well. 

Q. You were trying to buy them just as cheap as you .could ? A. I was repre- 
senting my client. 

Q. Your first bid wasn't in excess of $600? A. I don't think it was. 

Q. He told you to buy the accounts and not bid over $100 ? A. Yes, sir. 

Q. And you got them at $25 ? A. I ^ 00 ° did, because I was the only man that bid 
on them. 

Q. Did -you tell anybody there that day that you were bidding for T. J. Gideon? 
A. I don't think I did. 

This was all the testimony offered. Whereupon the Court on the 30th day of 
January, 1899, rendered judgment for defendants and dismissed plaintiffs' 
bill. 3o6 ° 




VOCABULARY OF 

Court Testimony 

IN THE ROSS CASE. 



VOCABULARY OF COURT TESTIMONY. 



175 



1 Georg.e Ross 
How old are yon 
What relation 

Are you 
Edward 
Thirza 

2 Brother 
Sister 
Younger 

Older 

Christmas 
Girl 

Where did your 

Father 

Reside 

Southwest 

Liberal 

In this county 

3 Do you know whether 
He was 
Expecting 

Train 

Where was the 

Territory 

Railroads 

Vague 

Indefinite 

Uncertain 
In this case 
Intending 

4 I can't say 
Did you know 
Half past 

Did you make 
Search 
After that 

5 I did 
What time 
O'clock 

Where did you go 

Crossing 

Stopping 

Father there then 
Do you remember 
I don't remember 

6 Evening [not 
Do you snow whether or 
Drinking 

Somewhat 
I suppose 
Hardware 

7 Beyond the 
Cousin 
Drunk 

8 Incompetent 
Timmonds 
Condition 

9 Where this 
Guess 

Are acquainted 

10 Ground 
Memphis 
Pedro 

Missouri Pacific 
Cultivated 
Sherman 

il Where do you reside 
In this county 
Are you the 

Station agent 
Are you able to 
Regular 

12 Running 
Passenger 
Winter 
Question 
Memory 
Schedule 

13 Discharged 
Risk 
Hardly 

Positively 

Tickets 

Purchaser 

'1 Agent 
Fired 
Authorize 

15 Attempt 
Rules 
Fort Scott 

16 What is your business 
Locomotive engineer 
How long 

By that company 

Distance 

Handling 



i-vd... .4/ 



-\ 



\k L 




1_U 



7 



Engineer 
Control 
Behind time 

17 Recollect 
What do you 
Diameter 

Cylinder 

Started 

After you came 

18 Somewhere 
Ahead 
Ashes 

Afterward 

Garment 

What were you doing 

19 Crosses 
Danger 
Obey 

20 Frequent 
Acting 

State whether 
It is customary 
Burning 
Water-tank 

21 Allowed 
Platform 

If there is not 

22 Allowable 
Re-direct examination 
Appearance 

23 Understood you 
Closer 

Re-cross examination 

Night 

Moonlight 

Hazy 

24 Affect 
Headlight 
Neutralizes 
Jack Lavery 
Happen 
Conductor 

25 Morning 
What did you 
Discover 

Washed 
Dressed 
Arm 

Broken 

Cross examination 

Isn't 

Dumped 

Recalled 

While 

Some one 

Questions 

Cravens 

Stenographer 

Scraped 

Level 

26 Shadow 
Where were the 
Spotted 

Dark 
Mistook 
How close 

Mistake 

Discovered 

Maintain 

27 Issues 
Offered 
Testimony 

Where did you live 

Foreman 

State what 

28 Center 
Jvdgment 
Oliver 

Hollingsworth 

Locomotive 

Inspector 

29 Gulf 
Arrival 
Bespattered 

30 Biood 
Evidence 
Contact 
Thorough 
Examination 
Indications 

31 I didn't 
Boys 
Particular 

Wiper. : 

Employes 

Rested 




JL^Z..^ U- 




<sr~>. 




TAY J-PAC,t ITS 



TAV 1-PAGE. 175 



Court Testimony 

IN THE ROSS CASE. 



SUIT FOR DAMAGES. 



In the Circuit Court of the county of Barton, state of Missouri, September 
Lerm, 1898. 

Edward and Thirza Ross, by their 
next friend, George Ross, 
vs. 
Kansas City, Ft. Scott & Memphis 
R. R. Co. 

Lamar, Mo., Sept. 15, 1898. 
BE IT REMEMBERED, that on the 15th day of September, A. D. 1898, this cause 
coming on to be heard before James T. Neville, judge of the Circuit Court of 
Barton County, and a jury, the following proceedings were had, to wit : 

The plaintiffs, to sustain the issues on their part, offered evidence as follows : 



George Ross, sworn and examined as a witness on the part of the plaintiffs, testi- 
fied as follows : 

DIRECT EXAMINATION. 
By Mr. Cravens — 

Q. How old are you ? A. Twenty-five years old. 

Q. What relation are you, if any, to the plaintiffs, Edward Ross and Thirza Ross ? 
A. I am a brother to them. 

Q. How old is your brother, Edward Ross ? A. He is seventeen years old. 

Q. How old is your sister, Thirza Ross ? A. She is thirteen years old. 

Q. Have you any brothers or sisters younger than Thirza ? A. No, sir. 

Q. Who is the next older than Thirza? 

Objected to I0 ° by the counsel for the defendant, as irrelevant and immaterial. 
Overruled. To which ruling the defendant by its counsel, then and there, 
duly excepted at the time. 

A. Edward. 

Q. Is Edward the only boy that is under twenty-one years of age, or that was 
under twenty-one years of age last Christmas? A. Yes, sir. 

Q. Is Thirza the only girl that was under eighteen years of age at that time? A. 
Yes, sir. 

Q. Where did your father reside ? A. A mile southwest of Liberal. 

Q. In this county ? A. Yes, sir. 

Q. Do you know whether 200 he was in the town of Liberal on the night of 
December 24th, last? A. Yes, sir, he was there. 

176 



COURT TESTIMONY 177 



Q. Do you know whether he was expecting any one to arrive on the train ? A. 
Yes, sir; he was. 

Q. Where was the person coming from that he was expecting? A. From the 
Territory. 

Q. How many railroads are there in the town of Liberal ? A. Two. 

Q. Which one of those roads might he have come on, in coming from the 
Territory ? 

Objected to by counsel for defendant as vague, indefinite, and uncertain, 
and as immaterial in 3°° this case. Overruled. To which ruling of the court, 
the defendant by its counsel, then and there, duly excepted at the time. 

A. He could come on either road. 

Q. Did your father know which road he was intending to come on? A. I 
can't say. 

Q. Did you know? A. No, sir. 

Q. What time that night did you last see your father alive and where was he ? A. 
Well, I should judge it was about half-past eight and it might have been as 
late as half-past nine. 

Q. Did you make any search for him *°° after that ? A. Yes, sir, I did. 

Q. About what time did you make the search ? A. Why, it was just about ten 
o'clock. 

Q. Where did you go? A. I went down to the crossing, and to the stopping 
post, west of the crossing. 

Q. Did you find your father there then ? A. No, sir. 

Q. Did you see him any more that night? A. No, sir, I did not. 

Q. Did you hear any train come in on the K. C. F. S. & M. after you left 
town? A. Yes, sir. 

Q. Do you remember s° o what time you got home ? A. I don't remember just 
what time it was when I got to the house. 

Q. Where did you next see your father ? A. I never saw him any more after that 
evening ; I never looked at him. 

Q. Do you know whether or not your father was drinking somewhat that night ? 
A. Why, I suppose he was, yes, sir. 

CROSS EXAMINATION. 
By Mr. Hamlin — 

Q. Where was your father at half -past eight that evening, the time you say was 
the last time you ever saw him? A. It was about 8 o'clock I think. He 
was 6o ° going up Main street, near the hardware store , going north. 

Q. Was he with anybody ? A. No, sir; he was alone. 

Q. Did you notice where he went ? A. I did not ; no, sir. 

Q. You didn't go beyond the stopping post ? A. Yes, sir, we went 20 or 30 feet 
beyond it, far enough so that I could see that he wasn't on either side of the 
track there. 

13 



178 COURT TESTIMONY. 



RE-DIRECT EXAMINATION. 
By Mr. Timmonds — 

Q. Who did you say went down there with you ? A. My cousin. 
Q. The one that came in on the train ? A. Yes, sir. ? 00 

Q. Had he and your father met yet ; did your father know that he was in town ? A. 

No, sir. v 

Q. Why did you and your cousin go down and look for your father? A I just 
went down ; I said, ' ' we will go down and see if father knows you. He 
thinks you are coming on the train ; if he is very drunk he will look on all the 
trains." 

Objected to by the counsel for the defendant as immaterial and incompetent. 

By Mr. Timmonds : — They drew out the fact as to what he went there to look for, 
800 and I want to know why he went there. Overruled. To which ruling the 
defendant by its counsel, then and there, duly excepted at the time. 

Q. What is the condition of the railroad track on the K. C. F. S. & M. rail- 
road where this stopping post west of the crossing is ; explain how the track 
lays there what condition it was in, and all about it ? A. I could not state 
what condition it was in then ; I guess it is in good condition. 

Q. Are you acquainted with the ground on the Memphis road between the 9 °° 
crossing and the first street west ? Do you know what is the first street west 
of the crossing? A. Yes, the first street is Pedro, west of the Missouri 
Pacific crossing. 

Q. Do you know whether the grounds are fenced on either side of the Memphis 
road between that street and the railroad crossing ? A. Part of the way, it is. 

Q. Do you know anything about whether it is cultivated or not? A. Yes, sir, 
it is cultivated, a part of it. 



J. W. Sherman, sworn and examined as a witness on the part of the plaintiffs, 
testified as 100 ° follows : 

DIRECT EXAMINATION. 
By Mr. Timmonds — 

Q. Where do you reside ? A. At present at Liberal, Mo. 

Q. In this county ? A. Yes, sir. 

Q. Are you the Station Agent of the Memphis railroad at that point? A. 
Yes, sir. 

Q. How long have you been holding that position? A Since July, 1888. I 
think it was. 

Q. Are you able to state what was the regular running passenger and freight 
trains over that railroad last winter, about Christmas time ? A. I don't know 
that I understand your question. 

Q. I want to learn from you what trains, what passenger and what II0 ° freight 
trains passed regularly through that town over this road, last winter about 
Christmas time ? A. My memory is not clear on that point just now. 

Q. If a person should ask you what time a train arrived there, coujd you tell him ? 
A. Yes, sir, the passenger trains that run on schedule time. 



COURT TESTIMONY. i 79 



Q. Do you know whether or not this railroad company received and discharged 

passengers at the stopping place at the crossing ? 

Objected to by counsel for defendant as irrelevant and immaterial. Over- 
ruled. To which ruling the defendant by its counsel, then and there, duly 
excepted at I200 the time. 

A. They are not supposed to receive and discharge passengers there. If a man 
gets on or off there, he does so entirely on his own risk. 

Q. Do you know whether the company receive and discharge them there ? A. 

They are not supposed to. 
Q. Do you know whether they do that or not? A. I don't know, I am hardly 

ever down there ; my station, you know, is at the depot. 

CROSS EXAMINATION. 
By Mr. Hamlin — 

Q. I understand you to say that it is positively against the instructions to the agents 
to sell tickets on any train that ^°° does not stop at the stations ? A. Yes, 
sir. 

Q. A man can come and buy a ticket to-day, and ride on it at any time when he 
can catch a train ? A. Yes, sir. 

Q. When they are sold, they are not sold with the understanding that the pur- 
chaser is to ride on trains that do not stop at the station, where it is sold ? A. 
No, sir. 

Q. It is a fact that an agent would be fired if he should authorize or attempt to 
authorize a person '_<_> get on a train that didn't stop there? A. I4 °° Yes, sir ; 
those are the rules of the company. 



E. W. Kells, sworn and examined as a witness on the part of the plaintiffs, testi- 
fied as follows : 

DIRECT EXAMINATION. 
By Mr. Timmonds — 

Q. Where do you reside ? A. At Fort Scott, Kans. 

Q. What is your business ? A. I am a locomotive engineer. 

Q. For what company? A. The K. C. F. S. & M. 

Q. How long have you been employed by that company ? A. Almost ten years, 
it will be in a month or two. 

Q. Where do you run now? A. I am running between Kansas City and 
Springfield. 

Q. How long ^^ have you been a locomotive engineer ? A. I commenced my 
first running in 1873 ; that is, to go any distance on the road ; I had been 
handling an engine before that. 

Q. How old are you ? A. Fifty-one past. 

Q. Did you as an engineer have control of an engine pulling freight train No. 48 
over this railroad through this county, on the night of the 24th of December 
last? A. Yes, sir. 

Q. Were you on time or behind time ? A. I was behind time. 

Q. About how much behind time? A. I l6o ° don't just recollect, but I presume I 
was a couple of hours behind time. 



M13 



i8o COURT TESTIMONY. 



Q. What sort of an engine did you have ? A. I had an eight-wheel engine, 17x24. 

Q. What do you mean by 17x24? A. The diameter of the cylinder is 17 inches 
and the stroke is 24 inches. 

Q. What sort of brakes did you have on that train? A. The train had hand 
brakes and a few cars with air brakes. 

Q. About how many cars did you have air brakes on? A. I v°° don't recollect. 

Q. Do you remember, Mr. Kells, whether or not you stopped the train before you 
passed over the railroad crossing at Liberal ? A. Yes, sir ; I stopped at thf 
stopping post. 

Q How soon did you start your train, after you came to a stop? A. Well, right 
away ; my recollection is that I started right up. We only waited to make the 
stop required at tfie crossing. 

CilOSS EXAMINATION. 

By Mr. Hamlin — 

Q. I understar d you to say now that you saw a pile of ashes before your engine, 
somewhere in front of you , not far from the stopping post l8o ° west of the 
crossing? A. Yes, sir. 

Q. Did you see anything else on the track ahead of you except the pile of ashes, 
and afterward the piece of garment at about the same place ? A. No, sir. 

Q. What were you doing there, as. you drew youi train over the Missouri Pacific 
track ? A. Looking up the Missouri Pacific track to the right and left ; look- 
ing out for my train. 

Q. Is it the duty of an engineer, when he crosses another railroad, to keep looking 
to the right and left ? A. Yes, sir. 

Q. Is there any danger ^°° that trains on that road might come in and not see you, 
or might not obey the law, and run into you ? A. Yes, it is very frequent 
that trains come together on a crossing. 

Q. And you were acting in the discharge of your duty in looking to the right and 
left? A. Yes, sir. 

Q. I will ask you to state whether it is customary to clean ashes out at that place ? 
A. Yes, at any time or place where we make a stop : if we think there is any 
danger of burning the grates. The stopping post 2000 at a crossing is a very 
common place, and at the water-tank. 

Q. Can an engineer clean the pan without stopping the train i A. No, sir. 

Q. Are you allowed to clean it at the platform or near the station. A. No, sir. 
We do it sometimes if there is not a great deal, to save a stop, if we are short 
of time, but it is not allowable. 

RE-DIRECT EXAMINATION. 
By Mr. Timmonds — 

Q. Did I understand you to say that this object was a pile of ashes, or that you 
supposed it to be one ? A. I supposed it to 2I00 be one ; it had that ap- 
pearance. 

Q. I understood you to say that this object which you supposed to be a pile of 
ashes, when you got closer, you supposed it to be a garment ? A. Yes, sir. 



COURT TESTIMONY. 181 



RE-CROSS EXAMINATION. 
By Mr. Hamlin — 

Q. What kind of a night was that ? A. It was a moonlight night ; a hazy moon- 
light night. 

Q. What effect does moonlight have upon a headlight ? A. Well, the moonlight 
neutralizes the headlight. 



Jack Lavery, sworn and examined as a witness on the part of the plaintiffs, testified 

as follows : 

RE-DIRECT EXAMINATION. 
By Mr. Timmonds — 

Q. Where do you reside ? A. At Liberal, Mo. 2200 

Q. How long have you resided there ? A. About eight years. 

Q. Did you know James Ross in his life time ? A. Yes, sir. 

Q. Were you at Liberal on the morning of last Christmas ? A. Yes, sir. 

Q. Where did you see him after he had been hurt? A. I saw him at the side of 
the railroad track. 

Q. How did you happen to be down there? A. The conductor came up and 
asked me to go down and take care of him until morning. 

Q. The conductor of the passenger train ? A. Yes, sir. 

Q. The east 23 °° bound train coming this way from Liberal ? A. Yes, sir. 

Q. When you moved him what did you discover? A. When we washed and 
dressed him we found that his arm was broken, his leg was broken in two 
places, and his left eye was gone, 

CROSS EXAMINATION. 
By Mr. Hamlin — 

Q. Isn't it true that there are a number of places along there that show where ashes 
have been dumped ? A. Yes, sir. 

Q. A good many places ? A. Yes, sir ; but they had been leveled down even with 
the track and looked like a shadow. 



Jack Lavery, recalled for the plaintiffs, testified 24 °° as follows : 

RE-DIRECT EXAMINATION. 
By Mr. Timmonds — 

Q. Just before you went off the stand, and while I was talking with some one at 
the rail, there were two questions put by Mr. Hamlin and answered by you 
which I did not hear. I find, from the record of the stenographer, they are 
these: "Isn't it true that there are a number of places along there where 
ashes have been dumped," and you answered " yes." The other question is 
"a good many places," and your answer "yes"? A. Yes, but I said they 
had been scraped down level with the track, and they looked like 2 s°° a 
shadow. 

Q. Where were the piles of ashes, and in what condition were the several piles 
that you referred to ? A. They were where the ashes had been dumped and 
were leveled down with the rest of the track, and they looked like a shadow 
at night ; it made the track spotted in the dark. 



182 COURT TESTIMONY. 



RE-CROSS EXAMINATION. 

By Mr. Hamlin — 

Q. You say you mistook one of these ash-piles or spots for the body of Ross, when 
you were looking for him ? A. Yes, sir. 

Q. How close were you to it when you thought it was the body ? A. About 30 
feet. 26o ° 

Q. How near did you get to it before you discovered the mistake ? A. About 9 
or 10 feet. 

The plaintiffs here rested their case. 



The defendant, to maintain the issues on its part, offered the following testimony, 
to-wit : 

M. Fox, sworn and examined as a witness on the part of the defendant, testified 
as follows : 

DIRECT EXAMINATION. 
By Mr. Hamlin — 

Q. Where do you reside ? A. I live out in Kansas. 

Q. Where did you live last Christmas ? A. I lived in Pedro, Mo. 

Q. What were you doing ? A. I was track foreman on the Memphis road. 

Q. Do you remember going 2 7°° along the track of the Memphis road, early on the 
morning of the 25th of December last ? A. Yes, sir. 

Q. If you found anything there, state what it was and where you found it? A. I 
found a piece of an old vest. 

Q. Where ? A. In the center of the track. 

Q. At what point on the track, with reference to the stopping post ? A. To the 
best of my judgment it was about 150 feet west of the stopping post. 



Oliver Hollingsworth, sworn and examined as a witness on the part of the 
defendant, 28o ° testified as follows : 

DIRECT EXAMINATION. 
By Mr. Hamlin — 

Q. Where do you reside ? A. In Fort Scott, Kansas. 

Q. What is your business ? A. Locomotive inspector. 

Q. For what company ? A. For the Gulf. 

Q. How long have you been car and engine inspector ? A. About two years and 
three months. 

Q. I will ask you to state to the jury if you inspected engine No. 55 on its arrival 
in Fort Scott, on the morning of the 25th of December ? A. Yes, sir ; I 
think so. 



COURT TESTIMONY. 183 



Q. That morning after its arrival ? A. Yes, sir. 

Q. About what time in the day 2 9°° did you inspect it ? A. Somewhere between 
eight and nine o'clock. 

Q. I will ask you whether you examined it to see whether it was bespattered with 
blood, or other evidence of its having come in contact with a living body ? A. 
Yes, sir ; I gave her a thorough examination for that purpose. 

Q. Did you find any indications of that kind ? A. No, sir ; I didn't find any- 
thing. 

CROSS EXAMINATION. 

By Mr. Timmonds — 

Q. What caused you to make such an examination that morning ? A, 1 heard 
some of the boys say that engine No. 55 had run over a man 3°°° down the 
road, and that called my attention to it in particular. 

Q. Who did you hear say it had run over a man ? A. It was the wipers, if don't 
know their names. 

Q. Some of the employes of the road ? A. Yes, sir. 

Defendant here rested its case. 3 °^ 




VOCABULARY OF 

Court Testimony 

IN THE ABBOTT CASE. 



VOCABULARY OF COURT TESTIMONY. 



185 



1 James Abbott 
Defendant 
Introduced 

By the plaintiff 
Testified as follows 
Witness 
Subscription 
Signature 
Yes sir 




I 1 

.W.e _Gr... 

That is my / ~ : - 

I will ask you 

If you ever -'~~-~— \ 

Paid that X SJ ^sT . 

$5,000 C 1 

Manufacturing Co. v <, I • j_v 

I consider I ' \" 

That I paid 

Did you ever . _ ^_^ t t 

[Co. ^-\ ^ S , 

Thompson Manufacturing k^-t^s .".v... « 
That you did pay it 
That I can 

1 Circumstances P r\ . 

You say J J 

Did you pay it (\ > •" ' 

Property \ V v^, ..... 

All the facts \ ^* 

Yes or no x , C I 

To that question -^ V* . „V ... 

For the delivery C / 

Did you pay that ^ ^ 

I did not c: — "3C^ . ea 

Cross examination !• 

You stated ^_^ / a ^-o^, 

In your direct examination <T .... _ {. .^ 

That you considered j_ 

"Will you explain • »=* 

3 Contract L \^..\_S-v_fl 

Composing 

For the conveyance _^^ 

To them -^ _\_ 

Examined that ( *? J 

Whether or not ^ -v 

Articles ~Xo «o S, 

Association 

Excepted \ < __ 

Accepted _ 

By the court X, J 

Issued L, -v 

I would oS I n. 

Certificate 

Ask you fQ c 

4 What you \_ ^ <L . 
With the subscription n_ 
Disposition n V 

Was made ^ V-^ .... 

Subscribed N 

Byyou -\ \ A A o 

Objected to by the counsel \ \ *—*> V, \) vP 
For the plaintiff 
Objection sustained 

Sworn and testified 

In his own 

Behalf « 

As follows py J— ^ 

Direct examination \_ 

You may now , ("* "3 

What was done ) 

In relation f 

My subscription vJ 

Evidence 

Scott Investment Co. 

Was cancelled 

5 Issuance 1 _. ,- X 
You say 7, c Z 
Were substituted • 

Which were J \ \o^ 

Procured / . 
Officers 11 

Members \ ^-O ^»~__- 

If you have . .x». .. . y^ 
Ever seen 

How long (^ ) 

This subscription . ^. ...^ ..y ._. S 

Was it >— => J 

6 You stated / ^ s " ? 

Immediately *A .>»«•. 

Canvassing 

And they were 7 ^ — • <; ~ N ^~\ 

Did you know . fc - ■*■■■ 

Mr. Massey 

7 Objected to as irrelevant A * \ r> 
ana immaterial, objection ^•W/i ;r — ^ VJv 
sustained. Exception for y^ XiXl 

(defendant n ? * • 

What you know < — ' V \, 

Whatever ^* 
Bringing 

& b TAY I -PAGE 185 




8 Substitution 
Entirely 
Dissevered 

Connection 

And there was nobody 

Surprised 

Proceedings 
Instituted 
You said 

Did you know 
Your name was 
That you were 

How do you 
Testimony 
Remark 
!> As I understand you 
Did you sign 
Of the directors 

Didn't you know 
It would be 
Certainly 

10 Yesterday 
Of that fact 
Also signed that 
Obligating 
Myself 
Document 

11 Paid their money 
Where was the 
Hibler 

Who was present [lection 
To the best of my recol- 
Were there 
You say that 
Tell the court 
How that was done 

I have told 

Details 

Question 

12 Solvent 
To them 
Organization 

That it was the 

Street 

A few days f there is 

13 Do you know whether 
Transactions 

At their meeting 

I don't know 

Record 

Which you mention 

14 Releasing 
Sworn 

For the defendant 

Testified as follows 

Agreement 

By the members 

15 Atwood 

I don't remember 

Official 

Themselves 

Conversation 

Adjournment [j ng 

16 What was the understand- 
Cancellation 

Did you ever see 

17 If you know 
Could you tell 
Any other business 

18 I have never 

I do not recollect 
Refresh 
Your memory 
As to the date 
That was the 

19 They were 
Authorized 

That you remember 

I asked you 

Adjourned 

Recollection ("lection 

20 To the best of my recol- 
Secretary 

Who were 

Corporation 

Capital 

State what you know 

21 Effecting 
Of this sale 
Result 

He has 

Commencement 

Helping 




TAY 2 -PACE I 85 



Court Testimony 

IN THE ABBOTT CASE. 



In the Circuit Court of the county of Greene, state of Missouri, May term, 1898. 

Thompson Manufacturing Company, ) 

vs. > SUIT ON SUBSCRIPTION. 

James Abbott. ; 

Springfield, Mo., May 26, 1898. 
BE IT REMEMBERED, that on the 26th day of May, A. D. I898, this cause com- 
ing on to be heard before James T. Neville, judge of the Circuit Court of 
Greene county, and a jury, the following proceedings were had, to wit : 

The plaintiff, to sustain the issues on its part, offered evidence as follows : 



James Abbott, the defendant, introduced as a witness by the plaintiff's counsel, 
testified as follows : 

DIRECT EXAMINATION. 
By Mr. Heffernan— 

Q. (Showing witness subscription list. ) Is that your signature ? A. Yes, sir, that 
is my signature. 

Q. I will ask you, if you ever paid that subscription of $5,000 to the Thompson 
Manufacturing Company ? A. I consider that I paid it ; yes, sir. 

Q. Did you ever pay that $5,000 in money to the Thompson Manufacturing 
Company? A. No, sir; I never paid it in money to the Thompson Manufac- 
turing Company. 

Q. You mean to say that you did pay it? A. I0 ° I mean to say that I can 
explain the circumstances and conditions under which it was paid. 

Q. You say you didn't pay it in money? A. Yes, sir. 

Q. Did you pay it in property ? A. Do you want all the facts ? 

Q. I want you to say yes or no to that question ? A. There was a contract for 
the delivery of property. 

Q. Did you pay that in property? A. No, sir ; I didn't pay it. 

CROSS EXAMINATION. 

By Mr. Massey — 

Q. You stated in your direct examination that you considered this paid. Now will 
you explain in what way 200 that payment was made? A. By contract 
with the gentlemen composing the Thompson Manufacturing Company for 
the conveyance of property to them. 
186 



COURT TESTIMONY. l87 



Q. Examine that paper. I will ask you whether or not that is the contract under 
which you signed these articles of association ? A. Yes, sir. 

Q. What became of your subscription to the Thompson Manufacturing Company ? 

Plaintiff objected to this question as incompetent. Objection sustained by 
the court. To which ruling of the court the defendant duly excepted at 
the time. 

By the Court — 

Q. Did you ever get any stock issued to you ? A. I never 3°° had a certificate. 

By Mr. White— 

Q. I would like to ask you what you did with the subscription to that stock ? 

Q. What disposition was made of that certificate of $5,000 of stock subscribed 
by you? 

Objected to by the counsel for plaintiff as incompetent and immaterial. 
Objection sustained. To which ruling the defendant duly excepted at the 
time. 



James Abbott, sworn, testified in his own behalf as follows : 

DIRECT EXAMINATION. 

By Mr. Massey — 

Q. You may state just what was done in relation to your subscription to that stock, 
which they have introduced in evidence. What was done by 4 °° you and 
the Thompson Manufacturing Company, and the Scott Investment Company 
in relation to it ? A. My subscription was cancelled by the substitution of 
other subscriptions and the issuance of other stock. 

Q. What subscriptions were these which you say were substituted for yours ? A. 
Subscriptions which were procured by the officers and members of the Scott 
Investment Company. 

To which question and answer plaintiff objected, and the objection was, by 
the court, sustained and evidence not permitted, to which ruling of the 
court the defendant duly excepted at the time. 

Q. How long was it after this subscription was made s°° before these other 
subscriptions were returned in lieu of it, as you stated ? A. Immediately , 
it wasn't more than one or two days ; possibly the same day ; possibly the 
next day after. I know that there was canvassing going on for subscriptions, 
and they were turned in. 

Q. Had they been taken before this ? A. Yes, sir. 

Q. . I will ask you whether or not all of those arrangements, that you speak of, were 
understood and agreed upon by the officers of the Thompson Manufacturing 
Company ? 

Mr. Vaughan — 

We object to that question because it calls for the opinion 6o ° of the witness. 

By the Court — That objection is sustained. You may state what was done. A. 
The officers were present at our final action and received these sub- 
scription lists. Mr. Thompson, Mr. Frizzel, Mr. Pomeroy, and possibly Mr. 
Kirst, if I remember right, did that. 



i88 COURT TESTIMONY. 



By the Court — State the facts about the acceptance of the subscription? A. The 
reception of that subscription was in lieu of the subscription made by myself 
and Mr. Atwood. 

By Mr. Massey— 

Q. I will ask you whether or not you ever received the certificate of stock ? A. 
I did not. 

Q. Did 7°° you know, at any time before this suit was brought against you, any- 
thing in relation to your name being on the books, or whether it was or not, 
as a stockholder ? 

Objected to by the defendant as irrelevant and immaterial. Objection sus- 
tained by the court and the witness not permitted to answer said question, 
to which ruling of the court the defendant excepted at the time. 

Q. I will ask you what you know, if anything, in relation to your name being used 
by the officers of the Thompson Manufacturing Company, in any way what- 
ever ; if so, what did 8o ° you know prior to the bringing of the suit ? A. 
I supposed that the subscription of this stock and the aid that we rendered 
them, entirely dissevered my connection with the Thompson Manufacturing 
Company, and there was nobody more surprised than I when proceedings 
were instituted against me on this motion. I know nothing about their busi- 
ness ; nothing about their methods ; nothing about their books. 

CROSS EXAMINATION. 
By Mr. Heffernan — 

Q. You said you did not know your name was ever connected with it, and that 
you were very much surprised that it was. How do you explain your testi- 
mony? A. I did 9 °° not make that remark, as I understand you. The 
remark I made was that, after the substitution of these subscriptions to the 
Thompson Manufacturing Company, I had no connection with them in any 
way, manner or shape. I know nothing about their business. 

Q. You were surprised, you stated, that this suit was instituted? A. I was 
surprised. 

Q. Didn't you sign the articles of association, and didn't you acknowledge before 
Mr. J. J. Hibler that you had paid in $2,500, and that it was in the hands of the 
directors? A. I certainly signed the articles of I00 ° association. I testi- 
fied to that here yesterday. 

Q. Didn't you know that it would put you on record ? A. Certainly I did. 

Q. You knew of that fact ? A. I knew that I signed the articles of association, 
and have explained here to-day the circumstances and conditions under which 
I signed them. 

Q. You also signed the subscription obligating yourself to pay the further sum of 
$2,500 ? A. I obligated myself to pay what the document says I did. 

Q. What did you mean by the payment of money and the execution of notes ? 
A. I mean the II0 ° parties that were substituted for my subscription paid 
their money and executed their notes to the Thompson Manufacturing 
Company. 

Q. Where was the substitution made ? A. It was made in the office ot the Scott 
Investment Company at Mr. Hibler's office. 

Q. Who was present? A. To the best of my recollection, most of the directors 
were there. 



COURT TESTIMONY. • 189 



Q. You say that subscription was made ? Tell the court how that was done ? A. 
I have told it plainly So far as the question of details are concerned, it is a 
question for the officers of the Thompson Manufacturing Company to I200 
supply the details as to how it was done. I know we turned them over the 
subscription lists of solvent men who were willing to subscribe. 

Q. You just turned that subscription over to them ? A. We turned the subscrip- 
tion over to them. 

Q. How long after the organization of the company was that ? A. My recol- 
lection is that it was the next day after the organization. I know it was a few 
days after the officers of the Thompson Manufacturing Company were around 
on the streets closing up the subscriptions. My recollection is that it was the 
next day. ^ 

Q. Do you know whether there is any record of these transactions made by the 
Thompson Manufacturing Company ? A. I do not. 

Q. These transactions were just transactions made with these officers at their meet- 
ing ? A. At the meeting of the Scott Investment Company, the Thompson 
Manufacturing Company's officers were present. 

Q. You don't know that any record of the transactions was made ? A. I don't 
know. 

Q. Do you know whether there was any record ever made of their receiving these 
subscriptions which you mention, in lieu of your stock, and releasing your 
subscription? A. I don't know. I4 °° 



J. J. Hibler, sworn and examined as a witness for the defendant, testified as 

follows : 

DIRECT EXAMINATION. 
By Mr. Massey — 

Q. What agreement was there with the Thompson Manufacturing Company in 
regard to these subscriptions ? A. There was an agreement by the members 
of the Thompson Manufacturing Company with the directors of the Scott 
Investment Company that those subscriptions were to be substituted for the 
subscriptions made by Atwood and Abbott. 

By the Court — 

Q. You say there was an agreement made between the directors of the Scott In- 
vestment Company and the directors of the Thompson Manufacturing Com- 
pany to substitute these subscriptions ? A. Yes, sir. 

Q. That was made by them ^ 00 and put down on their books, or was it just 
talked between them? A. I don't remember that it was put down on the 
books at that meeting in my office. 

Q. You say it was not the official act of the companies themselves? A. I am 
of the impression it was a conversation immediately after the adjournment, 
though it might not have been. 

By Mr. White — 

Q. I will ask you if you heard any talk on the part of the officers of the Thompson 
Manufacturing Company, at other times than this, in relation to this matter ? 
1600 a. Yes, sir, I had a talk with them. 

Q. What was the understanding ? A. That these subscriptions were to take the 
place of the subscriptions made by Abbott and Atwood. 



i 9 o . COURT TESTIMONY. 



Q. I will ask you if they ever said anything to you in relation to the cancellation of 
the subscriptions of Abbott and Atwood ? A. They told me that the Abbott 
and Atwood subscriptions were cancelled. 

By the Court — 

Q. Did you ever see anything on the records of the Thompson Manufacturing 
Company ? A. I never saw them. 

Q. I will ask you whether or not you were one ^ of these subscribers ? A. 
I was. 

Q. I will ask you whether or not you ever received a certificate of stock on that 
subscription ? A. I did. 

Objected to by the plaintiff. Objection sustained by the court, to which ruling 
of the court the defendant duly excepted at the time. 

Q. I will ask you if you know of certificates of stock being delivered to others of 
these subscribers ? A. I do. 

Q. Were you a director ? A. Yes, sir. 

Q. Could you tell by an examination of the record of the date as to any other 
business that occurred l8o ° there? A. I think this was a called meeting 
for this purpose. I don't know what the Scott Investment Association's 
records do state. I have never seen them. I do not recollect any other 
business being done that day only pertaining to the Thompson Manufacturing 
Company, although it may have been a regular meeting of the Scott Invest- 
ment Company, where other business came up. 

Q. Can you give the day of the month and year that occurred ? A. I could not. 

Q. I wish you would take this book and look over it and see if you can refresh 
your I 9°° memory as to the date. A. There is a meeting here in May, 
1897. I see that was the date they were present, and this was authorized. 

Q. Was it talked of at any other meeting that you remember? A. I don't 
recollect that it was talked of at any other regular board meeting. 

Q. The question I asked you was if this talk occurred there, as you say, after the 
board meeting adjourned, according to your recollection ? A. To the best 
of my recollection it was talked of afterwards. Whether it was talked of 
during the meeting 20 °° I am not positive. My impression is it was ; but it 
was also talked of after the meeting. 

Q. Isn't it a fact, it was merely talk ; there was no making of any contract at that 
time ? A. I think the secretary of the Scott Investment Company has the 
contracts, if there were any. 



F. E. Atwood, being duly sworn and examined as a witness on the part of the 
defendant, testified as follows : 

By Mr. Massey — 

Q. Did the Scott Investment Company have any arrangement with these gentle- 
men, who were acting for the Thompson Manufacturing Company, to aid them 
in getting up that corporation? A. They had 2I0 ° an arrangement to 
assist them in placing some of the capital stock in the city of Springfield. 

Q. Do you know anything about a subscription made to the capital stock of the 
Thompson Manufacturing Company by James Abbott ? A. Yes, sir. 



COURT TESTIMONY. i 9I 



Q. State what you know in relation to that subscription, and what arrangements 
were made concerning it ? A. The Scott Investment Company were effect- 
ing the sale of the cotton mill to the Thompson Manufacturing Company, 
which they were to use as a manufacturing building, and under the conditions 
of this sale the purchase price, or a portion of the 2200 purchase price, was 
$5,ooo paid-up stock. 

CROSS EXAMINATION. 
By Mr. Heffernan — 

Q. You were interested in the result of these suits, more or less ? A. Yes, sir. 

Q. There were several similar suits against yourself? A. Yes ; I have a $300 
certificate of their stock in my pocket ; I am sued also besides this. 

Q. Have you any subscription papers in your possession ? A. No, sir. 

Q. Do you know where they are ? A. No, sir. 

Q. Do you know whether Mr. J. T. White, attorney for the defendant in this case, 
has any of them ? A. I 2 3°° heard Mr. Hibler say he had the one he had. 

Q. When did you see it? A. I saw one of them since the commencement of 
this suit. 

Q. I mean outside of that ; do you know whether Mr. White has one of them ? 
A. I think he has ; yes. 

Q. Did you ever see any more ? A. No, never. 

Q. In reply to Mr. Massey's question, you stated that the Scott Investment Com- 
pany was helping along this enterprise started by this Thompson Manufactur- 
ing Company ; that is, they wanted to get all the subscriptions they could 
for them? A. They 24 °° wanted to get manufacturing interests here and 
wanted to sell the property also. 

Q. You obligated yourself to get a certain amount of the subscription ? A. We 
did not obligate ourselves to raise anything. We merely, at their request, 
said we would assist them. 2444 




VOCABULARY OF 

The Birthright, 

The Barter, and 
The Bitter Cry. 



VOCABULARY OF BIRTHRIGHT, BARTER AND BITTER CRY. 



193 



1 Birthright 
Barter 
Bitter cry 

What was it 
It was not 
Worldly 

Prosperity 

Esau 

Abundant 

Fortune 

Armed 

Retainers 

Edom 

Owned 

Sway 

After a life 

Splendid 

Unbroken 

Old age 

There is nothing 

Brief record 

To make us 
Think that 
Disappointed 

All that this 
Was hrs 
Sunshine 

2 Golden 
Wavelets 
Exceeding 

Momentary 
Was soon 
Forgotten 

In his satisfaction 
So much 
That his 
Whatever 
Evidently 
Had more than 

Jacob 

Who won it 

Immunity 

Sorrow 

Mystic 

Pandora 

3 Had been 
For every 
Human 
Into his 
Himself 
Distant 
Hireling 
Kinsman's 
Spends 

Manhood's 
Halting 
On his thigh 

Buries 

Favorite 

Rachel 

Bereaved 
Children 
That the days 
Of the years 
Pilgrimage 
Evil 

Trodden 

Rugged 

Thorns 

4 It was a 
Weary 
Breathed 
Itself 

Hieroglyphed 
Chamber 

Pharaohs 

Freedom 

Infinitely 

Spiritual 

Heritage 

Belonged 

Possessor 

Priest 

Privilege 

5 Depositary 
Communicator 
Divine 

Secrets 

Constituted 

Descent 

Messiah 

Power 

Greek 

Torch 

Messianic 

Heirship 

14 



^.. 



V-^ 



.g'rrS' 



Y i y 




Covenant 
Abraham 
Among 

Aristocracy 

Mankind 

Pilgrim 

Eternity 
Heaven 
More than this 

6 Fairer 
Reader 
Into a 

Which has been 
Son of God - 
Redemption 

Precious 

Blood 

Nature 

7 Angels 
Matchless 
Grace of Goc. 

Outshines 

Regalia 

England 

Alfred 

Translated 

Kingdom 

Darkness 
God's dear son 
Holy Ghosc 
Second birth 
Forgiven 

Lord God Almighty 
Side by side 
With the Son 
In His glory 

8 Joint-heirs 
Conquerors 
Foes 
Jubilant 
Mingled 
This may be 

Glorious 

Arm 

It is reserved 

It may be 

Realize 

Participate 

9 Inheritance 
Stern 
Discipline 
Promised 
Ashamed 
Marvel 

Destiny 

Within the reach 
Fallen 

Of this 

Sin-cursed 

Earth 

Caldron 

Savory 

Pottage 

Lentils 

Relished 

Syria 

Egypt 
Appetizing 

Enticing 

Hungry 

Moment 

Hunger 

Did not know 

Active 

Trifles 

Domestic 

Cookery 

10 Smell 
Convince 
Preparations 

Marvelously 
Cravings 
Hunters 
Cried 

Impatiently 
Wholly 
Selfish 
Suddenly 
Occurred 
1JI Winning 
Leader 
Clan 

Brother 
Counted 
Extraordinary 



A 



-? 



TAY I -PACE 193 



T«V 2-PAGE 193 



i 9 4 VOCABULARY OF BIRTHRIGHT, BARTER, AND BITTER CRY. 



Proposal 

Exchange 

Behold 

Bluff 
Myth 
So far as 

Vision 

Unseen 

Tempting 

12 Qualms 
Conscience 
.Despised 

Exonerate 

Of these men 

Blame 

Traitor 

Faithless 

Towards 

Distinctly 
Whispered 
Elder 

Younger 
Realization 

Loftiest 

13 Ambition 
Pledged 
Faithfulness 

Theme 
Repeated 
Who had 
Survived 
Might have been 
He was able 
Perform 
Miserable 
Schemes 

It is 
For us 
Quietly 

Apt 

Outrun 

Forestall 

Unfolding 

Purpose 

Snatch 

Blessings 

Ripe 

Beacon 

14 Scripture 
Diligently 
Profane 

Morsel 
Hebrew 
Let us 

Condemning 
Across the ages 
Amongst 

Born into the 

Talents 

Dowried 

Unusual 

Inheritors 

Noble 

Heirs 

Estates 

Gifted 

Keys 

Unlock 

Useless 

Fling 

Possibilities 

Blessedness 

15 Plunge 
Stygian 
Sensual 

Indulgence 

Strongest 

Bravest 

Weakest 

Resisting 

Appeals 

Fragrance 

Samson 

Charms 

Philistine 

Girl 

Servant 

Strength 
Oftenest 
Destruction 

Creeps 

Postern 

Arrow 

16 Penetrates 
Harness 
Crisis 




I u ZK 



iTb^S... 



Attack 

Worthy 

Escape 

Moreover 

Trivial 

Unbridled 

Saunter 

Small 

Angle 

Diverge 

Alternatives 

Decisions 

Comfort 

Reflections 

Important 

Bedroom 

Individual 

Preach 

Pentecost 
Character 
Horses 

18 Wearied 
Swellings 
Christian 

Mightiest 

Events 

Revolver 

Smallest 

Pivots 

Harvests 

Tiniest 

Eagerly 

Shoulder 

Entreating 

Pause 

Bartered 

Physical 

Eternal 

Temporary 

19 Equivalent 
Forfeit 
Forever 

Devil 
Bible 
Put together 

Temper 

Shalt 

Worship 

20 Himself 
Respite 
Appetite 

Christ 

Urgency 

Whetted 

Wolves 
Tasted 
Thou 

Hast 
Esau saw 
At his 

21 Primacy 
Genesis 
Chapter 

Revised version 

Alter 

Consequences 

Rash 

Repentance 

Sought 

Hearts 

Heart-broken 

Reviewed 

Blighted 

Bitter 

Adversary 

22 Wandered 
Insinuation 
Terrible 

Prayers 

Brazen 

Rebound 

Echo 

Callous 

Salvation 

23 Forgiveness 
Repent 
Help 

Mercy 

Blasphemy 

Forgiven 

Blessed 

Symptoms 

Flesh 

Plough 
Human 
Reversing 



L_ «d. 




<A.j£. 



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a -o N 



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TAr 2-PACC 19+ 



VOCABULARY OF BIRTHRIGHT, BARTER, AND BITTER CRY. 195 



Undo 

Solitary 

Outcome 

Revealed 
Thoughts 
Admitted 

24 Guests 
Inner 
Definite 
Asseverated 
Righteousness 
Sinful 

Irrevocable 

Eve 

Bitterly 

Choice 

Adam 

Cherub 

Rabbis 

Re-instate 

Bowers 

25 Paradise 
Uncontrollable 
Anguish 

Denial 

Blot 

Virgins 

Breasts 

Self-reproach 

Complaints 

Pitiable 
Reverse 
Bridegroom 

Lips 

Bursts 

Clouded 

Sunny 

Withered 

Shattered 

26 Shadow 
Dial 
Faithful 

Chronicler 

Floating 

Solution 

Fatal 

Crystallization 

Irreparable 

Garden 

Gethsemane 

Mournfully 

27 Instantly 
Added 
Arise 

Irrevocableness 
Restore 
Canker 

28 Eaten 
Truly 

He will not 

Thrice 
Flock 
Proclamation 

Long live the 

Announcement 

Available 



£3 3t 



A 



X 



'*>- J X 



TAY 1 -PAGE | 9S 



GROUP DICTATION. 

Group dictation if rightly managed is, 
no doubt, of the highest possible value to 
the shorthand student in gaining speed in 
writing and readiness in reading ; but 
the student should be very careful not to 
destroy its value by working carelessly or 
mechanically. 

After carefully practising the short- 
hand outlines preparatory to taking dic- 
tation, one member of the class or group 
(all sitting near together) should read 
the letters or selection, while the other 



members of the group write. The read- 
ing should be slow enough so the notes 
may be made accurately. It is a great 
mistake to dictate too rapidly. One can- 
not jump all at once from a certain speed 
to ten, fifteen, or fifty words per minute 
higher. 

Shorthand speed is of slow growth, and 
comes from repetition, gradually increas- 
ing. Do not try to force speed. As be- 
fore stated, it is a growth and cannot be 
forced any more than the grass can be 
forced to grow. Take good care of the 
notes, and constant and patient practise 
will bring the desired result. The first 
person in the group having dictated the 
selection, No. 2 should read from his 
notes until an error is made, when the 
next to the left should be called upon and 
so on, until the selection is read ; then 
let No. 2 dictate the same matter or se- 
lection, and the other members of the 
class read around in the same way, until 
the article has been read at least five 
times, being careful about dictating too 
rapidly. If the selection is very long, 
one person should not be required to 
read all of it from his notes, but read so 
far and allow the next to take it up. 

The other members of the group 
should not assist the reader ; in fact, it 
should be an invariable rule that all 
members of the group should keep si- 
lent all of the time, unless dictating. In 
reading from the notes, if the student 
realizes that he is alone in his work, there 
is no possible help at hand, that it is sink 
or swim, he will be stimulated to read, 
and in case of a little difficulty, to think, 
and, in this way, cultivate self-reliance, 
and this self-reliance will do more than 
anything else to straighten him out. In 
fact, the only difference between the re- 
porter who can read his notes rapidly 
and easily and one who cannot do so, 
is in the matter of self-reliance or con- 
fidence in his ability. If you have not 
confidence in your ability to read your 
own notes, you will make a miserable 
failure of it, no matter how much you 
know of shorthand. 

This practise may be varied in this 
way : Let one dictate the same as be- 
fore, after which let No. 2 read from his 



MM 



196 



GROUP DICTATION. 



notes, while the others write ; then the 
next one to the left read from his notes 
and the others write the same as before, 
and continue in this way (being careful 
not to dictate too rapidly), until the sub- 
ject has been written and read several 
times ; then prepare, by practising the 
words and phrases in the vocabulary, for 
another dictation and proceed in the 
same manner. 

Many prominent teachers and report- 
ers claim that one's speed can be in- 
creased from thirty to fifty words per 
minute in six weeks by the proper 
use of this method. 

Group dictation mechanically done and 
unthinkingly practised is not worth the 
time put into it. If it is to be used at 
51U, it must be used in the manner de- 
scribed. One variation of a single hair's 
breadth is liable to destroy its worth. If 
you wish to increase your shorthand 
speed, whether you are now writing fifty 
words a minute, one hundred words a 
minute, or one hundred and fifty words a 
minute, you cannot follow any surer or 
more direct method than of group dicta- 
tion. 

Neither can you waste your time any 
more completely or any more effectively 
than through the improper use of this 
method. Unless you are willing to work 
patiently, energetically, thinkingly, and 
methodically, you should not take it up 
on this plan. 

GRADED DICTATION. 

Wonderful strides forward have been 
made in the methods of teaching and 



training students in the commercial 
course, and the average student, with an 
equal amount of time, has been better 
prepared as a bookkeeper than the stu- 
dent of stenography has as a stenogra- 
pher, all because the student has been 
better directed in the commercial course, 
so that his time has been spent to better 
advantage. In a well-regulated business 
college, after the commercial student has 
completed a certain amount of work, he 
gets practise in different college offices, 
as the wholesale house, college bank, 
commission house, jobbing house, etc.; 
in other words, his work is arranged in 
such a manner that he is constantly doing 
the very things he will have to do in 
actual business. 

In this Graded Dictation Course the 
same end is accomplished for the stu- 
dent, as, if the same systematic method 
of practise is patiently and energetically 
followed up throughout the various busi- 
nesses in this course, the stenographer 
will become acquainted with the terms 
used in any particular line of work, and 
when he learns to use the office expedi- 
ents, he will be as well prepared for act- 
ual work as -the student from the most 
practical commercial department. 

Discipline in the schoolroom is the 
corner stone in the foundation of educa- 
tional success. It is the lever by which 
the teacher is enabled to lift the pupil to 
a plane upon which he, himself, stands 
Without discipline, there can be no real 
attention; without attention, there can be 
no progress ; and without progress on 
the part of the student, the school is a 
failure. 



Note.— The above explained method of handling advanced students depends largely on the 
class and the question of using the method must be left entirely to the discretion of the instructor, and 
lie in turn, of course, will be governed by the manner in which the class works. If the members of the 
class put in a good part of the time talking and laughing or doing the work in a careless manner, it 
would be the part of good judgment to discontinue this method, until the prescribed instructions of the 
teacher can be followed without any deviation. 



The Birthright, 

The Barter, and 

The Bitter Cry. 



I.— THE BIRTHRIGHT. 

What was it ? It was not worldly prosperity ; for though Esau lost it, he had 
an abundant fortune ; four hundred armed retainers followed at his heel ; the great 
country of Edom owned his sway ; till, after a life of splendid and unbroken pros- 
perity, he went down to the grave in peace at a good old age. There is nothing 
in the brief record which we have of him to make us think that he lived a broken or 
disappointed life. All that this world could give was his. The sunshine of worldly 
prosperity touched with golden light all the wavelets that broke upon the beach of 
his life. The exceeding bitter wail of momentary disappointment was soon forgot- 
ten in his satisfaction of having lost nothing which he really cared for, while so much 
was still left to him that his soul loved. Whatever the birthright was, it evidently 
was not worldly prosperity ; for of this, Esau, who lost it, probably had more than 
Jacob, who won it. 

It was not immunity from sorrow. When Jacob had secured it, it seemed as 
if the mystic box of Pandora had been opened in his home ; for every human ill was 
let free into his life. Staff in hand, he tears himself from home, and seeks a distant 
country. A hireling in a kinsman's house, he spends the best years of manhood's 
prime. Halting on his thigh, he bows before Esau ; buries his favorite Rachel ; 
chafes over the open sores of his home life ; is bereaved of his children ; and moans 
that the days of the years of his pilgrimage have been few and evil. Few have 
trodden a more rugged path, or bound about their brows a crown more set with 
thorns. It was a sad and weary life that breathed itself out in that hieroglyphed 
chamber in the land of the Pharaohs, when for the last time he gathered his feet into 
his bed and was gathered unto his people. Whatever the birthright was, it evi- 
dently was not freedom from pain and grief, for of these, Jacob, who won it, had 
infinitely more than Esau, who lost it. 

The birthright was a spiritual heritage. It gave the right — which ever be- 
longed to its possessor — of being the priest of the family or clan. It carried the 
privilege of being the depositary and communicator of the Divine secrets. It con- 
stituted a link in the line of descent by which the Messiah was to be born into 
the world. The right of wielding power with God and men ; the right of catching 
up and handing on — as in the old Greek race — the torch of Messianic hope ; the 
right of heirship to the promises of the covenant made to Abraham ; the right of 
standing among the spiritual aristocracy of mankind ; the right of being a pilgrim 
of eternity, owning no foot of earth, because all heaven was held in fee — this, and 
more than this, was summed up in the possession of the birthright. 

197 



198 BIRTHRIGHT, BARTER, AND BITTER CRY. 

It was a fair heritage ; but a fairer one is the birthright of every reader of these 
lines. You have been born into a world which has been trodden by the feet and 
wet by the tears of the Son of God. You have been born of a race whose redemp- 
tion has been purchased at the exceeding great price of His precious blood. You 
have been born of a nature which has been taken up by Him, who passed by that of 
angels. And such a birth carries with it rights, given by the matchless grace of God, 
which as much outshine the birthrights of the old world as the regalia of England 
does the crown of Alfred. 

Your birth gives you the right to be translated from the kingdom of darkness 
into the kingdom of God's dear Son; the right to claim of the Holy Ghost the 
second birth ; the right to be forgiven and saved ; the right to become the sons and 
daughters of the Lord God Almighty ; the right to stand side by side with the Son 
in His glory, joint-heirs with Him of all that is His ; the right to be more than con- 
querors over all the power of your foes ; the right to be delivered from sin, and to 
join the jubilant throng that stands on the shores of the sea of glass mingled 
with fire. 

This may be your glorious heritage. It cannot be purchased or won 
by might of arms. It is reserved for those only who, having been 
born of woman, have also been born of the Holy Ghost. It may be amid 
tears and storms that the heart will first realize its right to participate in this inheri- 
tance ; yet, even then, the thought and hope of its future heritage will cheer the 
spirit when passing through the stern discipline of life, on its way to the promised 
rest. That hope shall not be ashamed. And surely it will be the standing marvel 
of eternity that a destiny so bright was ever put within the reach of the fallen chil- 
dren of this sin-cursed earth. 

II.— THE BARTER. 

One day Jacob was standing over a caldron of savory pottage, made of those 
red lentiles which to the present day form a dish highly relished in Syria and in 
Egypt. The appetizing odor soon filled the air, enticing enough for a full, to say 
nothing of a hungry man. At that moment, who should come in but Esau, faint 
with hunger. He did not know the name ; his active life left him little time for 
such trifles as domestic cookery ; but the sight and smell were quite enough to con- 
vince him that Jacob's preparations would be marvellously suitable to stay the 
cravings of his hunter's hunger. " Give me some of that red — that red," he cried 
impatiently. 

Now Jacob was not wholly a selfish man ; but it suddenly occurred to him that 
this would be a good opportunity of winning the right to be the spiritual leader of 
the clan. So, knowing well how little his brother counted on his rights, he made 
the extraordinary proposal to exchange the mess of pottage for the birthright. 

Esau closed with the proposal. "Behold," said the bluff hunter, "I am on 
the point to die ; and what profit shall this birthright do to me ? " On the one hand 
was the birthright — a myth, so far as he could see, a vision of the far future, wholly 
unseen and spiritual. On the other hand was this pottage, right before him, and very 
tempting to his hunger. So he made over his birthright to Jacob. And Jacob gave 
him bread and pottage of lentiles ; and he did eat and drink, and went his way — 
not, I think, without some qualms of conscience ; and thus Esau despised his 
birthright. 

We cannot exonerate either of these men from blame. Jacob was not only a 
traitor to his brother, but he was faithless towards his God. Had it not been dis- 
tinctly whispered in his mother's ear that the elder of the brothers should serve the 
younger? Had not the realization of his loftiest ambition been pledged by One 
whose faithfulness had been the theme of repeated talks with Abraham, who had 



BIRTHRIGHT, BARTER, AND BITTER CRY. 199 

survived during the first eighteen years of his young life ? He might have been 
well assured that what the God of Abraham had promised He was able also to per- 
form ; and would perform, without the aid of his own miserable schemes. But how 
hard it is for us to quietly wait for God ! We are too apt to outrun Him ; to fore- 
stall the quiet unfolding of His purposes ; and to snatch at promised blessings 
before they are ripe. 

And as for Esau, we can never forget the beacon words of Scripture : " Look 
diligently, lest there be any profane person, as Esau, who for one morsel of meat 
sold his birthright." (Heb. xii, 16.) Yet let us, in condemning him across the 
ages, look close at home. How many are there amongst ourselves, born into the 
world with splendid talents ; downed with unusual powers ; inheritors of noble 
names ; heirs to vast estates ; gifted with keys to unlock any of the many doors to 
name, and fame, and usefulness — who yet fling away all these possibilities of bless- 
ing and blessedness, for one brief plunge into the Stygian pool of selfish and sen- 
sual indulgence ! 

The strongest and bravest men in build and muscle are often the weakest in 
resisting the appeals of momentary passion. Esau is mastered by the fragrance of a 
mess of pottage ; Samson by the charms of a Philistine girl ; Peter by the question 
of a servant. There is no strength apart from the strong Son of God. 

And the appeals to sense come oftenest when we are least expecting them. 
When we say, peace and safety, then sudden destruction comes. The foe creeps 
through the postern gate. The arrow penetrates the joints of the harness. The 
moment of crisis is the moment when we come in from the dangers of the 
chase to the home which promised us immunity from the attack. "Watch ye, 
therefore, and pray always ; that ye may be accounted worthy to escape all these 
things." 

These appeals, moreover, come in the most trivial things. One mess of pot- 
tage ; one glass of drink ; one moment's unbridled passion ; one afternoon's saun- 
ter ; a question and an answer, a movement or a look. It is in such small things — 
small as the angle at which railway lines diverge from each other to east and west — 
that great alternatives are offered and great decisions made. When we fail in some 
such thing, we often comfort ourselves with the reflection that we could and would 
do right in some all-important crisis. We cannot pray in a bedroom, but we could 
burn at a stake. We cannot speak to an individual ; but we could preach at a Pente- 
cost. We little understand ourselves. We do not see that trifles are the truest test 
of character ; and that if we cannot run with footmen, we certainly could not con- 
tend with horses ; and if we have been wearied in the land of peace, we certainly 
shall stand no chance when we are called to battle with the swellings of Jordan. 
There are no trifles in Christian living. Everything is great ; because the mightiest 
events revolve on the smallest pivots, and the greatest harvests for good and ill 
spring from the tiniest seed. 

Had we been at Esau's side how eagerly should we have laid our hand upon 
his shoulder, entreating him to pause and consider, before he bartered the spiritual 
for the physical ; the eternal for the temporal ; the unseen for the seen. " Will it 
pay?" "Is it wise?" "Will you get an equivalent for that which you forfeit 
now forever?" And such questions are asked still of all Esaus who are tempted 
to barter their peace, their manhood, their heaven, for one mess of the devil's pot- 
tage. It steams. It smells savory. It promises to do more good to you than all 
the Bible put together. The tempter whispers, "Thou shalt not surely die. Bow 
down and worship me, and all shall be thine. Give me that which thou hast ; and I 
will give thee this and much more." Then it is that a still, small voice asks, " What 
shall it profit a man if he gain the world and lose himself ? How much less will it 
profit him to lose his all for one small mess of pottage, which will only secure a 



2oo BIRTHRIGHT, BARTER. AND BITTER CRY. 

brief respite from the cravings of appetite." Learn to master appetite in Christ's 
strength ; this will serve thee better far than warding off its urgency for a time, 
leaving it to return with whetted hunger, like a pack of wolves which have tasted 
blood. " Hold that fast which thou hast, that no man take thy crown." 

III.— THE BITTER CRY. 

When Esau saw that God had taken him at his word, and had taken away 
from him the birthright of spiritual primacy, ' ' he cried with an exceeding great and 
bitter cry." (Gen. xxviii, 34, R. V.) But that cry came too late to alter the con- 
sequences of his rash act. "He found no place of repentance " (no way to change 
his father's decision), " though he sought it carefully with tears." 

"No place of repentance!" On many hearts those words have rung the 
knell of hope. As the heart-broken sinner has reviewed a blighted past with bitter 
tears and cries, the adversary of souls has whispered that he has sinned too deeply 
for repentance, and wandered too far to return ; and he has backed the insinuation 
with these terrible words, " Noplace of repentance •." 

And is it so ? Is it possible for a soul, on this side of death, to reach a position 
where tears and prayers will strike against the brazen heavens, and rebound, only 
an echo ? It cannot be. It is possible that a man should become too callous and 
hard to desire salvation : this is the sin unto death ; this is the sin that hath never 
forgiveness ; and it has no forgiveness because the sinner does not desire or seek it. 
But it is impossible for a man to desire to repent and not find a ready help in the 
grace of the Holy Ghost. It is impossible for a man to seek forgiveness with bitter 
tears and not obtain it. It is impossible for a man to knock at the door of mercy, 
and not find it open at last, though after long delay: "All manner of sin and 
blasphemy shall be forgiven unto men." In point of fact, these desires and tears 
and prayers are blessed symptoms that the work of grace and forgiveness has 
begun within the soul. They are not of man ; or of the will of the flesh ; but of 
God. But when God puts His hand to the plough in a human spirit, He never 
looks back. 

But the ' ' repentance ' ' mentioned here is not repentance to salvation ; but the 
power of reversing the past. Esau could not undo what he had done. He had 
long despised his birthright. That act of surrender was not a solitary one, but the 
outcome of a state of heart. It simply revealed thoughts that had been long admit- 
ted guests in the inner chamber of his being. But when once this temper had 
taken effect in a definite promise, asseverated by an oath, God held him to it — 
yea, nature and righteousness and conscience held him to it, too ; and he could 
not alter it by his tears or bitter cries. 

The sinful past is irrevocable. Eve might bitterly regret her choice ; but as 
she stood with Adam outside the cherub-guarded gate, with the faded rose in her 
hand — of which Rabbis tells us — her bitter regrets could not replace the apple on 
the tree, or reinstate her within the golden bowers of Paradise. Peter went out 
and wept bitterly ; but those tears of uncontrollable anguish could not recall the 
words of denial, or blot from his memory that look of pain. The Virgins might 
beat their breasts in bitter self-reproach ; but no complaints, however pitiable, could 
reverse the decision of the Bridegroom's lips. 

We all know this. We remember bursts of passion which have broken hearts ; 
sundered ties of love ; clouded sunny skies ; withered hopes ; and shattered prom- 
ising prospects. We would give worlds to blot out the record, and to make them 
as if they had never been. But it is impossible. We cannot bring back the shadow- 
on the dial. We cannot reverse the writing of the faithful chronicler. We cannot 
find a chance for altering the decisions, which had been long floating in solution in 



BIRTHRIGHT, BARTER, AND BITTER CRY. 201 



our minds, but which have had one fatal and irrevocable crystallization in word or 
act. There is no place of repentance, though we seek it carefully and with tears. 
You cannot undo it. 

But though the past is irrevocable, it is not irreparable. In the garden of 
Gethsemane our Lord said mournfully to the chosen three, " Sleep on now, and 
take your rest;" but He instantly added, "Arise: let us be going. " In the first 
sentence, He taught the irrevocableness of the past ; they might as well sleep, for 
any goo A that watching could now do. But in the second sentence, He taught that 
there was still a future before them, with new chances, and opportunities, and 
hopes. 

So shall it ever be. God Himself cannot undo the past. But He can and will 
forgive. He will not mention the past ; but give us a fair, fresh start. He will even 
"restore the years that the cankerworm has eaten." He will give us new oppor- 
tunities of showing how truly we repent the decisions of the past ; and how loyally 
we desire to serve Him in the decisions of the future. He will not even mention 
the thrice denial ; but He will give us three opportunities of saying how much we 
love Him, as He thrice bids us tend His flock. ' ' The King is dead ! " — that is the 
proclamation of the irrevocable past. "Long live the King!" — that is the an- 
nouncement of an available future. 

F. B. MEYER. 







COMBINATION SHORTHAND 



Dictionary and Reader 



ADAPTED TO THE 



UNIVERSAL DICTATION COURSE 



. . . FOR 



Taylors Graham Phonography 



ARRANGED BY 



W. L. MUSICK 



AUTHOR OF THE UNIVERSAL DICTATION COURSE, ADAPTED TO 
TEN DIFFERENT SYSTEMS (TEN DIFFERENT BOOKS); ESSEN- 
TIALS OF GRAMMAR, PUNCTUATION AND BUSINESS 
CORRESPONDENCE; SEVENTY-FIVE LESSONS 
IN SPELLING AND WORD ANALYSIS. 



W. L. MUSICK PUBLISHING CO., 
ST. LOUIS, MO. 



PREFACE. 



THIS dictionary is made up of the words and phrases of the vocabulary 
part of the Universal Dictation Course, so that any word or phrase out- 
line that has been passed over and forgotten, may be readily found by 
reference to the dictionary. We have found that in studying the Universal 
Dictation Course, it is somewhat difficult to find a particular word or phrase in 
the vocabulary, hence the arrangement of the vocabulary as a dictionary. It is 
especially valuable in connection with the Universal Dictation Course, but 
serves as a dictionary independent of the dictation book, and, as such, is a 
convenient reference book to have near at hand. 

The reading exercises are made up of easy and of technical matter, and 
are of great value for practice work, for reading and for dictation. 

THE AUTHOR. 



Entered, according to act Congress, in the year 1903. by 

W. I,. MUSICK, 

In the office of the librarian of Congress, at Washington, D. C. 



PRESS OF 

WOODWARD & TIERNAN PRINTING CO. 

ST. LOUIS. 



DICTIONARY AND READER. 



Ability 
Abilene 
Able to 

A. B. Moore & Co. 

Abolish 

Abraham 

A. Brown 

Absent 

Absence 

Abstract 

Absolutely 

Abundant 

Accept 

Accepted 

Acceptance 

Acceptable 

Accept my thanks 

Accept our thanks 

Account 

.accounts 

Account sales 

Accomplish 

Accidentally 

Accompanying 

Accommodation 

Accrue 

Accumulation 

Accustomed 

According 

Accordance 

Accordingly 

Accurate 

Accuracy 

Acknowledge 

Acknowledged 

Acknowledgment 

Acquainted 

Acquire 

Acquisition 

Acres 
Across 
Across the ages 

Act 

Active 

Action 

Acting 
Actual 
Actually 
Adam 
Adam Herd 
Adams & Flora 

Adapted 

Add 

Added 

Addition 

Additional 

Address 

Addressed 

Addressing 

Address your 

Adjust 

Adjusted 

Adjustment 

Adjustable 

Adjudged 

Adjudication 

Adjoining 

Adjourned 

Adjournment 

Admitted 

Admitting 

Admiration 

Admonition 

Adopt 

Adopting 

Advance 

Advertise 

Advertising 

Advertisement 

Adverse 

Adversary 

Advice 

Advices 

Advise 

Advises 
Advised 
Advisable 

Advisability 
Advisement 
Advise me 

Advantage 

Advantages 

Advantageous 

A few days 
A few days ago 

Affairs 



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Affect 

Affected 

Affirmative 

Afford 

Aforesaid 

Afraid 

After 

Afterward 

Afterwards 

Afternoon 

After that 

After that date 

After this date 
After you had 
After you came 
After you have 
After this difficulty 
After you have received 
After he was 
After I have 
After the 

After a great deal 

After a life 

A. B. Smythe, Esq. 

Again ready 
Again say 
Against his 

Against the company 

Against them 

Age 

Agent 

Agents 

Agency 

Agencies 

A. G. Davidson 

A. G. F. A. 

Agree with us 

Agreement 

Agreeable 

Ahead 

Aid 

A. G. Warner 

Alabama 
Albany 
Albany, N. Y. 

Alcott 

Alert 

Alfalfa 

Alf Hopkins 

Alfred 

Alias 

Allow 

Allowed 

Allowance 

Allowances 
Allowable 
Allow you 

All of which are 
All kinds 
All right 

All that 
All that time 
Alleys 
Alleged 
All depends 
Alleghany, Pa. 

All the conversation 

All the facts 

All the machinery 

All quotations 

Almonds 

Almost 

Along 

Alphabet 

Already 

Also 

Also consider 

Also some 

Also subject 
Also mail you 
Also send me 

Also signed that 

Alter 

Alternative 

Alternatives 

Alternation 

Although 

Altogether 

Always 

Ambition 

Amend 

American 

American Tobacco Oo. 



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Amongst 

Amounts 



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Ample 

An assignment 

Ancient 

Anchors 

Anchor Peannt Co. 

And a failure 

And a man 

And am of the opinion 

And are 

And are all that 
And are forwarding 
And are in a position 

And are so 

And as he 

An examination 

As far between 

And greatly oblige 

And I find 

And I return 

And I send them 

And I send you 

And I suppose 

And surrender 

And I think 

And I think you will find 

And I will see 

And knowing 

And number 
And oblige 
And order 

And our agent 
And our merchants 
And return 

And send same 

And that 

And that attached 

And that there can be 
And that you will 
And that the claim 

And the 

And the defendant 

And the fact that 

And the favor 

And the piece 

And the payments 

And their 

And then 

And there is 

And they are 

And they have 

And they were 

And they will be 

And there are no 

And there was nobody 

And this can be 
And those that 
And thus dispose 

And to 

And to have .t\ ~\» tvttt, 

And to make 

And you 

And you can .^» -r*—^ ....^>m. ... 

And you could 

And you got them -^ ^ 

And you have remitted _^_ ~o .... \rs. t^. 

And your family V» V. <r> 

And you will therefore « 

And you will be able to _*/_/ ,-r/. V 

And we will give V * 

And we will make you /'~^ > — " /%/ -r 

And we will wire you fc 6 pr^. 

And we seldom : 

And we should have heard -t 

And were - • * *-v -r 

And will ■; 

And will give you 
And will make you 
And will no doubt 

And will say tha* 

And will ship 

And will ship it 

And wishing you 

And would like 

Angle 

Angle bars 

Anglo-Saxon 

Angels 

Anguish 

Annexed 

Another . 

Annoying 

Annou ncement 

Annum 

Annual 

Annually 

Answer 




Answered 
Anthracite 
Anticipate 

Anticipation 
Anticipating 
Antique 

Anxious 
Anxiety 
Anybody 
Any castings 
Any company 
Any correct 

Any effect 
Any favors 
Any how 

Any importance 
Any one 
Any other 

Any other business 
Any place 
Any there 

Any time 

Apart 

Apartment 

Apologize 

Appeals 

Appear 

Appears 

Appearance 

Appellant 

Appetite 

Appetizing 

Apples 

Applied 

Applicant 

Application 

Appointed 

Appointment 

Appraisers 

Appreciation 

Appreciate 

Apprise 

Approbation 

Approval 

Approved 

Approximate 

Apricots 

Apron 

Apt 

Architect 

Architects 

Are able 

Are acquainted 

Are respected 

Are good there 

Are kept 

Are not 

Are received 

Are rather difficult 

Are simply 

Are subject 

Are you 

Are you acquainted 

Are you the 

Are you able to 

Are willing 

Ark 

Arkansas 

Argument 

Arise 

Aristocracy 

Arm 

Armed 

Arms 

Armenian 

Aroused 

Around 

Armourdale 

Armsbee 

Arms Company 

Article 

Articles 

Arrange 

Arranged 

Arrival 

Arrow 

As a delegate 

As a favor 

As a friend 

As a matter 

As a part 
Asbestos 
Ascertain 

Ascertained 
As directed 
As follows 



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DICTIONARY AND READER. 



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As good as 

Ashore 

Ash 

Ashes 

Ashamed 

As he 

As I understand you 

As it is the 

As it is 

Aside 

As I have 

As I look 

As I looked 

As I thought 

As it has 

Asking 

Asked Trim 

Asked for 

Ask you 

A. S. Lacy, Esq. 

As much as possible 

As near as 

As near as you know 

As per your 

Aspiration 

As possible 

As quickly as possible 

As soon as possible 

Assuming 

Asserts 

Assured 

Assets 

Association 

As stated 

Assist 

Assistance 

Asst. Gen. Frt. Agt. 

Assorted 

Assortment 

Assign 

Assignment 

As simple as I suppose 

As soon as the other 

Assuring 

Asseverated 

As to 

As the other 

As to being 

As to the exact 

As to the 

As to your 

As the property 

As the discounts 

As to the character 

As their price 

As to the exact time 

As this is the 

As to the course 

As to that 
As to the date 
As the bill 
As to the price 
As they were 
As to the time 

As we direct 

As well as 

As we were waiting 

As you see 

As you prefer 

As you may be aware 

As you do not 

As you are aware 

As you know 

As you now 

As your 

As you lay 

As you will notice 

At 

At a distance 

At all 

At any time 

At all times 

At a table 
At any price 
At first 
Atlanta 
Atlanta, Ga. 
At least 

Atlantic 

At once 

At our expense 

A trial 

At present 

At the same time 

At the moment 

Attachment-in-aid 

Attractive 



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At this 

At this time 

Attachment 

Attack 

At the same place 

At the same price 

Atterberry 

At the rate of 

Attorney 

Attached 
Attention 
At the time 
At that time 
At this time 
At the next 

At the bank 

Attempt 

Attended 

At their meeting 

At the regular 

Atwood 

At your 

At your place 

At your pleasure 

Aurora 

Aurora, Mo. 

Augusta, Kans. 

August Hooper 

Authority 

Authorized 

Audit 

Audited 

Avail 

Available 

Average 

Average time 

Avenue 

Avoid 

Away 

Awaiting 

A. W. Cleveland 
A week 

Axle 
Axles 
Axle grease 

Bacon 

Back 

Badly 

Baggage 
Baking powder 
Baltimore 

Balance 

Balancing 

Bankrupt 

Bangor, Me. 

Banded 

Bank 

Banquet 

Bankruptcy 

Bartered 

Barrel 

Barrels 

Barter 

Barges 
Barbed 
Barnard & Co. 

Basket 
Basis 
Basement 
Battle ax 
Battle Creek 
Baxter Springs 

Be able 

Be able to 

Beauty 

Bears 

Bearer 

Beans 

Beacon 

Beautiful collection 

Become 

Becomes 

Because 

Became 

B. D. Bennington 
Bed-rock 

Bed brake 
Bed-room 
Beds 
Been 

Been returneu 

Been there 

Beforehand 

Before he 

Before you got there 

Before 




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DICTIONARY AND READER. 



Before the 
Before I got there 
Before the bill of sale 
Before this difficulty 
Before that time 
Before you 

Begin 

Beginning 

Behind 

Behind the 

Behold 

Behalf 

Believe 

Belief 

Below 

Being duly sworn 

Belong 

Belonging 

Belonged 

Belts 

Bemis 

Be made 

Benner mackerel 
Benefit 

Benefits 
Beneficiary 
Bennington, Vt. 

Be necessary 

Berry 

Bereaved 

Bespattered 
Best 
Best time 

Best thing 
Besides 
Between you 

Between 

Better 

Bitterly 

Bevel 

Beyond the 

B. F. Newcomer 

Bible 

Bidding 

Bidder 

Billings 
Bill lading 
Billed 

Bills 

Bill of lading 

Bimetalism 

Bimetalist 

Bin 

Binghamton 

Birthday 

Birthright 

Birmingham 

Birch Tree, Mo. 
Bitter 
Bitter cry 
Blasphemy 
Blames 
Black Hussar 

Blackjack 

Blanks 

Black 

Blackberries 

Blackmail 

Blame 

Blessings 

Blessed 

Blessedness 

Bleached 

B. L. Hunt 

Blight 

Blighted 

Block 

Blocks 

Blood 

Bloods 

Bloomfield, N. J. 

Blockfield 

Blot 

Blue 

Blue grass 

Blued 

Bluff 

Blur 

Boards 

Board of trade 

Board of directors 

Body 

Bogus 

Bohemian 

Boiler 

Boilers 



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Bologna 

Bolts 

Bond 

Boneless 
Bonne Terre 
Book 

Books 

Book-cases 

Booked 

Book-keeper 

Booklet 

Boonville 

Borrow 

Borrowed 

Border 

Born into the 
Boston, Mass. 
Bottom 

Bought 
Bowers 
Box 

Boxes 

Box stoves 

Boys 

Bracket 

Bravest 

Brand 

Brass trimmings 

Brain 

Bradley 

Brazil 

Bran 

Brazen 

Breaks 

Breakage 

Breasts 

Breakers 

Breathe 

Breathed 

Brewster 

Brief record 

Brief 

Bridget Maloney 

Bridgeport 

Briefly 

Briefness 

Bridegroom 

Bristol 

Bring 

Bringing 

Brick 

Brighten 

Broken 

Brought there 

Brought suit 

Brother 

Brothers 

Brown 

Brussels 

Buck & Fleming 

Buffalo, N. Y. 

Buffalo 

Buffed 

Buggy 

Buggies 

Building 

Buildings 

Bullion 

Bull tongues 

Bullish 

Bundles 

Bunches 

Burlington, "Vt. 

Bursts 

Burns 

Burning 

Burned 

Burnt 

Buries 

Buried 

Burlington, la. 

Business 
But I will 
Butler, Pa. 

But are 
But are not 
But can 

But as 

But cannot 

But 

But can get 

But have a fine 

But I 

But the 
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TAV I -PAGE 4 



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DICTIONARY AND READER. 



Buyer 
Buvers 

B. Windom 

By 

Bybee 
By express 
By return mail 
By the dealers 
By this mail 
By the fact 
By the mice 
By the time 
By the papers 
By the members 
By the court 

By the plaintiff 

By that company 

By witness 

By you 

Cakes 

Callous 

Called 

Calls 

Call your attention 

Calculating 
Calculation 
California 

Caldron 

Came 

Campaign 

Canary 

Can be returned 

Can be closed 

Can be 

Cancel 

Canceled 

Cancellation 

Canker 

Canned 

Canning 

Canvassing 

Can you make 

Capacity 

Cape Fair, Mo. 

Capital 

Caps 

Cart 

Cards 

Cardboard 

Care 

Careless 

Carefully 
Careful attention 
Careful 

Carload 

Cars 

Cartage 

Carter & Graves 

Carry 

Carrying 

Carriage 

Carpet 

Carvers 

Cashier 

Cases 

Casing 

Cask 

Cassidy 

Castors 

Catalogue 

Cattle 

Cause 

Caused 

Causing 

Caution 

C. B. Burton 
Cedarvale 
C. E. Isle 
Celebrated 
Celluloid 
Cents 

Center 

Central 

Central National Bank 

Certain 

Certainly 

Certify 

Certificate 

Cereal 

Ceylon 

Charge 

Charges 

Character 

Charged 
Charter 
Chance 




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Chambray 

Charleston 

Changed 
Changing 
Chas. D. Curry 

China 

Chas. Martin 
Charleston, S. C. 

Chas. G. Bragg 
Chas. P. Wells 
Chattanooga 

Chattel mortgage 

Chair 

Chamber 

Chapter 

Chairman 

Cheap 

Cheese 
Checks 
Chest 

Checked 

Check 

Cheaper 

Chenille 

Cherokee 

Cherryvale 

Cheapest 

Cherup 

Cheerfully 

Cheyenne 

Cherries 

Chelsea 

Chester P. Purton 

Cherryvale, Kans. 

Child 

Christ 

Christmas 

Children 

Chicopee 
Chicago, 111. 
Chief 

Chilled plows 

Chillicothe 

Choice 

Chocolate 
Christian County 
Christian 

Chronicler 

Church 

Churches 

Church & Kissell 

Cinders 

Cigar 

Cigarettes 

City 

Citron 

Citizens 

Cinnamon 

Cincinnati, Ohio 

Circuit Court 

Circular 

Circulars 

Circumstances 

Clan 

Claim 

Claims 

Claim Agent 

Clause 

Clark 

Classification 

C. L. Brady 

Clear 

Clean 

Cleaner 

Clearly 

Clerk 

Clerking 

Cheyenne, Wyo. 
Cleveland, Ohio 
Cling 

Client 

Clients 

Clinton 

Clouded 

Clover 

Closer 

Cloth 

Closed 

C. L. Sweet 

Clumsy 

Coal 

Coal oil 

Coats and vests 

Cobalt Co 

Cocoanut 



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TAY 2 -PACE S 



DICTIONARY AND READER. 



C. o. D. 

Coffee 

Coffees 

Coffeyville, Kans. 

Coil 

Coke 

Collapse 
Collaterals 
Col. Rainey 

Collegiate 

Collecting 

Collection 

Collected 

Collections 

Columbus, Miss. 

Columbus, O. 

Columbus 

Columbia 

Cold 

Cold water 
Column 

Coleman Bros. 

Color 

Colored 

Colors 
Collier 
Commence 

Commercial 

Command 

Complete 

Composing 

Competitors 

Compensation 

Commend 

Common 

Competent 

Complaint 

Company 

Compel 

Complete 

Comfortable 

Comfort 

Composition 

Combined 

Commemoration 

Commence 

Commencement 

Communicate 

Communicate with 

Communication 

Commendation 

Complain 

Complaints 

Comply 

Complied 

Complying 

Compromise 

Compromised 

Common sense 

Companies 

Committee 

Commission 

Combination 

Complete 

Completed 

Completion 

Complement 

Complication 

Compelled 

Compare 

Compared 

Comparing 

Comparison 

Comparatively 

Concern 

Concerned 

Concerning 

Conception 

Conclude 

Conclusion 

Condition 

Conditional 

Condense 

Condensed 

Concentrated 

Concentration 

Condemning 

Conductor 

Conductors 

Conducting 

Confident 

Confidence 

Confidently 

Confidential 

Confer 

Conference 




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Conflict 

Confused 

Confirm 

Confirmed 

Confirmation 

Connect 

Connected 

Connection 

Connected with the 

Congress 

Congregation 

Consider 

Considered 

Considerable 

Consideration 

Consign 

Consigned 

Consignment 

Consent 

Consistent 

Consist 

Consisting 

Consistently 

Conquerors 

Consolation 

Consolidation 

Consequent 

Consequently 

Conscience 

Conscious 

Consecutive 

Consecutively 

Conscientious 

Consult 

Consultation 

Consummate 

Consummation 

Constant 

Constantly 

Constitute 

Constituted 

Constitution 

Constitutional 

Contents 

Contented 

Construct 

Constructed 

Construction 

Contact 
Contain 
Contained 

Containing 
Contemplate 
C o ntempl ate d 

Contemplation 

Continue 

Continues 

Continuous 

Continuance 

Contiguous 

Contingencies 

Contract 

Contracted 

Contractions 

Contribute 

Contributed 

Contributing 

Contrary 

Control 

Convince 

Convenient 

Convenience 

Conveniently 

Convey 

Conveyed 

Conveyance 

Conveying 

Conversation 

Co-operative 
Co-op. Ass'n, 
Co-operation 

Copy 

Copper 

Co-partnership 

Cook 

Cooked 

Cookery 

Cordage 

Cord 

Cordially 

Cordial 

Corduroy 

Cordz-Fisher Lumber Co. 

Correspond 

Correspondent 

Correspondence 



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DICTIONARY AND READER. 



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Cornice 
Corner 
Cornered 

Corn 

Corned beef 

Correct 

Corrected 

Correctly 

Correction 

Corroborate 
Corporation 

Cost 

Cost us 
Could 
Could then 
Could be carried 
Could you know 
Council Bluffs, la. 

Counsel 
Cou pons 
Couple 

Counties 

Count 

Counted 

County treasurer 

Countermand 

Countermanding 

Counterclaims 

Country 

Courage 

Course 

Cousin 

Court 

Court of Appeals 

Cover 

Covers 

Covered 

Covering 

Covenant 

Covington, Ky. 

Craft 

Crates 

Crating 
Cravens 
Cravings 

Crawford 

Credit 

Credits 

Creditor 

Credit you 

Creditors 

Credit memorandum 

Credit memoranda 

Creeps 

Cresting 

Cream 

Creams 

Crib 

Cried 

Criminal 

Crisis 

Crop 

Crops 

Crowd 

Crown 

Cross 

Crosses 

Crossing 

Cross-examined 

Cross-examination 

Cruiser 

Crushed 

Crystal 

Crystallization 

Cuckoo 

Cultivate 

Cultivated 

Cultivator 

Cultivators 
Cultivation 
Current 

Current River Granite Co. 

Cured 

Currants 

Curtain 

Custody 

Customers 

Customary 

Cuts 

Cutting 

Cutlery 

Cylinder 

Cypress 

Daily 

Dainty 

Daisy 



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Damaged 

Dangerous 
Danville, Va. 
Dark 

Darkness 

Dash 

Daughter 

David Benjamin 
Davis, Means & Co. 
Davenport, Iowa 

Dayton, Ohio 

Days 

today 

D. B. Ormiston 
D. D. Thomas 
Death 

Dear Sir 
Dear Madam 
Deadheaded 

Dealers 

Debtor 

Debate 

Decide 

Decided 

Decidedly 

Decision 

Decisions 

Decline 

Declined 

Declining 

Deceased 

Decorating 

December 

Deduct 

Deducted 

Deed 

Deeds 

Deed of trust 

Declared 

Declaration 

Decreasing 

Deep 

Deep water 

Deem 

Defend 

Defense 

Defendant 

Defendants 

Defendant's counsel 

Defer 

Deferring 

Defeat 

Defects 

Defective 

Default 

Definite 

Degarno 

Delay 

Delays 
Deliver 
Delivered 

Delaware 

Delegate 

Delicious 

Delinquent 

Demand 

Demands 

Demanded 

Demonstration 

Democratic party 

Demurrer 

Demagoguery 

Denver, Col. 

Denison 

Denison, Tex. 

Denial 

Depend 

Depends 

Deposits 

Depositing 

Depositions 

Department 

Depository 

Deponent 

Depth 

Derge, Stables & Co. 

Desire 

Desires 

Desired 

Desirous 

Desirable 

Desirably 

Destiny 

Destined 



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DICTIONARY AND READER. 



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Destination 

Describe 

Described 

Description 

Designs 

Designated 

Destroyed 

Destruction 

Despised 

Descent 

Desk 

Des Moines, la. 

Details 

Detailed 

Detained 

Detect 

Determined 

Determination 

Detriment 

Detroit, Mich. 

Devil 

Developed 

Devore Fruit Co. 

Devise 

Dexter Spring 

D. H. Barnes 

Dial 

Dial 

Diana 

Diagram 

Diamond 
Diameter 
Discipline 
Dictation 
Did you hold 
Did you ever 
Did you know 
Did you make 
Did you go 

Did you arrive 
Did you examine 
Did you notice 
Did you ever see 
Did you pay that 
Did you pay it 

Did you see 

Did you sign 

Did you remain there 

Did not 

Did not know 

Did not have 

Did that 
Did he come 
Didn't you know 
Didn't have very 
Did you not 
Did he take 

Did you see him 

Different 

Difference 

Different makes 

Difficult 

Difficulty 

Diligently 

Diminish 

Dimensions 

Direct 

Directly 

Director 

Directors 

Directions 

Direct examination 

Dislike 

Distant 

Distance 

Dispose 

Disposed 

Disposition 

Discover 

Discovered 

Discovery 

Disappoint 

Disappointed 

Discouraged 

Discouraging 

Distinctly 

Distinction 

Dissolve 

Dissolved 

Dissolution 

Discount 

Discounting 

Distributing 

Distribution 

Distributions 

Discriminate 



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Disintegration 
Disinterested 
Di s appr ob ation 

Disbursements 

Dissevered 

Disaffection 

Disobedient 

Disoblige 

Disability 

Disregard 

D is couragement 

Discussion 

Disown 

Dislocate 

Disclose 

Discommoded 

Dishonest 

Dismissed 

Discharge 

Disloyal 

Disposal 

Dispatch 
Dislodge 
District 

Dishes 
Divine 
Divide 

Division 
Diverge 
Diyerted 

Divorce 
Dixon, 111. 
D. J. Hunter 
D. L. McAdoo 
D. M. Hendricks 
Document 

Documents 
Does 
Does not 

Does not pay 

Does not know 

Dollars 

Doling & Bell 

Domestic 

Domicile 

Don't you 

Don't you think • . 

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T AY. a -PAGES 




DICTIONARY AND READER. 



M 9 



Drill 

Drills 

Drilling 

Drive 

Driver 

Drink 

Drinking 
Dried 

Dried grapes 
Drift 
Dr. Keith 

D. Roderick 

Dropped 

Drunk 

Drummond Tobacco Co. 

Dry 

Dryness 
Dry goods 

Dry Goods Company 

Due you 

Duly 

Dull times 
Dumped 
Dunning, N. Y. 

Dun's 
Duplicate 
Dupress 
During 

During the day 
During the time 

Duration 

Dust 

Duty 

E. A. Atwood 
Each 

Each other 

Eagerly 
Eagle 
Early mail 

Early remittance 

Earliest 

Early 

Ear list convenience 

Ear 

Earth 

Easy 

Easily 

Easier 

East 

Eastern 

East St. Louis 

Easton 

Eaton 

Eaves 

Ebb 

Echo 

E. C. Meachem 

Economy 

Edward Merrick 

Edward Johnson 

Edward 

Edgar 

Ed McGowan 

Education 

Edom 

Effect 

Effects 

Effecting 

Effective 



Effort 
Egypt 
Either 



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Either one 
Either give you 
Elbows 
Elder 
Elegant 
Elevator 
Election 
Electrotypes 
Elevators 

Elias Piatt 

Eli Lewis 

Eliminated 

Elmwood 

Else 

Elsewhere 

Ely & Stanchfield 

Embraced 

Embroidery 

Embarrassed 

Embarrassment 

Empowered 

Employe 
Employe of this 
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Employers 

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Enables us 
Enclosed 

Enclosure 
Enclosed letter 
Enclosed you will find 

Encourage 

Encouraged 

Encumbered 

Endeavor 

Endeavored 

Endeavoring 

End 

End spring 

Energetic 

Engine 

Engines 

Engineer 

Engraved 

England 

Enlarged 

Enough 

Enroute 

Enrouted 

Enter 

Entered 

Entire 

Entirely satisfactory 

Entitle 

Entitled 

Enthusiasm 

Enthusiastic 

Entreating 

Enticing 

Enumeration 

Envelope 

Equal 

Equaled 

Equally 

Equipment 

Equivalent 

Erred 

Error 
Erect 
Eraser 

Esau 
Esau saw 
Escape 

Especially 

Estate 

Estates 

Estimate 

Estimates 

Estimated 

Establish 

Established 

Establishments 

Esteemed 

Estes & Collins 

Et al 

Etc. 

Eternal 

Eternity 

Evanston 

Evanston, Wyo. 

Evans ville 

Evaporated 

Evaporators 

Eve 

Ever 

Ever saw him 

Every 

Event 

Even 

Evening 

Ever seen 

Everything 

Every one 

Everybody 

Everywhere 

Evil 

Evidence 

Evident 

Evidently 

Evinces 

Examine 

Examining 

Examined 

Examined that 

Examiner 

Examination 

Exact 

Exactly 




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DICTIONARY AND READER. 



Excellent 

Exclamation 

Exception 

Exceptionally 
Exception for defendant 
Exceptions 

Except 

Excepted 

Exceeding 

Exceedingly 

Excess 

Excitement 

Excelsior 
Excessive 
Exchange 

Excuse 

Exclusively 

Exercise 

Exertion 

Execute 

Executed 

Executor 

Execution 

Executive 

Exempt 

Exemption 

Exhibit 

Exhibited 

Exhibition 

Exhibiting 

Exhausted 

Exhaustion 

Exist 

Existed 

Existence 

Exonerate 

Explaining 

Explain the construction 

Expenses 

Expense bill 

Expensive 

Expect us 

Expected 

Expecting 

Expectation 

Expert 

Experience 

Exports 

Expression 

ExDended 

Express 

Exposed 

Expedient 

Explanation 

Extent 
Extend 
Extended 

Extension 

Extra 

Extras 

Extraordinary 

Extract 

Extemporize 

Eye 

Eyes 

F. A. Brown 

Factor 

Factory 

Factories 

Faces 

Facility 

Facilities 

Failed 

Failure 

Faithful 

Faithfully 

Faithless 

Faithfulness 

Fairer 

Fairly 

Fairbank & Co. 

Fallen 

Fall River, Mass. 

Family 

Familiar 

Familiarity 

Fancy 
Farm 
Farmers 



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Faster 
Fashioned 

Fatal 

Father 

Father there then 

Favor 

Favor us 

Favored 

Favorite 

Favorably 

Favorable 

Favor of the 25th 

Feature 

February 

Feel satisfied 

Feet 

Fellows 

Fellowship 

Fellow citizens 

Felt 

Felix Prater 

Fence 

Fencing 

Ferret 
Fever 
F. E. Smith 

F. E. Vermillion 

Field 

Figure 

Figures 

Figuring 

Figs 

Fighting 

Filled 

Finger 

Fingers 

Find 

Finish 

Finished 

Finally 

Finances 

Financial 
Financier 

First 

First National Bank 

First-class 

Fired 

Firm 

Fisherman 
Fisher & Hart 

Fit 

Fitted 

Fixed 

F. Kelsey 
Flat 
Flat cars 

Flange 

Flannel 

F. L. Chilton 

Flesh 

Flexible 

Fling 

Florida 

Flour 

Floating 

Flow 

Flock 

Floor 

Fluctuation 
Fluctu ations 
Flushing 

F. M. Clark & Co. 
F. O. B. 
F. O. Buell 

Foes 

Folded 

Folding 

Folio 

Follow 

Following 

For an 
For a reply 
For cash 

For coal 

For correction 

For collection 

For every 
For he loves us 
For not 

For sale 
For same 
For sometime 

Foi that 

For that company 

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TAV a-PAOE 10 



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DICTIONARY AND READER. 



11 



For their 
For them 
For the 

For the amount 
For the association 
For the coal 

For the conveyance 
For the defendant 
For the delivery 

For the examination 
For the fact 
For the invoice 
For the keeping 
For the lovers 
For the month 

For the money 

For the next 

For the opportunity 

For the payment 
For the plaintiff 
For the present 

For the purpose 

For this 

For this season 

For this purpose 
For this company 
For us 

For which 

For which this defendant 

Forward 

Forwarded 

Forwarding 

For 

For you 
For your city 
Forfeit 

Forth 

Forthwith 

Fort Scott 

Foreign 

Forest 

Forever 

Fortune 
Forget 
Forget you 

Forgotten 

Form 

Formed 

Former 

Formerly 

Forgiven 

Forgiveness 

Forearm 

Foreclose 

Foreclosed 

Foreclosure 

Foreman 

Forestall 

Foregoing 

Foster 

Fours 

Foundation 

Found 

Fox 

Frank Ross 

Franklin 

Frankly 

Frame 

Fragrance 

Freely 
Free silver 
Free of such 
Freedom 
Freeman 
Freeman & Co. 

Frequent 

Frequently 

Frequent and difficult 

Freight 

Freights 

Freight bills 

Fresh pork 
French 
French plate 

Friday 

Friends 

Frightened 

Frisco R. R. 

Fringe 

From 

From day to day 

From me 

From the center 

From the direction 

From the factory 

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From this 

From time to time 

From us 
From you 
Front 

Fruit 
Fully 
Funds 

Fundamental 
Further 
Further claim 

Further favors 
Furnaces 
Furniture Co. 

Furniture 

Furnish 

Furnished 

Furnishing 
Furnish us 
Future 

Gaffney & Bennett 

Gained 

Gallon 

Gallery 

Galvanized 

Gangs 

Gannt 
Garden 
Gardener Bros. 

Garment 
Garlic 

' Garnishment 
Garland 
Gave you 
G. C. Henry 
G. D. Brown & Co. 
General 
Generally 

Genesis 
Genuine 
Gentlemen 

General Manager 

Gen. Supt. 

Gen. Pass. Agt. 

Geo. B. Dougherty 

Geo. C. Cooper 

Geo. E. Kiner 

Geo. H. Wheeler & Bros. 

Geo. W. Baston 

Geo. W. Light 

Geo. Reed, Esq. 

Geo. T. Weaver 

George Ross 

German 

Gets 

Get it 

Get them 

Get there 

Getting 

Get the goods 
Gethsemane 
G. H. Davis 
G. H. Wheeler 
Gifted 
Gilt edge 

Gilliam 

Gingham 

Gin 

Girl 

Give 

Given 

Give away 
Give you 
Give him 

Give it 
Give us 
Give them 

Give the same 

Give the matter 

Give the prices 

Given it careful 

Glad 

Gladly 

Gladsome 

Glass 

Glass Bros. 

Glassware 

Glory 

Glorious 

Glossy 

God's dear Son 

Going 

Gold 
Golden 
Golden City 



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DICTIONARY AND READER. 



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Gone 
Good 
Goods 

Goodman 
Good property 
Good success 
Gotten 
Government 
G. P. T. A. 

Grade 

Graded 

Gradually 

Grant 

Granted 

Grand Rapids 

Grand Rapids, Mich. 

Gratifying 

Gratification 

Granby, Mo. 

Granulated 

Grass 

Grasp 

Grain 

Grateful 

Grabbed 

Grace of God 

Green 

Greenfield 

Greenville 

Greek 

Great deal 
Great Britain 
Greater 

Greatest 

Greatly 

Griddles 

Ground 

Ground pepper 

Growing 

Gross 

Groceries 

Guarantee 

Guaranteed 

Guess 

Guests 

Gulf 

Gum drops 

G. W. Brown & Co. 

G. W. Logan 

G. W. Wbittington 

G. W. Zeigler 

Habits 

Had 

Had a bottle 

Had been 

Had more than 

Had known 

Had not 

Had you been 

Had you known him 

Half 
Halves 
Half barrel 

Half shade 

Half an hour 

Half past 

Half million bushels 

Halting 

Hallowees 

Ham sausage 

Hams 

Hand 

Handed 

Hand-made 

Hand-picked 

Hand-sewed 

Handwriting 

Handle 

Handles 

Handling 

Handled 

Hangs 

Hanging 

Hangings 

Hangers 

Handsome 

Handsomely 

Handily 

Hannibal 

Happy 

Haphazard 

Happen 

Hard 

Hardly 

Harvest 

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Harm 

Harmony 

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Harrisonville 
Hartford, Conn. 

Harrisburg, Pa. 
Harold, Smart & Co. 
Harrington & Son 

Harter Medicine Co. 
Harriet Lane 
Has 

Has been 
Has not 
Has already 

Has the appearance 

Hast 

Hasten 

Hats 

Have 

Have a 

Have been 

Have been able to 

Have this 

Have you 

Have had 

Have the 

Have them 

Have to be 

Have no such 

Have occasion 

Have been received 

Have you lived 

Having noticed 

Haviland 

Haverhill 

Hauling 

Hauled 

Hay 

Hay don Bros. 

Hazy 

Hazard 

Hazards 
Hamil & Hall 
H. D. Simmons 
H. C. Roberts 
H. C. Day 
Heads 

Headley 

Headley Grocer Co. 

Head cheese 

Headlight 

Health 

Hear 

Heard 

Heart-broken 

Heater 

Heated 

Heavy 

Heavily 

Heavier 

Heaven 

Hebrew 

Heber City, Utah 

Hedge 

He came 

He come 
He called me 
He is a 
He is now 
He is 
He is nearest 

He is taller 

Here 

Hereafter 

Hereby 
Herein 
Hereinafter 

Heritage 
Hereof 
Hereto ' 

Heretofore 

Hereunto 

Herewith 

Heineke & Johnson 

Heirs 

Heirship 

He had 

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DICTIONARY AND READER. 



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Henry Underwood 

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H. H. Tucker, Esq 

Hibler 

Hickory 

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Higher 

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Highly 

Himself 
Hinton Bros 
Hireling 

His 

His stay 

H. K. Zook & Co. 

H. M. Johnson 

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Honor 

Honest 

Honorable 

Hold 

Holds 

Holders 

Holding 

Holes 

Holden, Mo. 
Hollingsworth 

Holy Ghost 

Hollow-ware 

Hoop 

Hoops 
Home 
Hope 

Hopes 

Hoping 

Hope these 

Hope you will 

Hope you will pay 

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Horses 

Hosmer's 

Hotel 

Hotels 

House 

Houses 

Houston 

Household 

Hours 

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If you 

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If you had 

If you have 

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If you can 

If you cannot 

If you can arrange 

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If you will 

If you will send us 

If you remit us 

If you will advise us 

If you will favor us 

If you wish 

If you wish us 

If you prefer. 

If you refer 

If you remit 

If you know 

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14 



DICTIONARY AND READER. 



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Illinois 

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Immediate 
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Import 

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Implements 

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Impressions 

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In an 

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In a few days 

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In care 
In care of 
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Inclusive 
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Inches 

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Inclination 

Incompetent 

Incapacitation 

Incorporation 

In construction 

Inconceivably 

Incorporated 

Income 
In case 
In charge 

Incident 

Incurring 

Indebted 

Indebtedness 

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Inducements 

In every respect 

In favor of 

Inferior 

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Inform 

Inform you 

Information 

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In full 

In good condition 

Ingrain 

Inheritors 

Inheritance 

In his own 

In his glory 

In his application 

In his satisfactior 

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Initials 

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Inner 

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Insurance Company 

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In the manner 

In the near 

In the near future 

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In the past 

In the property 

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In view of the large 

In which 

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In writing 

In your 

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In your city 

In your county 

In your case 

In your direct examination 
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In your letter 

In your town 
In your wish 
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Iowa City, Iowa 

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I was employed 
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I will ask you 
I would 
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Jacob 

Jack Lavery 

Jackson 

Jackson County 

Jacksonville 

Jail 

Jailer 

James Allen 
James Gray 
James Clark 

James Monroe 
James Abbott 
J ames Atkinson 
January 
James J. Gilpin 
Jas. Bruin 

Jas. Collins 
Jasper County 
J. B. Carter 

J. C. Allen 

J. C. Matthews 

J. C. Manning 

J. D. Carney 
J. Edgar 
Jefferson 

J. E. Glass 

Jelly 

Jeopardize 

Jerico 

J. H. Dunnegan 

J. H. Hamil 

J. H. Hume 
J. H. Mason 
J. Holland & Co. 
J. J. Miller 
J. K. Beer 
J. L. Dickson 

J. L. King & Co. 
J. L. Taylor 
J. L. Thompson 

J. M. Frost 
J. M. Jones 
J. M. Bussell 

Job 
Jobber 
Jobbers 
John Paber 
John Nelson 
John Clark 

John Stough Lumber Co, 
John Means 
Johnson & Johnson 

Join 

Joints 

Joint-heirs 

Joist 

Jordan 

Joseph W. Hall 

Joseph Murphy 

Joseph French", Esq. 

Journals 

J. P. Carter 

J. P. Thorn & Co. 

J. P. Warden 

J. R. Larabee & Co. 

J. S. Henderson 

J. T. Turner 

Jubilant 

Judging 

Judgment 

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July 10th 

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June 

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K. C. F. S. & M. 

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Keet-B.ountree 

Kegs 

Kelly & Harris 

Kensington 

Keplin & Arnold 

Keys 

Kilns 
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Kingdom 

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Knowledge 

Knoxall 

Knoxville 

Knocked 

Knock-down 

Koshkonong 

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Lady 
Ladies' hose 

Laid 

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Largest 

Largely 

Large cities 
Lard cans 
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Last May 
Last December 

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Latest 

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Late mail 
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Lath 

Laundry 

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Lawrence County 

Lazy 

L. B. Hunt 

L. D. Clarkson 

L. D. Mason 

Learn 

Learned 

Lead 

Leader 

Leaded 

Leather 

Leakage 

Lebanon, Mo. 

Leber Kase 

Lecture 

Left 

Left hand 

Left side 

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Legally 

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TAV 2 -PAGE 16 



DICTIONARY AND READER. 



M 17 



Legislature 

Lemon 

Lenox 

Length 
Lentils 
Leopold 

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Let 

Let us 

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Let us have 

Let us hear 

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Letter 

Letter-heads 

Levy 

Levied 

Level 

Lexington 

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Liabilities 

Liberty 

Liberal 

Library 

Lien 

Lieu 

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Lifeless 

Lightly 
Lighter 
Lightening 

Literature 

Liggett & Myers 

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Like to have you 

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Limit 

Limited 

Lima 

Link 

Linen 

Linings 

Linoleum 

Lineal 

Lincoln, Neb. 

Lips 

Liquid 

List 

Listed 

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Little 
Little Rock 

Little Rock, Ark. 

Litigation 

Lively 

Liver 

Livery 

L. J. Bruner 

L. J. Wright 

Loaded 

Loading 

Loans 

Local 

Locals 

Located 

Locating 

Localities 

Locomotive 

Locomotive engineer 

Loftiest 

Long 

Long ago 

Longs 

Longer 

Long time 

Longer time 

Long-hand 

Long live thee 

Longer than 

London 

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Lord God Almighty 

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L. P. Jones 
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Ludlow 

Lugs 

Lump 

Lumber 

Lunch 

Lyons County 

Machine 

Machinists 

Machinery 

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Magaws 
Mahogany 

Maine 
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Man 

Manhood's 

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M anuf acturing 
Manufacturing Co. 
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Manipulators 

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Manager 

Manner 

Mankind 

Manual 

Mandamus 
Manilla 
Mansfield, Ohio. 

Manchester, Va. 

Marvel 

Marvelously 

Market 
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Married 

Margins 

Marshal 

Martin 

Martinsburg 

Mary Lorry 

Maryville 
Marley & Kirby 
March 

Marshfield, Mo. 
Marseilles 
Master 

Material 

Materially 

Matchless 

Matter 

May 

Maybe 

Maynard 
Maysville, Ark. 
M. B. Donovan 
M. B. Markham 
M. C. Baker 
McMurry 
McPherson, Kan. 
M. B. Kelsey 
Means 
Meanwhile 
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Measurement 

Meadville 

Mechanical 

Medium 

Mediums 
Medicine Lodge 
Medical examination 

Melissa Jordan 

Memory 

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Memorandum 

Memoranda 

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Members 

Membership 

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Michigan .-^» 

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Middleton Grocer Co. 

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Miller's hand brushes 

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Milligan Grocer Co. 

Milwavikee, Wis. 

Minneapolis 

Minnesota 

Minn. 

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Miner 

Miners 
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Minutes 
Mingled 
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Mistakes 

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Mistook 

Misunderstood 

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Miss 
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Missouri Lumber Co. 

Mississippi Valley 

Missouri Pacific 
Missouri Bar Association 
Mississippi 

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Mitchell & Sholes 
Mix 

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M. L. Nesbit 

M. L. Thomas 

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Moire 
Moline, 111. 
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Moneys 

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Monday morning 
Monday night 
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Monett 
Montana 

Monroe 
Montgomery 
Moore Park 

Moonlight 

Moquette 

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Mouldy 

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Mouldings 

Mountain 

Mouse-eaten 

Mournfully 

Moves 

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Movement 

Mr. 

Mr. Black 
Mr. Blanks 
Mr. Dooley 
Mr. Howser 
Mr. Watson 
Mr. Massey 
Mr. Mosher 
Mr. Rogan 
Mr. Russel 
Mr. Roper 
Mr. Seidel 
Mr. Smith 

Mr. S. Simmons 

Mr. Schapker 

Mrs. 

Mrs. Reager 

M. S. Marshall 

M. Thennesy 

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Must therefore 

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Mustards 

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Municipal 

Mutually 

M. W. Schapp 

Muslins 

Myself 

My subscription 

My examination 

My recollection 

Myth 

Mystic 

Mystery 

Names 
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Nashville, Tenn. 

Natchez, Miss. 
Nathan Ortenburg 
National 

Nature 
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Navy beans 
N. B. Griffin 
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Nectarines 

Neosho 

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New Franklin 
New Port, R. I. 
Newspaper 
Newspapers 
New York 

New York State 

Next 

Nice 

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Nights 

N. M. Lyman 

No. (number) 

No. 4 
No. 50 
Noah Martin 

Noble 
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Noon 

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Northern 

Northeast 

Northwest 

Northwestern 

North Carolina 

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November 

Novelties 

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N. W. Ellerton 

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Objected 

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Of the directors 

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Ohio 
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On the note 
On the draft 
On the price 
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On the breakers 
On the building 
On the market 
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On that side 
On that account 
On this claim 

On this basis 
On this question 
On these goods 

On track 

On track here 

On us 

On which 

On you 

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On your books 

On your property 

On your order 

On your face 

On your return 

Opaque 

Open 

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Operators 

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Opportunity 

Option 

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Order number 
Order No. 12 
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Osage 

Oscar Jenkins 
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Our business 
Our claims 
Our claim has 
Our clients 
Our commission 
Our collection 

Our directors 
Our line 
Our notice 
Our order 
Ourselves 
Our salesman 
Out 

Outlook 
Outlast 

Outline 

Outside 

Outset 

Out same 

Outshines 

Outstanding 

Outrageous 
Outrun 
Out of dishes 

Out of the city 

Outfit 

Outcome 

Out everything 

Oven 

Over 

Overhead 
Oversight 
Overlook 

Overlooked 

Overland 

Overstock 

Overcharge 

Overestimated 

Over-ruled 

Over his 

Over your line 

Owe 

Owing 

Own 

Owned 

Owner 

Owners 

Owner's risk 

Own risk 
Oysters 
Oyster Palls 

Packed 

Packing 

Packages 

Packing house 
Packing company 
Packet 

Pacific 
Pacific, Mo. 
Paid 

Paid that 

Paid their money 

Pails 

Painstaking 

Paints 

Painted 

Panic 

Pandora 

Paola, Kans. 

Paper 

Papers 

Papered 

Part 

Party 

Parties 

Parlor 

Parsons 

Paradise 

Particular 

Particulars 

Particularly 

Partnership 

Participate 

Partition 

Paris 

Pasturage 

Passenger 

Passengers 

Past 

Patent 

Patents 

Patented 

Pattern 

Patterns 

Patrons 

Patience 




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DICTIONARY AND READER. 



21 



Pause 

Pay 

Payable 

Payment 

Pav more attention 

Pearl 

Pearl buttons 

Peaceable 

Peacefully 

Pea beans 

Peaches 

Pears 

Peculiarity 

Pecans 

Pedro 

Pedestal 

Peeled pie peaches 

Penny 

Pencil 

Pending 

Penmanship 

Pentecost 
Penalties 
Penetrates 

People 
People's 
People's party 

Petition 
Petitioners 
Petitioner's 
Peter Smith 
Pet Ozark 
Peoria, 111. 
Per cent 
Per box 
Per dozen 

Per day 
Per ton 
Per pound 
Per yard 
Per annum 
Per cord 
Per cwt 
Per bushel 
Per bbl. 

Per tierce 

Per M. 

Per hundred pounds 

Permit 
Period 
Perform 

Perfect 

Person 

Personal 

Personally 

Personal attention 

Permanent 

Persuaded 

Pertaining 

Persevere 

Perishable 

Perforated 

Perplexed 

Perfectly 

Perhaps 

Perpendicular 

Permitting 
Perseverance 
Pertle Springs 

Perfect satisfaction 

Pharaoh 

Philadelphia 

Philadelphia, Pa. 

Phillips 

Philistine 

Philanthropic 

Phoenix 

Photograph 

Phrases 

Phrenologist 

Physical 

Phyf er & Johnson 

Picnic 

Picture 

Piece 

Pieces 

Pie peaches 

Pierce City 

Pigs 

Pile 

Pilgrim 

Pilgrimage 

Pillow 

Pipe 

Pipe fittings 

Pistol 



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Pitiable 
Pittsburg, Pa. 
Pivots 

P. J. Williams & Son 

Plans 

Plants 

Plates 

Placed 

Plated 

Placard 

Places 

Place them 

Place the 
Platform 
Plaintiff 

Plaintiff's counsel 

Please 

Please note 

Please state 
Please ship 
Please place 

Please examine 
Please return 
Please send 

Please send me 
Please send us 
Please mail us 

Please advise us 
Please ship us 
Please give the 
Please send check 
Please take notice 
Please do not 

Please accept our thanks 

Pleased 

Pleasant 

Pleasure 

Plenty 

Pledge 

Pleadings 

Plow 

Plough 

Plows 

Plunge 

Ply 

Pocketed 

Point 

Points 

Pointed 

Polish 

Polished 

Policy 

Policies 

Politics 

Political party 

Poorer 

Popular 

Populist 

Population 

Poplar Bluffs 

Pork 

Porters 

Portraits 

Portion 
Porcelain 
Portland, Ore. 

Post 

Postal 

Poster 

Position 

Possessed 

Possessor 

Possession 

Possessions 

Possible 

Possibly 

Positively 

Possibility 

Possibilities 

Pottage 

Pottery 

Potatoes 

Pounds 

Poughkeepsie 

Power 

Powder 

Prayers 

Practising 

Practically 

Preferred 

Preferring 

Preferable 

Previous 

Previously 

Previous sale 

Preserve 



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TAY L-PAGE 21 



TAY 2- PACE 2 1 



22 



DICTIONARY AND READER. 



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Preserving 

Presence 

Pressure 

Present 

Presented 

Presentation 

Pressed 

Prevents 

Prevention 

Prevent us 

Prepared 

Preparation 

Preparations 

Preparatory 

Predicted 

Prediction 

Prevailing 

President 

Precious 

Premises 

Presume 

Premium 

Preceding 

Precision 

Prepaid 
Precede 
Preach 
Pretty- 
Price 
Prices 

Print 

Printed 

Principally 

Privilege 

Prior 

Private 

Prime 

Primacy 

Priest 

Probable 

Probably 

Probability 

Probate Court 

Process 

Processes 

Procure 

Procured 

Proceeds 

Proceedings 

Procession 

Proclamation 

Produce 

Production 

Profit 

Profits 

Profitable 

Profession 

Proficient 

Profane 

Program 

Progress 

Prohibition 

Prompt 

Promptly 
Promptness 
Prompt attention 

Prompt acceptance 

Promised 

Promises 

Promissory 

Prominent 

Pronounce 

Pronounced 

Proof 

Proper 

Properly 
Property 
Proposition 

Proposal 
Proposals 
Pro rata 

Prospects 

Prosperity 

Prosperously 

Prosecution 
Prosecuting . 
Prosecuting witness 

Protect 

Protected 

Protest 

Protested 

Provide 

Providing 

Providence 
Provisions 
Prove satisfactory 



Provocation 

Prone 

Proxy 

Prunes 

Prudence 

Public 

Public sale 

Publication 

Public auction 

Pump 

Pumping 

Pumpkin 

Purchase 

Purchaser 

Purchases 

Purchased 

Purcell, I. T. 

Purcell National Bank 

Purpose 

Purporting 

Pursuant 

Purview 

Pushed 

Pushing 

Qualms 

Quantity 

Quality 

Quarter 

Quarters 

Quality of material 

Question 

Questions 

Queen 

Queen City 

Quick 

Quickly 

Quietly 
Quires 
Quincy, 111. 

Quote 
Quote you 
Quotation 

Rabbit 
Rachel 




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Raisins 

Railway 

Railroad 

Railroad Company 

Railroads 

R. A. Kelley Co. 

Rakes 



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Rapid 
Rapidly 
Rash 
Raspberries 

Rate 
Rate of 
Rather than 

Rattle 
Rattlesnake 
Ratan 
Raymond 
R. B. Grainer 
R. D. Porter 

Reason 

Reasons 

Reasonable 

Realize 

Realizing 

Realized 

Realization 

Reclamation 

Reach 

Reaches 

Reached 

Ready 

Readily 

Really 

Real estate 

Real estate deal 

Reams 

Reaction 

Reader 
Reading, Pa. 
Rebound 
Receipt 
Receipts 
Receipt of advice 

Reciprocate 

Reciprocated 

Reciprocity 

Receive 

Receiver 

Receiving 



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DICTIONARY AND READER. 



23 



Record 

Recording 

Recorder's 

Recently 

Recognition 

Recollection 

Recommended 

Recognizing 

Recleaned 

Recover 

Re-cross examination 

Rectified 

Re-called 

Redeem 

Redemption 

Reduce 

Reduction 

Re-district 

Red clover 

Red Oak. la. 

Re-direct examination 

Reels 

Refuse 

Refuses 

Referee 

Referred 

Reference 

Referring 

Reflection 

Reflections 

Refinery 

Refrigerator 

Refresh 

Regalia 

Regular 

Regularly 

Regarding 

Regardless 

Regret 

Regretting 

R. B. Howard 

Re- instate 

Reject 

Rejected 

Relate 

Relation 

Relations 

Relative 

Relator 

Relating 

Release 

Released 

Releasing 

Rely 

Relying 

Reliable 

Relieve 

Relished 

Remark 

Remain 

Remains 

Remained 

Remainder 

Remit 

Remitted 

Remittance 

Remittances 

Remember 

Remedy 

Remington 

Remuneration 

Renew 

Renewal 

Render 

Rendered 

Repairs 

Represent 

Represents 

Represented 

Representing 

Representative 

Representation 

Report 

Reports 

Reporter 

Reported 

Repent 

Repentance 

Replevin 

Replace 

Replaced 
Repeated 
Repeatedly 

Reply 

Replying 

Reputation 



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Republican party 
Require 

Requires 
Required 
Requirements 

Request 

Requested 

Requested you 

Requesting 

Re-set 

Respective 

Respectively 

Responsible 

Responsibility 

Resident 

Residents 

Residence 

Results 
Restore 
Restoration 

Respectfully 
Respectfully decline 
Rested 

Resisting 

Re-ship 

Resources 

Reside 

Resume 

Respite 

Response 

Retain 

Retailed 

Retailer 

Retainers 

Retired 

Return 

Returned 

Returnable 

Retard 

Reverse 

Reversing 

Revealed 

Revised 

Revised version 

Revision 

Review 

Reviewed 

Revolver 

R. H. Prank 

R. H. Hornidy 

Ribbon 
Riding 
Right nand 
Right away 
Right there 
Rightful 

Righteousness 

Rings 

Ripe 

Risk 
Rise 
Rivets 

Riveted 

River 

Rival 

Robert Laird & Co. 

Robert Anderson 

Rock candy 

Rockport 

Rochester, N. Y. 

Rogers 

Rogers & Rucker 

Rolls 

Roller 

Rollers 
Rude 
Roofing 
Roscoe Bros. 
Rosedale, Kans. 
Route 

Rough 

Rugs 

Rugged 

Rule 

Rules 

Ruled 

Running 

Rush 

Rushed 

Sabbath 

Sack 

Sacks 

Sacked 

Sacrifice 

Safely 




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TAV 4- PAGE 23 



TAV I -PACE 83 



24 



DICTIONARY AND READER. 



Sale 

Sales 

Salesman 

Salem 

Salem, Ore. 

Salt Co. 

Salt Lake City 

Salina, Kans. 

Saloon 

Salmon 

Salvation 

Same 

Same as 

Same was 

Same was sent 

Sample 

Samples 

Sampson 

Santa Fe 

Santa Fe, Cal. 

Sandsburg 

Sandusky, O. 

Saturday 

Satisfy 

Satisfaction 

Sausage 

Saunter 

Saved 
Savory 
Savannah, Ga. 

Sawed 
Saw him 
Saw log 

Says 

Says there is 

Scale 

Scarce 

Scarce with us 

Scattered 

Scandinavian 

Schedule 

Schemes 

Schuyler 

School 

Science 

Scientific 

Scott 

Scott St. 

Scott Investment Co. 

Scotch 

Scotch bowls 

Score 

Scores 

Scour 

Scraped 
Scrambling 
Scranton, Pa. 

Scripture 

Season 

Seasoned 

Season of the year 

Search 

Seattle, Wash. 

Sebree 
Secure 
Securing 

Securely 
Security 
Secret 

Secretes 

Secretary 

Section 

Second birth 

Sedalia 

Sedrrctrve- 

Seen 
Seen him 
Seeing you 

Seemingly 

Seed 

Seedlings 

Seized 

Self 

Selfish 

Self-reproach 

Select 

Selected 

Selector 

Selection 

Seldom 

Sell you 

Seligman 

Semi-annual 

S emi- anthracite 

Send 

Send this 




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Send you 

Send us 

Sent 

Sentence 

Sentences 

Sensual 

Separate 

September 

Serve 

Served 

Service 

Services 

Servant 

Serious 

Seriously 

Series 

Serge 

Session 

Set-offs 

Setting the rolls 
Settling 

Settled 

Settlement 

Several 

Sewing machines 

Sewerage 

S. F. Hopkins 

Shall be 

Shall I 

Shall we have 

Shall send them 

Shall not be able to 

Shadow 

Shaft 

Shalt 

Shank 

Share 
Sharp 
Sharpen 

Shattered 

Shape 

Shell 

Shells 
Shelled 
Shell walnuts 

Sheriff 

Sheep 

Sherman 

Sherman, Tex. 

Ship 

Shipped 

Shipment 

Shipments 

Shipping 

Shipping bill 

Shields 

Shingles 

Shirts 
Shippers 
Should 
Should be 
Should some 
Should have 

Should make 
Should be pleased 
Should you order 

Should you desire 
Should he decide 
Should you be 

Should have come 
Should we be able to 
Should very much 

Should be considered 
Should you not be able to 
Should be called upon 

Short 

Shorts 

Shorter 

Shortest 

Shortly 

Shorthand 

Short time 

Short time back 

Shortage 

Shoulder 

Shoulders 

Shot 

Shovel 

Shovels 

Showing 

Shove it 
Shotwell & Co. 
Shrink 

Shrunk 

Shredded 

Sickness 



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DICTIONARY AND READER. 



25 



Side-track 
Side spring 
Side by side 
Sidewalks 
Sideboard 
Siding 

Sifted 

Signed 

Signature 

Signette 
Silk 
Silver 
Simply- 
Similar 
Simpson & Flavins 

Simmons Hdw. Co. 

Single 

Single man 

Since 

Since the time 

Sinful 

Sin-cursed 
Sioux City, la. 
Sisal 

Sister 
Situated 
Situation 
Six months 
Sixty days 
Size 

Sizes 

Skill 

Skilled 

Skillful 

Skillets 

Skidmore, Mo. 

Skylark 

Skylight 

Skylights 

Slack 

Slept 

Sleeping 

Slip 

Slip-shod 

Slight 

Slightest 

Slow 

Sluggish 

Slum element 

Small 

Smaller 

Smallest 
S. M. Brown 
Smell 

Smithing 
Smith & Evans 
Smoked 

Smooth 
Smyrna 
Snatch 

So as 

Soap 

Society 

So far 

So far as 

Sofa 

Soft 

So good as 

Soil 

So long 

Sole 

Sold 

Solicit 

Soliciting 

Solicitation 

Solvent 

Solution 

Solid 

Soldered 

Solemn 

Solitary 

Someone 
Sometimes 
Sometime ago 
Sometime past 
Somewhat 
Somewhere 
Something 
Some reason 
Some other 

Some trouble 
Some of these 
So much 

Son of God 
Son-in-law 
Soon 





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Sorts 

Sorry 

Sorrow 

South 

Southern 

Southeast 

Southwest 

Southwestern 

South Bend 

Sought 

Soups 

Source 

Space 

Sparta, Mo. 

Special 

Specially 

Specific 

Specified 

Specifications 

Specialties 

Special words 

Speculation 

Speculative 

Spends 

Spencerian 

Spikes 

Spiders 

Spiritual 

Split 

Splendid 

Spot 

Spotted 

Spot cash 

Spokes 

Spoken 

Spoiled 
Square 
Squarely 

Square top 

Spring 

Springs 

Springer 

Sprinkler 

Spring opens 

Springfield 
S. Slager 
Stability 

Staggered 

Stable 

Stand 

Stand in the way 

Standing 

Standard 

Standards 
Stained glass 
Start . 

Started 
Starting 

State 

States 

Stating 

Stated 

Statement 

State if you 

State if your 

State if you saw 

State if this man 

State if you are acquainted 

State if you have 

State what 

State what was his 

State what you know 
State whether 
State whether or not 

State now 

State where your 

State where you were 

State your relation 

State your name 

State to the jury 

State of Missouri 

State that he 

Stating 

Station 

Station agent 

Stationery 

Statistics 

Stated remittance 

Statutes 

Statu quo 

Staple 

Staples 

Starch Co. 

Stave 

Stays 



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26 



DICTIONARY AND READER. 



Steam 
Steady- 
Steel 
Steel rail 
Steelville 
Stenographer 
Step-father 
Stewart & Co. 
Still 
Stipp 

Stick candy 
St. Joseph 

St. Joseph, Mo. 

St. James 

St. L. & S. R. R. 

St. Louis Bridge Co. 

St. Louis, Mo. 

Stock 

Stock-holder 
Stock-holders 
Stock company 

Stock of goods 

Store 

Stores 

Storage 
Stopped 
Stopping 

Storm Lake 
Stove 
Stockton, Cal. 

St. Paul 

St. Paul, Minn. 

Stranded 

Strange 
Straight 
Straightened 

Strawberries 

Street 

Streets 

Street Car Co. 

Strip 

Strike 

Strong 

Strongest 

Stringency 

Strictly 

Struck 

Struggling 

Study 

Studied 

Student 

Stuff 

Styles 

Stygian 

Submit 

Submitted 

Submitting 

Submission 

Subject 

Subject to your order 

Substitute 

Substitution 

Subscribed 

Subscription 

Suburbs 

Subsequently 

Subterfuge 

Succeed 

Succeeded 

Success 

Successor 

Successful 

Successive 
Such as 
Such a matter 

Suddenly 

Sued 

Suffered 

Sufficient 

Sugar 

Sugars 

Suggest 

Suggestion 

Suit 

Suite 

Suitable 

Sullivan 

Summer 

Summary 

Summons 

Sum necessary 

Sunny 

Sunshine 

Sunday 
Supply 
Supplies 



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Supplied 
Supply you 
Supplying you 

Superintendents 

Superintendent 

Superior 

Supreme Court 

Support 

Surprise 

Surprised 
Surveyed 
Survived 

Surviving 

Surgeon 

Surgical 

Surrender 

Surrendered 

Surely 

Surrounding 

Sustain 

Sustained 

Suspended 
S. V. Barnes 
Sway 

Swapping 

Sweet 

Sweet Springs 

Swell 

Swellings 

Swift 

Swift, Fowler & Co. 

Sworn 

Sworn for plaintiff 

Sworn and testified 

Symptoms 

Synonym 

Syria 
Syrup 
Syracuse 

Syracuse, N. Y. 

System 

Systematic 

Tables 
Tablet 
Tabulated 

Tacoma, Wash 

Take 

Taken 

Takes 
Taking 
Take a drink 

Talk 

Talking 

Talent 

Talents 

Tank 

Tanks 

Tapestry 

Tare 

Tariff 

T.A.Wheeler, Esq. 

Taxes 

Taxing 

T. B. Altman 

T. Dilm 

Teas 

Teacher 

Technical 

Tell 

Tell the jury 

Tell the court 

Tell the difference 

Telephone 

Telegram 

Telegrams 
Telegraph 
Telegraphed 

Temper 

Template 

Temporary 

Tempting 

Tender 

Tendency 

Tennessee 

Terragona 

Terms 

Terminate 

Termination 

Terrible 

Territory 

Test 

Testimony 

Testimonial 
Testified as follows 
Testament 




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DICTIONARY AND READER. 



27 



Texas 

Texas Pacific 

That 

That are 

That are reported 

That first time 

That he 

That his 

That he was horn 

That I can 

That I have 

That I paid 

That is 

That is my 

That is my recollection 

That it was the 
That the 
That the days 
That the acconnt 
That the more 
That the market 
That the order 
That the price 
That they are 

That they can be 
That their 
That there is 
That there is nothing 
That there was 
That took place 

That was 
That was the 
That we did not 

That will 
That which 
Thanks 
Thanking 
Thanks for same 
Than 
Than the 
Than any other 
Thayer 

Thayer, Mo. 
That yon 
That yon are 

That yon can 
That yon can do 
That yon can make 
That yon considered 
That yon did pay it 
That yon give 
That yon give it 
That yon have 
That yon have not 

That yon had 
That yon had accepted 
That yon may be 
That yon reqnest 
That yon remember 
That yon shonld 

That yon shonld not 
That yon should know 
That yon would 

That yon would send us 

That yon will be 

That yon will be able to 

That you were 
That you wish 
That your 

That your customers 
That your report 
T. H. Cosgrove 

The 

The first 
The other 

The other room 

There 

Thereat 

There are 
Thereafter 
There are no 
There arc thousands 
Thereby 
Therefore 

Therefrom 
There is 
There is a 
There is nothing 
There is some 
Therein 

Thereof 
Thereon 
There should be 

Thereto 
There was 
There was an 



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There will be 
There will have 

There was nothing 
These 
These will 
They are not 
They are unable to 
They can be 

They can get 
They have 
They will 

They will be 
They will be the 
They were 
Then 
Thence 
Them 

Themselves 

Think 

Thinking 

Think he did 
Think it 
Think that 
Think this 
Think you can 
Think you would 
Theme 
Theodore 
Theodore Forrest 
T. H. Moore 
This day 
This draft 

This difficulty 
This difference 
This is 

This is not 

This is the 

This is satisfactory 

This matter 

This may be 

This morning 

This one 
This question 
Thirza 

Thickly 

This 

Third 

Third class 

This summer 

This subscription 

Thimble skein 

This time 

This will 

This will not 

This will be satisfactory 

Thought 

Thoughts 

Thought you 

Thoughtful 

Thorough 

Thoroughly 

Thorns 

Thorny 

Thornbrough 

Thomas Gordon 

Thomas Garwood [Co. 

Thompson Manufacturing 

Thou 

Thread 

Threes 

Thrice 

Through 

Threw 

Three dollars 

Three-quarters 

Thumb 

Thursday 

Ticket 

Tickets 

Time 

Time to time 

Timbers 

Timothy 

Timmonds 

Tin 

Tiniest 

Tipton 

Title 

T. J. Boyd & Co. 

T. J. Carter 
T.J. Howser 
T. J. Lawson 

T. J. Murphy 
To abolish 
To a case 



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TAY 2 -PACE S7 



28 



DICTIONARY AND READER. 



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To be 

To be able to 

To better advantage 

To be filled 
To be favored 
To balance 

Tobacco 

To call 

To call your attention 

To come 

To collect at once 

To correct 

To 

To do 
To do this 

To do so 

To do something 

To do the fair thing 

Today 
To dispose 
To fire that 

To go 

To give us 

To give you 

To give the order 

Together 

Together with 

To have 

To have any more 

To have a statement 

To have been 

To have considerable 

To have the 

To have them 

To have payment 

To have you 

To have your favors 

To have your order 

To hear 

To hear this 

To hand 

To harm you 

Toil 
To keep 
To keep it 
To keep these 
Told 
Told you 

Toledo 

Toledo, O. 

To make a 

To make a trade with you 

To make a superior article 

To make it clear 

To make it an object 

To make some 

To make the 

To make this 

To make us 

To move 

Tomorrow 

To meet the 

Tomatoes 

Tongue 

Tongueless 

Tonight 

Tool 

Tools 

To our 

To our branch 

To our place 

Too much 

To see 

To sell you 

To spend 

To serve 

To place the 

To place the order 

To please you 

To pay 

To pay nothing 

To put together 

Topeka 

Topeka, Kans. 

Top 

Top shelf 
Top figure 
To quote you 
Torch 
To reduce 

To the 

To the advance 

To the bank 

To the above 

To the bill 

To the best of my recollection 



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TAV I -PACE 28 



To the capacity 
To the company 
To the credit 
To the different 
To the effect 
To the factory . 

To the manner 
To the opinion 
To the present 

To the property 
To take 
To take this 

To this city 

To this letter 

To those 

To that time 

To that question 

To them 

To thank you 

Total 

To us 

Tough 

Town 

Towns 

Township 

Tower 

Towards 

To -wit 
To you 

To your advantage 
To your customers [ance 
To your immediate accept- 
To your trade 

Tracer 

Trade 

Traded 

Trading 

Track 

Tract 

Track bolts 

Traitor 

Train 

Transit 

Translated 

Transportation 

Traveling 

Traveling salesman 
Transact 

Transacted 

Transaction 

Transactions 

Transacting 

Transfer 

Transferred 

Transferring 
Transfer Co. 
Trask Fish Co. 

Treatv 
Treated you 
Treacherous 

Treatment 
Treasurer 
Trenton, N. J. 

Trial 

Triable 

Tried 

Tried this 

Trifles 

Trimming 

Trip 

Triplicate 

Triumph 

Triv^l 

Troy 

Trodden 

Trouble 

Troubled 

Trust 

Trusting 

Trustee 

Trust the delay 

Trust Company Building 

Truly 

T. R. Wallace 

Try 

Trying 

Tubular 

Tuesday 

Tumbler 

Turbine 

Turkish 

Turkey 

Turned 

T. W. Cook 
Twice 

Twist 




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Typewriter 

Typewriting 

Typewritist 
Typewrite 
Type foundry 

Ultimate 

Ultimo 

Unable 

Unable to 

Unanimity 

Unattainable 

Unavoidable 

Unbridled 

Unbroken 

Unclaimed 

Uncertain 

Uncollected 

Uncollectible 

Uncontrollable 

Under 

Under the 

Under the circumstances 

Understand 

Understanding 
Understood 
Understood you 

Undertake 

Undertaking 

Undersigned 

Undersold 
Under his 
Under this 

Undoubtedly 

Undo 

Unexpected 

Unexpectedly 

Unearned 

Unexpired 

Unfit 

Unfilled 

Unfinished 

Unfolding 

Unfortunate 

Unfortunately 

Unfriendly 

Urge 

Urgent 

Urgency 

Unhesitatingly 

Union 

Union Depot 

United States 

United States Marshal 

Unimproved 

Unintentional 

Unknown 

Unless 

Unless you remit 

Unless you know them 

Unlock 

Unmistakable 

Unnecessary 

Unpaid 

Unpracticed 

Unproductive 

Unprofitable 

Unpunctual 

Unquestionable 

Unseen 

Unsatisfied 

Unsatisfactory 

Until 

Unthinking 

Unusual 

Usually 

Unwilling 

Up 

Upon 

Upon you 

Upon receipt 

Upon receipt of this * 
Upon our agent 
Upon which 

Up to this time 

Up-to-date 

Up there 

Upstairs 

Upholstered 

Us 

Use 

Used 

Usually 

Useless 

Use it 

Use the goods 




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Utmost 

Vacancy 

Vague 

Value 

Valued 

Values 

Value received 

Valuable 

Valid 

Valuation 

Vanity 
Vanilla 
Vanishing 

Varies 

Various 

Varying 

Vase lamps 

Vendue 

Ventilator 

Veneered 
Very 

Very close 
Very likely 
Very much 
Very much obliged 
Very near a year 
Very truly 
Very truly yours 

Verdict 

Verified 

Versus (vs.) 

Vexation 

Via 

Victor 

Victory 
Vicinity 
View 

Views 

Vienna 

Vigor 

Vigorous 

Virgins 

Village 

Vim 

Violated 

Virtue 

Visit 

Visited 

Vice-President 

Vision 

Vocation 

Vouchered 

W. A. Bald 
Wagons 
Wagon tongues 

W. A. Horn 

Walked 

Walking 

Walnut 

Walnut Grove 

Waldron 

Wall Bros. 

Wamsley 

Want 

Wants 
Want us 
Want them 
Wander 
Wandered 
Ward 

Wardrobes 

Warrants 

Warranty 

Wares 

Warsaw, Mo. 
Was 

Was a member 
Was cancelled 
Was due 
Was duly 
Was damaged 
Was dead 

Was killed 

Was his 

Was it 

Was married 

Was made 

Was not 

Was not aware 

Was not thoroughly 

Was received 

Was sent 
Was said 
Was soon 



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TAV 2- PACE 39 



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DICTIONARY AND READER. 



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Was served 
Was the first 
Was the first time 

Was there 
Was there any 
Was thrown 

Was to take the place 
Waste basket 
Washed 
Washouts 
Wash tubs 
Washington 
Washington City- 
Washington, D. C. 
Water 
Water-tank 
Watchword 
Wausau 

Wavelets 

Wax 

Waybill 

Wav clear 

W. C. Adkins, Esq. 

W. C. Noble 

W. C. Stonebreaker 

W. C. Watson 

We 

We are 

We are able to 

We are advised 

We are certainly 
We are considerably 
We are in receipt of 
We are inclined 
We are making 
We are not 
We are not able to 
We are receiving 
We are sure 
We are sorry 
We are selling 
We are satisfied 

We are very much 
We are willing 
Weary 

Wearied 
Weapon 
Wealth 

Weakest 
We beg 
We believe 

We can 
We can do 
We can get 
We can get it 
We can get them 
We can make 
We can send them 
We cannot 
We could 

We close 
We do not 
We do not know 
We do not see 
We do not think 
We do not have 
We don't think 
We did not 
We deem 
We deal 
We desire 
Wednesday 

Week 
Weekly 
We enclose 

We enclose invoice 
We give 
We have 
We have been 
We have executed 
We have examined 

We have had 

We have been there 

We have mentioned 

We have no 
We have not 
We have nothing 
We have sold 
We have some 
We have sent 
We have sent you 
We have said 
We have shipped 

We have these 
We have your order 
We have your favor 



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We have your letter 
We have your esteemed 
We had not 

We hand you 

Weights 

Weighed 

Weighing 

Weir City 

We know 

Wellington, Kans. 

We make 

We make it 

We make nothing 

We may 

We may have 

We may hear 

We may be able 

We must 

We must ask you 

We must get 

We must make 

We must request you 

We must say 

We might be able to 

We notice 

We note you say 

We note what you say 

We note what you state 
Wentworth, Colo. 
We offer 

We presume 

We quote you 

Were you acquainted 

Were 

Were received 

Were substituted 

Were the 
Were there 
We were very 

Were you 
Were you there 
We regret 
We received 
We remain 
We sent you 
We send this 
We see nothing 
We see no reason 

We shall be glad 
We shall be pleased 
We should be pleased 

We suppose you 
We supposed 
We submit 

We sold 

West 

Western 

Westport 
We trust 
We think there 

We take the 

Wet weather 

We understand them 

We would 

We would be 

We would be able to 

We would be pleased 

We would do so 

We would like 

We would send you 

We will 

We will accept 

We will advise you 
We will be pleased 
We will give the order 

We will have 
We will make 
We will make you 
We will mail you 
We will send you 
We will send you the 

We will ship 
We will sail 
We were 
We wired you 
We wish 
W. F. Gordon 
What 
What you 
What you know 

What you have 
What you say 
What you saw 

What you did 
What you state 
What do you 




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TAV t -PAGE 30 



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DICTIONARY AND READER. 



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31 



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What was done 

What was it 

What was the 

What was the matter 

What was the understanding 

What was there 
What was the first 
What was your business 

What that was 

What that is 

What is it 

What is your business 

What is that reputation 

What is your name 

What were you doing 

What were you doing there 

What position 

What relation 

What time 

W. H. Acres 

Whatever 

What we know 

W. H. Brittain, Esq. 

Wheat 

Wheeling, W.Va. 
Wheels 

Where did your 
Where did you go 
Where did you live 
Where do you reside 
Where do you live 
Where was the 
Where was the defendant 
Where were the 
Where were you 
Where this 
Where they are 

Where there are 

Where the defendant 

Where he came 

Wherefore 

Whereon 

Whereupon 

Whereas 

Whereabouts 

Whether 

Whether or not 

Whether there is 
Whether the 
When 

When you 
When you are 
When you are ready 

When you come 
When you can 
When you can ship 
When you get 
When you got 
When you have 
When vou remit 
When your 
Whetted 

When I was 
Whenever 
When he 
When he calls 
When he will 
When the car 

When the turn 
When the rate 
When the plans 
When this difficulty 
When this 
When they come 

Which 
Which you 
Which you can see 
Which you desire 
Which you may 
Which you mention 

Which you order 
Which you report 
Which you say 

Which you were 

Which are 

Which are manufactured 

Which case 
Which has been 
Which has never 

Which is a 
Which is correct 
Which is made 

Which is now 
Which is the 
Which please 



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Which time 

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Which will have 
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While 
While there 

Whiskey 

White 

White, the defendant 

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Whom 
Who are 
Who had 
Who have 
Who make 

Who owns 
Who won it 
Who were 

Who was 

Who was present 

Who has had 

Who has been 

Who is now 

Who is the counsel 

Wholesale 

Wholesale house 

Wholly 

W. H. Owen 

Why 

Why not close 

Why this company 

Why is it 

W. H. Wright & Co. 

Wichita 
Wichita, Kan. 
Wide 
Widow 
Width 
Weiner wurst 

Wife 

Willing 

Wilmington 

Wilkinson 
Wilson & Co. 
Williamsburg 

William 

William Chapman 
Will be 
Will be there 
Will be considered 
Will not 

Will not be 
Willow Springs 
Will oblige 

Will say 

Will satisfy 

Will take pleasure 

Will you 

Will you advise us 

Will you explain 

Will vou please 

Window 

Windows 

Wind mill 

Winner 

Winning 

Windsor 

Winona, Mo. 

Wipers 

Wiped 
Wired 
Wisconsin 

Without 

Withdrew 

Withered 

Withhold 

Witness 
Witnesses 

With best 

Within 

With 

With all 
With an order 
With a sample 
With any one 
With a remittance 
With another 
With correction 
Withdrawal 
With enclosed 
With enclosure 
Will give your order 
With his 



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32 



DICTIONARY AND READER. 



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With it 

Within the reach 

With some one 
With the 
With the buggy 

With the defendant 
With the exception 
With the plaintiff 

With the size 

With the sun 

With the subscription 

With the way you have 

With them 

With those 

With this 

With this matter 

With this difference 

Without delay 

Without any trouble 

With us 

With you 

With you direct 

With your 

With your request 
Wm. Harris 
Wm. M. McClure 

Wolves 
Wonder 
Wonderful 

Wood 

Wooden 

Woodcock 

Wood beam plows 

Work 

Worked 

Worker 

Workman 

Workmanship 

Worth 

Worthy 

World 

Worldly 

Word 

Words 

Word-signs 
Worse than 
Worship 

Worcester, Mass. 
Would 

Would be able 
Would do so 
Would have been 
Would make i 
Would not 
Would say 
Would say that 

Would there 

Wound 

Wove 

Woven 

W. P. Stewart 

W. Rando'ph 

Wraps 

Wrapping 

Wrangle 

Wrecking 

Write 

Writer 

Write the 
Write you 
Write us 
Write you again 
Written 
Written you 

Wringers 
Wrong 
Wrote you 

Write the policy 
W. W. Gideon 
W. W. Wilson 
W. W. Thomas 
Wyandotte 
Wyoming 

Yards 

Yardmaster 

Yarn 

Yankee 

Year 

Yellow 

Yes sir 
Yes or no 
Yesterday 

Yet 

Youth 

Young 





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Younger 
Young man 
Young America 
You 

You are surely 
You are not making 
You are only 
You are very much 
You have been 
You can 
You cannot 
You can sell us 
You can get them 
You can accept 
You could 
You claim 
You have 
You have not 
You had better 
You had collected 
You may 
You may order 
You may now 
You may ship 

You may have 
You may draw 
You may state 
You may send 
You may get 
You may return 

You make 
You make no 
You mention 

Your name was 
You say 
You say that 
You said 
You state 
You stated 

You saw 
You send us 
You should 
You should send 
You should have 
You should send these 

You will 

You will be able to 

You will favor us 

You will find 

You will have 

You will have difficulty 

You will kindly 

You will not 

You will not be 

You will notice 

You will take notice 

You will then order p. ^ fY^~l 

You would advise us "r V" \" 

You would have n 

You would look it up n H D 

You would say ' "V '"* ,A 

You were J 

You were not s s 

You wish "9 ' *- — 

Your J 

Your company s- f *■ _ 

Your coal <f *\ ^\ 

Your favor 

Your favor of the 25th 

Your favorable r\ #- Ir. /- 

Your letter 

Your letter of the 9th 

Your letter of the 6th ■(?& 

Your memory 

Your name . ^. ^ 

Your name is £^-a~ -C^- ....l^/Z. 

Your order >. 

Your returns ^ - . \ ~ 

Your receipt before .C^j[.\...C K £ 

Your remittance v_ Vv_p 

Yourself /* S y 

Yourselves Q /^. .£. _ 

Your sample \ / 

Your track ^ 

Your trade /T. /jZ-7 X 

Your valued favor of the 29th l\ W-v ' 
Yours I ^ 

Yours truly L C (... 

Yours very truly y " X^. V 

Yours faithfully v \ * — ', 

Yours sincerely D_j>Y &, <_^ C 

Yours of the 2d Wd - erY ° 

Zenia, O. 

Zephyr ) ) V° 

Zenith *\ *~-f 

Jealous ' v< - 

TAY 2 -PAGE 32 





TAY I -PACE 32 



Reading Exercises 

WITH the most difficult word and phrase outlines selected from the 
matter and arranged in a vocabulary for practice before reading or 
for reference while reading. Notice that only a part of these 
selections are arranged in the manner explained, and part are left for the 
student to make out without any help of any kind. They should be read and 
written over and over until they can be read rapidly. "Legal Letter" and 
1 ' Specifications for Electric Plant ' ' should be read and transcribed on the 
machine until they can be read rapidly, and transcribed on the machine 
accurately, and properly punctuated. 



34 



DICTIONARY AND READER. 



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publishing 



1 Leader Democrat 
Wrote you 
Inserting 

Classified 

Ad 

Chemical 

Extinguisher 
Discontinued 
Entirely 

Was sent you 
Every other 
Saturday 

Issue 

Insertions 

Early 

2 Junction 
Series 

Advertisements 
Advertising 
Error 
Omitted 

Electrotypes 

Refused 

Honor 

3 Batch 
Drug 

Corporation 
Copies 
Daily 
Weekly 

Vouchers 

Record 

Yearly 

Contract 

Quarter 

Known 

4 Globe-Democrat 
Containing 
Incomplete 
Select 
Cincinnati 
Peruna 

5 Unless 
Attorney 
Collection 
Ignored 
Assumed 
Without 

6 Chicago Herald 
Rand, McNally & Co. 
Sundays 
Wednesdays 
Acceptance 

Card 

Postal 

Proof 

Publication 

Collect 

You will please 

At once 

7 Courier Journal 
Louisville 

Wood's Investment Co. 

Miscellaneous 

Wants 

For sale 

Correct 

Appeared 

Agents 

Chances 

Classification 

Wrong 

Credited 

Complete 

Recently 

Pyramid 

Replied 

Examine 

Source 

Strikes 

Wrapper 

8 Coffeyville 
Regular 
Papers 
Agate 
Liberal 
Over 

Revision 

Extra 

Furnished 

9 Sacramento 
Reference 
Photo-engraving 
Inasmuch as 
Heretofore 
Double-column 



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1 Publishing 
Report 
Hours 
Spent 
Evidently 
Convinced 
Success 
Devoting 
Energy 

Canvassing 
Occupation 
Trusting 

Earnestly 
Increase 
Ann Arbor 

2 Contents noted 
Volumes 
Inclusive 
Rather 
Scarce 
Depend 

Complete 

Specimen 

Pages 

Previous 

Explanation 

Telegram 

Print 

Walla Walla, Wash. 

Acknowledging 

3 Advise 
Levison & Co. 
Ridpath's History 

Expect 
Leather 
One -fourth 

4 Enclosure 
As stated 
Additional 

Remittance 

Cover 

Within 

Endeavor 

Understanding 

Regarding 

5 Statement 
Shipment 
Herewith 

Instead 

Investigation 

Wrongly 

Excuse 

Blunder 

Various 

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Assure 
Disappointed 

Hopes 

Continuing 

Remainder 

Experience 

Felt 

Confident 

Thoroughly 

Started 

Necessity 

Duties 
Induce 
Publisher 

Fairly 

Liberty 

Circulars 

7 Perusal 
Bibles 
Described 

Manufacturers 

Finest 

Country 

8 Binding 
Prospectus 
Section 

Applications 

Territory 

Whatever 

9 Certainly 
Delightful 
Stories 

Grand 

Thrilling 

Interesting 

Pronounced 

Endorsed 

Ministers 

Household 

Justice 

Handle 



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Clause 

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Legislation 

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Session 

Acts 

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TAY I -PAGE 38 



DICTIONARY AND READER. 



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